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The bundles feature on Marqeta’s credit platform enables you to create and manage bundles by choosing the specific policies that make up a bundle. A bundle must contain one document policy, credit product policy, fee policy, APR policy, and an optional reward policy. The configurations of each policy in a bundle determine the characteristics and attributes of the bundle’s associated credit accounts, reward programs, disclosures, and more. For more on how to configure a policy, see Policies.
Important
To create and manage bundles, you must use the Marqeta Dashboard. For more on bundles in the dashboard, see Managing Credit Programs in the Marqeta Dashboard. The following endpoints are displayed for reference purposes only.

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Create bundle

Action: POST
Endpoint: /credit/bundles Create a bundle.

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Request body

FieldsDescription
token

string

Optional		Unique identifier of the bundle.

Allowable Values:

36 char max
name

string

Required		Name of the bundle.

Allowable Values:

255 char max
description

string

Required		Description of the bundle.

Allowable Values:

255 char max
status

string

Required		Status of the bundle.

- DRAFT - The bundle is in the process of being created.
- PENDING_APPROVAL - The bundle has been created and is awaiting approval.
- SENT_FOR_REVISION - The bundle has been returned for revision.
- ACTIVE - The bundle is active.
- REJECTED - The bundle has been rejected; this status cannot be changed.
- ARCHIVED - The previously active bundle has been archived.
- APPROVED - The bundle has been approved (after having been sent for approval).

Allowable Values:

DRAFT, PENDING_APPROVAL, SENT_FOR_REVISION, ACTIVE, REJECTED, ARCHIVED, APPROVED
credit_product_policy_token

string

Required		Unique identifier of the credit product policy.

Allowable Values:

36 char max
apr_policy_token

string

Required		Unique identifier of the APR policy.

Allowable Values:

36 char max
document_policy_token

string

Required		Unique identifier of the document policy.

Allowable Values:

36 char max
fee_policy_token

string

Required		Unique identifier of the fee policy.

Allowable Values:

36 char max
reward_policy_token

string

Optional		Unique identifier of the reward policy.

Allowable Values:

36 char max
offer_policy_token

string

Optional		Unique identifier of the offer policy.

Allowable Values:

36 char max

​
Sample request body

JSON
{
  "token": "my_bundle_token_1234",
  "name": "Gold Credit Bundle",
  "status": "DRAFT",
  "description": "A gold credit bundle policy",
  "apr_policy_token": "my_apr_policy_token_1234",
  "credit_product_policy_token": "my_credit_product_policy_token_1234",
  "document_policy_token": "my_document_policy_token_1234",
  "fee_policy_token": "my_fee_policy_token_1234",
  "offer_policy_token": "my_offer_policy_token_1234",
  "reward_policy_token": "my_reward_policy_token_1234"
}

​
Response body

FieldsDescription
token

string

Conditionally returned		Unique identifier of the bundle.

Allowable Values:

36 char max
name

string

Conditionally returned		Name of the bundle.

Allowable Values:

255 char max
status

string

Conditionally returned		Status of the bundle.

- DRAFT - The bundle is in the process of being created.
- PENDING_APPROVAL - The bundle has been created and is awaiting approval.
- SENT_FOR_REVISION - The bundle has been returned for revision.
- ACTIVE - The bundle is active.
- REJECTED - The bundle has been rejected; this status cannot be changed.
- ARCHIVED - The previously active bundle has been archived.
- APPROVED - The bundle has been approved (after having been sent for approval).

Allowable Values:

DRAFT, PENDING_APPROVAL, SENT_FOR_REVISION, ACTIVE, REJECTED, ARCHIVED, APPROVED
description

string

Conditionally returned		Description of the bundle.

Allowable Values:

255 char max
credit_product_policy_token

string

Conditionally returned		Unique identifier of the bundle’s credit product policy.

Allowable Values:

36 char max
credit_product_policy_detail

object

Conditionally returned		Contains information on the credit product policy.

Allowable Values:

Existing credit_product_policy_detail object
credit_product_policy_detail.token

string

Conditionally returned		Unique identifier of the credit product policy.

Allowable Values:

36 char max
credit_product_policy_detail.card_products

array of objects

Conditionally returned		One or more card products associated with the credit product policy.

Allowable Values:

One or more card_products objects
credit_product_policy_detail.card_products[].token

string

Conditionally returned		Unique identifier of the card product.

Allowable Values:

36 char max
credit_product_policy_detail.card_products[].level

string

Conditionally returned		Level of the card product.

Allowable Values:

PREMIUM, TRADITIONAL
credit_product_policy_detail.card_products[].network

string

Conditionally returned		Name of the card network.

Allowable Values:

VISA, MASTERCARD, SANDBOX
credit_product_policy_detail.name

string

Conditionally returned		Name of the credit product policy.

Allowable Values:

1 char min
credit_product_policy_detail.description

string

Conditionally returned		Description of the credit product policy.

Allowable Values:

255 char max
credit_product_policy_detail.classification

string

Conditionally returned		Specifies for whom the credit product is intended.

- CONSUMER - The credit product is intended for individual consumers.
- SMALL_AND_MEDIUM_BUSINESS - The credit product is intended for small and medium business.

Allowable Values:

CONSUMER, SMALL_AND_MEDIUM_BUSINESS
credit_product_policy_detail.product_type

string

Conditionally returned		Type of credit product.

REVOLVING - Allows users to continuously borrow and pay debts up to the credit limit.

Allowable Values:

REVOLVING
credit_product_policy_detail.product_sub_type

string

Conditionally returned		Subtype of the credit product type.

- CREDIT_CARD - Card that enables the cardholder to make purchases on credit.
- SECURED_CARD - Card backed by a user-funded deposit that enables the cardholder to make purchases on credit.

Allowable Values:

CREDIT_CARD, SECURED_CARD
credit_product_policy_detail.currency_code

string

Conditionally returned		Valid three-digit ISO 4217 currency code.

Allowable Values:

USD
credit_product_policy_detail.credit_line

object

Conditionally returned		Contains information on the credit line range.

Allowable Values:

Existing credit_line object
credit_product_policy_detail.credit_line.min

decimal

Returned		Minimum credit limit.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.credit_line.max

decimal

Returned		Maximum credit limit.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.usage

array of strings

Conditionally returned		One or more usage types for the credit product policy.

Allowable Values:

PURCHASE

Valid usage array
credit_product_policy_detail.interest_calculation

object

Conditionally returned		Contains the configurations for interest calculation.

Allowable Values:

Existing interest_calculation object
credit_product_policy_detail.interest_calculation.method

string

Returned		Method of interest calculation.

Allowable Values:

AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS
credit_product_policy_detail.interest_calculation.day_count

string

Returned		Day-count convention.

Allowable Values:

ACTUAL
credit_product_policy_detail.interest_calculation.interest_application

array of strings

Returned		One or more balance types on which interest is applied.

Allowable Values:

PRINCIPAL, FEES, INTEREST
credit_product_policy_detail.interest_calculation.minimum_interest

decimal

Returned		When interest is applied, this value determines the minimum amount of interest that can be charged.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.interest_calculation.interest_on_grace_reactivation

string

Returned		Determines whether to charge or waive interest for the billing period when the balance is paid off.

Allowable Values:

ACCRUE_FULL_CYCLE, ACCRUE_PAYMENT_DATE, WAIVE
credit_product_policy_detail.interest_calculation.grace_days_application

string

Returned		Determines the last day of grace period based on which interest charges are calculated.

Allowable Values:

NEXT_CYCLE_DATE
credit_product_policy_detail.interest_calculation.exclude_tran_types

array of strings

Conditionally returned		One or more transactions that are excluded from current billing period’s interest charge, but included in next.

Allowable Values:

LATE_PAYMENT_FEE, ANNUAL_FEE, MONTHLY_FEE, CASH_BACK_STATEMENT_CREDIT, RETURNED_PAYMENT_FEE, FOREIGN_TRANSACTION_FEE
credit_product_policy_detail.payments

object

Conditionally returned		Contains the configurations for billing cycle day, payment due day, and fees.

Allowable Values:

Existing payments object
credit_product_policy_detail.payments.billing_cycle_day

integer

Returned		Day of the month when the billing cycle starts.

Allowable Values:

1–28
credit_product_policy_detail.payments.due_day

integer

Conditionally returned		Day of month the payment for the previous billing cycle is due.

This field is being deprecated and replaced by payment_due_interval of a product policy. To retrieve payment_due_interval, see Retrieve credit product policy, payments.payment_due_interval.

Allowable Values:

31
credit_product_policy_detail.payments.billing_cycle_frequency

string

Conditionally returned		Frequency at which the account is billed.

Allowable Values:

MONTHLY
credit_product_policy_detail.payments.payment_due_interval

integer

Conditionally returned		Specifies the payment due interval that is used to determine the payment due date for a billing cycle. A value of -1 indicates one day prior to the next billing cycle date.

For consumer programs, a minimum gap of 21 days is required between when a statement is delivered and the payment due date.

Allowable Values:

-1 min

Positive integers greater than 0; -1 is the default value
credit_product_policy_detail.payments.billing_cycle_day_strategy

string

Conditionally returned		Determines if the billing cycle day is manually set or determined dynamically during account creation based on cycling logic.

Allowable Values:

MANUAL
credit_product_policy_detail.payments.allocation_order

array of strings

Returned		Ordered list of balance types to which payments are allocated, from first to last.

Allowable Values:

INTEREST, FEES, PRINCIPAL
credit_product_policy_detail.payments.min_payment_calculation

object

Returned		Contains information used to calculate the minimum payment amount on a credit product policy.

Allowable Values:

Existing min_payment_calculation object
credit_product_policy_detail.payments.min_payment_calculation.include_past_due_amount

boolean

Returned		Whether to include the past due amount when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.include_overlimit_amount

boolean

Returned		Whether to include the overlimit amount when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.min_payment_flat_amount

decimal

Conditionally returned		Minimum payment, expressed as a flat amount, due on the payment due day.

Allowable Values:

Format: 0.00
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage

object

Conditionally returned		Contains information used to calculate the minimum payment amount when expressed as a percentage.

Allowable Values:

Existing min_payment_percentage object
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.percentage_of_balance

decimal

Returned		Minimum payment, expressed as a percentage of the total statement balance, due on the payment due day.

Allowable Values:

0.0001–100
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.include_interest_charged

boolean

Returned		Whether to include the amount of interest charged when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.include_all_fees_charged

boolean

Conditionally returned		Whether to include all fees charged when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.created_time

datetime

Conditionally returned		Date and time when the credit product policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
credit_product_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the credit product policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
apr_policy_token

string

Conditionally returned		Unique identifier of the bundle’s APR policy.

Allowable Values:

36 char max
apr_policy_detail

object

Conditionally returned		Contains information on an APR policy.

Allowable Values:

Existing apr_policy_detail object
apr_policy_detail.token

string

Conditionally returned		Unique identifier of the APR policy.

Allowable Values:

36 char max
apr_policy_detail.name

string

Conditionally returned		Name of the APR policy.

Allowable Values:

255 char max
apr_policy_detail.description

string

Conditionally returned		Description of the APR policy.

Allowable Values:

255 char max
apr_policy_detail.purchases

object

Conditionally returned		Contains information on the pricing strategy for purchases.

Allowable Values:

Existing purchases object
apr_policy_detail.purchases.name

string

Conditionally returned		Name of the pricing strategy.

Allowable Values:

255 char max
apr_policy_detail.purchases.external_token

string

Conditionally returned		Unique identifier of the pricing strategy on a credit program.

Allowable Values:

36 char max
apr_policy_detail.purchases.tiers

array of objects

Conditionally returned		One or more risk tiers for a pricing strategy.

Allowable Values:

One or more tiers objects
apr_policy_detail.purchases.tiers[].margin_rate

decimal

Conditionally returned		Margin rate for the risk tier for a pricing strategy.

Allowable Values:

Format: 0.00
apr_policy_detail.purchases.tiers[].apr

decimal

Conditionally returned		Value of the APR.

Allowable Values:

Format: 0.00
apr_policy_detail.effective_date

date

Conditionally returned		Date the APR goes into effect, in UTC.

Allowable Values:

Format: yyyy-MM-dd
apr_policy_detail.created_time

datetime

Conditionally returned		Date and time when the APR policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
apr_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the APR policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_token

string

Conditionally returned		Unique identifier of the bundle’s document policy.

Allowable Values:

36 char max
document_policy_detail

object

Conditionally returned		Contains information on a document policy.

Allowable Values:

Existing document_policy_detail object
document_policy_detail.token

string

Conditionally returned		Unique identifier of the document policy.

Allowable Values:

36 char max
document_policy_detail.name

string

Conditionally returned		Name of the document policy.

Allowable Values:

255 char max
document_policy_detail.summary_of_credit_terms

object

Conditionally returned		Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more.

Allowable Values:

Existing summary_of_credit_terms object
document_policy_detail.summary_of_credit_terms.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.summary_of_credit_terms.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.summary_of_credit_terms.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.summary_of_credit_terms.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.summary_of_credit_terms.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.summary_of_credit_terms.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.rewards_disclosure

object

Conditionally returned		Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle.

Allowable Values:

Existing rewards_disclosure object
document_policy_detail.rewards_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.rewards_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.rewards_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.rewards_disclosure.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.rewards_disclosure.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.rewards_disclosure.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.pre_qualification_disclosure

object

Conditionally returned		Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user.

Allowable Values:

Existing pre_qualification_disclosure object
document_policy_detail.pre_qualification_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.pre_qualification_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.pre_qualification_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.pre_qualification_disclosure.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.pre_qualification_disclosure.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.pre_qualification_disclosure.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.terms_schedule

object

Conditionally returned		Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details.

Allowable Values:

Existing terms_schedule object
document_policy_detail.terms_schedule.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.terms_schedule.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.terms_schedule.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.terms_schedule.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.benefits_disclosure_traditional

object

Conditionally returned		Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card.

Allowable Values:

Existing benefits_disclosure_traditional object
document_policy_detail.benefits_disclosure_traditional.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.benefits_disclosure_traditional.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.benefits_disclosure_traditional.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.benefits_disclosure_premium

object

Conditionally returned		Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card.

Allowable Values:

Existing benefits_disclosure_premium object
document_policy_detail.benefits_disclosure_premium.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.benefits_disclosure_premium.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.benefits_disclosure_premium.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.privacy_policy

object

Conditionally returned		Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed.

Allowable Values:

Existing privacy_policy object
document_policy_detail.privacy_policy.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.privacy_policy.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.privacy_policy.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.e_disclosure

object

Conditionally returned		Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically.

Allowable Values:

Existing e_disclosure object
document_policy_detail.e_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.e_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.e_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.card_member_agreement

object

Conditionally returned		Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more.

Allowable Values:

Existing card_member_agreement object
document_policy_detail.card_member_agreement.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.card_member_agreement.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.card_member_agreement.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.account_statement

object

Conditionally returned		Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account.

Allowable Values:

Existing account_statement object
document_policy_detail.account_statement.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.account_statement.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.account_statement.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.account_statement.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_single_reason

object

Conditionally returned		Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason.

Allowable Values:

Existing noaa_single_reason object
document_policy_detail.noaa_single_reason.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_single_reason.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_single_reason.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_single_reason.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_single_reason_with_dodd_frank

object

Conditionally returned		Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.

Allowable Values:

Existing noaa_single_reason_with_dodd_frank object
document_policy_detail.noaa_single_reason_with_dodd_frank.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_single_reason_with_dodd_frank.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_single_reason_with_dodd_frank.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_single_reason_with_dodd_frank.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_multiple_reason_with_dodd_frank

object

Conditionally returned		Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.

Allowable Values:

Existing noaa_multiple_reason_with_dodd_frank object
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.created_time

datetime

Conditionally returned		Date and time when the document policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
fee_policy_token

string

Conditionally returned		Unique identifier of the bundle’s fee policy.

Allowable Values:

36 char max
fee_policy_detail

object

Conditionally returned		Contains information on a fee policy.

Allowable Values:

Existing fee_policy_detail object
fee_policy_detail.token

string

Conditionally returned		Unique identifier of the fee policy.

Allowable Values:

36 char max
fee_policy_detail.name

string

Conditionally returned		Name of the fee policy.

Allowable Values:

255 char max
fee_policy_detail.description

string

Conditionally returned		Description of the fee policy.

Allowable Values:

255 char max
fee_policy_detail.account

object

Conditionally returned		Contains information on the fees in an account’s fee policy.

Allowable Values:

Existing account object
fee_policy_detail.account.late_payment

object

Conditionally returned		Contains information on the late payment fee.

Allowable Values:

Existing late_payment object
fee_policy_detail.account.returned_payment

object

Conditionally returned		Contains information on the returned payment fee.

Allowable Values:

Existing returned_payment object
fee_policy_detail.account.foreign_transaction_fee

object

Conditionally returned		Contains information on the foreign transaction fee.

Allowable Values:

Existing foreign_transaction_fee object
fee_policy_detail.account.monthly_fee

object

Conditionally returned		Contains information on the monthly periodic fees.

Allowable Values:

Existing periodic_fees object
fee_policy_detail.account.annual_fee

object

Conditionally returned		Contains information on the annual periodic fees.

