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Use the journal entries endpoints to retrieve journal entries made on an account on Marqeta’s credit platform. A journal entry is a record of an entry made on an account journal, such as a purchase transaction, fee, adjustment, and more. For more on the different types of journal entries, see About Credit Account Journal Entries. Journal entries originate when a journal entry event occurs, such as a cardholder making a purchase or an account holder making a payment. To receive webhook notifications when journal entry events occur, see Credit journal entry events in Event Types.

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List account journal entries

Action: GET
Endpoint: /credit/accounts/{account_token}/journalentries Retrieve an array of journal entries on a credit account. This endpoint supports sorting and pagination and object expansion.

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URL path parameters

FieldsDescription
account_token

string

Required		The unique identifier of the credit account for which you want to retrieve journal entries.

Send a GET request to /credit/accounts to retrieve existing credit account tokens.

Allowable Values:

Existing account token

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URL query parameters

FieldsDescription
count

integer

Optional		The number of resources to retrieve.

Allowable Values:

1–100
start_index

integer

Optional		Sort order index of the first resource in the returned array.

Allowable Values:

0 min
start_date

string

Optional		The starting date of the date range from which to return journal entries.

Allowable Values:

Format: yyyy-MM-dd or yyyy-MM-ddThh:mm:ssZ
end_date

string

Optional		The ending date of the date range from which to return journal entries.

Allowable Values:

Format: yyyy-MM-dd or yyyy-MM-ddThh:mm:ssZ
statuses

array of strings

Optional		An array of statuses by which to filter journal entries.

Allowable Values:

POSTED, PENDING
groups

array of strings

Optional		An array of groups by which to filter journal entries.

To return all journal entry groups, do not include this query parameter.

Allowable Values:

PURCHASE, ORIGINAL_CREDIT, FEE, BALANCE_REFUND, PAYMENT, INTEREST, DISPUTE, REFUND, ADJUSTMENT, REWARD
expand

string

Optional		Embeds the specified object into the response.

Allowable Values:

detailObject
sort_by

string

Optional		Field on which to sort. Prefix the field name with a hyphen (-) to sort in descending order. Omit the hyphen to sort in ascending order.

NOTE: You must sort using system field names such as createdTime, and not by the field names appearing in response bodies such as created_time.

Allowable Values:

createdTime, -createdTime, impactTime, -impactTime
card_tokens

array of strings

Optional		An array of card tokens by which to filter journal entries. Returns journal entries associated with the specified card tokens.

Send a GET request to /credit/accounts/{account_token}/cards/ to retrieve existing card tokens.

Allowable Values:

Existing card token
user_tokens

array of strings

Optional		An array of user tokens by which to filter journal entries. Returns journal entries associated with the specified user tokens.

Send a GET request to /users to retrieve existing user tokens.

Allowable Values:

Existing user token
types

array of strings

Optional		An array of event types by which to filter journal entries.

To return all event types, do not include this query parameter.

Allowable Values:

authorization, authorization.advice, authorization.incremental, authorization.reversal, authorization.reversal.issuerexpiration, authorization.clearing, refund, refund.authorization, refund.authorization.advice, refund.authorization.reversal, refund.authorization.clearing, refund.authorization.reversal.issuerexpiration, originalcredit.authorization, originalcredit.authorization.clearing, originalcredit.authorization.reversal, originalcredit.authpluscapture, originalcredit.authpluscapture.reversal, originalcredit.authorization.reversal.issuerexpiration, account.balancerefund, account.reward.cashback, account.reward.auto.cashback, account.reward.auto.cashback.reversal, account.payment, account.payment.completed, account.payment.returned, account.payment.canceled, account.payment.refunded, account.payment.completed.hold.released, account.payment.completed.hold, account.interest, account.fee.payment.late, account.fee.payment.returned, account.fee.interest.minimum, account.dispute, account.dispute.reversal, account.dispute.won, account.dispute.lost, account.dispute.lost.graceperiod, account.adjustment, account.adjustment.purchase, account.adjustment.fee, account.adjustment.interest, account.adjustment.reward, pindebit, pindebit.authorization.clearing, pindebit.refund

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Response body

FieldsDescription
count

integer

Returned		Number of resources returned.

Allowable Values:

1-10
start_index

integer

Returned		Sort order index of the first resource in the returned array.

Allowable Values:

Any integer
end_index

integer

Returned		Sort order index of the last resource in the returned array.

Allowable Values:

Any integer
is_more

boolean

Returned		A value of true indicates that more unreturned resources exist.

Allowable Values:

true, false
data

array of objects

Returned		Contains one or more journal entries on a credit account.

Allowable Values:

One or more journal entry objects
data[].token

string

Returned		Unique identifier of the journal entry.

Allowable Values:

36 char max
data[].related_token

string

Conditionally returned		Unique identifier of the original journal entry. If the current journal entry is the original, this field is returned empty.

Allowable Values:

Existing journal entry token
data[].root_token

string

Conditionally returned		Unique identifier of the root journal entry. If the current journal entry is the root, this field is returned empty.

Allowable Values:

Existing journal entry token
data[].account_token

string

Returned		Unique identifier of the credit account associated with the credit card used to make the journal entry.

Allowable Values:

Existing account token
data[].card_token

string

Returned		Unique identifier of the credit card used to make the journal entry.

Allowable Values:

8–36 chars

Existing credit card token
data[].user_token

string

Returned		Unique identifier of the credit user.

Allowable Values:

Existing user token
data[].status

string

Returned		Status of the journal entry when it was initially recorded and had an impact on the balance, either PENDING or POSTED. This field is immutable and may not represent the current status.

To view the current status of purchases, refunds, OCTs, and payments, see the detail_object.state field. These journal entries start in PENDING and can transition to CLEARED, DECLINED, or ERROR. This transition of status is only sent through webhook event notifications.

Journal entries that are final transactions, such as clearings, start and remain in a POSTED state.

