> ## Documentation Index > Fetch the complete documentation index at: https://www.marqeta.com/docs/llms.txt > Use this file to discover all available pages before exploring further. # Program Funding Sources > Use the /fundingsources/program endpoint to create program funding sources that represent bank accounts from which funds are drawn for Managed Just-in-Time (JIT) Funding transactions. export const EndpointCard = ({method = "API", title, children, href, arrow = true}) => { const METHOD_STYLES = { GET: { bg: "mint-bg-green-400/20 dark:mint-bg-green-400/20", text: "mint-text-green-700 dark:mint-text-green-400", border: "mint-border-green-300 dark:mint-border-green-700" }, POST: { bg: "mint-bg-blue-400/20 dark:mint-bg-blue-400/20", text: "mint-text-blue-700 dark:mint-text-blue-400" }, PUT: { bg: "mint-bg-yellow-400/20 dark:mint-bg-yellow-400/20", text: "mint-text-yellow-700 dark:mint-text-yellow-400" }, PATCH: { bg: "mint-bg-orange-400/20 dark:mint-bg-orange-400/20", text: "mint-text-orange-700 dark:mint-text-orange-400" }, DELETE: { bg: "mint-bg-red-400/20 dark:mint-bg-red-400/20", text: "mint-text-red-700 dark:mint-text-red-400" }, API: { bg: "mint-bg-black", text: "mint-text-white" } }; const MethodBadge = ({method}) => { const style = METHOD_STYLES[method?.toUpperCase()] ?? METHOD_STYLES.GET; return {method?.toUpperCase()} ; }; const content =

{}

{title}

{children &&

{children}

}

; if (!href) return content; return {content} ; }; Use the `/fundingsources/program` endpoint to create a program funding source. A program funding source represents a bank account from which funds are drawn for Managed Just-in-Time (JIT) Funding transactions. For more information about JIT Funding, see [About Just-in-Time Funding](/developer-guides/about-jit-funding/). In the sandbox environment, each program funding source you create simulates funds for use in test transactions. In production environments, program funding sources are created by Marqeta and draw funds from a bank account you set up in conjunction with Marqeta. **Note**\ Your program funding source must be approved by Marqeta and the issuing bank. If you are using a third-party service to collect user funds, Marqeta and the issuing bank require specific reporting to ensure compliance with applicable rules and regulations. Contact Marqeta for more information.

Create program source

**Action:** `POST`\ **Endpoint:** `/fundingsources/program` {/* */} Create a program funding source.

Request body

| Fields | Description | | --------------------------------------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | active

boolean

Optional | Indicates whether the program funding source is active.

**Allowable Values:**

`true`, `false`

**Default value:**
`false` | | name

string

Required | Name of the program funding source.

**Allowable Values:**

1–50 chars | | token

string

Optional | Unique identifier of the funding source. If you do not include a token, the system will generate one automatically. As this token is necessary for use in other calls, we recommend that you define a simple and easy to remember string rather than letting the system generate a token for you. This value cannot be updated.

**Allowable Values:**

1–36 chars |

Sample request body

```json JSON lines wrap theme={null} { "token": "my_programfundingsource_token", "name": "my_programfundingsource_name", "active": true } ```

Response body

| Fields | Description | | ------------------------------------------------------------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | | account

string

Returned | Account identifier.

**Allowable Values:**

255 char max | | active

boolean

Conditionally returned | Indicates whether the program funding source is active. This field is returned if it exists in the resource.

**Allowable Values:**

`true`, `false` | | created\_time

datetime

Returned | Date and time when the resource was created, in UTC.

**Allowable Values:**

datetime

**Format:**
yyyy-MM-ddThh:mm:ssZ | | last\_modified\_time

datetime

Returned | Date and time when the resource was last modified, in UTC.

**Allowable Values:**

datetime

**Format:**
yyyy-MM-ddThh:mm:ssZ | | name

string

Returned | Name of the program funding source.

**Allowable Values:**

1–50 chars | | token

string

Returned | Unique identifier of the funding source.

**Allowable Values:**

1–36 chars |

Sample response body

```json JSON lines wrap theme={null} { "name": "my_programfundingsource_name", "active": true, "token": "my_programfundingsource_token", "account": "12.003.001.000147", "created_time": "2023-02-25T20:46:04Z", "last_modified_time": "2023-02-25T20:46:04Z" } ```

Create ACH program source

**Action:** `POST`\ **Endpoint:** `/fundingsources/program/ach` {/* */} Create an ACH program funding source.

Request body

| Fields | Description | | ------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | account\_number

string

Required | ACH account number.

**Allowable Values:**

36 char max | | account\_type

string

Required | Type of account.

**Allowable Values:**

`checking`, `savings`, `corporate`, `loan` | | bank\_name

string

Optional | Name of the bank holding the account.

**Allowable Values:**

255 char max | | is\_default\_account

boolean

Optional | If there are multiple funding sources, this field specifies which source is used by default in funding calls. If there is only one funding source, the system ignores this field and always uses that source.

