> ## Documentation Index
> Fetch the complete documentation index at: https://www.marqeta.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.
# Delinquency
> Use Delinquency to retrieve details on a credit account's delinquency state and delinquency state transitions.
export const EndpointCard = ({method = "API", title, children, href, arrow = true}) => {
const METHOD_STYLES = {
GET: {
bg: "mint-bg-green-400/20 dark:mint-bg-green-400/20",
text: "mint-text-green-700 dark:mint-text-green-400",
border: "mint-border-green-300 dark:mint-border-green-700"
},
POST: {
bg: "mint-bg-blue-400/20 dark:mint-bg-blue-400/20",
text: "mint-text-blue-700 dark:mint-text-blue-400"
},
PUT: {
bg: "mint-bg-yellow-400/20 dark:mint-bg-yellow-400/20",
text: "mint-text-yellow-700 dark:mint-text-yellow-400"
},
PATCH: {
bg: "mint-bg-orange-400/20 dark:mint-bg-orange-400/20",
text: "mint-text-orange-700 dark:mint-text-orange-400"
},
DELETE: {
bg: "mint-bg-red-400/20 dark:mint-bg-red-400/20",
text: "mint-text-red-700 dark:mint-text-red-400"
},
API: {
bg: "mint-bg-black",
text: "mint-text-white"
}
};
const MethodBadge = ({method}) => {
const style = METHOD_STYLES[method?.toUpperCase()] ?? METHOD_STYLES.GET;
return
{method?.toUpperCase()}
;
};
const content =
{}
{}
{title}
{children &&
{children}
}
Retrieve delinquency state
**Action:** `GET`\
**Endpoint:** `/credit/accounts/{account_token}/delinquencystate`
Retrieve details of the current delinquency state of a credit account.
An account is delinquent when it is past due on payments and current when it is up to date on payments.
URL path parameters
| Fields | Description |
| ---------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| account\_token
string
Required | Unique identifier of the credit account for which you want to retrieve delinquency state details.
Send a `GET` request to `/credit/accounts` to retrieve existing credit account tokens.
**Allowable Values:**
Existing account token |
Response body
| Fields | Description |
| ------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| account\_token
string
Returned | Unique identifier of the credit account.
**Allowable Values:**
Existing account token |
| is\_delinquent
boolean
Returned | A value of `true` indicates that the account is currently delinquent.
**Allowable Values:**
`true`, `false` |
| date\_account\_delinquent
datetime
Conditionally returned | Date and time when the account last fell delinquent on the Marqeta platform, in UTC.
If `is_delinquent` is `false`, a null value is returned.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| date\_account\_current
datetime
Conditionally returned | Date and time when the account was last made current on the Marqeta platform, in UTC.
If the account was never delinquent, this field returns the date and time the account was created on the Marqeta platform, in UTC.
If `is_delinquent` is `true`, a null value is returned.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| total\_days\_past\_due
integer
Returned | Total number of days that the account is past due.
**Allowable Values:**
Any integer |
| delinquent\_days\_past\_statement\_end\_date
integer
Conditionally returned | Total number of days that the account is past the oldest bucket’s statement end date.
**Allowable Values:**
Any integer |
| total\_past\_due
decimal
Returned | Total amount that is past due.
**Allowable Values:**
Format: 0.00 |
| current\_due
decimal
Returned | Amount that is due for the current billing cycle.
**Allowable Values:**
Format: 0.00 |
| total\_due
decimal
Returned | Total amount that is due for the current billing cycle; the sum of `total_past_due_amount` and `current_due_amount`.
**Allowable Values:**
Format: 0.00 |
| buckets
array of objects
Conditionally returned | One or more delinquency buckets for an account. Each delinquency bucket represents a billing cycle during which the account was delinquent.
**Allowable Values:**
One or more `buckets` objects |
| buckets\[].**bucket\_number**
integer
Returned | Delinquency bucket number in the returned array. Delinquency buckets are returned from most recent to least; the most recent delinquency bucket is `1`.