NOTE: CLEARED, DECLINED, and ERROR are special statuses that do not have an impact on the account balance, and are not recorded in the journal. For these special statuses, impact_time, request_time, created_time, token, and id are returned blank.

Allowable Values:

PENDING, POSTED, DECLINED, ERROR, CLEARED
data[].group

string

Returned		Group to which the journal entry belongs.

Allowable Values:

PURCHASE, REFUND, DISPUTE, ORIGINAL_CREDIT, FEE, REWARD, INTEREST, PAYMENT, ADJUSTMENT, BALANCE_TRANSFER, CASH_ADVANCE, BALANCE_REFUND
data[].type

string

Returned		The journal entry event type.

Allowable Values:

Example: authorization.clearing

A valid journal entry event type
data[].id

string

Returned		Eight-digit numeric identifier of the journal entry, an alternate identifier to the UUID that is useful for remembering and referencing.

Allowable Values:

8 chars
data[].amount

decimal

Returned		Amount of the journal entry.

Allowable Values:

Format: 0.00
data[].currency_code

string

Returned		A valid three-digit ISO 4217 currency code

Allowable Values:

USD
data[].memo

string

Returned		Merchant name or description for the journal entry.

Allowable Values:

Example: Whole Foods Market
data[].request_time

datetime

Returned		For purchases, the date and time of the authorization, which is when the user initiates the journal entry.

For other journal entry groups, equivalent to impact_time.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].impact_time

datetime

Returned		Date and time when the journal entry impacts the account balance.

For purchases, this is the time of the authorization.

For purchase authorization clearings, this is the time when the transaction is settled.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].created_time

datetime

Returned		Date and time when the journal entry was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].dispute_token

string

Conditionally returned		Unique identifier of the dispute, if the journal entry is disputed.

Allowable Values:

Existing dispute token
data[].detail_token

string

Returned		Unique identifier of the journal entry’s full details.

Allowable Values:

36 char max
data[].detail_object

object

Conditionally returned		Contains the journal entry’s full details. The fields returned in this object vary based on the journal entry group.

The following lists each journal entry group and the specific fields returned for each group.

- Purchases and refunds: see the transactions response fields.
- Disputes: see the account disputes response fields.
- Original credit transaction (OCT): see the Push-to-Card disbursement fields.
- Rewards: see the account reward response fields.
- Payments: see the account payment response fields.
- Balance refunds: see the balance refund response fields.
- Adjustments: see the account adjustment response fields.
- Interest and fees: see fields below.

Allowable Values:

Existing detail object
data[].detail_object.token

string

Conditionally returned		Unique identifier of the interest charge or fee.

If in the detail_object, unique identifier of the detail object.

Returned for interest or fees.

Allowable Values:

36 char max
data[].detail_object.account_token

string

Conditionally returned		Unique identifier of the credit account on which the interest or fee was charged.

Returned for interest or fees.

Allowable Values:

36 char max

Existing account token
data[].detail_object.type

string

Conditionally returned		Type of fee.

Returned for fees.

Allowable Values:

FOREIGN_TRANSACTION_FEE, OVER_LIMIT_FEE, LATE_PAYMENT_FEE, RETURNED_PAYMENT_FEE, CARD_REPLACEMENT_FEE, MINIMUM_INTEREST_FEE, MINIMUM_INTEREST_FEE_REVERSAL, ANNUAL_FEE, MONTHLY_FEE
data[].detail_object.method

string

Conditionally returned		Method used to calculate the fee value.

Returned for fees.

Allowable Values:

PERCENTAGE, FLAT
data[].detail_object.value

decimal

Conditionally returned		Value of the fee configured on the account.

Equivalent to config.fees.schedule.value on the credit account. Send a GET request to /credit/accounts/{account_token} to retrieve an existing credit account.

Returned for fees.

Allowable Values:

Format: 0.00
data[].detail_object.currency_code

string

Conditionally returned		A valid three-digit ISO 4217 currency code

Allowable Values:

USD
data[].detail_object.amount

decimal

Conditionally returned		Amount of the fee.

Returned for fees.

Allowable Values:

Format: 0.00
data[].detail_object.applied_to_amount

decimal

Conditionally returned		The total amount to which a percentage fee method is applied (for example, if a 3% fee is applied to 100, then 100 is the applied_to_amount value).

This field is not applicable for a flat fee method.

Returned for fees.

NOTE: This field is currently not supported and returns null.

Allowable Values:

Format: 0.00
data[].detail_object.description

string

Conditionally returned		Description of the fee.

Returned for fees.

Allowable Values:

255 char max
data[].detail_object.created

datetime

Conditionally returned		Date and time when the fee was created.

Returned for fees.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].detail_object.statement_token

string

Conditionally returned		Unique identifier of the statement summary from which you want to retrieve interest details.

Returned for interest.

Allowable Values:

Existing statement summary token
data[].detail_object.statement_opening_date

datetime

Conditionally returned		Opening date of the statement summary from which you want to retrieve interest details.

Returned for interest.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].detail_object.statement_closing_date

datetime

Conditionally returned		Closing date of the statement summary from which you want to retrieve interest details.

Returned for interest.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].detail_object.statement_balance

decimal

Conditionally returned		Balance on the statement summary from which you want to retrieve interest details.

Returned for interest.

Allowable Values:

Format: 0.00
data[].detail_object.average_daily_balance

decimal

Conditionally returned		Average daily balance used to calculate interest.

Returned for interest.

Allowable Values:

Format: 0.00
data[].detail_object.goto_apr

decimal

Conditionally returned		Annual percentage rate.

Returned for interest.

Allowable Values:

0–100
data[].detail_object.daily_periodic_rate

decimal

Conditionally returned		Daily rate used to calculate interest.

Returned for interest.

Allowable Values:

0–100
data[].detail_object.days_in_billing_cycle

integer

Conditionally returned		Number of days in the billing cycle.