**Allowable Values:**

`true`, `false`

**Default value:**
`false` | | name\_on\_account

string

Required | Name on the ACH account.

**Allowable Values:**

1–50 chars | | routing\_number

string

Required | Routing number for the ACH account.

**Allowable Values:**

9 digits | | token

string

Optional | Unique identifier of the funding source. If you do not include a token, the system will generate one automatically. This token is necessary for use in other calls, so we recommend that rather than let the system generate one, you use a simple string that is easy to remember. This value cannot be updated.

**Allowable Values:**

1–36 chars | | verification\_notes

string

Optional | Free-form text field for holding notes about verification. This field is returned only if `verification_override = true`.

**Allowable Values:**

255 char max | | verification\_override

boolean

Optional | Allows the ACH funding source to be used, regardless of its verification status. Set this field to `true` if you can attest that you have verified the account on your own and that it will not be returned by the Federal Reserve.

**NOTE:** When using `PLAID` to validate a funding source, this field is always set to `true`.

**Allowable Values:**

`true`, `false`

**Default value:**
`false` |

Sample request body

```json JSON lines wrap theme={null} { "name_on_account": "John Doe", "account_number": "888271159", "routing_number": "121000357", "account_type": "checking", "is_default_account": true, "verification_override": true, "verification_notes": "testing" } ```

Response body

| Fields | Description | | ----------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | account\_suffix

string

Returned | ACH account identifier appended to the bank account number.

**Allowable Values:**

255 char max | | account\_type

string

Returned | Type of account.

**Allowable Values:**

`checking`, `savings`, `corporate`, `loan` | | active

boolean

Returned | Specifies whether the account is active.

**Allowable Values:**

`true`, `false` | | bank\_name

string

Conditionally returned | Name of the bank holding the account. This field is returned if it exists in the resource.

**Allowable Values:**

255 char max | | created\_time

datetime

Returned | Date and time when the resource was created, in UTC.

**Allowable Values:**

datetime

**Format:**
yyyy-MM-ddThh:mm:ssZ | | date\_sent\_for\_verification

datetime

Conditionally returned | Date and time in UTC when the request for account validation was sent to the third-party partner.

This field is returned if it exists in the resource.

**Allowable Values:**

datetime

**Format:**
yyyy-MM-ddThh:mm:ssZ | | date\_verified

datetime

Conditionally returned | Date and time when the account was verified, in UTC.

This field is returned if it exists in the resource.

**Allowable Values:**

datetime

**Format:**
yyyy-MM-ddThh:mm:ssZ | | is\_default\_account

boolean

Conditionally returned | If there are multiple funding sources, this field specifies which source is used by default in funding calls. If there is only one funding source, the system ignores this field and always uses that source.

**Allowable Values:**

`true`, `false` | | last\_modified\_time

datetime

Returned | Date and time when the resource was last modified, in UTC.

**Allowable Values:**

datetime

**Format:**
yyyy-MM-ddThh:mm:ssZ | | name\_on\_account

string

Returned | Name on the ACH account.

**Allowable Values:**

1–50 chars | | token

string

Returned | Unique identifier of the funding source.

**Allowable Values:**

Existing funding source token | | verification\_notes

string

Conditionally returned | Free-form text field for holding notes about verification. This field is returned only if `verification_override = true`.

**Allowable Values:**

255 char max | | verification\_override

boolean

Conditionally returned | Allows the ACH funding source to be used regardless of its verification status. This field is returned if it exists in the resource.

**NOTE:** When using `PLAID` to validate a funding source, this field is always set to `true`.

**Allowable Values:**

`true`, `false` | | verification\_status

string

Conditionally returned | Account verification status. This field is returned if it exists in the resource.

**Allowable Values:**

`ACH_FAILED`, `ACH_VERIFIED`, `VERIFICATION_PENDING` |

Sample response body

```json JSON lines wrap theme={null} { "token": "my_program_ach_source_token", "name_on_account": "John Doe", "account_type": "checking", "account_suffix": "1156", "is_default_account": true, "active": true, "verification_status": "ACH_VERIFIED", "created_time": "2023-02-27T18:40:27Z", "last_modified_time": "2023-02-27T18:40:27Z" } ```

List ACH program sources

**Action:** `GET`\ **Endpoint:** `/fundingsources/program/ach` {/* */} List ACH program funding sources.

URL query parameters

| Fields | Description | | --------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | count

integer

Optional | Number of resources to retrieve.

**Allowable Values:**

1-10 | | start\_index

integer

Optional | Sort order index of the first resource in the returned array.

**Allowable Values:**

Any integer

**Default value:**
0 | | fields

string

Optional | Comma-delimited list of fields to return (`field_1,field_2`, and so on). Leave blank to return all fields.

**Allowable Values:**

Comma-delimited list of fields, or blank | | sort\_by

string

Optional | Field on which to sort. Use any field in the resource model, or one of the system fields `lastModifiedTime` or `createdTime`. Prefix the field name with a hyphen (`-`) to sort in descending order. Omit the hyphen to sort in ascending order.