**Allowable Values:**
Any integer |
| buckets\[].**payment\_due\_date**
datetime
Returned | Date that the payment was due for this delinquency bucket.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| buckets\[].**past\_due\_carried\_forward**
decimal
Returned | Amount that is past due and carried forward from previous delinquency buckets.
**Allowable Values:**
Format: 0.00 |
| buckets\[].**current\_due**
decimal
Returned | Current amount that is due for this delinquency bucket.
**Allowable Values:**
Format: 0.00 |
| buckets\[].**total\_due**
decimal
Returned | Total amount that is due for this delinquency bucket; the sum of `past_due_carried_forward` and `current_due`.
**Allowable Values:**
Format: 0.00 |
| buckets\[].**days\_past\_due**
integer
Returned | Total number of days that the payment is past due for this delinquency bucket.
**Allowable Values:**
Any integer |
Sample response body
The following code block shows details of a delinquent account.
```json JSON expandable lines wrap theme={null}
{
"account_token": "account_token_123",
"is_delinquent": true,
"date_account_delinquent": "2024-03-01T04:59:59.999Z",
"date_account_current": null,
"total_days_past_due": 91,
"total_past_due": 100,
"current_due": 40,
"total_due": 140,
"buckets": [
{
"bucket_number": 1,
"payment_due_date": "2023-05-01T03:59:59.999Z",
"past_due_carried_forward": 60,
"current_due": 40,
"total_due": 100,
"days_past_due": 30
},
{
"bucket_number": 2,
"payment_due_date": "2024-04-01T03:59:59.999Z",
"past_due_carried_forward": 20,
"current_due": 40,
"total_due": 60,
"days_past_due": 60
},
{
"bucket_number": 3,
"payment_due_date": "2024-03-01T04:59:59.999Z",
"past_due_carried_forward": 0,
"current_due": 20,
"total_due": 20,
"days_past_due": 91
}
]
}
```
The following code block shows details of a current account.
```json JSON lines wrap theme={null}
{
"account_token": "account_token_111",
"is_delinquent": false,
"date_account_delinquent": null,
"date_account_current": "2024-01-01T04:59:59.999Z",
"total_days_past_due": 0,
"total_past_due": 0,
"current_due": 100,
"total_due": 100,
"buckets": []
}
```
List delinquency state transitions
**Action:** `GET`\
**Endpoint:** `/credit/accounts/{account_token}/delinquencystate/transitions`
Retrieve an array of delinquency state transitions for a credit account.
A delinquency state transition occurs when an account’s delinquency state transitions between delinquent and current. An account becomes delinquent when it falls behind on payments and becomes current when payments are made up to date.
URL path parameters
| Fields | Description |
| ---------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| account\_token
string
Required | Unique identifier of the credit account whose delinquency state transitions you want to retrieve.
Send a `GET` request to `/credit/accounts` to retrieve existing credit account tokens.
**Allowable Values:**
Existing account token |
URL query parameters
| Fields | Description |
| --------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| count
integer
Optional | Number of resources to retrieve.
**Allowable Values:**
1 min |
| start\_index
integer
Optional | Sort order index of the first resource in the returned array.
**Allowable Values:**
0 min |
| sort\_by
string
Optional | Field on which to sort. Prefix the field name with a hyphen (`-`) to sort in descending order. Omit the hyphen to sort in ascending order.
**NOTE:** You must sort using system field names such as `impactTime`, and not by the field names appearing in response bodies such as `impact_time`.
**Allowable Values:**
`impactTime`, `-impactTime` |
Response body
| Fields | Description |
| -------------------------------------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| count
integer
Returned | Number of resources returned.
**Allowable Values:**
1-10 |
| start\_index
integer
Returned | Sort order index of the first resource in the returned array.
**Allowable Values:**
Any integer |
| end\_index
integer
Returned | Sort order index of the last resource in the returned array.
**Allowable Values:**
Any integer |
| is\_more
boolean
Returned | A value of `true` indicates that more unreturned resources exist.
**Allowable Values:**
`true`, `false` |
| data
array of objects
Returned | List of delinquency state transitions.
**Allowable Values:**
Valid array of one or more delinquency state transitions |
| data\[].**token**
string
Returned | Unique identifier of the delinquency state transition.