Returned for interest.

Allowable Values:

1–31
data[].detail_object.interest_amount

decimal

Conditionally returned		Amount of interest calculated for the billing period.

Returned for interest.

Allowable Values:

Format: 0.00
data[].detail_object.created_date

datetime

Conditionally returned		Date and time when the interest was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].detail_object.updated_date

datetime

Conditionally returned		Date and time when the interest was last updated.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Sample response body

JSON
{
  "count": 2,
  "start_index": 0,
  "end_index": 4,
  "is_more": true,
  "data": [
    {
      "token": "interest_journal_entry_token1111",
      "user_token": "user_token4632",
      "account_token": "my_account_token_12",
      "card_token": "my_credit_card_token7794",
      "status": "POSTED",
      "group": "INTEREST",
      "type": "account.interest",
      "id": "11112222",
      "amount": 2.31,
      "currency_code": "USD",
      "memo": "Interest charge on purchases",
      "request_time": "2021-08-01T03:59:59Z",
      "impact_time": "2021-08-01T03:59:59Z",
      "created_time": "2021-08-01T07:00:19Z",
      "detail_token": "detail_token_96749",
      "detail_object": {
        "token": "detail_token_96749",
        "account_token": "my_account_token_12",
        "statement_token": "statement_token_75b",
        "statement_opening_date": "2021-07-01T04:00:00Z",
        "statement_closing_date": "2021-08-01T03:59:59Z",
        "statement_balance": 208.93,
        "average_daily_balance": 181.67,
        "goto_apr": 14.99,
        "daily_periodic_rate": 0.00041068,
        "days_in_billing_cycle": 31,
        "interest_amount": 2.31,
        "currency_code": "USD",
        "created_date": "2021-08-01T07:00:19Z",
        "updated_date": "2021-08-01T07:00:19Z"
      }
    },
    {
      "token": "fee_journal_entry_token2121",
      "user_token": "user_token4632",
      "account_token": "my_account_token_12",
      "card_token": "my_credit_card_token7794",
      "status": "POSTED",
      "group": "FEE",
      "type": "account.fee.payment.late",
      "id": "44445678",
      "amount": 15,
      "currency_code": "USD",
      "memo": "Late payment fee",
      "request_time": "2021-07-01T03:59:59Z",
      "impact_time": "2021-07-01T03:59:59Z",
      "created_time": "2021-07-01T07:00:24Z",
      "detail_token": "detail_token_11221",
      "detail_object": {
        "token": "detail_token_11221",
        "account_token": "my_account_token_12",
        "type": "LATE_PAYMENT_FEE",
        "method": "FLAT",
        "value": 25,
        "currency_code": "USD",
        "amount": 15,
        "description": "Late Payment Fee",
        "created": "2021-07-01T07:00:24Z"
      }
    },
    {
      "token": "purchase_journal_entry_token6789",
      "user_token": "user_token4632",
      "related_token": "journal_entry_token2460",
      "root_token": "journal_entry_token2460",
      "account_token": "my_account_token_12",
      "card_token": "my_credit_card_token7794",
      "status": "POSTED",
      "group": "PURCHASE",
      "type": "authorization.clearing",
      "id": "12345678",
      "amount": 9.11,
      "currency_code": "USD",
      "memo": "SWEET TREATS 0484",
      "request_time": "2021-09-25T20:59:43Z",
      "impact_time": "2021-09-26T11:53:48Z",
      "created_time": "2021-09-26T11:53:48Z",
      "detail_token": "detail_token_645736",
      "detail_object": {
        "type": "authorization.clearing",
        "state": "COMPLETION",
        "identifier": 6457,
        "token": "detail_token_645736",
        "user_token": "user_token4632",
        "acting_user_token": "user_token4632",
        "card_token": "my_credit_card_token7794",
        "preceding_related_transaction_token": "journal_entry_token2460",
        "gpa": {
          "currency_code": "USD",
          "ledger_balance": 61.7,
          "available_balance": 0,
          "credit_balance": 0,
          "pending_credits": 0,
          "impacted_amount": -9.11,
          "balances": {
            "USD": {
              "currency_code": "USD",
              "ledger_balance": 61.7,
              "available_balance": 0,
              "credit_balance": 0,
              "pending_credits": 0,
              "impacted_amount": -9.11
            }
          }
        },
        "gpa_order": {
          "token": "gpa_order_token2c2c5",
          "amount": 9.11,
          "created_time": "2021-09-25T20:59:43Z",
          "last_modified_time": "2021-09-26T11:53:47Z",
          "transaction_token": "transaction_token42352a",
          "state": "COMPLETION",
          "response": {
            "code": 0,
            "memo": "Approved or completed successfully"
          },
          "funding": {
            "amount": 9.11,
            "source": {
              "type": "programgateway",
              "token": "funding_source_token6789",
              "active": true,
              "name": "My Funding Source",
              "is_default_account": false,
              "created_time": "2021-06-22T18:41:14Z",
              "last_modified_time": "2021-06-22T18:41:14Z"
            }
          },
          "funding_source_token": "funding_source_token6789",
          "jit_funding": {
            "token": "jit_funding_token43a3",
            "method": "pgfs.authorization.capture",
            "user_token": "user_token4632",
            "acting_user_token": "user_token4632",
            "amount": 9.11,
            "original_jit_funding_token": "jit_funding_token4be7"
          },
          "user_token": "user_token4632",
          "currency_code": "USD"
        },
        "duration": 378,
        "created_time": "2021-09-26T11:53:46Z",
        "user_transaction_time": "2021-09-25T20:59:43Z",
        "settlement_date": "2021-09-26T00:00:00Z",
        "request_amount": 9.11,
        "amount": 9.11,
        "currency_conversion": {
          "network": {
            "original_amount": 9.11,
            "conversion_rate": 1,
            "original_currency_code": 840
          }
        },
        "issuer_interchange_amount": 0.19131,
        "currency_code": "USD",
        "approval_code": 946791,
        "response": {
          "code": 0,
          "memo": "Approved or completed successfully"
        },
        "network": "VISA",
        "subnetwork": "VISANET",
        "acquirer_fee_amount": 0,
        "acquirer": {
          "system_trace_audit_number": 0
        },
        "fees": {
          "type": "INTERCHANGE_FEE",
          "amount": 0.19131,
          "credit_debit": "C"
        },
        "user": {
          "metadata": {
            "notification_email": "hello@myemail.com"
          }
        },
        "card": {
          "last_four": 4489,
          "metadata": {}
        },
        "issuer_received_time": "2021-09-26T11:53:46Z",
        "issuer_payment_node": "042f97a3458b59e3cce0269f66e864d8",
        "network_reference_id": "000218552461989029",
        "clearing_record_sequence_number": 0,
        "batch_number": 2021048291031352,
        "acquirer_reference_data": 4.355106395860054e+22,
        "card_acceptor": {
          "mid": "000555600244811",
          "mcc": 5814,
          "name": "SWEET TREATS 0484",
          "city": "OAKLAND",
          "state": "CA",
          "postal_code": 94612,
          "country_code": "US"
        },
        "pos": {
          "terminal_id": 65,
          "pin_present": false,
          "partial_approval_capable": false,
          "purchase_amount_only": false,
          "is_recurring": false,
          "is_installment": false
        },
        "transaction_metadata": {
          "payment_channel": "OTHER"
        },
        "network_metadata": {
          "product_id": "VISA_TRADITIONAL",
          "program_id": ""
        }
      }
    }
  ]
}