**Allowable Values:**

`createdTime`, `lastModifiedTime`, or any field in the resource model

**Default value:**
`-lastModifiedTime` | | active

boolean

Optional | If `true`, returns ACH funding sources from active programs only. If `false`, returns all ACH funding sources.

**Allowable Values:**

`true`, `false` |

Response body

| Fields | Description | | ----------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | count

integer

Conditionally returned | Number of resources to retrieve.

This field is returned if there are resources in your returned array.

**Allowable Values:**

1-10 | | data

array of objects

Conditionally returned | Array of ACH funding source objects.

Objects are returned as appropriate to your query.

**Allowable Values:**

Array of one or more ACH funding source objects | | data\[].**account\_suffix**

string

Returned | ACH account identifier appended to the bank account number.

**Allowable Values:**

255 char max | | data\[].**account\_type**

string

Returned | Type of account.

**Allowable Values:**

`checking`, `savings`, `corporate`, `loan` | | data\[].**active**

boolean

Returned | Specifies whether the account is active.

**Allowable Values:**

`true`, `false` | | data\[].**bank\_name**

string

Conditionally returned | Name of the bank holding the account. This field is returned if it exists in the resource.

**Allowable Values:**

255 char max | | data\[].**created\_time**

datetime

Returned | Date and time when the resource was created, in UTC.

**Allowable Values:**

datetime

**Format:**
yyyy-MM-ddThh:mm:ssZ | | data\[].**date\_sent\_for\_verification**

datetime

Conditionally returned | Date and time in UTC when the request for account validation was sent to the third-party partner.

This field is returned if it exists in the resource.

**Allowable Values:**

datetime

**Format:**
yyyy-MM-ddThh:mm:ssZ | | data\[].**date\_verified**

datetime

Conditionally returned | Date and time when the account was verified, in UTC.

This field is returned if it exists in the resource.

**Allowable Values:**

datetime

**Format:**
yyyy-MM-ddThh:mm:ssZ | | data\[].**is\_default\_account**

boolean

Conditionally returned | If there are multiple funding sources, this field specifies which source is used by default in funding calls. If there is only one funding source, the system ignores this field and always uses that source.

**Allowable Values:**

`true`, `false` | | data\[].**last\_modified\_time**

datetime

Returned | Date and time when the resource was last modified, in UTC.

**Allowable Values:**

datetime

**Format:**
yyyy-MM-ddThh:mm:ssZ | | data\[].**name\_on\_account**

string

Returned | Name on the ACH account.

**Allowable Values:**

1–50 chars | | data\[].**token**

string

Returned | Unique identifier of the funding source.

**Allowable Values:**

Existing funding source token | | data\[].**verification\_notes**

string

Conditionally returned | Free-form text field for holding notes about verification. This field is returned only if `verification_override = true`.

**Allowable Values:**

255 char max | | data\[].**verification\_override**

boolean

Conditionally returned | Allows the ACH funding source to be used regardless of its verification status. This field is returned if it exists in the resource.

**NOTE:** When using `PLAID` to validate a funding source, this field is always set to `true`.

**Allowable Values:**

`true`, `false` | | data\[].**verification\_status**

string

Conditionally returned | Account verification status. This field is returned if it exists in the resource.

**Allowable Values:**

`ACH_FAILED`, `ACH_VERIFIED`, `VERIFICATION_PENDING` | | end\_index

integer

Conditionally returned | Sort order index of the last resource in the returned array.

This field is returned if there are resources in your returned array.

**Allowable Values:**

Any integer | | is\_more

boolean

Conditionally returned | A value of `true` indicates that more unreturned resources exist. A value of `false` indicates that no more unreturned resources exist.

This field is returned if there are resources in your returned array.

**Allowable Values:**

`true`, `false` | | start\_index

integer

Conditionally returned | Sort order index of the first resource in the returned array.

This field is returned if there are resources in your returned array.

**Allowable Values:**

Any integer |

Retrieve program source

**Action:** `GET`\ **Endpoint:** `/fundingsources/program/{token}` {/* */} Retrieve a specific program funding source, whether active or inactive.

URL path parameters

| Fields | Description | | ------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------- | | token

string

Required | Unique identifier of the program funding source.

**Allowable Values:**

Existing program funding source token |

Response body

Sample response body

Update program source

**Action:** `PUT`\ **Endpoint:** `/fundingsources/program/{token}` {/* */} Update a program funding source.

URL path parameters

Request body

Sample request body

```json JSON lines wrap theme={null} { "name": "your_programfundingsource_name", "active": false } ```

Response body

Sample response body

```json JSON lines wrap theme={null} { "name": "your_programfundingsource_name", "active": true, "token": "my_programfundingsource_token", "account": "12.003.001.000147", "created_time": "2023-02-25T20:46:04Z", "last_modified_time": "2023-02-25T20:50:00Z" } ```