Allowable Values:

Existing periodic_fees object
fee_policy_detail.created_time

datetime

Conditionally returned		Date and time when the fee policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
fee_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the fee policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
reward_policy_token

string

Conditionally returned		Unique identifier of the bundle’s reward policy.

Allowable Values:

36 char max
reward_policy_detail

object

Conditionally returned		Contains information on a reward policy.

Allowable Values:

Existing reward_policy_detail object
reward_policy_detail.token

string

Conditionally returned		Unique identifier of the reward policy.

Allowable Values:

36 char max
reward_policy_detail.name

string

Conditionally returned		Name of the reward policy.

Allowable Values:

255 char max
reward_policy_detail.description

string

Conditionally returned		Description of the reward policy.

Allowable Values:

255 char max
reward_policy_detail.settlement_strategy

string

Conditionally returned		Reward settlement strategy for a credit program.

Allowable Values:

STATEMENT, LIVE
reward_policy_detail.accrual_strategy

string

Conditionally returned		Reward accrual strategy for a credit program. If no value for accrual_strategy is set, the default value of this field is DEFAULT.

Allowable Values:

DEFAULT, PAYMENT
reward_policy_detail.rounding_strategy

string

Conditionally returned		Rounding strategy for reward accrual calculations. If no value for rounding_strategy is set, then the default value of this field is ROUND_HALF_EVEN.

Available options:

- ROUND_UP: Always rounds away from zero to whole numbers.
- ROUND_DOWN: Always rounds towards zero to whole numbers.
- ROUND_HALF_EVEN: Rounds to two decimal places using half-even logic (default).
- ROUND_HALF_EVEN_WHOLE: Rounds to whole numbers using half-even logic.

Allowable Values:

ROUND_UP, ROUND_DOWN, ROUND_HALF_EVEN, ROUND_HALF_EVEN_WHOLE
reward_policy_detail.rules

array of objects

Conditionally returned		A list of one or more reward rules.

Allowable Values:

Valid array of one or more rules objects
reward_policy_detail.rules[].description

string

Returned		The description of the rule.

Allowable Values:

255 char max
reward_policy_detail.rules[].type

string

Returned		Type of rule.

Allowable Values:

MULTIPLIER_PER_TRANSACTION
reward_policy_detail.rules[].calculation_type

string

Conditionally returned		Type of calculation to use to evaluate if a rule has been satisfied.

Allowable Values:

PER_TRANSACTION
reward_policy_detail.rules[].multiplier

decimal

Conditionally returned		The reward multiplier to apply the transaction, where ‘1’ means 1x transaction amount.

Allowable Values:

Any integer
reward_policy_detail.rules[].amount

decimal

Conditionally returned		The static amount to reward if the rule conditions are met.

Allowable Values:

Any integer
reward_policy_detail.rules[].attributes

object

Conditionally returned		Additional properties for which the rule can be used to determine reward accrual eligibility for a transaction.

Allowable Values:

mcc: 1500, 0001-1499 mid: 255
reward_policy_detail.rules[].attributes.mcc

array of strings

Conditionally returned		List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.rules[].attributes.mid

string

Conditionally returned		Merchant ID for the rule.

Allowable Values:

“255”
reward_policy_detail.rules[].attributes.min_spend

decimal

Conditionally returned		Minimum spend amount.

Allowable Values:

100
reward_policy_detail.rules[].attributes.max_spend

decimal

Conditionally returned		Maximum spend amount.

Allowable Values:

150
reward_policy_detail.rules[].attributes.spend_total

decimal

Conditionally returned		Total spend amount.

Allowable Values:

100
reward_policy_detail.rules[].attributes.spend_days

integer

Conditionally returned		Maximum number of days since account creation within which the minimum spend requirements must be met to qualify for the reward (used for signup bonus rules).

Positive integer values are allowed, with a minimum value of 1.

Allowable Values:

1 min
reward_policy_detail.conversions

array of objects

Conditionally returned		List of one or more reward conversions.

Allowable Values:

Valid array of one or more conversion objects
reward_policy_detail.conversions[].type

string

Returned		Type of conversion.

Allowable Values:

STATEMENT_CREDIT
reward_policy_detail.conversions[].conversion_rate

decimal

Returned		The rate that points are worth with converting the REDEMPTION_TYPE indicated.

Allowable Values:

0.001 min

Format: 0.000
reward_policy_detail.conversions[].conversion_increment

integer

Returned		The static amount to reward if the rule conditions are met.

Allowable Values:

Any integer
reward_policy_detail.conversions[].currency

string

Conditionally returned		Type of currency used with the conversion rate.

Allowable Values:

Currency code, such as EUR or USD.
reward_policy_detail.exclusions

object

Conditionally returned		Defines what merchant category codes (MCCs) are excluded from earning rewards. MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.exclusions.use_default_exclusions

boolean

Conditionally returned		Indicates whether to use the default exclusion list.

- If true, the default exclusion list is used.
- If false, the custom exclusion list is used, if custom exclusions are included.

Allowable Values:

true, false
reward_policy_detail.exclusions.custom_exclusions

array of strings

Conditionally returned		List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.created_time

datetime

Conditionally returned		Date and time when the reward policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
reward_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the reward policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
offer_policy_token

string

Conditionally returned		Unique identifier of the bundle’s offer policy.

Allowable Values:

36 char max
offer_policy_detail

object

Conditionally returned		Contains information on an offer policy.

Allowable Values:

Existing offer_policy_detail object
offer_policy_detail.token

string

Conditionally returned		Unique identifier of the offer policy.

Allowable Values:

36 char max
offer_policy_detail.name

string

Conditionally returned		Name of the offer policy.

Allowable Values:

255 char max
offer_policy_detail.description

string

Conditionally returned		Description of the offer policy.

Allowable Values:

255 char max
offer_policy_detail.created_time

datetime

Conditionally returned		Date and time when the offer policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
offer_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the offer policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
created_time

datetime

Conditionally returned		Date and time when the bundle was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
updated_time

datetime

Conditionally returned		Date and time when the bundle was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Sample response body

JSON
{
  "token": "my_bundle_token_1234",
  "parent_token": "my_parent_token_1234",
  "name": "Gold Credit Bundle",
  "status": "DRAFT",
  "description": "A gold credit bundle policy",
  "credit_product_policy_token": "my_credit_product_policy_token_1234",
  "credit_product_policy_detail": {
    "token": "my_credit_product_policy_token_1234",
    "card_products": [
      {
        "token": "my_card_product_token1234",
        "level": "TRADITIONAL",
        "network": "VISA"
      }
    ],
    "name": "Gold Credit Product Policy",
    "description": "A gold credit product policy",
    "classification": "CONSUMER",
    "product_type": "REVOLVING",
    "product_sub_type": "CREDIT_CARD",
    "currency_code": "USD",
    "credit_line": {
      "min": 50,
      "max": 3500
    },
    "usage": [
      "PURCHASE"
    ],
    "interest_calculation": {
      "method": "AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS",
      "day_count": "ACTUAL",
      "interest_application": [
        "PRINCIPAL",
        "FEES"
      ],
      "minimum_interest": 1,
      "interest_on_grace_reactivation": "ACCRUE_PAYMENT_DATE",
      "grace_days_application": "NEXT_CYCLE_DATE",
      "application_of_credits": {
        "cycle_type": "END_REVOLVING",
        "day": 15
      },
      "exclude_tran_types": [
        "ANNUAL_FEE",
        "LATE_PAYMENT_FEE",
        "CASH_BACK_STATEMENT_CREDIT"
      ]
    },
    "payments": {
      "due_day": 31,
      "billing_cycle_day": 1,
      "allocation_order": [
        "INTEREST",
        "FEES",
        "PRINCIPAL"
      ],
      "min_payment_calculation": {
        "include_past_due_amount": false,
        "include_overlimit_amount": true,
        "min_payment_flat_amount": 20,
        "min_payment_percentage": {
          "percentage_of_balance": 1,
          "include_interest_charged": false,
          "include_fees_charged": [
            "LATE_PAYMENT_FEE"
          ]
        }
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "apr_policy_token": "my_apr_policy_token_1234",
  "apr_policy_detail": {
    "token": "my_apr_policy_token_1234",
    "name": "Gold APR Policy",
    "description": "A gold APR policy",
    "purchases": {
      "name": "A purchase at a merchant",
      "external_token": "my_external_purchase_token1234",
      "tiers": [
        {
          "margin_rate": 1,
          "apr": 0
        },
        {
          "margin_rate": 5,
          "apr": 0
        }
      ]
    },
    "effective_date": "2025-05-01",
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "document_policy_token": "my_document_policy_token_1234",
  "document_policy_detail": {
    "token": "my_document_policy_token_1234",
    "name": "My Document Policy",
    "summary_of_credit_terms": {
      "asset_token": "a_summary_of_credit_terms_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_summary_of_credit_terms_asset_token1234.pdf",
        "png": "https://url.com/a_summary_of_credit_terms_asset_token1234.png",
        "html": "https://url.com/a_summary_of_credit_terms_asset_token1234.html"
      },
      "template_token": "a_summary_of_credit_terms_template_token1234",
      "template_urls": {
        "html": "https://asset-bucket.s3.amazonaws.com/short_code/a_summary_of_credit_terms_template_token1234/a_summary_of_credit_terms_template_token1234.html"
      }
    },
    "rewards_disclosure": {
      "asset_token": "a_rewards_disclosure_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_rewards_disclosure_asset_token1234.pdf",
        "png": "https://url.com/a_rewards_disclosure_asset_token1234.png",
        "html": "https://url.com/a_rewards_disclosure_asset_token1234.html"
      },
      "template_token": "a_rewards_disclosure_template_token1234",
      "template_urls": {
        "html": "https://url.com/a_rewards_disclosure_template_token1234.html"
      }
    },
    "terms_schedule": {
      "template_token": "a_terms_schedule_template_token1234",
      "template_urls": {
        "html": "https://url.com/a_terms_schedule_template_token1234.html"
      }
    },
    "benefits_disclosure": {
      "asset_token": "a_benefits_disclosure_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_benefits_disclosure_asset_token1234.pdf",
        "png": "https://url.com/a_benefits_disclosure_asset_token1234.png",
        "html": "https://url.com/a_benefits_disclosure_asset_token1234.html"
      }
    },
    "notice_of_adverse_action": {
      "template_token": "a_notice_of_adverse_action_template_token1234",
      "template_urls": {
        "html": "https://url.com/a_notice_of_adverse_action_template_token1234.html"
      }
    },
    "privacy_policy": {
      "asset_token": "a_privacy_policy_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_privacy_policy_asset_token1234.pdf",
        "png": "https://url.com/a_privacy_policy_asset_token1234.png",
        "html": "https://url.com/a_privacy_policy_asset_token1234.html"
      }
    },
    "e_disclosure": {
      "asset_token": "a_e_disclosure_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_e_disclosure_asset_token1234.pdf",
        "png": "https://url.com/a_e_disclosure_asset_token1234.png",
        "html": "https://url.com/a_e_disclosure_asset_token1234.html"
      }
    },
    "card_member_agreement": {
      "asset_token": "a_card_member_agreement_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_card_member_agreement_asset_token1234.pdf",
        "png": "https://url.com/a_card_member_agreement_asset_token1234.png",
        "html": "https://url.com/a_card_member_agreement_asset_token1234.html"
      }
    },
    "account_statement": {
      "template_token": "an_account_statement_template_token1234",
      "template_urls": {
        "html": "https://url.com/an_account_statement_template_token1234.html"
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "fee_policy_token": "my_fee_policy_token_1234",
  "fee_policy_detail": {
    "token": "my_fee_policy_token_1234",
    "name": "Gold Fee Policy",
    "description": "A gold fee policy",
    "account": {
      "late_payment": {
        "default_method": "FLAT",
        "default_value": 10
      },
      "returned_payment": {
        "default_method": "FLAT",
        "default_value": 10
      },
      "foreign_transaction_fee": {
        "default_method": "PERCENTAGE",
        "default_value": 12.5
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "reward_policy_token": "my_reward_policy_token_1234",
  "reward_policy_detail": {
    "token": "my_reward_policy_token_1234",
    "name": "Gold Reward Policy",
    "description": "A gold reward policy",
    "settlement_strategy": "STATEMENT",
    "accrual_strategy": "DEFAULT",
    "rounding_strategy": "ROUND_HALF_EVEN",
    "rules": [
      {
        "description": "Earn 3x on selected categories.",
        "type": "MULTIPLIER_PER_TRANSACTION",
        "calculation_type": "PER_TRANSACTION",
        "multiplier": 3,
        "amount": null,
        "attributes": {
          "mcc": [
            "0001-1499",
            "1500"
          ]
        }
      }
    ],
    "conversions": [
      {
        "type": "STATEMENT_CREDIT",
        "conversion_rate": 0.001,
        "conversion_increment": 10,
        "currency": "USD"
      }
    ],
    "exclusions": {
      "use_default_exclusions": false,
      "custom_exclusions": [
        "2000-2999",
        "4321"
      ]
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "offer_policy_token": "my_offer_policy_token_1234",
  "offer_policy_detail": {
    "token": "my_offer_policy_token_1234",
    "name": "Gold Offer Policy",
    "description": "A gold offer policy",
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "created_time": "2025-04-01T23:41:58.802Z",
  "updated_time": "2025-04-05T16:04:48.643Z"
}

​
List bundles

Action: GET
Endpoint: /credit/bundles Retrieve an array of bundles. This endpoint supports sorting and pagination.

​
URL query parameters

FieldsDescription
count

integer

Optional		Number of bundles resources to retrieve.

Allowable Values:

1–100
start_index

integer

Optional		Sort order index of the first resource in the returned array.

Allowable Values:

0 min
sort_by

string

Optional		Field on which to sort. Prefix the field name with a hyphen (-) to sort in descending order. Omit the hyphen to sort in ascending order.

NOTE: You must sort using system field names such as lastModifiedTime, not by the field names appearing in response bodies: for example, last_modified_time.

Allowable Values:

lastModifiedTime, -lastModifiedTime
status

array of strings

Optional		An array of statuses by which to filter bundles.

Allowable Values:

DRAFT, PENDING_APPROVAL, SENT_FOR_REVISION, ACTIVE, REJECTED, ARCHIVED, APPROVED

​
Response body

FieldsDescription
count

integer

Returned		Number of resources returned.

Allowable Values:

1-10
start_index

integer

Returned		Sort order index of the first resource in the returned array.

Allowable Values:

Any integer
end_index

integer

Returned		Sort order index of the last resource in the returned array.

Allowable Values:

Any integer
is_more

boolean

Returned		A value of true indicates that more unreturned resources exist.

Allowable Values:

true, false
data

array of objects

Returned		Contains one or more bundles.

Allowable Values:

One or more bundle objects
data[].token

string

Conditionally returned		Unique identifier of the bundle.

Allowable Values:

36 char max
data[].name

string

Conditionally returned		Name of the bundle.

Allowable Values:

255 char max
data[].status

string

Conditionally returned		Status of the bundle.

- DRAFT - The bundle is in the process of being created.
- PENDING_APPROVAL - The bundle has been created and is awaiting approval.
- SENT_FOR_REVISION - The bundle has been returned for revision.
- ACTIVE - The bundle is active.
- REJECTED - The bundle has been rejected; this status cannot be changed.
- ARCHIVED - The previously active bundle has been archived.
- APPROVED - The bundle has been approved (after having been sent for approval).

Allowable Values:

DRAFT, PENDING_APPROVAL, SENT_FOR_REVISION, ACTIVE, REJECTED, ARCHIVED, APPROVED
data[].description

string

Conditionally returned		Description of the bundle.

Allowable Values:

255 char max
data[].credit_product_policy_token

string

Conditionally returned		Unique identifier of the bundle’s credit product policy.

Allowable Values:

36 char max
data[].credit_product_policy_detail

object

Conditionally returned		Contains information on the credit product policy.

Allowable Values:

Existing credit_product_policy_detail object
data[].credit_product_policy_detail.token

string

Conditionally returned		Unique identifier of the credit product policy.

Allowable Values:

36 char max
data[].credit_product_policy_detail.card_products

array of objects

Conditionally returned		One or more card products associated with the credit product policy.

Allowable Values:

One or more card_products objects
data[].credit_product_policy_detail.card_products[].token

string

Conditionally returned		Unique identifier of the card product.

Allowable Values:

36 char max
data[].credit_product_policy_detail.card_products[].level

string

Conditionally returned		Level of the card product.

Allowable Values:

PREMIUM, TRADITIONAL
data[].credit_product_policy_detail.card_products[].network

string

Conditionally returned		Name of the card network.

Allowable Values:

VISA, MASTERCARD, SANDBOX
data[].credit_product_policy_detail.name

string

Conditionally returned		Name of the credit product policy.

Allowable Values:

1 char min
data[].credit_product_policy_detail.description

string

Conditionally returned		Description of the credit product policy.

Allowable Values:

255 char max
data[].credit_product_policy_detail.classification

string

Conditionally returned		Specifies for whom the credit product is intended.

- CONSUMER - The credit product is intended for individual consumers.
- SMALL_AND_MEDIUM_BUSINESS - The credit product is intended for small and medium business.