​
Retrieve account journal entry

Action: GET
Endpoint: /credit/accounts/{account_token}/journalentries/{journal_entry_token} Retrieve a journal entry for a credit account.

​
URL path parameters

FieldsDescription
account_token

string

Required		The unique identifier of the credit account for which you want to retrieve journal entries.

Send a GET request to /credit/accounts to retrieve existing credit account tokens.

Allowable Values:

Existing account token
journal_entry_token

string

Required		The unique identifier of the journal entry you want to retrieve.

Send a GET request to /credit/accounts/{account_token}/journalentries to retrieve existing journal entry tokens.

Allowable Values:

Existing journal entry token

​
Response body

FieldsDescription
token

string

Returned		Unique identifier of the journal entry.

Allowable Values:

36 char max
related_token

string

Conditionally returned		Unique identifier of the original journal entry. If the current journal entry is the original, this field is returned empty.

Allowable Values:

Existing journal entry token
root_token

string

Conditionally returned		Unique identifier of the root journal entry. If the current journal entry is the root, this field is returned empty.

Allowable Values:

Existing journal entry token
account_token

string

Returned		Unique identifier of the credit account associated with the credit card used to make the journal entry.

Allowable Values:

Existing account token
card_token

string

Returned		Unique identifier of the credit card used to make the journal entry.

Allowable Values:

8–36 chars

Existing credit card token
user_token

string

Returned		Unique identifier of the credit user.

Allowable Values:

Existing user token
status

string

Returned		Status of the journal entry when it was initially recorded and had an impact on the balance, either PENDING or POSTED. This field is immutable and may not represent the current status.

To view the current status of purchases, refunds, OCTs, and payments, see the detail_object.state field. These journal entries start in PENDING and can transition to CLEARED, DECLINED, or ERROR. This transition of status is only sent through webhook event notifications.

Journal entries that are final transactions, such as clearings, start and remain in a POSTED state.

NOTE: CLEARED, DECLINED, and ERROR are special statuses that do not have an impact on the account balance, and are not recorded in the journal. For these special statuses, impact_time, request_time, created_time, token, and id are returned blank.

Allowable Values:

PENDING, POSTED, DECLINED, ERROR, CLEARED
group

string

Returned		Group to which the journal entry belongs.

Allowable Values:

PURCHASE, REFUND, DISPUTE, ORIGINAL_CREDIT, FEE, REWARD, INTEREST, PAYMENT, ADJUSTMENT, BALANCE_TRANSFER, CASH_ADVANCE, BALANCE_REFUND
type

string

Returned		The journal entry event type.

Allowable Values:

Example: authorization.clearing

A valid journal entry event type
id

string

Returned		Eight-digit numeric identifier of the journal entry, an alternate identifier to the UUID that is useful for remembering and referencing.

Allowable Values:

8 chars
amount

decimal

Returned		Amount of the journal entry.

Allowable Values:

Format: 0.00
currency_code

string

Returned		A valid three-digit ISO 4217 currency code

Allowable Values:

USD
memo

string

Returned		Merchant name or description for the journal entry.

Allowable Values:

Example: Whole Foods Market
request_time

datetime

Returned		For purchases, the date and time of the authorization, which is when the user initiates the journal entry.

For other journal entry groups, equivalent to impact_time.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
impact_time

datetime

Returned		Date and time when the journal entry impacts the account balance.

For purchases, this is the time of the authorization.

For purchase authorization clearings, this is the time when the transaction is settled.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
created_time

datetime

Returned		Date and time when the journal entry was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
dispute_token

string

Conditionally returned		Unique identifier of the dispute, if the journal entry is disputed.

Allowable Values:

Existing dispute token
detail_token

string

Returned		Unique identifier of the journal entry’s full details.

Allowable Values:

36 char max
detail_object

object

Conditionally returned		Contains the journal entry’s full details. The fields returned in this object vary based on the journal entry group.

The following lists each journal entry group and the specific fields returned for each group.

- Purchases and refunds: see the transactions response fields.
- Disputes: see the account disputes response fields.
- Original credit transaction (OCT): see the Push-to-Card disbursement fields.
- Rewards: see the account reward response fields.
- Payments: see the account payment response fields.
- Balance refunds: see the balance refund response fields.
- Adjustments: see the account adjustment response fields.
- Interest and fees: see fields below.