**Allowable Values:**
Existing delinquency transition token |
| data\[].**account\_token**
string
Returned | Unique identifier of the credit account.
**Allowable Values:**
Existing account token |
| data\[].**transition\_trigger\_reason**
string
Returned | Event that triggered an update to the account’s delinquency state.
**Allowable Values:**
`PAYMENT`, `PAYMENT_VOID`, `CREDIT`, `MINIMUM_PAYMENT_OVERRIDE`, `STATEMENT_GENERATION`, `REAGE`, `PAST_MIN_PAYMENT_DUE` |
| data\[].**transition\_trigger\_time**
datetime
Returned | Date and time when the triggering event caused the account’s delinquency state to transition, in UTC.
For journal entries, equivalent to `request_time`. For statement journal entries, equivalent to `impact_time`,
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**original\_status**
string
Returned | Original delinquency status prior to transition.
**Allowable Values:**
`CURRENT`, `DELINQUENT` |
| data\[].**status**
string
Returned | Current delinquency status after transition.
**Allowable Values:**
`CURRENT`, `DELINQUENT` |
| data\[].**impact\_time**
datetime
Returned | Date and time when the triggering event impacted the account, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**total\_past\_due**
decimal
Conditionally returned | Total amount that is past due after the triggering event occurred.
Equivalent to `past_due_carried_forward` for the account’s most recent delinquency bucket. To retrieve delinquency buckets for an account, send a `GET` request to `/credit/accounts/{account_token}/delinquencystate`.
**Allowable Values:**
Format: 0.00 |
| data\[].**current\_due**
decimal
Conditionally returned | Current amount that is due after the triggering event occurred.
Equivalent to `current_due` for the account’s most recent delinquency bucket. To retrieve delinquency buckets for an account, send a `GET` request to `/credit/accounts/{account_token}/delinquencystate`.
**Allowable Values:**
Format: 0.00 |
| data\[].**total\_due**
decimal
Conditionally returned | Total amount that is due after the triggering event occurred; the sum of `total_past_due` and `current_due`.
Equivalent to `total_due` for the account’s most recent delinquency bucket. To retrieve delinquency buckets for an account, send a `GET` request to `/credit/accounts/{account_token}/delinquencystate`.
**Allowable Values:**
Format: 0.00 |
| data\[].**oldest\_payment\_due\_date**
datetime
Conditionally returned | Payment due date of the account’s oldest delinquency bucket, in UTC.
Useful when used with the delinquency state transition’s `created_time` to determine the total number of days a payment is past due.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**bucket\_count**
decimal
Conditionally returned | Number of buckets for the account after the triggering event occurred.
**Allowable Values:**
Any integer |
| data\[].**is\_rolled\_back**
boolean
Returned | A value of `true` indicates that the system invalidated and rolled back the delinquency transition.
This is a temporary field that allows Marqeta to handle occasional cases of out-of-order processing. This can occur when two delinquency state transition webhooks are sent near-simultaneously.
For example, if a credit and a payment that bring an account current are made around the same time, two delinquency state transitions are sent very close together. In these cases, one of the transitions is rolled back and invalidated. For the transition that is rolled back, `is_rolled_back` is `true` and the transition should be ignored.
This field is temporary and to be deprecated when out-of-order processing is addressed in a future release.