Allowable Values:

CONSUMER, SMALL_AND_MEDIUM_BUSINESS
data[].credit_product_policy_detail.product_type

string

Conditionally returned		Type of credit product.

REVOLVING - Allows users to continuously borrow and pay debts up to the credit limit.

Allowable Values:

REVOLVING
data[].credit_product_policy_detail.product_sub_type

string

Conditionally returned		Subtype of the credit product type.

- CREDIT_CARD - Card that enables the cardholder to make purchases on credit.
- SECURED_CARD - Card backed by a user-funded deposit that enables the cardholder to make purchases on credit.

Allowable Values:

CREDIT_CARD, SECURED_CARD
data[].credit_product_policy_detail.currency_code

string

Conditionally returned		Valid three-digit ISO 4217 currency code.

Allowable Values:

USD
data[].credit_product_policy_detail.credit_line

object

Conditionally returned		Contains information on the credit line range.

Allowable Values:

Existing credit_line object
data[].credit_product_policy_detail.credit_line.min

decimal

Returned		Minimum credit limit.

Allowable Values:

0–999999999999.99
data[].credit_product_policy_detail.credit_line.max

decimal

Returned		Maximum credit limit.

Allowable Values:

0–999999999999.99
data[].credit_product_policy_detail.usage

array of strings

Conditionally returned		One or more usage types for the credit product policy.

Allowable Values:

PURCHASE

Valid usage array
data[].credit_product_policy_detail.interest_calculation

object

Conditionally returned		Contains the configurations for interest calculation.

Allowable Values:

Existing interest_calculation object
data[].credit_product_policy_detail.interest_calculation.method

string

Returned		Method of interest calculation.

Allowable Values:

AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS
data[].credit_product_policy_detail.interest_calculation.day_count

string

Returned		Day-count convention.

Allowable Values:

ACTUAL
data[].credit_product_policy_detail.interest_calculation.interest_application

array of strings

Returned		One or more balance types on which interest is applied.

Allowable Values:

PRINCIPAL, FEES, INTEREST
data[].credit_product_policy_detail.interest_calculation.minimum_interest

decimal

Returned		When interest is applied, this value determines the minimum amount of interest that can be charged.

Allowable Values:

0–999999999999.99
data[].credit_product_policy_detail.interest_calculation.interest_on_grace_reactivation

string

Returned		Determines whether to charge or waive interest for the billing period when the balance is paid off.

Allowable Values:

ACCRUE_FULL_CYCLE, ACCRUE_PAYMENT_DATE, WAIVE
data[].credit_product_policy_detail.interest_calculation.grace_days_application

string

Returned		Determines the last day of grace period based on which interest charges are calculated.

Allowable Values:

NEXT_CYCLE_DATE
data[].credit_product_policy_detail.interest_calculation.exclude_tran_types

array of strings

Conditionally returned		One or more transactions that are excluded from current billing period’s interest charge, but included in next.

Allowable Values:

LATE_PAYMENT_FEE, ANNUAL_FEE, MONTHLY_FEE, CASH_BACK_STATEMENT_CREDIT, RETURNED_PAYMENT_FEE, FOREIGN_TRANSACTION_FEE
data[].credit_product_policy_detail.payments

object

Conditionally returned		Contains the configurations for billing cycle day, payment due day, and fees.

Allowable Values:

Existing payments object
data[].credit_product_policy_detail.payments.billing_cycle_day

integer

Returned		Day of the month when the billing cycle starts.

Allowable Values:

1–28
data[].credit_product_policy_detail.payments.due_day

integer

Conditionally returned		Day of month the payment for the previous billing cycle is due.

This field is being deprecated and replaced by payment_due_interval of a product policy. To retrieve payment_due_interval, see Retrieve credit product policy, payments.payment_due_interval.

Allowable Values:

31
data[].credit_product_policy_detail.payments.billing_cycle_frequency

string

Conditionally returned		Frequency at which the account is billed.

Allowable Values:

MONTHLY
data[].credit_product_policy_detail.payments.payment_due_interval

integer

Conditionally returned		Specifies the payment due interval that is used to determine the payment due date for a billing cycle. A value of -1 indicates one day prior to the next billing cycle date.

For consumer programs, a minimum gap of 21 days is required between when a statement is delivered and the payment due date.

Allowable Values:

-1 min

Positive integers greater than 0; -1 is the default value
data[].credit_product_policy_detail.payments.billing_cycle_day_strategy

string

Conditionally returned		Determines if the billing cycle day is manually set or determined dynamically during account creation based on cycling logic.

Allowable Values:

MANUAL
data[].credit_product_policy_detail.payments.allocation_order

array of strings

Returned		Ordered list of balance types to which payments are allocated, from first to last.

Allowable Values:

INTEREST, FEES, PRINCIPAL
data[].credit_product_policy_detail.payments.min_payment_calculation

object

Returned		Contains information used to calculate the minimum payment amount on a credit product policy.

Allowable Values:

Existing min_payment_calculation object
data[].credit_product_policy_detail.payments.min_payment_calculation.include_past_due_amount

boolean

Returned		Whether to include the past due amount when calculating the minimum payment.

Allowable Values:

true, false
data[].credit_product_policy_detail.payments.min_payment_calculation.include_overlimit_amount

boolean

Returned		Whether to include the overlimit amount when calculating the minimum payment.

Allowable Values:

true, false
data[].credit_product_policy_detail.payments.min_payment_calculation.min_payment_flat_amount

decimal

Conditionally returned		Minimum payment, expressed as a flat amount, due on the payment due day.

Allowable Values:

Format: 0.00
data[].credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage

object

Conditionally returned		Contains information used to calculate the minimum payment amount when expressed as a percentage.

Allowable Values:

Existing min_payment_percentage object
data[].credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.percentage_of_balance

decimal

Returned		Minimum payment, expressed as a percentage of the total statement balance, due on the payment due day.

Allowable Values:

0.0001–100
data[].credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.include_interest_charged

boolean

Returned		Whether to include the amount of interest charged when calculating the minimum payment.

Allowable Values:

true, false
data[].credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.include_all_fees_charged

boolean

Conditionally returned		Whether to include all fees charged when calculating the minimum payment.

Allowable Values:

true, false
data[].credit_product_policy_detail.created_time

datetime

Conditionally returned		Date and time when the credit product policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].credit_product_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the credit product policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].apr_policy_token

string

Conditionally returned		Unique identifier of the bundle’s APR policy.

Allowable Values:

36 char max
data[].apr_policy_detail

object

Conditionally returned		Contains information on an APR policy.

Allowable Values:

Existing apr_policy_detail object
data[].apr_policy_detail.token

string

Conditionally returned		Unique identifier of the APR policy.

Allowable Values:

36 char max
data[].apr_policy_detail.name

string

Conditionally returned		Name of the APR policy.

Allowable Values:

255 char max
data[].apr_policy_detail.description

string

Conditionally returned		Description of the APR policy.

Allowable Values:

255 char max
data[].apr_policy_detail.purchases

object

Conditionally returned		Contains information on the pricing strategy for purchases.

Allowable Values:

Existing purchases object
data[].apr_policy_detail.purchases.name

string

Conditionally returned		Name of the pricing strategy.

Allowable Values:

255 char max
data[].apr_policy_detail.purchases.external_token

string

Conditionally returned		Unique identifier of the pricing strategy on a credit program.

Allowable Values:

36 char max
data[].apr_policy_detail.purchases.tiers

array of objects

Conditionally returned		One or more risk tiers for a pricing strategy.

Allowable Values:

One or more tiers objects
data[].apr_policy_detail.purchases.tiers[].margin_rate

decimal

Conditionally returned		Margin rate for the risk tier for a pricing strategy.

Allowable Values:

Format: 0.00
data[].apr_policy_detail.purchases.tiers[].apr

decimal

Conditionally returned		Value of the APR.

Allowable Values:

Format: 0.00
data[].apr_policy_detail.effective_date

date

Conditionally returned		Date the APR goes into effect, in UTC.

Allowable Values:

Format: yyyy-MM-dd
data[].apr_policy_detail.created_time

datetime

Conditionally returned		Date and time when the APR policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].apr_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the APR policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_token

string

Conditionally returned		Unique identifier of the bundle’s document policy.

Allowable Values:

36 char max
data[].document_policy_detail

object

Conditionally returned		Contains information on a document policy.

Allowable Values:

Existing document_policy_detail object
data[].document_policy_detail.token

string

Conditionally returned		Unique identifier of the document policy.

Allowable Values:

36 char max
data[].document_policy_detail.name

string

Conditionally returned		Name of the document policy.

Allowable Values:

255 char max
data[].document_policy_detail.summary_of_credit_terms

object

Conditionally returned		Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more.

Allowable Values:

Existing summary_of_credit_terms object
data[].document_policy_detail.summary_of_credit_terms.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
data[].document_policy_detail.summary_of_credit_terms.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.summary_of_credit_terms.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.summary_of_credit_terms.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.summary_of_credit_terms.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.summary_of_credit_terms.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.summary_of_credit_terms.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
data[].document_policy_detail.summary_of_credit_terms.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.summary_of_credit_terms.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.summary_of_credit_terms.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.rewards_disclosure

object

Conditionally returned		Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle.

Allowable Values:

Existing rewards_disclosure object
data[].document_policy_detail.rewards_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
data[].document_policy_detail.rewards_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.rewards_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.rewards_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.rewards_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.rewards_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.rewards_disclosure.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
data[].document_policy_detail.rewards_disclosure.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.rewards_disclosure.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.rewards_disclosure.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.pre_qualification_disclosure

object

Conditionally returned		Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user.

Allowable Values:

Existing pre_qualification_disclosure object
data[].document_policy_detail.pre_qualification_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
data[].document_policy_detail.pre_qualification_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.pre_qualification_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.pre_qualification_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.pre_qualification_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.pre_qualification_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.pre_qualification_disclosure.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
data[].document_policy_detail.pre_qualification_disclosure.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.pre_qualification_disclosure.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.pre_qualification_disclosure.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.terms_schedule

object

Conditionally returned		Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details.

Allowable Values:

Existing terms_schedule object
data[].document_policy_detail.terms_schedule.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
data[].document_policy_detail.terms_schedule.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.terms_schedule.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.terms_schedule.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.benefits_disclosure_traditional

object

Conditionally returned		Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card.

Allowable Values:

Existing benefits_disclosure_traditional object
data[].document_policy_detail.benefits_disclosure_traditional.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
data[].document_policy_detail.benefits_disclosure_traditional.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.benefits_disclosure_traditional.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.benefits_disclosure_traditional.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.benefits_disclosure_traditional.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.benefits_disclosure_traditional.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.benefits_disclosure_premium

object

Conditionally returned		Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card.

Allowable Values:

Existing benefits_disclosure_premium object
data[].document_policy_detail.benefits_disclosure_premium.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
data[].document_policy_detail.benefits_disclosure_premium.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.benefits_disclosure_premium.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.benefits_disclosure_premium.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.benefits_disclosure_premium.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.benefits_disclosure_premium.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.privacy_policy

object

Conditionally returned		Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed.

Allowable Values:

Existing privacy_policy object
data[].document_policy_detail.privacy_policy.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
data[].document_policy_detail.privacy_policy.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.privacy_policy.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.privacy_policy.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.privacy_policy.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.privacy_policy.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.e_disclosure

object

Conditionally returned		Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically.

Allowable Values:

Existing e_disclosure object
data[].document_policy_detail.e_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
data[].document_policy_detail.e_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.e_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.e_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.e_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.e_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.card_member_agreement

object

Conditionally returned		Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more.

Allowable Values:

Existing card_member_agreement object
data[].document_policy_detail.card_member_agreement.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
data[].document_policy_detail.card_member_agreement.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.card_member_agreement.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.card_member_agreement.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.card_member_agreement.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.card_member_agreement.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.account_statement

object

Conditionally returned		Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account.

Allowable Values:

Existing account_statement object
data[].document_policy_detail.account_statement.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
data[].document_policy_detail.account_statement.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.account_statement.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.account_statement.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.noaa_single_reason

object

Conditionally returned		Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason.

Allowable Values:

Existing noaa_single_reason object
data[].document_policy_detail.noaa_single_reason.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
data[].document_policy_detail.noaa_single_reason.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.noaa_single_reason.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.noaa_single_reason.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.noaa_single_reason_with_dodd_frank

object

Conditionally returned		Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.

Allowable Values:

Existing noaa_single_reason_with_dodd_frank object
data[].document_policy_detail.noaa_single_reason_with_dodd_frank.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
data[].document_policy_detail.noaa_single_reason_with_dodd_frank.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.noaa_single_reason_with_dodd_frank.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.noaa_single_reason_with_dodd_frank.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.noaa_multiple_reason_with_dodd_frank

object

Conditionally returned		Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.

Allowable Values:

Existing noaa_multiple_reason_with_dodd_frank object
data[].document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
data[].document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.created_time

datetime

Conditionally returned		Date and time when the document policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].fee_policy_token

string

Conditionally returned		Unique identifier of the bundle’s fee policy.

Allowable Values:

36 char max
data[].fee_policy_detail

object

Conditionally returned		Contains information on a fee policy.

Allowable Values:

Existing fee_policy_detail object
data[].fee_policy_detail.token

string

Conditionally returned		Unique identifier of the fee policy.

Allowable Values:

36 char max
data[].fee_policy_detail.name

string

Conditionally returned		Name of the fee policy.

Allowable Values:

255 char max
data[].fee_policy_detail.description

string

Conditionally returned		Description of the fee policy.

Allowable Values:

255 char max
data[].fee_policy_detail.account

object

Conditionally returned		Contains information on the fees in an account’s fee policy.

Allowable Values:

Existing account object
data[].fee_policy_detail.account.late_payment

object

Conditionally returned		Contains information on the late payment fee.

Allowable Values:

Existing late_payment object
data[].fee_policy_detail.account.returned_payment

object

Conditionally returned		Contains information on the returned payment fee.

Allowable Values:

Existing returned_payment object
data[].fee_policy_detail.account.foreign_transaction_fee

object

Conditionally returned		Contains information on the foreign transaction fee.

Allowable Values:

Existing foreign_transaction_fee object
data[].fee_policy_detail.account.monthly_fee

object

Conditionally returned		Contains information on the monthly periodic fees.

Allowable Values:

Existing periodic_fees object
data[].fee_policy_detail.account.annual_fee

object

Conditionally returned		Contains information on the annual periodic fees.

Allowable Values:

Existing periodic_fees object
data[].fee_policy_detail.created_time

datetime

Conditionally returned		Date and time when the fee policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].fee_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the fee policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].reward_policy_token

string

Conditionally returned		Unique identifier of the bundle’s reward policy.

Allowable Values:

36 char max
data[].reward_policy_detail

object

Conditionally returned		Contains information on a reward policy.

Allowable Values:

Existing reward_policy_detail object
data[].reward_policy_detail.token

string

Conditionally returned		Unique identifier of the reward policy.

Allowable Values:

36 char max
data[].reward_policy_detail.name

string

Conditionally returned		Name of the reward policy.

Allowable Values:

255 char max
data[].reward_policy_detail.description

string

Conditionally returned		Description of the reward policy.

Allowable Values:

255 char max
data[].reward_policy_detail.settlement_strategy

string

Conditionally returned		Reward settlement strategy for a credit program.

Allowable Values:

STATEMENT, LIVE
data[].reward_policy_detail.accrual_strategy

string

Conditionally returned		Reward accrual strategy for a credit program. If no value for accrual_strategy is set, the default value of this field is DEFAULT.

Allowable Values:

DEFAULT, PAYMENT
data[].reward_policy_detail.rounding_strategy

string

Conditionally returned		Rounding strategy for reward accrual calculations. If no value for rounding_strategy is set, then the default value of this field is ROUND_HALF_EVEN.

Available options:

- ROUND_UP: Always rounds away from zero to whole numbers.
- ROUND_DOWN: Always rounds towards zero to whole numbers.
- ROUND_HALF_EVEN: Rounds to two decimal places using half-even logic (default).
- ROUND_HALF_EVEN_WHOLE: Rounds to whole numbers using half-even logic.

Allowable Values:

ROUND_UP, ROUND_DOWN, ROUND_HALF_EVEN, ROUND_HALF_EVEN_WHOLE
data[].reward_policy_detail.rules

array of objects

Conditionally returned		A list of one or more reward rules.

Allowable Values:

Valid array of one or more rules objects
data[].reward_policy_detail.rules[].description

string

Returned		The description of the rule.

Allowable Values:

255 char max
data[].reward_policy_detail.rules[].type

string

Returned		Type of rule.

Allowable Values:

MULTIPLIER_PER_TRANSACTION
data[].reward_policy_detail.rules[].calculation_type

string

Conditionally returned		Type of calculation to use to evaluate if a rule has been satisfied.

Allowable Values:

PER_TRANSACTION
data[].reward_policy_detail.rules[].multiplier

decimal

Conditionally returned		The reward multiplier to apply the transaction, where ‘1’ means 1x transaction amount.

Allowable Values:

Any integer
data[].reward_policy_detail.rules[].amount

decimal

Conditionally returned		The static amount to reward if the rule conditions are met.