Allowable Values:

Existing detail object
detail_object.token

string

Conditionally returned		Unique identifier of the interest charge or fee.

If in the detail_object, unique identifier of the detail object.

Returned for interest or fees.

Allowable Values:

36 char max
detail_object.account_token

string

Conditionally returned		Unique identifier of the credit account on which the interest or fee was charged.

Returned for interest or fees.

Allowable Values:

36 char max

Existing account token
detail_object.type

string

Conditionally returned		Type of fee.

Returned for fees.

Allowable Values:

FOREIGN_TRANSACTION_FEE, OVER_LIMIT_FEE, LATE_PAYMENT_FEE, RETURNED_PAYMENT_FEE, CARD_REPLACEMENT_FEE, MINIMUM_INTEREST_FEE, MINIMUM_INTEREST_FEE_REVERSAL, ANNUAL_FEE, MONTHLY_FEE
detail_object.method

string

Conditionally returned		Method used to calculate the fee value.

Returned for fees.

Allowable Values:

PERCENTAGE, FLAT
detail_object.value

decimal

Conditionally returned		Value of the fee configured on the account.

Equivalent to config.fees.schedule.value on the credit account. Send a GET request to /credit/accounts/{account_token} to retrieve an existing credit account.

Returned for fees.

Allowable Values:

Format: 0.00
detail_object.currency_code

string

Conditionally returned		A valid three-digit ISO 4217 currency code

Allowable Values:

USD
detail_object.amount

decimal

Conditionally returned		Amount of the fee.

Returned for fees.

Allowable Values:

Format: 0.00
detail_object.applied_to_amount

decimal

Conditionally returned		The total amount to which a percentage fee method is applied (for example, if a 3% fee is applied to 100, then 100 is the applied_to_amount value).

This field is not applicable for a flat fee method.

Returned for fees.

NOTE: This field is currently not supported and returns null.

Allowable Values:

Format: 0.00
detail_object.description

string

Conditionally returned		Description of the fee.

Returned for fees.

Allowable Values:

255 char max
detail_object.created

datetime

Conditionally returned		Date and time when the fee was created.

Returned for fees.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
detail_object.statement_token

string

Conditionally returned		Unique identifier of the statement summary from which you want to retrieve interest details.

Returned for interest.

Allowable Values:

Existing statement summary token
detail_object.statement_opening_date

datetime

Conditionally returned		Opening date of the statement summary from which you want to retrieve interest details.

Returned for interest.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
detail_object.statement_closing_date

datetime

Conditionally returned		Closing date of the statement summary from which you want to retrieve interest details.

Returned for interest.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
detail_object.statement_balance

decimal

Conditionally returned		Balance on the statement summary from which you want to retrieve interest details.

Returned for interest.

Allowable Values:

Format: 0.00
detail_object.average_daily_balance

decimal

Conditionally returned		Average daily balance used to calculate interest.

Returned for interest.

Allowable Values:

Format: 0.00
detail_object.goto_apr

decimal

Conditionally returned		Annual percentage rate.

Returned for interest.

Allowable Values:

0–100
detail_object.daily_periodic_rate

decimal

Conditionally returned		Daily rate used to calculate interest.

Returned for interest.

Allowable Values:

0–100
detail_object.days_in_billing_cycle

integer

Conditionally returned		Number of days in the billing cycle.

Returned for interest.

Allowable Values:

1–31
detail_object.interest_amount

decimal

Conditionally returned		Amount of interest calculated for the billing period.

Returned for interest.

Allowable Values:

Format: 0.00
detail_object.created_date

datetime

Conditionally returned		Date and time when the interest was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
detail_object.updated_date

datetime

Conditionally returned		Date and time when the interest was last updated.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Sample response body