**Allowable Values:**
`true`, `false` |
| data\[].**created\_time**
datetime
Returned | Date and time when the delinquency state transition was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| data\[].**updated\_time**
datetime
Conditionally returned | Date and time when the delinquency state transition was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
Sample response body
```json JSON expandable lines wrap theme={null}
{
"count": 2,
"start_index": 0,
"end_index": 1,
"is_more": false,
"data": [
{
"token": "delinquency_transition_token_2",
"account_token": "account_token_1",
"transition_trigger_reason": "PAYMENT",
"transition_trigger_time": "2023-12-02T23:13:48.284Z",
"original_status": "DELINQUENT",
"status": "CURRENT",
"impact_time": "2023-12-02T23:13:48.281Z",
"total_past_due": 0,
"current_due": 221.53,
"total_due": 221.53,
"oldest_payment_due_date": "2024-01-01T04:59:59.999Z",
"bucket_count": 0,
"is_rolled_back": false,
"created_time": "2023-03-28T00:52:17.566Z",
"updated_time": "2023-03-28T00:52:17.566Z"
},
{
"token": "delinquency_transition_token_1",
"account_token": "account_token_1",
"transition_trigger_reason": "STATEMENT_GENERATION",
"transition_trigger_time": "2022-12-01T08:01:29.201Z",
"original_status": "CURRENT",
"status": "DELINQUENT",
"impact_time": "2023-12-01T04:59:59.999Z",
"total_past_due": 40.18,
"current_due": 231.35,
"total_due": 271.53,
"oldest_payment_due_date": "2023-12-01T04:59:59.999Z",
"bucket_count": 1,
"is_rolled_back": false,
"created_time": "2024-03-28T00:52:17.398Z",
"updated_time": "2024-03-28T00:52:17.398Z"
}
]
}
```
Retrieve delinquency state transition
**Action:** `GET`\
**Endpoint:** `/credit/accounts/{account_token}/delinquencystate/transitions/{delinquency_transition_token}`
Retrieve a specific delinquency state transition on a credit account.
A delinquency state transition occurs when an account’s delinquency state transitions between delinquent and current. An account becomes delinquent when it falls behind on payments and becomes current when payments are made up to date.
URL path parameters
| Fields | Description |
| -------------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| account\_token
string
Required | Unique identifier of the credit account whose delinquency state transition you want to retrieve.
Send a `GET` request to `/credit/accounts` to retrieve existing credit account tokens.
**Allowable Values:**
Existing account token |
| delinquency\_transition\_token
string
Required | Unique identifier of the delinquency state transition.
**Allowable Values:**
Existing delinquency transition token |
Response body
| Fields | Description |
| -------------------------------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| token
string
Returned | Unique identifier of the delinquency state transition.
**Allowable Values:**
Existing delinquency transition token |
| account\_token
string
Returned | Unique identifier of the credit account.
**Allowable Values:**
Existing account token |
| transition\_trigger\_reason
string
Returned | Event that triggered an update to the account’s delinquency state.
**Allowable Values:**
`PAYMENT`, `PAYMENT_VOID`, `CREDIT`, `MINIMUM_PAYMENT_OVERRIDE`, `STATEMENT_GENERATION`, `REAGE`, `PAST_MIN_PAYMENT_DUE` |
| transition\_trigger\_time
datetime
Returned | Date and time when the triggering event caused the account’s delinquency state to transition, in UTC.
For journal entries, equivalent to `request_time`. For statement journal entries, equivalent to `impact_time`,
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| original\_status
string
Returned | Original delinquency status prior to transition.
**Allowable Values:**
`CURRENT`, `DELINQUENT` |
| status
string
Returned | Current delinquency status after transition.
**Allowable Values:**
`CURRENT`, `DELINQUENT` |
| impact\_time
datetime
Returned | Date and time when the triggering event impacted the account, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| total\_past\_due
decimal
Conditionally returned | Total amount that is past due after the triggering event occurred.
Equivalent to `past_due_carried_forward` for the account’s most recent delinquency bucket. To retrieve delinquency buckets for an account, send a `GET` request to `/credit/accounts/{account_token}/delinquencystate`.
**Allowable Values:**
Format: 0.00 |
| current\_due
decimal
Conditionally returned | Current amount that is due after the triggering event occurred.
Equivalent to `current_due` for the account’s most recent delinquency bucket. To retrieve delinquency buckets for an account, send a `GET` request to `/credit/accounts/{account_token}/delinquencystate`.
**Allowable Values:**
Format: 0.00 |
| total\_due
decimal
Conditionally returned | Total amount that is due after the triggering event occurred; the sum of `total_past_due` and `current_due`.
Equivalent to `total_due` for the account’s most recent delinquency bucket. To retrieve delinquency buckets for an account, send a `GET` request to `/credit/accounts/{account_token}/delinquencystate`.