Allowable Values:

Any integer
data[].reward_policy_detail.rules[].attributes

object

Conditionally returned		Additional properties for which the rule can be used to determine reward accrual eligibility for a transaction.

Allowable Values:

mcc: 1500, 0001-1499 mid: 255
data[].reward_policy_detail.rules[].attributes.mcc

array of strings

Conditionally returned		List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
data[].reward_policy_detail.rules[].attributes.mid

string

Conditionally returned		Merchant ID for the rule.

Allowable Values:

“255”
data[].reward_policy_detail.rules[].attributes.min_spend

decimal

Conditionally returned		Minimum spend amount.

Allowable Values:

100
data[].reward_policy_detail.rules[].attributes.max_spend

decimal

Conditionally returned		Maximum spend amount.

Allowable Values:

150
data[].reward_policy_detail.rules[].attributes.spend_total

decimal

Conditionally returned		Total spend amount.

Allowable Values:

100
data[].reward_policy_detail.rules[].attributes.spend_days

integer

Conditionally returned		Maximum number of days since account creation within which the minimum spend requirements must be met to qualify for the reward (used for signup bonus rules).

Positive integer values are allowed, with a minimum value of 1.

Allowable Values:

1 min
data[].reward_policy_detail.conversions

array of objects

Conditionally returned		List of one or more reward conversions.

Allowable Values:

Valid array of one or more conversion objects
data[].reward_policy_detail.conversions[].type

string

Returned		Type of conversion.

Allowable Values:

STATEMENT_CREDIT
data[].reward_policy_detail.conversions[].conversion_rate

decimal

Returned		The rate that points are worth with converting the REDEMPTION_TYPE indicated.

Allowable Values:

0.001 min

Format: 0.000
data[].reward_policy_detail.conversions[].conversion_increment

integer

Returned		The static amount to reward if the rule conditions are met.

Allowable Values:

Any integer
data[].reward_policy_detail.conversions[].currency

string

Conditionally returned		Type of currency used with the conversion rate.

Allowable Values:

Currency code, such as EUR or USD.
data[].reward_policy_detail.exclusions

object

Conditionally returned		Defines what merchant category codes (MCCs) are excluded from earning rewards. MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
data[].reward_policy_detail.exclusions.use_default_exclusions

boolean

Conditionally returned		Indicates whether to use the default exclusion list.

- If true, the default exclusion list is used.
- If false, the custom exclusion list is used, if custom exclusions are included.

Allowable Values:

true, false
data[].reward_policy_detail.exclusions.custom_exclusions

array of strings

Conditionally returned		List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
data[].reward_policy_detail.created_time

datetime

Conditionally returned		Date and time when the reward policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].reward_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the reward policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].offer_policy_token

string

Conditionally returned		Unique identifier of the bundle’s offer policy.

Allowable Values:

36 char max
data[].offer_policy_detail

object

Conditionally returned		Contains information on an offer policy.

Allowable Values:

Existing offer_policy_detail object
data[].offer_policy_detail.token

string

Conditionally returned		Unique identifier of the offer policy.

Allowable Values:

36 char max
data[].offer_policy_detail.name

string

Conditionally returned		Name of the offer policy.

Allowable Values:

255 char max
data[].offer_policy_detail.description

string

Conditionally returned		Description of the offer policy.

Allowable Values:

255 char max
data[].offer_policy_detail.created_time

datetime

Conditionally returned		Date and time when the offer policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].offer_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the offer policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].created_time

datetime

Conditionally returned		Date and time when the bundle was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].updated_time

datetime

Conditionally returned		Date and time when the bundle was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Sample response body

JSON
{
  "count": 2,
  "start_index": 0,
  "end_index": 2,
  "is_more": true,
  "data": [
    {
      "token": "my_bundle_token_1234",
      "parent_token": "my_parent_token_1234",
      "name": "Gold Credit Bundle",
      "status": "DRAFT",
      "description": "A gold credit bundle",
      "credit_product_policy_token": "my_credit_product_policy_token_1234",
      "credit_product_policy_detail": {
        "token": "my_credit_product_policy_token_1234",
        "card_products": [
          {
            "token": "my_card_product_token1234",
            "level": "TRADITIONAL",
            "network": "VISA"
          }
        ],
        "name": "Gold Credit Product Policy",
        "description": "A gold credit product policy",
        "classification": "CONSUMER",
        "product_type": "REVOLVING",
        "product_sub_type": "CREDIT_CARD",
        "currency_code": "USD",
        "credit_line": {
          "min": 50,
          "max": 3500
        },
        "usage": [
          "PURCHASE"
        ],
        "interest_calculation": {
          "method": "AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS",
          "day_count": "ACTUAL",
          "interest_application": [
            "PRINCIPAL",
            "FEES"
          ],
          "minimum_interest": 1,
          "interest_on_grace_reactivation": "ACCRUE_PAYMENT_DATE",
          "grace_days_application": "NEXT_CYCLE_DATE",
          "application_of_credits": {
            "cycle_type": "END_REVOLVING",
            "day": 15
          },
          "exclude_tran_types": [
            "ANNUAL_FEE",
            "LATE_PAYMENT_FEE",
            "CASH_BACK_STATEMENT_CREDIT"
          ]
        },
        "payments": {
          "due_day": 31,
          "billing_cycle_day": 1,
          "allocation_order": [
            "INTEREST",
            "FEES",
            "PRINCIPAL"
          ],
          "min_payment_calculation": {
            "include_past_due_amount": false,
            "include_overlimit_amount": true,
            "min_payment_flat_amount": 20,
            "min_payment_percentage": {
              "percentage_of_balance": 1,
              "include_interest_charged": false,
              "include_fees_charged": [
                "LATE_PAYMENT_FEE"
              ]
            }
          }
        },
        "created_time": "2024-04-01T23:41:58.802Z",
        "updated_time": "2024-04-05T16:04:48.643Z"
      },
      "apr_policy_token": "my_apr_policy_token_1234",
      "apr_policy_detail": {
        "token": "my_apr_policy_token_1234",
        "name": "Gold APR Policy",
        "description": "A gold APR policy",
        "purchases": {
          "name": "A purchase at a merchant",
          "external_token": "my_external_purchase_token1234",
          "tiers": [
            {
              "margin_rate": 1,
              "apr": 0
            },
            {
              "margin_rate": 5,
              "apr": 0
            }
          ]
        },
        "effective_date": "2024-05-01",
        "created_time": "2024-04-01T23:41:58.802Z",
        "updated_time": "2024-04-05T16:04:48.643Z"
      },
      "document_policy_token": "my_document_policy_token_1234",
      "document_policy_detail": {
        "token": "my_document_policy_token_1234",
        "name": "My Document Policy",
        "summary_of_credit_terms": {
          "asset_token": "a_summary_of_credit_terms_asset_token1234",
          "asset_urls": {
            "pdf": "https://url.com/a_summary_of_credit_terms_asset_token1234.pdf",
            "png": "https://url.com/a_summary_of_credit_terms_asset_token1234.png",
            "html": "https://url.com/a_summary_of_credit_terms_asset_token1234.html"
          },
          "template_token": "a_summary_of_credit_terms_template_token1234",
          "template_urls": {
            "html": "https://url.com/a_summary_of_credit_terms_template_token1234.html"
          }
        },
        "rewards_disclosure": {
          "asset_token": "a_rewards_disclosure_asset_token1234",
          "asset_urls": {
            "pdf": "https://url.com/a_rewards_disclosure_asset_token1234.pdf",
            "png": "https://url.com/a_rewards_disclosure_asset_token1234.png",
            "html": "https://url.com/a_rewards_disclosure_asset_token1234.html"
          },
          "template_token": "a_rewards_disclosure_template_token1234",
          "template_urls": {
            "html": "https://url.com/a_rewards_disclosure_template_token1234.html"
          }
        },
        "terms_schedule": {
          "template_token": "a_terms_schedule_template_token1234",
          "template_urls": {
            "html": "https://url.com/a_terms_schedule_template_token1234.html"
          }
        },
        "benefits_disclosure": {
          "asset_token": "a_benefits_disclosure_asset_token1234",
          "asset_urls": {
            "pdf": "https://url.com/a_benefits_disclosure_asset_token1234.pdf",
            "png": "https://url.com/a_benefits_disclosure_asset_token1234.png",
            "html": "https://url.com/a_benefits_disclosure_asset_token1234.html"
          }
        },
        "notice_of_adverse_action": {
          "template_token": "a_notice_of_adverse_action_template_token1234",
          "template_urls": {
            "html": "https://url.com/a_notice_of_adverse_action_template_token1234.html"
          }
        },
        "privacy_policy": {
          "asset_token": "a_privacy_policy_asset_token1234",
          "asset_urls": {
            "pdf": "https://url.com/a_privacy_policy_asset_token1234.pdf",
            "png": "https://url.com/a_privacy_policy_asset_token1234.png",
            "html": "https://url.com/a_privacy_policy_asset_token1234.html"
          }
        },
        "e_disclosure": {
          "asset_token": "a_e_disclosure_asset_token1234",
          "asset_urls": {
            "pdf": "https://url.com/a_e_disclosure_asset_token1234.pdf",
            "png": "https://url.com/a_e_disclosure_asset_token1234.png",
            "html": "https://url.com/a_e_disclosure_asset_token1234.html"
          }
        },
        "card_member_agreement": {
          "asset_token": "a_card_member_agreement_asset_token1234",
          "asset_urls": {
            "pdf": "https://url.com/a_card_member_agreement_asset_token1234.pdf",
            "png": "https://url.com/a_card_member_agreement_asset_token1234.png",
            "html": "https://url.com/a_card_member_agreement_asset_token1234.html"
          }
        },
        "account_statement": {
          "template_token": "an_account_statement_template_token1234",
          "template_urls": {
            "html": "https://url.com/an_account_statement_template_token1234.html"
          }
        },
        "created_time": "2025-04-01T23:41:58.802Z",
        "updated_time": "2025-04-05T16:04:48.643Z"
      },
      "fee_policy_token": "my_fee_policy_token_1234",
      "fee_policy_detail": {
        "token": "my_fee_policy_token_1234",
        "name": "Gold Fee Policy",
        "description": "A gold fee policy",
        "account": {
          "late_payment": {
            "default_method": "FLAT",
            "default_value": 10
          },
          "returned_payment": {
            "default_method": "FLAT",
            "default_value": 10
          },
          "foreign_transaction_fee": {
            "default_method": "PERCENTAGE",
            "default_value": 12.5
          }
        },
        "created_time": "2024-04-01T23:41:58.802Z",
        "updated_time": "2024-04-05T16:04:48.643Z"
      },
      "reward_policy_token": "my_reward_policy_token_1234",
      "reward_policy_detail": {
        "token": "my_reward_policy_token_1234",
        "name": "Gold Reward Policy",
        "description": "A gold reward policy",
        "settlement_strategy": "STATEMENT",
        "accrual_strategy": "DEFAULT",
        "rounding_strategy": "ROUND_HALF_EVEN",
        "rules": [
          {
            "description": "Earn 3x on selected categories.",
            "type": "MULTIPLIER_PER_TRANSACTION",
            "calculation_type": "PER_TRANSACTION",
            "multiplier": 3,
            "amount": null,
            "attributes": {
              "mcc": [
                "0001-1499",
                "1500"
              ]
            }
          }
        ],
        "conversions": [
          {
            "type": "STATEMENT_CREDIT",
            "conversion_rate": 0.001,
            "conversion_increment": 10,
            "currency": "USD"
          }
        ],
        "exclusions": {
          "use_default_exclusions": false,
          "custom_exclusions": [
            "2000-2999",
            "4321"
          ]
        },
        "created_time": "2025-04-01T23:41:58.802Z",
        "updated_time": "2025-04-05T16:04:48.643Z"
      },
      "offer_policy_token": "my_offer_policy_token_1234",
      "offer_policy_detail": {
        "token": "my_offer_policy_token_1234",
        "name": "Gold Offer Policy",
        "description": "A gold offer policy",
        "created_time": "2024-04-01T23:41:58.802Z",
        "updated_time": "2024-04-05T16:04:48.643Z"
      },
      "created_time": "2024-04-01T23:41:58.802Z",
      "updated_time": "2024-04-05T16:04:48.643Z"
    },
    {
      "token": "my_bundle_token_4321",
      "parent_token": "my_parent_token_4321",
      "name": "Silver Credit Bundle",
      "status": "DRAFT",
      "description": "A silver credit bundle",
      "credit_product_policy_token": "my_credit_product_policy_token_4321",
      "credit_product_policy_detail": {
        "token": "my_credit_product_policy_token_4321",
        "card_products": [
          {
            "token": "my_card_product_token4321",
            "level": "TRADITIONAL",
            "network": "VISA"
          }
        ],
        "name": "Silver Credit Product Policy",
        "description": "A silver credit product policy",
        "classification": "CONSUMER",
        "product_type": "REVOLVING",
        "product_sub_type": "CREDIT_CARD",
        "currency_code": "USD",
        "credit_line": {
          "min": 50,
          "max": 3100
        },
        "usage": [
          "PURCHASE"
        ],
        "interest_calculation": {
          "method": "AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS",
          "day_count": "ACTUAL",
          "interest_application": [
            "PRINCIPAL",
            "FEES"
          ],
          "minimum_interest": 1,
          "interest_on_grace_reactivation": "ACCRUE_PAYMENT_DATE",
          "grace_days_application": "NEXT_CYCLE_DATE",
          "application_of_credits": {
            "cycle_type": "END_REVOLVING",
            "day": 15
          },
          "exclude_tran_types": [
            "ANNUAL_FEE",
            "LATE_PAYMENT_FEE",
            "CASH_BACK_STATEMENT_CREDIT"
          ]
        },
        "payments": {
          "due_day": 31,
          "billing_cycle_day": 1,
          "allocation_order": [
            "INTEREST",
            "FEES",
            "PRINCIPAL"
          ],
          "min_payment_calculation": {
            "include_past_due_amount": false,
            "include_overlimit_amount": true,
            "min_payment_flat_amount": 20,
            "min_payment_percentage": {
              "percentage_of_balance": 1,
              "include_interest_charged": false,
              "include_fees_charged": [
                "LATE_PAYMENT_FEE"
              ]
            }
          }
        },
        "created_time": "2024-04-01T23:41:58.802Z",
        "updated_time": "2024-04-05T16:04:48.643Z"
      },
      "apr_policy_token": "my_apr_policy_token_4321",
      "apr_policy_detail": {
        "token": "my_apr_policy_token_4321",
        "name": "Silver APR Policy",
        "description": "A silver APR policy",
        "purchases": {
          "name": "A purchase at a merchant",
          "external_token": "my_external_purchase_token4321",
          "tiers": [
            {
              "margin_rate": 3,
              "apr": 0
            },
            {
              "margin_rate": 6,
              "apr": 0
            }
          ]
        },
        "effective_date": "2024-06-01",
        "created_time": "2024-04-01T23:41:58.802Z",
        "updated_time": "2024-04-05T16:04:48.643Z"
      },
      "document_policy_token": "my_document_policy_token_4321",
      "document_policy_detail": {
        "token": "my_document_policy_token_4321",
        "name": "My Document Policy",
        "summary_of_credit_terms": {
          "asset_token": "a_summary_of_credit_terms_asset_token4321",
          "asset_urls": {
            "pdf": "https://url.com/a_summary_of_credit_terms_asset_token4321.pdf",
            "png": "https://url.com/a_summary_of_credit_terms_asset_token4321.png",
            "html": "https://url.com/a_summary_of_credit_terms_asset_token4321.html"
          },
          "template_token": "a_summary_of_credit_terms_template_token4321",
          "template_urls": {
            "html": "https://url.com/a_summary_of_credit_terms_template_token4321.html"
          }
        },
        "rewards_disclosure": {
          "asset_token": "a_rewards_disclosure_asset_token4321",
          "asset_urls": {
            "pdf": "https://url.com/a_rewards_disclosure_asset_token4321.pdf",
            "png": "https://url.com/a_rewards_disclosure_asset_token4321.png",
            "html": "https://url.com/a_rewards_disclosure_asset_token4321.html"
          },
          "template_token": "a_rewards_disclosure_template_token4321",
          "template_urls": {
            "html": "https://url.com/a_rewards_disclosure_template_token4321.html"
          }
        },
        "terms_schedule": {
          "template_token": "a_terms_schedule_template_token4321",
          "template_urls": {
            "html": "https://url.com/a_terms_schedule_template_token4321.html"
          }
        },
        "benefits_disclosure": {
          "asset_token": "a_benefits_disclosure_asset_token4321",
          "asset_urls": {
            "pdf": "https://url.com/a_benefits_disclosure_asset_token4321.pdf",
            "png": "https://url.com/a_benefits_disclosure_asset_token4321.png",
            "html": "https://url.com/a_benefits_disclosure_asset_token4321.html"
          }
        },
        "notice_of_adverse_action": {
          "template_token": "a_notice_of_adverse_action_template_token4321",
          "template_urls": {
            "html": "https://url.com/a_notice_of_adverse_action_template_token4321.html"
          }
        },
        "privacy_policy": {
          "asset_token": "a_privacy_policy_asset_token4321",
          "asset_urls": {
            "pdf": "https://url.com/a_privacy_policy_asset_token4321.pdf",
            "png": "https://url.com/a_privacy_policy_asset_token4321.png",
            "html": "https://url.com/a_privacy_policy_asset_token4321.html"
          }
        },
        "e_disclosure": {
          "asset_token": "a_e_disclosure_asset_token4321",
          "asset_urls": {
            "pdf": "https://url.com/a_e_disclosure_asset_token4321.pdf",
            "png": "https://url.com/a_e_disclosure_asset_token4321.png",
            "html": "https://url.com/a_e_disclosure_asset_token4321.html"
          }
        },
        "card_member_agreement": {
          "asset_token": "a_card_member_agreement_asset_token4321",
          "asset_urls": {
            "pdf": "https://url.com/a_card_member_agreement_asset_token4321.pdf",
            "png": "https://url.com/a_card_member_agreement_asset_token4321.png",
            "html": "https://url.com/a_card_member_agreement_asset_token4321.html"
          }
        },
        "account_statement": {
          "template_token": "an_account_statement_template_token4321",
          "template_urls": {
            "html": "https://url.com/an_account_statement_template_token4321.html"
          }
        },
        "created_time": "2025-04-01T23:41:58.802Z",
        "updated_time": "2025-04-05T16:04:48.643Z"
      },
      "fee_policy_token": "my_fee_policy_token_4321",
      "fee_policy_detail": {
        "token": "my_fee_policy_token_4321",
        "name": "Silver Fee Policy",
        "description": "A silver fee policy",
        "account": {
          "late_payment": {
            "default_method": "FLAT",
            "default_value": 10
          },
          "returned_payment": {
            "default_method": "FLAT",
            "default_value": 10
          },
          "foreign_transaction_fee": {
            "default_method": "PERCENTAGE",
            "default_value": 12.5
          }
        },
        "created_time": "2025-04-01T23:41:58.802Z",
        "updated_time": "2025-04-05T16:04:48.643Z"
      },
      "reward_policy_token": "my_reward_policy_token_4321",
      "reward_policy_detail": {
        "token": "my_reward_policy_token_4321",
        "name": "Gold Reward Policy",
        "description": "A gold reward policy",
        "settlement_strategy": "STATEMENT",
        "accrual_strategy": "DEFAULT",
        "rounding_strategy": "ROUND_HALF_EVEN",
        "rules": [
          {
            "description": "Earn 3x on selected categories.",
            "type": "MULTIPLIER_PER_TRANSACTION",
            "calculation_type": "PER_TRANSACTION",
            "multiplier": 3,
            "amount": null,
            "attributes": {
              "mcc": [
                "0001-1499",
                "1500"
              ]
            }
          }
        ],
        "conversions": [
          {
            "type": "STATEMENT_CREDIT",
            "conversion_rate": 0.001,
            "conversion_increment": 10,
            "currency": "USD"
          }
        ],
        "exclusions": {
          "use_default_exclusions": false,
          "custom_exclusions": [
            "2000-2999",
            "4321"
          ]
        },
        "created_time": "2025-04-01T23:41:58.802Z",
        "updated_time": "2025-04-05T16:04:48.643Z"
      },
      "offer_policy_token": "my_offer_policy_token_4321",
      "offer_policy_detail": {
        "token": "my_offer_policy_token_4321",
        "name": "Silver Offer Policy",
        "description": "A silver offer policy",
        "created_time": "2024-04-01T23:41:58.802Z",
        "updated_time": "2024-04-05T16:04:48.643Z"
      },
      "created_time": "2024-04-01T23:41:58.802Z",
      "updated_time": "2024-04-05T16:04:48.643Z"
    }
  ]
}