The following code block shows a sample PURCHASE journal entry.
JSON
{
  "token": "journal_entry_token6789",
  "user_token": "user_token4632",
  "related_token": "journal_entry_token2460",
  "root_token": "journal_entry_token2460",
  "account_token": "my_account_token_12",
  "card_token": "my_credit_card_token7794",
  "status": "POSTED",
  "group": "PURCHASE",
  "type": "authorization.clearing",
  "id": "12345678",
  "amount": 9.11,
  "currency_code": "USD",
  "memo": "SWEET TREATS 0484",
  "request_time": "2021-09-25T20:59:43Z",
  "impact_time": "2021-09-26T11:53:48Z",
  "created_time": "2021-09-26T11:53:48Z",
  "detail_token": "detail_token_645736",
  "detail_object": {
    "type": "authorization.clearing",
    "state": "COMPLETION",
    "identifier": 6457,
    "token": "detail_token_645736",
    "user_token": "user_token4632",
    "acting_user_token": "user_token4632",
    "card_token": "my_credit_card_token7794",
    "preceding_related_transaction_token": "journal_entry_token2460",
    "gpa": {
      "currency_code": "USD",
      "ledger_balance": 61.7,
      "available_balance": 0,
      "credit_balance": 0,
      "pending_credits": 0,
      "impacted_amount": -9.11,
      "balances": {
        "USD": {
          "currency_code": "USD",
          "ledger_balance": 61.7,
          "available_balance": 0,
          "credit_balance": 0,
          "pending_credits": 0,
          "impacted_amount": -9.11
        }
      }
    },
    "gpa_order": {
      "token": "gpa_order_token2c2c5",
      "amount": 9.11,
      "created_time": "2021-09-25T20:59:43Z",
      "last_modified_time": "2021-09-26T11:53:47Z",
      "transaction_token": "transaction_token42352a",
      "state": "COMPLETION",
      "response": {
        "code": 0,
        "memo": "Approved or completed successfully"
      },
      "funding": {
        "amount": 9.11,
        "source": {
          "type": "programgateway",
          "token": "funding_source_token6789",
          "active": true,
          "name": "My Funding Source",
          "is_default_account": false,
          "created_time": "2021-06-22T18:41:14Z",
          "last_modified_time": "2021-06-22T18:41:14Z"
        }
      },
      "funding_source_token": "funding_source_token6789",
      "jit_funding": {
        "token": "jit_funding_token43a3",
        "method": "pgfs.authorization.capture",
        "user_token": "user_token4632",
        "acting_user_token": "user_token4632",
        "amount": 9.11,
        "original_jit_funding_token": "jit_funding_token4be7"
      },
      "user_token": "user_token4632",
      "currency_code": "USD"
    },
    "duration": 378,
    "created_time": "2021-09-26T11:53:46Z",
    "user_transaction_time": "2021-09-25T20:59:43Z",
    "settlement_date": "2021-09-26T00:00:00Z",
    "request_amount": 9.11,
    "amount": 9.11,
    "currency_conversion": {
      "network": {
        "original_amount": 9.11,
        "conversion_rate": 1,
        "original_currency_code": 840
      }
    },
    "issuer_interchange_amount": 0.19131,
    "currency_code": "USD",
    "approval_code": 946791,
    "response": {
      "code": 0,
      "memo": "Approved or completed successfully"
    },
    "network": "VISA",
    "subnetwork": "VISANET",
    "acquirer_fee_amount": 0,
    "acquirer": {
      "system_trace_audit_number": 0
    },
    "fees": {
      "type": "INTERCHANGE_FEE",
      "amount": 0.19131,
      "credit_debit": "C"
    },
    "user": {
      "metadata": {
        "notification_email": "hello@myemail.com"
      }
    },
    "card": {
      "last_four": 4489,
      "metadata": {}
    },
    "issuer_received_time": "2021-09-26T11:53:46Z",
    "issuer_payment_node": "042f97a3458b59e3cce0269f66e864d8",
    "network_reference_id": "000218552461989029",
    "clearing_record_sequence_number": 0,
    "batch_number": 2021048291031352,
    "acquirer_reference_data": 4.355106395860054e+22,
    "card_acceptor": {
      "mid": "000555600244811",
      "mcc": 5814,
      "name": "SWEET TREATS 0484",
      "city": "OAKLAND",
      "state": "CA",
      "postal_code": 94612,
      "country_code": "US"
    },
    "pos": {
      "terminal_id": 65,
      "pin_present": false,
      "partial_approval_capable": false,
      "purchase_amount_only": false,
      "is_recurring": false,
      "is_installment": false
    },
    "transaction_metadata": {
      "payment_channel": "OTHER"
    },
    "network_metadata": {
      "product_id": "VISA_TRADITIONAL",
      "program_id": ""
    }
  }
}
The following code block shows a sample INTEREST journal entry.
JSON
{
  "token": "interest_journal_entry_token1111",
  "account_token": "my_account_token_12",
  "user_token": "user_token4632",
  "card_token": "my_credit_card_token7794",
  "status": "POSTED",
  "group": "INTEREST",
  "type": "account.interest",
  "id": "11112222",
  "amount": 2.31,
  "currency_code": "USD",
  "memo": "Interest charge on purchases",
  "request_time": "2021-08-01T03:59:59Z",
  "impact_time": "2021-08-01T03:59:59Z",
  "created_time": "2021-08-01T07:00:19Z",
  "detail_token": "detail_token_96749",
  "detail_object": {
    "token": "detail_token_96749",
    "account_token": "my_account_token_12",
    "statement_token": "statement_token_75b",
    "statement_opening_date": "2021-07-01T04:00:00Z",
    "statement_closing_date": "2021-08-01T03:59:59Z",
    "statement_balance": 208.93,
    "average_daily_balance": 181.67,
    "goto_apr": 14.99,
    "daily_periodic_rate": 0.00041068,
    "days_in_billing_cycle": 31,
    "interest_amount": 2.31,
    "currency_code": "USD",
    "created_date": "2021-08-01T07:00:19Z",
    "updated_date": "2021-08-01T07:00:19Z"
  }
}
The following code block shows a sample FEE journal entry.
JSON
{
  "token": "fee_journal_entry_token2121",
  "account_token": "my_account_token_12",
  "user_token": "user_token4632",
  "card_token": "my_credit_card_token7794",
  "status": "POSTED",
  "group": "FEE",
  "type": "account.fee.payment.late",
  "id": "44445678",
  "amount": 15,
  "currency_code": "USD",
  "memo": "Late payment fee",
  "request_time": "2021-07-01T03:59:59Z",
  "impact_time": "2021-07-01T03:59:59Z",
  "created_time": "2021-07-01T07:00:24Z",
  "detail_token": "detail_token_11221",
  "detail_object": {
    "token": "detail_token_11221",
    "account_token": "my_account_token_12",
    "type": "LATE_PAYMENT_FEE",
    "method": "FLAT",
    "value": 25,
    "currency_code": "USD",
    "amount": 15,
    "description": "Late Payment Fee",
    "created": "2021-07-01T07:00:24Z"
  }
}

​
Resend credit event notification

Action: POST
Endpoint: /credit/webhooks/{event_type}/{resource_token} Resends a credit event notification to your webhook endpoint. Although you send this request as a POST, all parameters are passed in the URL and the body is empty. The event notification is resent to your webhook endpoint and also returned in the response to this request. For details on how to configure your webhook endpoint, see the About Webhooks tutorial. For the complete /webhooks endpoint reference, see Webhooks.

​
URL path parameters

FieldsDescription
event_type

string

Required		Specifies the type of event you want to resend.

Allowable Values:

ledgerentry, journalentry, accounttransition, accountstatement, paymenttransition, delinquencytransition
resource_token

string

Required		The unique identifier of the resource for which you want to resend a notification.

Send a GET request to /credit/accounts/{account_token}/journalentries to retrieve existing journal entry tokens.

Send a GET request to /credit/accounts/{account_token}/ledgerentries to retrieve existing ledger entry tokens.