**Allowable Values:**
Format: 0.00 |
| oldest\_payment\_due\_date
datetime
Conditionally returned | Payment due date of the account’s oldest delinquency bucket, in UTC.
Useful when used with the delinquency state transition’s `created_time` to determine the total number of days a payment is past due.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| bucket\_count
decimal
Conditionally returned | Number of buckets for the account after the triggering event occurred.
**Allowable Values:**
Any integer |
| is\_rolled\_back
boolean
Returned | A value of `true` indicates that the system invalidated and rolled back the delinquency transition.
This is a temporary field that allows Marqeta to handle occasional cases of out-of-order processing. This can occur when two delinquency state transition webhooks are sent near-simultaneously.
For example, if a credit and a payment that bring an account current are made around the same time, two delinquency state transitions are sent very close together. In these cases, one of the transitions is rolled back and invalidated. For the transition that is rolled back, `is_rolled_back` is `true` and the transition should be ignored.
This field is temporary and to be deprecated when out-of-order processing is addressed in a future release.
**Allowable Values:**
`true`, `false` |
| created\_time
datetime
Returned | Date and time when the delinquency state transition was created on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
| updated\_time
datetime
Conditionally returned | Date and time when the delinquency state transition was last updated on Marqeta’s credit platform, in UTC.
**Allowable Values:**
Format: yyyy-MM-ddThh:mm:ssZ |
Sample response body
```json JSON lines wrap theme={null}
{
"token": "delinquency_transition_token_1",
"account_token": "account_token_1",
"transition_trigger_reason": "STATEMENT_GENERATION",
"transition_trigger_time": "2023-05-01T09:23:36.046Z",
"original_status": "DELINQUENT",
"status": "DELINQUENT",
"impact_time": "2023-05-01T03:59:59.999Z",
"total_past_due": 160,
"current_due": 41.58,
"total_due": 201.58,
"oldest_payment_due_date": "2023-02-01T04:59:59.999Z",
"bucket_count": 4,
"is_rolled_back": false,
"created_time": "2023-05-01T09:23:36.910Z",
"updated_time": "2023-05-01T09:23:36.910Z"
}
```
Resend credit event notification
**Action:** `POST`\
**Endpoint:** `/credit/webhooks/{event_type}/{resource_token}`
Resends a credit event notification to your webhook endpoint.
Although you send this request as a `POST`, all parameters are passed in the URL and the body is empty. The event notification is resent to your webhook endpoint and also returned in the response to this request.
For details on how to configure your webhook endpoint, see the About Webhooks [tutorial](/developer-guides/about-webhooks/#_tutorial). For the complete `/webhooks` endpoint reference, see [Webhooks](/core-api/webhooks/).
URL path parameters
| Fields | Description |
| ----------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| event\_type
string
Required | Specifies the type of event you want to resend.
**Allowable Values:**
`ledgerentry`, `journalentry`, `accounttransition`, `accountstatement`, `paymenttransition`, `delinquencytransition`, `paymentreminders`, `substatus`, `accountsignupbonus` |
| resource\_token
string
Required | Unique identifier of the resource for which you want to resend a notification.
- Send a `GET` request to `/credit/accounts/{account_token}/journalentries` to retrieve existing journal entry tokens.
- Send a `GET` request to `/credit/accounts/{account_token}/ledgerentries` to retrieve existing ledger entry tokens.
- Send a `GET` request to `/accounts/{account_token}/accounttransitions` to retrieve existing account transition tokens.
- Send a `GET` request to `/credit/accounts/{account_token}/payments/{payment_token}` to retrieve existing payment transition tokens.
- Send a `GET` request to `/accounts/{account_token}/statements` to retrieve existing statement summary tokens.
- Send a `GET` request to `/accounts/{account_token}/delinquencystate/transitions` to retrieve existing delinquency state transition tokens.
- Send a `GET` request to `/accounts/{account_token}/statements/{statement_summary_token}/paymentreminders/{token}` to retrieve existing payment reminder tokens.
- Send a `GET` request to `/credit/substatuses` to retrieve existing substatus tokens.
- Send a `GET` request to `/credit/accounts` to retrieve existing credit account tokens and identify the specific account for the resend event.