​
Retrieve bundle

Action: GET
Endpoint: /credit/bundles/{token} Retrieve a specific bundle.

​
URL path parameters

FieldsDescription
token

string

Required		Unique identifier of the bundle to retrieve.

Send a GET request to /credit/bundles to retrieve existing tokens.

Allowable Values:

Existing bundle token

​
URL query parameters

FieldsDescription
expand_objects

array of strings

Optional		Embeds the associated object of the specified type into the response. For more, see object expansion.

Allowable Values:

APR, DOCUMENT, FEE, OFFER, PRODUCT, REWARD, ALL

​
Response body

FieldsDescription
token

string

Conditionally returned		Unique identifier of the bundle.

Allowable Values:

36 char max
name

string

Conditionally returned		Name of the bundle.

Allowable Values:

255 char max
status

string

Conditionally returned		Status of the bundle.

- DRAFT - The bundle is in the process of being created.
- PENDING_APPROVAL - The bundle has been created and is awaiting approval.
- SENT_FOR_REVISION - The bundle has been returned for revision.
- ACTIVE - The bundle is active.
- REJECTED - The bundle has been rejected; this status cannot be changed.
- ARCHIVED - The previously active bundle has been archived.
- APPROVED - The bundle has been approved (after having been sent for approval).

Allowable Values:

DRAFT, PENDING_APPROVAL, SENT_FOR_REVISION, ACTIVE, REJECTED, ARCHIVED, APPROVED
description

string

Conditionally returned		Description of the bundle.

Allowable Values:

255 char max
credit_product_policy_token

string

Conditionally returned		Unique identifier of the bundle’s credit product policy.

Allowable Values:

36 char max
credit_product_policy_detail

object

Conditionally returned		Contains information on the credit product policy.

Allowable Values:

Existing credit_product_policy_detail object
credit_product_policy_detail.token

string

Conditionally returned		Unique identifier of the credit product policy.

Allowable Values:

36 char max
credit_product_policy_detail.card_products

array of objects

Conditionally returned		One or more card products associated with the credit product policy.

Allowable Values:

One or more card_products objects
credit_product_policy_detail.card_products[].token

string

Conditionally returned		Unique identifier of the card product.

Allowable Values:

36 char max
credit_product_policy_detail.card_products[].level

string

Conditionally returned		Level of the card product.

Allowable Values:

PREMIUM, TRADITIONAL
credit_product_policy_detail.card_products[].network

string

Conditionally returned		Name of the card network.

Allowable Values:

VISA, MASTERCARD, SANDBOX
credit_product_policy_detail.name

string

Conditionally returned		Name of the credit product policy.

Allowable Values:

1 char min
credit_product_policy_detail.description

string

Conditionally returned		Description of the credit product policy.

Allowable Values:

255 char max
credit_product_policy_detail.classification

string

Conditionally returned		Specifies for whom the credit product is intended.

- CONSUMER - The credit product is intended for individual consumers.
- SMALL_AND_MEDIUM_BUSINESS - The credit product is intended for small and medium business.

Allowable Values:

CONSUMER, SMALL_AND_MEDIUM_BUSINESS
credit_product_policy_detail.product_type

string

Conditionally returned		Type of credit product.

REVOLVING - Allows users to continuously borrow and pay debts up to the credit limit.

Allowable Values:

REVOLVING
credit_product_policy_detail.product_sub_type

string

Conditionally returned		Subtype of the credit product type.

- CREDIT_CARD - Card that enables the cardholder to make purchases on credit.
- SECURED_CARD - Card backed by a user-funded deposit that enables the cardholder to make purchases on credit.

Allowable Values:

CREDIT_CARD, SECURED_CARD
credit_product_policy_detail.currency_code

string

Conditionally returned		Valid three-digit ISO 4217 currency code.

Allowable Values:

USD
credit_product_policy_detail.credit_line

object

Conditionally returned		Contains information on the credit line range.

Allowable Values:

Existing credit_line object
credit_product_policy_detail.credit_line.min

decimal

Returned		Minimum credit limit.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.credit_line.max

decimal

Returned		Maximum credit limit.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.usage

array of strings

Conditionally returned		One or more usage types for the credit product policy.

Allowable Values:

PURCHASE

Valid usage array
credit_product_policy_detail.interest_calculation

object

Conditionally returned		Contains the configurations for interest calculation.

Allowable Values:

Existing interest_calculation object
credit_product_policy_detail.interest_calculation.method

string

Returned		Method of interest calculation.

Allowable Values:

AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS
credit_product_policy_detail.interest_calculation.day_count

string

Returned		Day-count convention.

Allowable Values:

ACTUAL
credit_product_policy_detail.interest_calculation.interest_application

array of strings

Returned		One or more balance types on which interest is applied.

Allowable Values:

PRINCIPAL, FEES, INTEREST
credit_product_policy_detail.interest_calculation.minimum_interest

decimal

Returned		When interest is applied, this value determines the minimum amount of interest that can be charged.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.interest_calculation.interest_on_grace_reactivation

string

Returned		Determines whether to charge or waive interest for the billing period when the balance is paid off.

Allowable Values:

ACCRUE_FULL_CYCLE, ACCRUE_PAYMENT_DATE, WAIVE
credit_product_policy_detail.interest_calculation.grace_days_application

string

Returned		Determines the last day of grace period based on which interest charges are calculated.

Allowable Values:

NEXT_CYCLE_DATE
credit_product_policy_detail.interest_calculation.exclude_tran_types

array of strings

Conditionally returned		One or more transactions that are excluded from current billing period’s interest charge, but included in next.

Allowable Values:

LATE_PAYMENT_FEE, ANNUAL_FEE, MONTHLY_FEE, CASH_BACK_STATEMENT_CREDIT, RETURNED_PAYMENT_FEE, FOREIGN_TRANSACTION_FEE
credit_product_policy_detail.payments

object

Conditionally returned		Contains the configurations for billing cycle day, payment due day, and fees.

Allowable Values:

Existing payments object
credit_product_policy_detail.payments.billing_cycle_day

integer

Returned		Day of the month when the billing cycle starts.

Allowable Values:

1–28
credit_product_policy_detail.payments.due_day

integer

Conditionally returned		Day of month the payment for the previous billing cycle is due.

This field is being deprecated and replaced by payment_due_interval of a product policy. To retrieve payment_due_interval, see Retrieve credit product policy, payments.payment_due_interval.

Allowable Values:

31
credit_product_policy_detail.payments.billing_cycle_frequency

string

Conditionally returned		Frequency at which the account is billed.

Allowable Values:

MONTHLY
credit_product_policy_detail.payments.payment_due_interval

integer

Conditionally returned		Specifies the payment due interval that is used to determine the payment due date for a billing cycle. A value of -1 indicates one day prior to the next billing cycle date.

For consumer programs, a minimum gap of 21 days is required between when a statement is delivered and the payment due date.

Allowable Values:

-1 min

Positive integers greater than 0; -1 is the default value
credit_product_policy_detail.payments.billing_cycle_day_strategy

string

Conditionally returned		Determines if the billing cycle day is manually set or determined dynamically during account creation based on cycling logic.

Allowable Values:

MANUAL
credit_product_policy_detail.payments.allocation_order

array of strings

Returned		Ordered list of balance types to which payments are allocated, from first to last.

Allowable Values:

INTEREST, FEES, PRINCIPAL
credit_product_policy_detail.payments.min_payment_calculation

object

Returned		Contains information used to calculate the minimum payment amount on a credit product policy.

Allowable Values:

Existing min_payment_calculation object
credit_product_policy_detail.payments.min_payment_calculation.include_past_due_amount

boolean

Returned		Whether to include the past due amount when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.include_overlimit_amount

boolean

Returned		Whether to include the overlimit amount when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.min_payment_flat_amount

decimal

Conditionally returned		Minimum payment, expressed as a flat amount, due on the payment due day.

Allowable Values:

Format: 0.00
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage

object

Conditionally returned		Contains information used to calculate the minimum payment amount when expressed as a percentage.

Allowable Values:

Existing min_payment_percentage object
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.percentage_of_balance

decimal

Returned		Minimum payment, expressed as a percentage of the total statement balance, due on the payment due day.

Allowable Values:

0.0001–100
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.include_interest_charged

boolean

Returned		Whether to include the amount of interest charged when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.include_all_fees_charged

boolean

Conditionally returned		Whether to include all fees charged when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.created_time

datetime

Conditionally returned		Date and time when the credit product policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
credit_product_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the credit product policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
apr_policy_token

string

Conditionally returned		Unique identifier of the bundle’s APR policy.

Allowable Values:

36 char max
apr_policy_detail

object

Conditionally returned		Contains information on an APR policy.

Allowable Values:

Existing apr_policy_detail object
apr_policy_detail.token

string

Conditionally returned		Unique identifier of the APR policy.

Allowable Values:

36 char max
apr_policy_detail.name

string

Conditionally returned		Name of the APR policy.

Allowable Values:

255 char max
apr_policy_detail.description

string

Conditionally returned		Description of the APR policy.

Allowable Values:

255 char max
apr_policy_detail.purchases

object

Conditionally returned		Contains information on the pricing strategy for purchases.

Allowable Values:

Existing purchases object
apr_policy_detail.purchases.name

string

Conditionally returned		Name of the pricing strategy.

Allowable Values:

255 char max
apr_policy_detail.purchases.external_token

string

Conditionally returned		Unique identifier of the pricing strategy on a credit program.

Allowable Values:

36 char max
apr_policy_detail.purchases.tiers

array of objects

Conditionally returned		One or more risk tiers for a pricing strategy.

Allowable Values:

One or more tiers objects
apr_policy_detail.purchases.tiers[].margin_rate

decimal

Conditionally returned		Margin rate for the risk tier for a pricing strategy.

Allowable Values:

Format: 0.00
apr_policy_detail.purchases.tiers[].apr

decimal

Conditionally returned		Value of the APR.

Allowable Values:

Format: 0.00
apr_policy_detail.effective_date

date

Conditionally returned		Date the APR goes into effect, in UTC.

Allowable Values:

Format: yyyy-MM-dd
apr_policy_detail.created_time

datetime

Conditionally returned		Date and time when the APR policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
apr_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the APR policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_token

string

Conditionally returned		Unique identifier of the bundle’s document policy.

Allowable Values:

36 char max
document_policy_detail

object

Conditionally returned		Contains information on a document policy.

Allowable Values:

Existing document_policy_detail object
document_policy_detail.token

string

Conditionally returned		Unique identifier of the document policy.

Allowable Values:

36 char max
document_policy_detail.name

string

Conditionally returned		Name of the document policy.

Allowable Values:

255 char max
document_policy_detail.summary_of_credit_terms

object

Conditionally returned		Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more.

Allowable Values:

Existing summary_of_credit_terms object
document_policy_detail.summary_of_credit_terms.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.summary_of_credit_terms.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.summary_of_credit_terms.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.summary_of_credit_terms.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.summary_of_credit_terms.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.summary_of_credit_terms.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.rewards_disclosure

object

Conditionally returned		Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle.

Allowable Values:

Existing rewards_disclosure object
document_policy_detail.rewards_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.rewards_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.rewards_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.rewards_disclosure.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.rewards_disclosure.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.rewards_disclosure.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.pre_qualification_disclosure

object

Conditionally returned		Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user.

Allowable Values:

Existing pre_qualification_disclosure object
document_policy_detail.pre_qualification_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.pre_qualification_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.pre_qualification_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.pre_qualification_disclosure.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.pre_qualification_disclosure.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.pre_qualification_disclosure.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.terms_schedule

object

Conditionally returned		Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details.

Allowable Values:

Existing terms_schedule object
document_policy_detail.terms_schedule.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.terms_schedule.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.terms_schedule.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.terms_schedule.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.benefits_disclosure_traditional

object

Conditionally returned		Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card.

Allowable Values:

Existing benefits_disclosure_traditional object
document_policy_detail.benefits_disclosure_traditional.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.benefits_disclosure_traditional.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.benefits_disclosure_traditional.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.benefits_disclosure_premium

object

Conditionally returned		Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card.

Allowable Values:

Existing benefits_disclosure_premium object
document_policy_detail.benefits_disclosure_premium.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.benefits_disclosure_premium.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.benefits_disclosure_premium.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.privacy_policy

object

Conditionally returned		Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed.

Allowable Values:

Existing privacy_policy object
document_policy_detail.privacy_policy.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.privacy_policy.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.privacy_policy.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.e_disclosure

object

Conditionally returned		Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically.

Allowable Values:

Existing e_disclosure object
document_policy_detail.e_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.e_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.e_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.card_member_agreement

object

Conditionally returned		Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more.

Allowable Values:

Existing card_member_agreement object
document_policy_detail.card_member_agreement.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.card_member_agreement.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.card_member_agreement.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.account_statement

object

Conditionally returned		Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account.

Allowable Values:

Existing account_statement object
document_policy_detail.account_statement.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.account_statement.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.account_statement.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.account_statement.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_single_reason

object

Conditionally returned		Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason.

Allowable Values:

Existing noaa_single_reason object
document_policy_detail.noaa_single_reason.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_single_reason.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_single_reason.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_single_reason.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_single_reason_with_dodd_frank

object

Conditionally returned		Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.

Allowable Values:

Existing noaa_single_reason_with_dodd_frank object
document_policy_detail.noaa_single_reason_with_dodd_frank.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_single_reason_with_dodd_frank.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_single_reason_with_dodd_frank.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_single_reason_with_dodd_frank.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_multiple_reason_with_dodd_frank

object

Conditionally returned		Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.

Allowable Values:

Existing noaa_multiple_reason_with_dodd_frank object
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.created_time

datetime

Conditionally returned		Date and time when the document policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
fee_policy_token

string

Conditionally returned		Unique identifier of the bundle’s fee policy.