Send a GET request to /accounts/{account_token}/accounttransitions to retrieve existing account transition tokens.

Send a GET request to /credit/accounts/{account_token}/payments/{payment_token} to retrieve existing payment transition tokens.

Send a GET request to /accounts/{account_token}/statements to retrieve existing statement summary tokens.

Send a GET request to /accounts/{account_token}/delinquencystate/transitions to retrieve existing delinquency transition tokens.

Allowable Values:

Existing journal entry token, ledger entry token, account transition token, payment transition token, statement summary token, or delinquency transition token

​
Response body

FieldsDescription
unused

string

Conditionally returned		The event notification that was resent to your webhook endpoint.

Allowable Values:

Valid event notification

​
Sample response body

The following code block shows a sample of a resent creditaccounttransitions event.
JSON
{
  "token": "my_credit_account_transition_token1234",
  "account_token": "my_credit_account_token1234",
  "original_status": "UNACTIVATED",
  "status": "ACTIVE",
  "created_time": "2021-08-18T20:25:10.408Z"
}
The following code block shows a sample of a resent creditaccountstatements event.
JSON
{
  "token": "my_credit_account_statement_token",
  "account_token": "my_credit_account_token",
  "opening_balance": 496.45,
  "closing_balance": 506.41,
  "credit_limit": 500,
  "available_credit": 0,
  "past_due_amount": 10,
  "purchases": 0,
  "interest": 4.96,
  "fees": 15,
  "credits": 0,
  "payments": 10,
  "days_in_billing_cycle": 31,
  "cycle_type": "REVOLVING",
  "opening_date": "2023-03-01T05:00:00.000Z",
  "closing_date": "2023-04-01T03:59:59.999Z",
  "created_time": "2021-08-18T22:04:31.261Z"
}
The following code block shows a sample of a resent creditjournalentries event.
JSON
{
  "token": "my_journal_entry_token1234",
  "related_token": null,
  "root_token": null,
  "account_token": "my_credit_account_token1234",
  "card_token": "my_credit_card_token1234",
  "status": "PENDING",
  "group": "PURCHASE",
  "type": "authorization",
  "id": "12345678",
  "amount": 10,
  "currency_code": "USD",
  "memo": "Jane's Bakery",
  "request_time": "2021-08-18T22:06:52.000Z",
  "impact_time": "2021-08-18T22:07:21.422Z",
  "created_time": "2021-08-18T22:07:21.422Z",
  "dispute_token": null,
  "detail_token": "my_detail_token1234",
  "detail_object": {
    "type": "authorization",
    "state": "PENDING",
    "identifier": "234",
    "token": "my_detail_token1234",
    "user_token": "my_user_token",
    "acting_user_token": "my_user_token",
    "card_token": "my_credit_card_token1234",
    "gpa": {
      "currency_code": "USD",
      "ledger_balance": 510.87,
      "available_balance": 0,
      "credit_balance": 0,
      "pending_credits": 0,
      "impacted_amount": -10,
      "balances": {
        "USD": {
          "currency_code": "USD",
          "ledger_balance": 510.87,
          "available_balance": 0,
          "credit_balance": 0,
          "pending_credits": 0,
          "impacted_amount": -10
        }
      }
    },
    "gpa_order": {
      "token": "my_gpa_order_token1234",
      "amount": 10,
      "created_time": "2021-08-18T22:06:53Z",
      "last_modified_time": "2021-08-18T22:06:53Z",
      "transaction_token": "my_transaction_token1234",
      "state": "PENDING",
      "response": {
        "code": "0000",
        "memo": "Approved or completed successfully"
      },
      "funding": {
        "amount": 10,
        "source": {
          "type": "programgateway",
          "token": "**********1ab2",
          "active": true,
          "name": "credit_backed_funding_source",
          "is_default_account": false,
          "created_time": "2021-10-14T17:26:35Z",
          "last_modified_time": "2021-10-14T17:26:35Z"
        },
        "gateway_log": {
          "order_number": "my_gateway_token12345",
          "transaction_id": "my_transaction_id1234",
          "message": "Approved or completed successfully",
          "duration": 485,
          "timed_out": false,
          "response": {
            "code": "200",
            "data": {
              "jit_funding": {
                "token": "my_jit_funding_token1234",
                "method": "pgfs.authorization",
                "user_token": "my_user_token",
                "acting_user_token": "my_user_token",
                "amount": 10
              }
            }
          }
        }
      },
      "funding_source_token": "**********1ab2",
      "jit_funding": {
        "token": "my_transaction_id1234",
        "method": "pgfs.authorization",
        "user_token": "my_user_token",
        "acting_user_token": "my_user_token",
        "amount": 10
      },
      "user_token": "my_user_token",
      "currency_code": "USD"
    },
    "duration": 837,
    "created_time": "2021-08-18T22:06:52Z",
    "user_transaction_time": "2021-08-18T22:06:52Z",
    "settlement_date": "2021-08-18T00:00:00Z",
    "request_amount": 10,
    "amount": 10,
    "currency_code": "USD",
    "approval_code": "974406",
    "response": {
      "code": "0000",
      "memo": "Approved or completed successfully"
    },
    "network": "DISCOVER",
    "acquirer_fee_amount": 0,
    "acquirer": {
      "system_trace_audit_number": "376582"
    },
    "user": {
      "metadata": {
        "key1": "value1",
        "key2": "value2",
        "notification_email": "user@domain.com",
        "notification_language": "spa"
      }
    },
    "card": {
      "last_four": "9949",
      "metadata": {}
    },
    "issuer_received_time": "2021-08-18T22:06:52.771Z",
    "issuer_payment_node": "f8205a67b12b90d695b15704a64c074b",
    "network_reference_id": "484311571095",
    "card_acceptor": {
      "mid": "1234",
      "mcc": "6411",
      "name": "Jane's Bakery",