**Allowable Values:**
Existing journal entry token, ledger entry token, account transition token, payment transition token, statement summary token, delinquency transition token, or substatus token |
Response body
| Fields | Description |
| ---------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------- |
| unused
string
Conditionally returned | Event notification that was resent to your webhook endpoint.
**Allowable Values:**
Valid event notification |
Sample response body
The following code block shows a sample of a resent `creditaccounttransitions` event.
```json JSON lines wrap theme={null}
{
"token": "my_credit_account_transition_token1234",
"account_token": "my_credit_account_token1234",
"original_status": "UNACTIVATED",
"status": "ACTIVE",
"created_time": "2024-08-18T20:25:10.408Z"
}
```
The following code block shows a sample of a resent `creditaccountstatements` event.
```json JSON lines wrap theme={null}
{
"token": "my_credit_account_statement_token",
"account_token": "my_credit_account_token",
"opening_balance": 496.45,
"closing_balance": 506.41,
"credit_limit": 500,
"available_credit": 0,
"past_due_amount": 10,
"purchases": 0,
"interest": 4.96,
"fees": 15,
"credits": 0,
"payments": 10,
"days_in_billing_cycle": 31,
"cycle_type": "REVOLVING",
"opening_date": "2025-03-01T05:00:00.000Z",
"closing_date": "2025-04-01T03:59:59.999Z",
"created_time": "2023-08-18T22:04:31.261Z"
}
```
The following code block shows a sample of a resent `creditjournalentries` event.
```json JSON expandable lines wrap theme={null}
{
"token": "my_journal_entry_token1234",
"related_token": null,
"root_token": null,
"account_token": "my_credit_account_token1234",
"card_token": "my_credit_card_token1234",
"status": "PENDING",
"group": "PURCHASE",
"type": "authorization",
"id": "12345678",
"amount": 10,
"currency_code": "USD",
"memo": "Jane's Bakery",
"request_time": "2024-08-18T22:06:52.000Z",
"impact_time": "2024-08-18T22:07:21.422Z",
"created_time": "2024-08-18T22:07:21.422Z",
"dispute_token": null,
"detail_token": "my_detail_token1234",
"detail_object": {
"type": "authorization",
"state": "PENDING",
"identifier": "234",
"token": "my_detail_token1234",
"user_token": "my_user_token",
"acting_user_token": "my_user_token",
"card_token": "my_credit_card_token1234",
"gpa": {
"currency_code": "USD",
"ledger_balance": 510.87,
"available_balance": 0,
"credit_balance": 0,
"pending_credits": 0,
"impacted_amount": -10,
"balances": {
"USD": {
"currency_code": "USD",
"ledger_balance": 510.87,
"available_balance": 0,
"credit_balance": 0,
"pending_credits": 0,
"impacted_amount": -10
}
}
},
"gpa_order": {
"token": "my_gpa_order_token1234",
"amount": 10,
"created_time": "2024-08-18T22:06:53Z",
"last_modified_time": "2024-08-18T22:06:53Z",
"transaction_token": "my_transaction_token1234",
"state": "PENDING",
"response": {
"code": "0000",
"memo": "Approved or completed successfully"
},
"funding": {
"amount": 10,
"source": {
"type": "programgateway",
"token": "**********1ab2",
"active": true,
"name": "credit_backed_funding_source",
"is_default_account": false,
"created_time": "2024-10-14T17:26:35Z",
"last_modified_time": "2024-10-14T17:26:35Z"
},
"gateway_log": {
"order_number": "my_gateway_token12345",
"transaction_id": "my_transaction_id1234",
"message": "Approved or completed successfully",
"duration": 485,
"timed_out": false,
"response": {
"code": "200",
"data": {
"jit_funding": {
"token": "my_jit_funding_token1234",
"method": "pgfs.authorization",
"user_token": "my_user_token",
"acting_user_token": "my_user_token",
"amount": 10
}
}
}
}