Allowable Values:

36 char max
fee_policy_detail

object

Conditionally returned		Contains information on a fee policy.

Allowable Values:

Existing fee_policy_detail object
fee_policy_detail.token

string

Conditionally returned		Unique identifier of the fee policy.

Allowable Values:

36 char max
fee_policy_detail.name

string

Conditionally returned		Name of the fee policy.

Allowable Values:

255 char max
fee_policy_detail.description

string

Conditionally returned		Description of the fee policy.

Allowable Values:

255 char max
fee_policy_detail.account

object

Conditionally returned		Contains information on the fees in an account’s fee policy.

Allowable Values:

Existing account object
fee_policy_detail.account.late_payment

object

Conditionally returned		Contains information on the late payment fee.

Allowable Values:

Existing late_payment object
fee_policy_detail.account.returned_payment

object

Conditionally returned		Contains information on the returned payment fee.

Allowable Values:

Existing returned_payment object
fee_policy_detail.account.foreign_transaction_fee

object

Conditionally returned		Contains information on the foreign transaction fee.

Allowable Values:

Existing foreign_transaction_fee object
fee_policy_detail.account.monthly_fee

object

Conditionally returned		Contains information on the monthly periodic fees.

Allowable Values:

Existing periodic_fees object
fee_policy_detail.account.annual_fee

object

Conditionally returned		Contains information on the annual periodic fees.

Allowable Values:

Existing periodic_fees object
fee_policy_detail.created_time

datetime

Conditionally returned		Date and time when the fee policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
fee_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the fee policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
reward_policy_token

string

Conditionally returned		Unique identifier of the bundle’s reward policy.

Allowable Values:

36 char max
reward_policy_detail

object

Conditionally returned		Contains information on a reward policy.

Allowable Values:

Existing reward_policy_detail object
reward_policy_detail.token

string

Conditionally returned		Unique identifier of the reward policy.

Allowable Values:

36 char max
reward_policy_detail.name

string

Conditionally returned		Name of the reward policy.

Allowable Values:

255 char max
reward_policy_detail.description

string

Conditionally returned		Description of the reward policy.

Allowable Values:

255 char max
reward_policy_detail.settlement_strategy

string

Conditionally returned		Reward settlement strategy for a credit program.

Allowable Values:

STATEMENT, LIVE
reward_policy_detail.accrual_strategy

string

Conditionally returned		Reward accrual strategy for a credit program. If no value for accrual_strategy is set, the default value of this field is DEFAULT.

Allowable Values:

DEFAULT, PAYMENT
reward_policy_detail.rounding_strategy

string

Conditionally returned		Rounding strategy for reward accrual calculations. If no value for rounding_strategy is set, then the default value of this field is ROUND_HALF_EVEN.

Available options:

- ROUND_UP: Always rounds away from zero to whole numbers.
- ROUND_DOWN: Always rounds towards zero to whole numbers.
- ROUND_HALF_EVEN: Rounds to two decimal places using half-even logic (default).
- ROUND_HALF_EVEN_WHOLE: Rounds to whole numbers using half-even logic.

Allowable Values:

ROUND_UP, ROUND_DOWN, ROUND_HALF_EVEN, ROUND_HALF_EVEN_WHOLE
reward_policy_detail.rules

array of objects

Conditionally returned		A list of one or more reward rules.

Allowable Values:

Valid array of one or more rules objects
reward_policy_detail.rules[].description

string

Returned		The description of the rule.

Allowable Values:

255 char max
reward_policy_detail.rules[].type

string

Returned		Type of rule.

Allowable Values:

MULTIPLIER_PER_TRANSACTION
reward_policy_detail.rules[].calculation_type

string

Conditionally returned		Type of calculation to use to evaluate if a rule has been satisfied.

Allowable Values:

PER_TRANSACTION
reward_policy_detail.rules[].multiplier

decimal

Conditionally returned		The reward multiplier to apply the transaction, where ‘1’ means 1x transaction amount.

Allowable Values:

Any integer
reward_policy_detail.rules[].amount

decimal

Conditionally returned		The static amount to reward if the rule conditions are met.

Allowable Values:

Any integer
reward_policy_detail.rules[].attributes

object

Conditionally returned		Additional properties for which the rule can be used to determine reward accrual eligibility for a transaction.

Allowable Values:

mcc: 1500, 0001-1499 mid: 255
reward_policy_detail.rules[].attributes.mcc

array of strings

Conditionally returned		List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.rules[].attributes.mid

string

Conditionally returned		Merchant ID for the rule.

Allowable Values:

“255”
reward_policy_detail.rules[].attributes.min_spend

decimal

Conditionally returned		Minimum spend amount.

Allowable Values:

100
reward_policy_detail.rules[].attributes.max_spend

decimal

Conditionally returned		Maximum spend amount.

Allowable Values:

150
reward_policy_detail.rules[].attributes.spend_total

decimal

Conditionally returned		Total spend amount.

Allowable Values:

100
reward_policy_detail.rules[].attributes.spend_days

integer

Conditionally returned		Maximum number of days since account creation within which the minimum spend requirements must be met to qualify for the reward (used for signup bonus rules).

Positive integer values are allowed, with a minimum value of 1.

Allowable Values:

1 min
reward_policy_detail.conversions

array of objects

Conditionally returned		List of one or more reward conversions.

Allowable Values:

Valid array of one or more conversion objects
reward_policy_detail.conversions[].type

string

Returned		Type of conversion.

Allowable Values:

STATEMENT_CREDIT
reward_policy_detail.conversions[].conversion_rate

decimal

Returned		The rate that points are worth with converting the REDEMPTION_TYPE indicated.

Allowable Values:

0.001 min

Format: 0.000
reward_policy_detail.conversions[].conversion_increment

integer

Returned		The static amount to reward if the rule conditions are met.

Allowable Values:

Any integer
reward_policy_detail.conversions[].currency

string

Conditionally returned		Type of currency used with the conversion rate.

Allowable Values:

Currency code, such as EUR or USD.
reward_policy_detail.exclusions

object

Conditionally returned		Defines what merchant category codes (MCCs) are excluded from earning rewards. MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.exclusions.use_default_exclusions

boolean

Conditionally returned		Indicates whether to use the default exclusion list.

- If true, the default exclusion list is used.
- If false, the custom exclusion list is used, if custom exclusions are included.

Allowable Values:

true, false
reward_policy_detail.exclusions.custom_exclusions

array of strings

Conditionally returned		List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.created_time

datetime

Conditionally returned		Date and time when the reward policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
reward_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the reward policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
offer_policy_token

string

Conditionally returned		Unique identifier of the bundle’s offer policy.

Allowable Values:

36 char max
offer_policy_detail

object

Conditionally returned		Contains information on an offer policy.

Allowable Values:

Existing offer_policy_detail object
offer_policy_detail.token

string

Conditionally returned		Unique identifier of the offer policy.

Allowable Values:

36 char max
offer_policy_detail.name

string

Conditionally returned		Name of the offer policy.

Allowable Values:

255 char max
offer_policy_detail.description

string

Conditionally returned		Description of the offer policy.

Allowable Values:

255 char max
offer_policy_detail.created_time

datetime

Conditionally returned		Date and time when the offer policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
offer_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the offer policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
created_time

datetime

Conditionally returned		Date and time when the bundle was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
updated_time

datetime

Conditionally returned		Date and time when the bundle was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Sample response body

JSON
{
  "token": "my_bundle_token_1234",
  "parent_token": "my_parent_token_1234",
  "name": "Gold Credit Bundle",
  "status": "DRAFT",
  "description": "A gold credit bundle",
  "credit_product_policy_token": "my_credit_product_policy_token_1234",
  "credit_product_policy_detail": {
    "token": "my_credit_product_policy_token_1234",
    "card_products": [
      {
        "token": "my_card_product_token1234",
        "level": "TRADITIONAL",
        "network": "VISA"
      }
    ],
    "name": "Gold Credit Product Policy",
    "description": "A gold credit product policy",
    "classification": "CONSUMER",
    "product_type": "REVOLVING",
    "product_sub_type": "CREDIT_CARD",
    "currency_code": "USD",
    "credit_line": {
      "min": 50,
      "max": 3500
    },
    "usage": [
      "PURCHASE"
    ],
    "interest_calculation": {
      "method": "AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS",
      "day_count": "ACTUAL",
      "interest_application": [
        "PRINCIPAL",
        "FEES"
      ],
      "minimum_interest": 1,
      "interest_on_grace_reactivation": "ACCRUE_PAYMENT_DATE",
      "grace_days_application": "NEXT_CYCLE_DATE",
      "application_of_credits": {
        "cycle_type": "END_REVOLVING",
        "day": 15
      },
      "exclude_tran_types": [
        "ANNUAL_FEE",
        "LATE_PAYMENT_FEE",
        "CASH_BACK_STATEMENT_CREDIT"
      ]
    },
    "payments": {
      "due_day": 31,
      "billing_cycle_day": 1,
      "allocation_order": [
        "INTEREST",
        "FEES",
        "PRINCIPAL"
      ],
      "min_payment_calculation": {
        "include_past_due_amount": false,
        "include_overlimit_amount": true,
        "min_payment_flat_amount": 20,
        "min_payment_percentage": {
          "percentage_of_balance": 1,
          "include_interest_charged": false,
          "include_fees_charged": [
            "LATE_PAYMENT_FEE"
          ]
        }
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "apr_policy_token": "my_apr_policy_token_1234",
  "apr_policy_detail": {
    "token": "my_apr_policy_token_1234",
    "name": "Gold APR Policy",
    "description": "A gold APR policy",
    "purchases": {
      "name": "A purchase at a merchant",
      "external_token": "my_external_purchase_token1234",
      "tiers": [
        {
          "margin_rate": 1,
          "apr": 0
        },
        {
          "margin_rate": 5,
          "apr": 0
        }
      ]
    },
    "effective_date": "2025-05-01",
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "document_policy_token": "my_document_policy_token_1234",
  "document_policy_detail": {
    "token": "my_document_policy_token_1234",
    "name": "My Document Policy",
    "summary_of_credit_terms": {
      "asset_token": "a_summary_of_credit_terms_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_summary_of_credit_terms_asset_token1234.pdf",
        "png": "https://url.com/a_summary_of_credit_terms_asset_token1234.png",
        "html": "https://url.com/a_summary_of_credit_terms_asset_token1234.html"
      },
      "template_token": "a_summary_of_credit_terms_template_token1234",
      "template_urls": {
        "html": "https://asset-bucket.s3.amazonaws.com/short_code/a_summary_of_credit_terms_template_token1234/a_summary_of_credit_terms_template_token1234.html"
      }
    },
    "rewards_disclosure": {
      "asset_token": "a_rewards_disclosure_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_rewards_disclosure_asset_token1234.pdf",
        "png": "https://url.com/a_rewards_disclosure_asset_token1234.png",
        "html": "https://url.com/a_rewards_disclosure_asset_token1234.html"
      },
      "template_token": "a_rewards_disclosure_template_token1234",
      "template_urls": {
        "html": "https://url.com/a_rewards_disclosure_template_token1234.html"
      }
    },
    "terms_schedule": {
      "template_token": "a_terms_schedule_template_token1234",
      "template_urls": {
        "html": "https://url.com/a_terms_schedule_template_token1234.html"
      }
    },
    "benefits_disclosure": {
      "asset_token": "a_benefits_disclosure_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_benefits_disclosure_asset_token1234.pdf",
        "png": "https://url.com/a_benefits_disclosure_asset_token1234.png",
        "html": "https://url.com/a_benefits_disclosure_asset_token1234.html"
      }
    },
    "notice_of_adverse_action": {
      "template_token": "a_notice_of_adverse_action_template_token1234",
      "template_urls": {
        "html": "https://url.com/a_notice_of_adverse_action_template_token1234.html"
      }
    },
    "privacy_policy": {
      "asset_token": "a_privacy_policy_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_privacy_policy_asset_token1234.pdf",
        "png": "https://url.com/a_privacy_policy_asset_token1234.png",
        "html": "https://url.com/a_privacy_policy_asset_token1234.html"
      }
    },
    "e_disclosure": {
      "asset_token": "a_e_disclosure_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_e_disclosure_asset_token1234.pdf",
        "png": "https://url.com/a_e_disclosure_asset_token1234.png",
        "html": "https://url.com/a_e_disclosure_asset_token1234.html"
      }
    },
    "card_member_agreement": {
      "asset_token": "a_card_member_agreement_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_card_member_agreement_asset_token1234.pdf",
        "png": "https://url.com/a_card_member_agreement_asset_token1234.png",
        "html": "https://url.com/a_card_member_agreement_asset_token1234.html"
      }
    },
    "account_statement": {
      "template_token": "an_account_statement_template_token1234",
      "template_urls": {
        "html": "https://url.com/an_account_statement_template_token1234.html"
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "fee_policy_token": "my_fee_policy_token_1234",
  "fee_policy_detail": {
    "token": "my_fee_policy_token_1234",
    "name": "Gold Fee Policy",
    "description": "A gold fee policy",
    "account": {
      "late_payment": {
        "default_method": "FLAT",
        "default_value": 10
      },
      "returned_payment": {
        "default_method": "FLAT",
        "default_value": 10
      },
      "foreign_transaction_fee": {
        "default_method": "PERCENTAGE",
        "default_value": 3
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "reward_policy_token": "my_reward_policy_token_1234",
  "reward_policy_detail": {
    "token": "my_reward_policy_token_1234",
    "name": "Gold Reward Policy",
    "description": "A gold reward policy",
    "settlement_strategy": "STATEMENT",
    "accrual_strategy": "DEFAULT",
    "rounding_strategy": "ROUND_HALF_EVEN",
    "rules": [
      {
        "description": "Earn 3x on selected categories.",
        "type": "MULTIPLIER_PER_TRANSACTION",
        "calculation_type": "PER_TRANSACTION",
        "multiplier": 3,
        "amount": null,
        "attributes": {
          "mcc": [
            "0001-1499",
            "1500"
          ]
        }
      }
    ],
    "conversions": [
      {
        "type": "STATEMENT_CREDIT",
        "conversion_rate": 0.001,
        "conversion_increment": 10,
        "currency": "USD"
      }
    ],
    "exclusions": {
      "use_default_exclusions": false,
      "custom_exclusions": [
        "2000-2999",
        "4321"
      ]
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "offer_policy_token": "my_offer_policy_token_1234",
  "offer_policy_detail": {
    "token": "my_offer_policy_token_1234",
    "name": "Gold Offer Policy",
    "description": "A gold offer policy",
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "created_time": "2025-04-01T23:41:58.802Z",
  "updated_time": "2025-04-05T16:04:48.643Z"
}

​
Update bundle

Action: PUT
Endpoint: /credit/bundles/{token} Update a specific bundle that is not ACTIVE or ARCHIVED. Bundles are created in a DRAFT state, and are still modifiable at this point. Using the transitions endpoint, a bundle can be transitioned from DRAFT, to ACTIVE. Once a bundle is active, it cannot be modified.

​
URL path parameters

FieldsDescription
token

string

Required		Token of the bundle to update.

Send a GET request to /credit/bundles to retrieve existing tokens.

Allowable Values:

Existing bundle token

​
Request body

FieldsDescription
name

string

Required		Name of the bundle.

Allowable Values:

255 char max
description

string

Required		Description of the bundle.

Allowable Values:

255 char max
credit_product_policy_token

string

Required		Unique identifier of the bundle’s credit product policy.

Allowable Values:

36 char max
apr_policy_token

string

Required		Unique identifier of the bundle’s APR policy.

Allowable Values:

36 char max
document_policy_token

string

Required		Unique identifier of the bundle’s document policy.

Allowable Values:

36 char max
fee_policy_token

string

Required		Unique identifier of the bundle’s fee policy.

Allowable Values:

36 char max
reward_policy_token

string

Optional		Unique identifier of the bundle’s reward policy.

Allowable Values:

36 char max
offer_policy_token

string

Optional		Unique identifier of the bundle’s offer policy.

Allowable Values:

36 char max

​
Sample request body

JSON
{
  "token": "my_bundle_token_1234",
  "name": "Renamed Bundle",
  "description": "Description of the renamed bundle",
  "apr_policy_token": "my_apr_policy_token_1234",
  "credit_product_policy_token": "my_credit_product_policy_token_1234",
  "document_policy_token": "my_document_policy_token_1234",
  "fee_policy_token": "my_fee_policy_token_1234",
  "offer_policy_token": "my_offer_policy_token_1234",
  "reward_policy_token": "my_reward_policy_token_1234"
}

​
Response body

FieldsDescription
token

string

Conditionally returned		Unique identifier of the bundle.

Allowable Values:

36 char max
name

string

Conditionally returned		Name of the bundle.

Allowable Values:

255 char max
status

string

Conditionally returned		Status of the bundle.

- DRAFT - The bundle is in the process of being created.
- PENDING_APPROVAL - The bundle has been created and is awaiting approval.
- SENT_FOR_REVISION - The bundle has been returned for revision.
- ACTIVE - The bundle is active.
- REJECTED - The bundle has been rejected; this status cannot be changed.
- ARCHIVED - The previously active bundle has been archived.
- APPROVED - The bundle has been approved (after having been sent for approval).