      "street_address": "1989 Fillmore St",
      "city": "San Francisco",
      "state": "CA",
      "postal_code": "94115",
      "country_code": "USA"
    },
    "pos": {
      "pin_present": false,
      "partial_approval_capable": true,
      "purchase_amount_only": false,
      "is_recurring": false,
      "is_installment": false
    }
  }
}
The following code block shows a sample of a resent creditledgerentries event.
JSON
{
  "token": "my_ledger_entry_token1234",
  "related_token": null,
  "root_token": null,
  "account_token": "my_credit_account_token1234",
  "card_token": "my_credit_card_token1234",
  "status": "PENDING",
  "group": "PURCHASE",
  "type": "authorization",
  "id": "12345678",
  "amount": 10,
  "currency_code": "USD",
  "memo": "Jane's Bakery",
  "request_time": "2021-08-18T22:06:52.000Z",
  "impact_time": "2021-08-18T22:07:21.422Z",
  "created_time": "2021-08-18T22:07:21.422Z",
  "dispute_token": null,
  "detail_token": "my_detail_token1234",
  "detail_object": {
    "type": "authorization",
    "state": "PENDING",
    "identifier": "234",
    "token": "my_detail_token1234",
    "user_token": "my_user_token",
    "acting_user_token": "my_user_token",
    "card_token": "my_credit_card_token1234",
    "gpa": {
      "currency_code": "USD",
      "ledger_balance": 510.87,
      "available_balance": 0,
      "credit_balance": 0,
      "pending_credits": 0,
      "impacted_amount": -10,
      "balances": {
        "USD": {
          "currency_code": "USD",
          "ledger_balance": 510.87,
          "available_balance": 0,
          "credit_balance": 0,
          "pending_credits": 0,
          "impacted_amount": -10
        }
      }
    },
    "gpa_order": {
      "token": "my_gpa_order_token1234",
      "amount": 10,
      "created_time": "2021-08-18T22:06:53Z",
      "last_modified_time": "2021-08-18T22:06:53Z",
      "transaction_token": "my_transaction_token1234",
      "state": "PENDING",
      "response": {
        "code": "0000",
        "memo": "Approved or completed successfully"
      },
      "funding": {
        "amount": 10,
        "source": {
          "type": "programgateway",
          "token": "**********1ab2",
          "active": true,
          "name": "credit_backed_funding_source",
          "is_default_account": false,
          "created_time": "2021-10-14T17:26:35Z",
          "last_modified_time": "2021-10-14T17:26:35Z"
        },
        "gateway_log": {
          "order_number": "my_gateway_token12345",
          "transaction_id": "my_transaction_id1234",
          "message": "Approved or completed successfully",
          "duration": 485,
          "timed_out": false,
          "response": {
            "code": "200",
            "data": {
              "jit_funding": {
                "token": "my_jit_funding_token1234",
                "method": "pgfs.authorization",
                "user_token": "my_user_token",
                "acting_user_token": "my_user_token",
                "amount": 10
              }
            }
          }
        }
      },
      "funding_source_token": "**********1ab2",
      "jit_funding": {
        "token": "my_transaction_id1234",
        "method": "pgfs.authorization",
        "user_token": "my_user_token",
        "acting_user_token": "my_user_token",
        "amount": 10
      },
      "user_token": "my_user_token",
      "currency_code": "USD"
    },
    "duration": 837,
    "created_time": "2021-08-18T22:06:52Z",
    "user_transaction_time": "2021-08-18T22:06:52Z",
    "settlement_date": "2021-08-18T00:00:00Z",
    "request_amount": 10,
    "amount": 10,
    "currency_code": "USD",
    "approval_code": "974406",
    "response": {
      "code": "0000",
      "memo": "Approved or completed successfully"
    },
    "network": "DISCOVER",
    "acquirer_fee_amount": 0,
    "acquirer": {
      "system_trace_audit_number": "376582"
    },
    "user": {
      "metadata": {
        "key1": "value1",
        "key2": "value2",
        "notification_email": "user@domain.com",
        "notification_language": "spa"
      }
    },
    "card": {
      "last_four": "9949",
      "metadata": {}
    },
    "issuer_received_time": "2021-08-18T22:06:52.771Z",
    "issuer_payment_node": "f8205a67b12b90d695b15704a64c074b",
    "network_reference_id": "484311571095",
    "card_acceptor": {
      "mid": "1234",
      "mcc": "6411",
      "name": "Jane's Bakery",
      "street_address": "1989 Fillmore St",
      "city": "San Francisco",
      "state": "CA",
      "postal_code": "94115",
      "country_code": "USA"
    },
    "pos": {
      "pin_present": false,
      "partial_approval_capable": true,
      "purchase_amount_only": false,
      "is_recurring": false,
      "is_installment": false
    }
  }
}
The following code block shows a sample of a resent creditpaymenttransitions event.
JSON
{
  "token": "my_payment_transition_token1234",
  "account_token": "my_credit_account_token1234",
  "payment_token": "my_credit_account_payment_token1234",
  "status": "COMPLETED",
  "refund_details": null,
  "created_time": "2021-08-17T18:26:47.591Z"
}
The following code block shows a sample of a resent creditdelinquencytransitions event.
JSON
{
  "token": "my_delinquency_transition_token1234",
  "account_token": "my_credit_account_token1234",
  "transition_trigger_reason": "STATEMENT_GENERATION",
  "transition_trigger_time": "2023-03-01 04:59:59.999",
  "original_status": "CURRENT",
  "status": "DELINQUENT",
  "impact_time": "2023-03-01 04:59:59.999",
  "total_past_due": 100,
  "current_due": 40,
  "total_due": 140,
  "oldest_payment_due_date": "2023-02-01 04:59:59.999",
  "bucket_count": 2,
  "is_invalidated": false,
  "created_time": "2023-03-01 04:59:59.999",
  "updated_time": "2023-03-01 04:59:59.999"
}

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