},
"funding_source_token": "**********1ab2",
"jit_funding": {
"token": "my_transaction_id1234",
"method": "pgfs.authorization",
"user_token": "my_user_token",
"acting_user_token": "my_user_token",
"amount": 10
},
"user_token": "my_user_token",
"currency_code": "USD"
},
"duration": 837,
"created_time": "2024-08-18T22:06:52Z",
"user_transaction_time": "2024-08-18T22:06:52Z",
"settlement_date": "2024-08-18T00:00:00Z",
"request_amount": 10,
"amount": 10,
"currency_code": "USD",
"approval_code": "974406",
"response": {
"code": "0000",
"memo": "Approved or completed successfully"
},
"network": "DISCOVER",
"acquirer_fee_amount": 0,
"acquirer": {
"system_trace_audit_number": "376582"
},
"user": {
"metadata": {
"key1": "value1",
"key2": "value2",
"notification_email": "user@domain.com",
"notification_language": "spa"
}
},
"card": {
"last_four": "9949",
"metadata": {}
},
"issuer_received_time": "2024-08-18T22:06:52.771Z",
"issuer_payment_node": "f8205a67b12b90d695b15704a64c074b",
"network_reference_id": "484311571095",
"card_acceptor": {
"mid": "1234",
"mcc": "6411",
"name": "Jane's Bakery",
"street_address": "1989 Fillmore St",
"city": "San Francisco",
"state": "CA",
"postal_code": "94115",
"country_code": "USA"
},
"pos": {
"pin_present": false,
"partial_approval_capable": true,
"purchase_amount_only": false,
"is_recurring": false,
"is_installment": false
}
}
}
```
The following code block shows a sample of a resent `creditledgerentries` event.
```json JSON expandable lines wrap theme={null}
{
"token": "my_ledger_entry_token1234",
"related_token": null,
"root_token": null,
"account_token": "my_credit_account_token1234",
"card_token": "my_credit_card_token1234",
"status": "PENDING",
"group": "PURCHASE",
"type": "authorization",
"id": "12345678",
"amount": 10,
"currency_code": "USD",
"memo": "Jane's Bakery",
"request_time": "2024-08-18T22:06:52.000Z",
"impact_time": "2024-08-18T22:07:21.422Z",
"created_time": "2024-08-18T22:07:21.422Z",
"dispute_token": null,
"detail_token": "my_detail_token1234",
"detail_object": {
"type": "authorization",
"state": "PENDING",
"identifier": "234",
"token": "my_detail_token1234",
"user_token": "my_user_token",
"acting_user_token": "my_user_token",
"card_token": "my_credit_card_token1234",
"gpa": {
"currency_code": "USD",
"ledger_balance": 510.87,
"available_balance": 0,
"credit_balance": 0,
"pending_credits": 0,
"impacted_amount": -10,
"balances": {
"USD": {
"currency_code": "USD",
"ledger_balance": 510.87,
"available_balance": 0,
"credit_balance": 0,
"pending_credits": 0,
"impacted_amount": -10
}
}
},
"gpa_order": {
"token": "my_gpa_order_token1234",
"amount": 10,
"created_time": "2024-08-18T22:06:53Z",
"last_modified_time": "2024-08-18T22:06:53Z",
"transaction_token": "my_transaction_token1234",
"state": "PENDING",
"response": {
"code": "0000",
"memo": "Approved or completed successfully"
},
"funding": {
"amount": 10,
"source": {
"type": "programgateway",
"token": "**********1ab2",
"active": true,
"name": "credit_backed_funding_source",
"is_default_account": false,
"created_time": "2024-10-14T17:26:35Z",
"last_modified_time": "2024-10-14T17:26:35Z"
},
"gateway_log": {
"order_number": "my_gateway_token12345",
"transaction_id": "my_transaction_id1234",
"message": "Approved or completed successfully",
"duration": 485,
"timed_out": false,
"response": {
"code": "200",
"data": {
"jit_funding": {
"token": "my_jit_funding_token1234",
"method": "pgfs.authorization",
"user_token": "my_user_token",
"acting_user_token": "my_user_token",
"amount": 10
}
}
}
}
},
"funding_source_token": "**********1ab2",