Allowable Values:

DRAFT, PENDING_APPROVAL, SENT_FOR_REVISION, ACTIVE, REJECTED, ARCHIVED, APPROVED
description

string

Conditionally returned		Description of the bundle.

Allowable Values:

255 char max
credit_product_policy_token

string

Conditionally returned		Unique identifier of the bundle’s credit product policy.

Allowable Values:

36 char max
credit_product_policy_detail

object

Conditionally returned		Contains information on the credit product policy.

Allowable Values:

Existing credit_product_policy_detail object
credit_product_policy_detail.token

string

Conditionally returned		Unique identifier of the credit product policy.

Allowable Values:

36 char max
credit_product_policy_detail.card_products

array of objects

Conditionally returned		One or more card products associated with the credit product policy.

Allowable Values:

One or more card_products objects
credit_product_policy_detail.card_products[].token

string

Conditionally returned		Unique identifier of the card product.

Allowable Values:

36 char max
credit_product_policy_detail.card_products[].level

string

Conditionally returned		Level of the card product.

Allowable Values:

PREMIUM, TRADITIONAL
credit_product_policy_detail.card_products[].network

string

Conditionally returned		Name of the card network.

Allowable Values:

VISA, MASTERCARD, SANDBOX
credit_product_policy_detail.name

string

Conditionally returned		Name of the credit product policy.

Allowable Values:

1 char min
credit_product_policy_detail.description

string

Conditionally returned		Description of the credit product policy.

Allowable Values:

255 char max
credit_product_policy_detail.classification

string

Conditionally returned		Specifies for whom the credit product is intended.

- CONSUMER - The credit product is intended for individual consumers.
- SMALL_AND_MEDIUM_BUSINESS - The credit product is intended for small and medium business.

Allowable Values:

CONSUMER, SMALL_AND_MEDIUM_BUSINESS
credit_product_policy_detail.product_type

string

Conditionally returned		Type of credit product.

REVOLVING - Allows users to continuously borrow and pay debts up to the credit limit.

Allowable Values:

REVOLVING
credit_product_policy_detail.product_sub_type

string

Conditionally returned		Subtype of the credit product type.

- CREDIT_CARD - Card that enables the cardholder to make purchases on credit.
- SECURED_CARD - Card backed by a user-funded deposit that enables the cardholder to make purchases on credit.

Allowable Values:

CREDIT_CARD, SECURED_CARD
credit_product_policy_detail.currency_code

string

Conditionally returned		Valid three-digit ISO 4217 currency code.

Allowable Values:

USD
credit_product_policy_detail.credit_line

object

Conditionally returned		Contains information on the credit line range.

Allowable Values:

Existing credit_line object
credit_product_policy_detail.credit_line.min

decimal

Returned		Minimum credit limit.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.credit_line.max

decimal

Returned		Maximum credit limit.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.usage

array of strings

Conditionally returned		One or more usage types for the credit product policy.

Allowable Values:

PURCHASE

Valid usage array
credit_product_policy_detail.interest_calculation

object

Conditionally returned		Contains the configurations for interest calculation.

Allowable Values:

Existing interest_calculation object
credit_product_policy_detail.interest_calculation.method

string

Returned		Method of interest calculation.

Allowable Values:

AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS
credit_product_policy_detail.interest_calculation.day_count

string

Returned		Day-count convention.

Allowable Values:

ACTUAL
credit_product_policy_detail.interest_calculation.interest_application

array of strings

Returned		One or more balance types on which interest is applied.

Allowable Values:

PRINCIPAL, FEES, INTEREST
credit_product_policy_detail.interest_calculation.minimum_interest

decimal

Returned		When interest is applied, this value determines the minimum amount of interest that can be charged.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.interest_calculation.interest_on_grace_reactivation

string

Returned		Determines whether to charge or waive interest for the billing period when the balance is paid off.

Allowable Values:

ACCRUE_FULL_CYCLE, ACCRUE_PAYMENT_DATE, WAIVE
credit_product_policy_detail.interest_calculation.grace_days_application

string

Returned		Determines the last day of grace period based on which interest charges are calculated.

Allowable Values:

NEXT_CYCLE_DATE
credit_product_policy_detail.interest_calculation.exclude_tran_types

array of strings

Conditionally returned		One or more transactions that are excluded from current billing period’s interest charge, but included in next.

Allowable Values:

LATE_PAYMENT_FEE, ANNUAL_FEE, MONTHLY_FEE, CASH_BACK_STATEMENT_CREDIT, RETURNED_PAYMENT_FEE, FOREIGN_TRANSACTION_FEE
credit_product_policy_detail.payments

object

Conditionally returned		Contains the configurations for billing cycle day, payment due day, and fees.

Allowable Values:

Existing payments object
credit_product_policy_detail.payments.billing_cycle_day

integer

Returned		Day of the month when the billing cycle starts.

Allowable Values:

1–28
credit_product_policy_detail.payments.due_day

integer

Conditionally returned		Day of month the payment for the previous billing cycle is due.

This field is being deprecated and replaced by payment_due_interval of a product policy. To retrieve payment_due_interval, see Retrieve credit product policy, payments.payment_due_interval.

Allowable Values:

31
credit_product_policy_detail.payments.billing_cycle_frequency

string

Conditionally returned		Frequency at which the account is billed.

Allowable Values:

MONTHLY
credit_product_policy_detail.payments.payment_due_interval

integer

Conditionally returned		Specifies the payment due interval that is used to determine the payment due date for a billing cycle. A value of -1 indicates one day prior to the next billing cycle date.

For consumer programs, a minimum gap of 21 days is required between when a statement is delivered and the payment due date.

Allowable Values:

-1 min

Positive integers greater than 0; -1 is the default value
credit_product_policy_detail.payments.billing_cycle_day_strategy

string

Conditionally returned		Determines if the billing cycle day is manually set or determined dynamically during account creation based on cycling logic.

Allowable Values:

MANUAL
credit_product_policy_detail.payments.allocation_order

array of strings

Returned		Ordered list of balance types to which payments are allocated, from first to last.

Allowable Values:

INTEREST, FEES, PRINCIPAL
credit_product_policy_detail.payments.min_payment_calculation

object

Returned		Contains information used to calculate the minimum payment amount on a credit product policy.

Allowable Values:

Existing min_payment_calculation object
credit_product_policy_detail.payments.min_payment_calculation.include_past_due_amount

boolean

Returned		Whether to include the past due amount when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.include_overlimit_amount

boolean

Returned		Whether to include the overlimit amount when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.min_payment_flat_amount

decimal

Conditionally returned		Minimum payment, expressed as a flat amount, due on the payment due day.

Allowable Values:

Format: 0.00
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage

object

Conditionally returned		Contains information used to calculate the minimum payment amount when expressed as a percentage.

Allowable Values:

Existing min_payment_percentage object
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.percentage_of_balance

decimal

Returned		Minimum payment, expressed as a percentage of the total statement balance, due on the payment due day.

Allowable Values:

0.0001–100
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.include_interest_charged

boolean

Returned		Whether to include the amount of interest charged when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.include_all_fees_charged

boolean

Conditionally returned		Whether to include all fees charged when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.created_time

datetime

Conditionally returned		Date and time when the credit product policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
credit_product_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the credit product policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
apr_policy_token

string

Conditionally returned		Unique identifier of the bundle’s APR policy.

Allowable Values:

36 char max
apr_policy_detail

object

Conditionally returned		Contains information on an APR policy.

Allowable Values:

Existing apr_policy_detail object
apr_policy_detail.token

string

Conditionally returned		Unique identifier of the APR policy.

Allowable Values:

36 char max
apr_policy_detail.name

string

Conditionally returned		Name of the APR policy.

Allowable Values:

255 char max
apr_policy_detail.description

string

Conditionally returned		Description of the APR policy.

Allowable Values:

255 char max
apr_policy_detail.purchases

object

Conditionally returned		Contains information on the pricing strategy for purchases.

Allowable Values:

Existing purchases object
apr_policy_detail.purchases.name

string

Conditionally returned		Name of the pricing strategy.

Allowable Values:

255 char max
apr_policy_detail.purchases.external_token

string

Conditionally returned		Unique identifier of the pricing strategy on a credit program.

Allowable Values:

36 char max
apr_policy_detail.purchases.tiers

array of objects

Conditionally returned		One or more risk tiers for a pricing strategy.

Allowable Values:

One or more tiers objects
apr_policy_detail.purchases.tiers[].margin_rate

decimal

Conditionally returned		Margin rate for the risk tier for a pricing strategy.

Allowable Values:

Format: 0.00
apr_policy_detail.purchases.tiers[].apr

decimal

Conditionally returned		Value of the APR.

Allowable Values:

Format: 0.00
apr_policy_detail.effective_date

date

Conditionally returned		Date the APR goes into effect, in UTC.

Allowable Values:

Format: yyyy-MM-dd
apr_policy_detail.created_time

datetime

Conditionally returned		Date and time when the APR policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
apr_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the APR policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_token

string

Conditionally returned		Unique identifier of the bundle’s document policy.

Allowable Values:

36 char max
document_policy_detail

object

Conditionally returned		Contains information on a document policy.

Allowable Values:

Existing document_policy_detail object
document_policy_detail.token

string

Conditionally returned		Unique identifier of the document policy.

Allowable Values:

36 char max
document_policy_detail.name

string

Conditionally returned		Name of the document policy.

Allowable Values:

255 char max
document_policy_detail.summary_of_credit_terms

object

Conditionally returned		Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more.

Allowable Values:

Existing summary_of_credit_terms object
document_policy_detail.summary_of_credit_terms.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.summary_of_credit_terms.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.summary_of_credit_terms.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.summary_of_credit_terms.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.summary_of_credit_terms.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.summary_of_credit_terms.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.rewards_disclosure

object

Conditionally returned		Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle.

Allowable Values:

Existing rewards_disclosure object
document_policy_detail.rewards_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.rewards_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.rewards_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.rewards_disclosure.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.rewards_disclosure.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.rewards_disclosure.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.pre_qualification_disclosure

object

Conditionally returned		Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user.

Allowable Values:

Existing pre_qualification_disclosure object
document_policy_detail.pre_qualification_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.pre_qualification_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.pre_qualification_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.pre_qualification_disclosure.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.pre_qualification_disclosure.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.pre_qualification_disclosure.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.terms_schedule

object

Conditionally returned		Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details.

Allowable Values:

Existing terms_schedule object
document_policy_detail.terms_schedule.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.terms_schedule.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.terms_schedule.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.terms_schedule.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.benefits_disclosure_traditional

object

Conditionally returned		Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card.

Allowable Values:

Existing benefits_disclosure_traditional object
document_policy_detail.benefits_disclosure_traditional.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.benefits_disclosure_traditional.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.benefits_disclosure_traditional.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.benefits_disclosure_premium

object

Conditionally returned		Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card.

Allowable Values:

Existing benefits_disclosure_premium object
document_policy_detail.benefits_disclosure_premium.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.benefits_disclosure_premium.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.benefits_disclosure_premium.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.privacy_policy

object

Conditionally returned		Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed.

Allowable Values:

Existing privacy_policy object
document_policy_detail.privacy_policy.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.privacy_policy.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.privacy_policy.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.e_disclosure

object

Conditionally returned		Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically.

Allowable Values:

Existing e_disclosure object
document_policy_detail.e_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.e_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.e_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.card_member_agreement

object

Conditionally returned		Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more.

Allowable Values:

Existing card_member_agreement object
document_policy_detail.card_member_agreement.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.card_member_agreement.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.card_member_agreement.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.account_statement

object

Conditionally returned		Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account.

Allowable Values:

Existing account_statement object
document_policy_detail.account_statement.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.account_statement.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.account_statement.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.account_statement.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_single_reason

object

Conditionally returned		Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason.

Allowable Values:

Existing noaa_single_reason object
document_policy_detail.noaa_single_reason.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_single_reason.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_single_reason.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_single_reason.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_single_reason_with_dodd_frank

object

Conditionally returned		Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.

Allowable Values:

Existing noaa_single_reason_with_dodd_frank object
document_policy_detail.noaa_single_reason_with_dodd_frank.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_single_reason_with_dodd_frank.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_single_reason_with_dodd_frank.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_single_reason_with_dodd_frank.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_multiple_reason_with_dodd_frank

object

Conditionally returned		Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.

Allowable Values:

Existing noaa_multiple_reason_with_dodd_frank object
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.created_time

datetime

Conditionally returned		Date and time when the document policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
fee_policy_token

string

Conditionally returned		Unique identifier of the bundle’s fee policy.

Allowable Values:

36 char max
fee_policy_detail

object

Conditionally returned		Contains information on a fee policy.

Allowable Values:

Existing fee_policy_detail object
fee_policy_detail.token

string

Conditionally returned		Unique identifier of the fee policy.

Allowable Values:

36 char max
fee_policy_detail.name

string

Conditionally returned		Name of the fee policy.

Allowable Values:

255 char max
fee_policy_detail.description

string

Conditionally returned		Description of the fee policy.

Allowable Values:

255 char max
fee_policy_detail.account

object

Conditionally returned		Contains information on the fees in an account’s fee policy.

Allowable Values:

Existing account object
fee_policy_detail.account.late_payment

object

Conditionally returned		Contains information on the late payment fee.

Allowable Values:

Existing late_payment object
fee_policy_detail.account.returned_payment

object

Conditionally returned		Contains information on the returned payment fee.

Allowable Values:

Existing returned_payment object
fee_policy_detail.account.foreign_transaction_fee

object

Conditionally returned		Contains information on the foreign transaction fee.

Allowable Values:

Existing foreign_transaction_fee object
fee_policy_detail.account.monthly_fee

object

Conditionally returned		Contains information on the monthly periodic fees.

Allowable Values:

Existing periodic_fees object
fee_policy_detail.account.annual_fee

object

Conditionally returned		Contains information on the annual periodic fees.

Allowable Values:

Existing periodic_fees object
fee_policy_detail.created_time

datetime

Conditionally returned		Date and time when the fee policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
fee_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the fee policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
reward_policy_token

string

Conditionally returned		Unique identifier of the bundle’s reward policy.

Allowable Values:

36 char max
reward_policy_detail

object

Conditionally returned		Contains information on a reward policy.

Allowable Values:

Existing reward_policy_detail object
reward_policy_detail.token

string

Conditionally returned		Unique identifier of the reward policy.

Allowable Values:

36 char max
reward_policy_detail.name

string

Conditionally returned		Name of the reward policy.

Allowable Values:

255 char max
reward_policy_detail.description

string

Conditionally returned		Description of the reward policy.

Allowable Values:

255 char max
reward_policy_detail.settlement_strategy

string

Conditionally returned		Reward settlement strategy for a credit program.

Allowable Values:

STATEMENT, LIVE
reward_policy_detail.accrual_strategy

string

Conditionally returned		Reward accrual strategy for a credit program. If no value for accrual_strategy is set, the default value of this field is DEFAULT.

Allowable Values:

DEFAULT, PAYMENT
reward_policy_detail.rounding_strategy

string

Conditionally returned		Rounding strategy for reward accrual calculations. If no value for rounding_strategy is set, then the default value of this field is ROUND_HALF_EVEN.

Available options:

- ROUND_UP: Always rounds away from zero to whole numbers.
- ROUND_DOWN: Always rounds towards zero to whole numbers.
- ROUND_HALF_EVEN: Rounds to two decimal places using half-even logic (default).
- ROUND_HALF_EVEN_WHOLE: Rounds to whole numbers using half-even logic.

Allowable Values:

ROUND_UP, ROUND_DOWN, ROUND_HALF_EVEN, ROUND_HALF_EVEN_WHOLE
reward_policy_detail.rules

array of objects

Conditionally returned		A list of one or more reward rules.

Allowable Values:

Valid array of one or more rules objects
reward_policy_detail.rules[].description

string

Returned		The description of the rule.

Allowable Values:

255 char max
reward_policy_detail.rules[].type

string

Returned		Type of rule.

Allowable Values:

MULTIPLIER_PER_TRANSACTION
reward_policy_detail.rules[].calculation_type

string

Conditionally returned		Type of calculation to use to evaluate if a rule has been satisfied.

Allowable Values:

PER_TRANSACTION
reward_policy_detail.rules[].multiplier

decimal

Conditionally returned		The reward multiplier to apply the transaction, where ‘1’ means 1x transaction amount.

Allowable Values:

Any integer
reward_policy_detail.rules[].amount

decimal

Conditionally returned		The static amount to reward if the rule conditions are met.

Allowable Values:

Any integer
reward_policy_detail.rules[].attributes

object

Conditionally returned		Additional properties for which the rule can be used to determine reward accrual eligibility for a transaction.

Allowable Values:

mcc: 1500, 0001-1499 mid: 255
reward_policy_detail.rules[].attributes.mcc

array of strings

Conditionally returned		List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.rules[].attributes.mid

string

Conditionally returned		Merchant ID for the rule.

Allowable Values:

“255”
reward_policy_detail.rules[].attributes.min_spend

decimal

Conditionally returned		Minimum spend amount.