"jit_funding": {
"token": "my_transaction_id1234",
"method": "pgfs.authorization",
"user_token": "my_user_token",
"acting_user_token": "my_user_token",
"amount": 10
},
"user_token": "my_user_token",
"currency_code": "USD"
},
"duration": 837,
"created_time": "2024-08-18T22:06:52Z",
"user_transaction_time": "2024-08-18T22:06:52Z",
"settlement_date": "2024-08-18T00:00:00Z",
"request_amount": 10,
"amount": 10,
"currency_code": "USD",
"approval_code": "974406",
"response": {
"code": "0000",
"memo": "Approved or completed successfully"
},
"network": "DISCOVER",
"acquirer_fee_amount": 0,
"acquirer": {
"system_trace_audit_number": "376582"
},
"user": {
"metadata": {
"key1": "value1",
"key2": "value2",
"notification_email": "user@domain.com",
"notification_language": "spa"
}
},
"card": {
"last_four": "9949",
"metadata": {}
},
"issuer_received_time": "2024-08-18T22:06:52.771Z",
"issuer_payment_node": "f8205a67b12b90d695b15704a64c074b",
"network_reference_id": "484311571095",
"card_acceptor": {
"mid": "1234",
"mcc": "6411",
"name": "Jane's Bakery",
"street_address": "1989 Fillmore St",
"city": "San Francisco",
"state": "CA",
"postal_code": "94115",
"country_code": "USA"
},
"pos": {
"pin_present": false,
"partial_approval_capable": true,
"purchase_amount_only": false,
"is_recurring": false,
"is_installment": false
}
}
}
```
The following code block shows a sample of a resent `creditpaymenttransitions` event.
```json JSON lines wrap theme={null}
{
"token": "my_payment_transition_token1234",
"account_token": "my_credit_account_token1234",
"payment_token": "my_credit_account_payment_token1234",
"status": "COMPLETED",
"refund_details": null,
"created_time": "2024-08-17T18:26:47.591Z"
}
```
The following code block shows a sample of a resent `creditdelinquencytransitions` event.
```json JSON lines wrap theme={null}
{
"token": "my_delinquency_transition_token1234",
"account_token": "my_credit_account_token1234",
"transition_trigger_reason": "STATEMENT_GENERATION",
"transition_trigger_time": "2024-03-01 04:59:59.999",
"original_status": "CURRENT",
"status": "DELINQUENT",
"impact_time": "2024-03-01 04:59:59.999",
"total_past_due": 100,
"current_due": 40,
"total_due": 140,
"oldest_payment_due_date": "2023-02-01 04:59:59.999",
"bucket_count": 2,
"is_rolled_back": false,
"created_time": "2024-03-01 04:59:59.999",
"updated_time": "2024-03-01 04:59:59.999"
}
```
The following code block shows a sample of a resent `substatus` event.
```json JSON expandable lines wrap theme={null}
{
"token": "substatus_token",
"resource_type": "ACCOUNT",
"resource_token": "my_account_token",
"substatus": "FRAUD",
"state": "INACTIVE",
"is_active": false,
"attributes": [],
"created_time": "2024-04-02T11:23:23Z",
"updated_time": "2024-04-02T11:23:23Z",
"events": [
{
"state": "ACTIVE",
"channel": "SYSTEM",
"reason": "Fraud system detected suspicious activity",
"effective_date": "2024-04-02T11:23:23Z",
"created_time": "2024-04-02T11:23:23Z"
},
{
"state": "INACTIVE",
"channel": "ADMIN",
"reason": "Verified non-fraud with cardholder",
"effective_date": "2024-04-02T11:23:23Z",
"created_time": "2024-04-02T11:23:23Z"
}
]
}
```
The following code block shows a sample of a resent `accountsignupbonus` event.
```json JSON lines wrap theme={null}
{
"token": "my_accountsignupbonus_token",
"account_token": "my_account_token",
"type": "STATEMENT_CREDIT",
"status": "ISSUED",
"accrual_start_time": "2024-04-02T11:23:23Z",
"maturity_time": "2024-04-02T11:23:23Z",
"spend_total": 10,
"reward_token": "my_reward_token",
"journal_entry_token": "my_journal_entry_token"
}
```