Allowable Values:

100
reward_policy_detail.rules[].attributes.max_spend

decimal

Conditionally returned		Maximum spend amount.

Allowable Values:

150
reward_policy_detail.rules[].attributes.spend_total

decimal

Conditionally returned		Total spend amount.

Allowable Values:

100
reward_policy_detail.rules[].attributes.spend_days

integer

Conditionally returned		Maximum number of days since account creation within which the minimum spend requirements must be met to qualify for the reward (used for signup bonus rules).

Positive integer values are allowed, with a minimum value of 1.

Allowable Values:

1 min
reward_policy_detail.conversions

array of objects

Conditionally returned		List of one or more reward conversions.

Allowable Values:

Valid array of one or more conversion objects
reward_policy_detail.conversions[].type

string

Returned		Type of conversion.

Allowable Values:

STATEMENT_CREDIT
reward_policy_detail.conversions[].conversion_rate

decimal

Returned		The rate that points are worth with converting the REDEMPTION_TYPE indicated.

Allowable Values:

0.001 min

Format: 0.000
reward_policy_detail.conversions[].conversion_increment

integer

Returned		The static amount to reward if the rule conditions are met.

Allowable Values:

Any integer
reward_policy_detail.conversions[].currency

string

Conditionally returned		Type of currency used with the conversion rate.

Allowable Values:

Currency code, such as EUR or USD.
reward_policy_detail.exclusions

object

Conditionally returned		Defines what merchant category codes (MCCs) are excluded from earning rewards. MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.exclusions.use_default_exclusions

boolean

Conditionally returned		Indicates whether to use the default exclusion list.

- If true, the default exclusion list is used.
- If false, the custom exclusion list is used, if custom exclusions are included.

Allowable Values:

true, false
reward_policy_detail.exclusions.custom_exclusions

array of strings

Conditionally returned		List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.created_time

datetime

Conditionally returned		Date and time when the reward policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
reward_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the reward policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
offer_policy_token

string

Conditionally returned		Unique identifier of the bundle’s offer policy.

Allowable Values:

36 char max
offer_policy_detail

object

Conditionally returned		Contains information on an offer policy.

Allowable Values:

Existing offer_policy_detail object
offer_policy_detail.token

string

Conditionally returned		Unique identifier of the offer policy.

Allowable Values:

36 char max
offer_policy_detail.name

string

Conditionally returned		Name of the offer policy.

Allowable Values:

255 char max
offer_policy_detail.description

string

Conditionally returned		Description of the offer policy.

Allowable Values:

255 char max
offer_policy_detail.created_time

datetime

Conditionally returned		Date and time when the offer policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
offer_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the offer policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
created_time

datetime

Conditionally returned		Date and time when the bundle was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
updated_time

datetime

Conditionally returned		Date and time when the bundle was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Sample response body

JSON
{
  "token": "my_bundle_token_1234",
  "parent_token": "my_parent_token_1234",
  "name": "Renamed Bundle",
  "status": "DRAFT",
  "description": "Description of the renamed bundle",
  "credit_product_policy_token": "my_credit_product_policy_token_1234",
  "credit_product_policy_detail": {
    "token": "my_credit_product_policy_token_1234",
    "card_products": [
      {
        "token": "my_card_product_token1234",
        "level": "TRADITIONAL",
        "network": "VISA"
      }
    ],
    "name": "Gold Credit Product Policy",
    "description": "A gold credit product policy",
    "classification": "CONSUMER",
    "product_type": "REVOLVING",
    "product_sub_type": "CREDIT_CARD",
    "currency_code": "USD",
    "credit_line": {
      "min": 50,
      "max": 3500
    },
    "usage": [
      "PURCHASE"
    ],
    "interest_calculation": {
      "method": "AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS",
      "day_count": "ACTUAL",
      "interest_application": [
        "PRINCIPAL",
        "FEES"
      ],
      "minimum_interest": 1,
      "interest_on_grace_reactivation": "ACCRUE_PAYMENT_DATE",
      "grace_days_application": "NEXT_CYCLE_DATE",
      "application_of_credits": {
        "cycle_type": "END_REVOLVING",
        "day": 15
      },
      "exclude_tran_types": [
        "ANNUAL_FEE",
        "LATE_PAYMENT_FEE",
        "CASH_BACK_STATEMENT_CREDIT"
      ]
    },
    "payments": {
      "due_day": 31,
      "billing_cycle_day": 1,
      "allocation_order": [
        "INTEREST",
        "FEES",
        "PRINCIPAL"
      ],
      "min_payment_calculation": {
        "include_past_due_amount": false,
        "include_overlimit_amount": true,
        "min_payment_flat_amount": 20,
        "min_payment_percentage": {
          "percentage_of_balance": 1,
          "include_interest_charged": false,
          "include_fees_charged": [
            "LATE_PAYMENT_FEE"
          ]
        }
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "apr_policy_token": "my_apr_policy_token_1234",
  "apr_policy_detail": {
    "token": "my_apr_policy_token_1234",
    "name": "Gold APR Policy",
    "description": "A gold APR policy",
    "purchases": {
      "name": "A purchase at a merchant",
      "external_token": "my_external_purchase_token1234",
      "tiers": [
        {
          "margin_rate": 1,
          "apr": 0
        },
        {
          "margin_rate": 5,
          "apr": 0
        }
      ]
    },
    "effective_date": "2025-05-01",
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "document_policy_token": "my_document_policy_token_1234",
  "document_policy_detail": {
    "token": "my_document_policy_token_1234",
    "name": "My Document Policy",
    "summary_of_credit_terms": {
      "asset_token": "a_summary_of_credit_terms_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_summary_of_credit_terms_asset_token1234.pdf",
        "png": "https://url.com/a_summary_of_credit_terms_asset_token1234.png",
        "html": "https://url.com/a_summary_of_credit_terms_asset_token1234.html"
      },
      "template_token": "a_summary_of_credit_terms_template_token1234",
      "template_urls": {
        "html": "https://asset-bucket.s3.amazonaws.com/short_code/a_summary_of_credit_terms_template_token1234/a_summary_of_credit_terms_template_token1234.html"
      }
    },
    "rewards_disclosure": {
      "asset_token": "a_rewards_disclosure_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_rewards_disclosure_asset_token1234.pdf",
        "png": "https://url.com/a_rewards_disclosure_asset_token1234.png",
        "html": "https://url.com/a_rewards_disclosure_asset_token1234.html"
      },
      "template_token": "a_rewards_disclosure_template_token1234",
      "template_urls": {
        "html": "https://url.com/a_rewards_disclosure_template_token1234.html"
      }
    },
    "terms_schedule": {
      "template_token": "a_terms_schedule_template_token1234",
      "template_urls": {
        "html": "https://url.com/a_terms_schedule_template_token1234.html"
      }
    },
    "benefits_disclosure": {
      "asset_token": "a_benefits_disclosure_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_benefits_disclosure_asset_token1234.pdf",
        "png": "https://url.com/a_benefits_disclosure_asset_token1234.png",
        "html": "https://url.com/a_benefits_disclosure_asset_token1234.html"
      }
    },
    "notice_of_adverse_action": {
      "template_token": "a_notice_of_adverse_action_template_token1234",
      "template_urls": {
        "html": "https://url.com/a_notice_of_adverse_action_template_token1234.html"
      }
    },
    "privacy_policy": {
      "asset_token": "a_privacy_policy_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_privacy_policy_asset_token1234.pdf",
        "png": "https://url.com/a_privacy_policy_asset_token1234.png",
        "html": "https://url.com/a_privacy_policy_asset_token1234.html"
      }
    },
    "e_disclosure": {
      "asset_token": "a_e_disclosure_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_e_disclosure_asset_token1234.pdf",
        "png": "https://url.com/a_e_disclosure_asset_token1234.png",
        "html": "https://url.com/a_e_disclosure_asset_token1234.html"
      }
    },
    "card_member_agreement": {
      "asset_token": "a_card_member_agreement_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_card_member_agreement_asset_token1234.pdf",
        "png": "https://url.com/a_card_member_agreement_asset_token1234.png",
        "html": "https://url.com/a_card_member_agreement_asset_token1234.html"
      }
    },
    "account_statement": {
      "template_token": "an_account_statement_template_token1234",
      "template_urls": {
        "html": "https://url.com/an_account_statement_template_token1234.html"
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "fee_policy_token": "my_fee_policy_token_1234",
  "fee_policy_detail": {
    "token": "my_fee_policy_token_1234",
    "name": "Gold Fee Policy",
    "description": "A gold fee policy",
    "account": {
      "late_payment": {
        "default_method": "FLAT",
        "default_value": 10
      },
      "returned_payment": {
        "default_method": "FLAT",
        "default_value": 10
      },
      "foreign_transaction_fee": {
        "default_method": "PERCENTAGE",
        "default_value": 3
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "reward_policy_token": "my_reward_policy_token_1234",
  "reward_policy_detail": {
    "token": "my_reward_policy_token_1234",
    "name": "Gold Reward Policy",
    "description": "A gold reward policy",
    "settlement_strategy": "STATEMENT",
    "accrual_strategy": "DEFAULT",
    "rounding_strategy": "ROUND_HALF_EVEN",
    "rules": [
      {
        "description": "Earn 3x on selected categories.",
        "type": "MULTIPLIER_PER_TRANSACTION",
        "calculation_type": "PER_TRANSACTION",
        "multiplier": 3,
        "amount": null,
        "attributes": {
          "mcc": [
            "0001-1499",
            "1500"
          ]
        }
      }
    ],
    "conversions": [
      {
        "type": "STATEMENT_CREDIT",
        "conversion_rate": 0.001,
        "conversion_increment": 10,
        "currency": "USD"
      }
    ],
    "exclusions": {
      "use_default_exclusions": false,
      "custom_exclusions": [
        "2000-2999",
        "4321"
      ]
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "offer_policy_token": "my_offer_policy_token_1234",
  "offer_policy_detail": {
    "token": "my_offer_policy_token_1234",
    "name": "Gold Offer Policy",
    "description": "A gold offer policy",
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "created_time": "2025-04-01T23:41:58.802Z",
  "updated_time": "2025-04-05T16:04:48.643Z"
}

​
Clone bundle

Action: POST
Endpoint: /credit/bundles/{token}/clone Create a new bundle based on an existing bundle.

​
URL path parameters

FieldsDescription
token

string

Required		Unique identifier of the bundle to clone.

Send a GET request to /bundles to retrieve existing bundle tokens.

Allowable Values:

Existing bundle token

​
Response body

FieldsDescription
token

string

Conditionally returned		Unique identifier of the bundle.

Allowable Values:

36 char max
name

string

Conditionally returned		Name of the bundle.

Allowable Values:

255 char max
status

string

Conditionally returned		Status of the bundle.

- DRAFT - The bundle is in the process of being created.
- PENDING_APPROVAL - The bundle has been created and is awaiting approval.
- SENT_FOR_REVISION - The bundle has been returned for revision.
- ACTIVE - The bundle is active.
- REJECTED - The bundle has been rejected; this status cannot be changed.
- ARCHIVED - The previously active bundle has been archived.
- APPROVED - The bundle has been approved (after having been sent for approval).

Allowable Values:

DRAFT, PENDING_APPROVAL, SENT_FOR_REVISION, ACTIVE, REJECTED, ARCHIVED, APPROVED
description

string

Conditionally returned		Description of the bundle.

Allowable Values:

255 char max
credit_product_policy_token

string

Conditionally returned		Unique identifier of the bundle’s credit product policy.

Allowable Values:

36 char max
credit_product_policy_detail

object

Conditionally returned		Contains information on the credit product policy.

Allowable Values:

Existing credit_product_policy_detail object
credit_product_policy_detail.token

string

Conditionally returned		Unique identifier of the credit product policy.

Allowable Values:

36 char max
credit_product_policy_detail.card_products

array of objects

Conditionally returned		One or more card products associated with the credit product policy.

Allowable Values:

One or more card_products objects
credit_product_policy_detail.card_products[].token

string

Conditionally returned		Unique identifier of the card product.

Allowable Values:

36 char max
credit_product_policy_detail.card_products[].level

string

Conditionally returned		Level of the card product.

Allowable Values:

PREMIUM, TRADITIONAL
credit_product_policy_detail.card_products[].network

string

Conditionally returned		Name of the card network.

Allowable Values:

VISA, MASTERCARD, SANDBOX
credit_product_policy_detail.name

string

Conditionally returned		Name of the credit product policy.

Allowable Values:

1 char min
credit_product_policy_detail.description

string

Conditionally returned		Description of the credit product policy.

Allowable Values:

255 char max
credit_product_policy_detail.classification

string

Conditionally returned		Specifies for whom the credit product is intended.

- CONSUMER - The credit product is intended for individual consumers.
- SMALL_AND_MEDIUM_BUSINESS - The credit product is intended for small and medium business.

Allowable Values:

CONSUMER, SMALL_AND_MEDIUM_BUSINESS
credit_product_policy_detail.product_type

string

Conditionally returned		Type of credit product.

REVOLVING - Allows users to continuously borrow and pay debts up to the credit limit.

Allowable Values:

REVOLVING
credit_product_policy_detail.product_sub_type

string

Conditionally returned		Subtype of the credit product type.

- CREDIT_CARD - Card that enables the cardholder to make purchases on credit.
- SECURED_CARD - Card backed by a user-funded deposit that enables the cardholder to make purchases on credit.

Allowable Values:

CREDIT_CARD, SECURED_CARD
credit_product_policy_detail.currency_code

string

Conditionally returned		Valid three-digit ISO 4217 currency code.

Allowable Values:

USD
credit_product_policy_detail.credit_line

object

Conditionally returned		Contains information on the credit line range.

Allowable Values:

Existing credit_line object
credit_product_policy_detail.credit_line.min

decimal

Returned		Minimum credit limit.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.credit_line.max

decimal

Returned		Maximum credit limit.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.usage

array of strings

Conditionally returned		One or more usage types for the credit product policy.

Allowable Values:

PURCHASE

Valid usage array
credit_product_policy_detail.interest_calculation

object

Conditionally returned		Contains the configurations for interest calculation.

Allowable Values:

Existing interest_calculation object
credit_product_policy_detail.interest_calculation.method

string

Returned		Method of interest calculation.

Allowable Values:

AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS
credit_product_policy_detail.interest_calculation.day_count

string

Returned		Day-count convention.

Allowable Values:

ACTUAL
credit_product_policy_detail.interest_calculation.interest_application

array of strings

Returned		One or more balance types on which interest is applied.

Allowable Values:

PRINCIPAL, FEES, INTEREST
credit_product_policy_detail.interest_calculation.minimum_interest

decimal

Returned		When interest is applied, this value determines the minimum amount of interest that can be charged.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.interest_calculation.interest_on_grace_reactivation

string

Returned		Determines whether to charge or waive interest for the billing period when the balance is paid off.

Allowable Values:

ACCRUE_FULL_CYCLE, ACCRUE_PAYMENT_DATE, WAIVE
credit_product_policy_detail.interest_calculation.grace_days_application

string

Returned		Determines the last day of grace period based on which interest charges are calculated.

Allowable Values:

NEXT_CYCLE_DATE
credit_product_policy_detail.interest_calculation.exclude_tran_types

array of strings

Conditionally returned		One or more transactions that are excluded from current billing period’s interest charge, but included in next.

Allowable Values:

LATE_PAYMENT_FEE, ANNUAL_FEE, MONTHLY_FEE, CASH_BACK_STATEMENT_CREDIT, RETURNED_PAYMENT_FEE, FOREIGN_TRANSACTION_FEE
credit_product_policy_detail.payments

object

Conditionally returned		Contains the configurations for billing cycle day, payment due day, and fees.

Allowable Values:

Existing payments object
credit_product_policy_detail.payments.billing_cycle_day

integer

Returned		Day of the month when the billing cycle starts.

Allowable Values:

1–28
credit_product_policy_detail.payments.due_day

integer

Conditionally returned		Day of month the payment for the previous billing cycle is due.

This field is being deprecated and replaced by payment_due_interval of a product policy. To retrieve payment_due_interval, see Retrieve credit product policy, payments.payment_due_interval.

Allowable Values:

31
credit_product_policy_detail.payments.billing_cycle_frequency

string

Conditionally returned		Frequency at which the account is billed.

Allowable Values:

MONTHLY
credit_product_policy_detail.payments.payment_due_interval

integer

Conditionally returned		Specifies the payment due interval that is used to determine the payment due date for a billing cycle. A value of -1 indicates one day prior to the next billing cycle date.

For consumer programs, a minimum gap of 21 days is required between when a statement is delivered and the payment due date.

Allowable Values:

-1 min

Positive integers greater than 0; -1 is the default value
credit_product_policy_detail.payments.billing_cycle_day_strategy

string

Conditionally returned		Determines if the billing cycle day is manually set or determined dynamically during account creation based on cycling logic.

Allowable Values:

MANUAL
credit_product_policy_detail.payments.allocation_order

array of strings

Returned		Ordered list of balance types to which payments are allocated, from first to last.

Allowable Values:

INTEREST, FEES, PRINCIPAL
credit_product_policy_detail.payments.min_payment_calculation

object

Returned		Contains information used to calculate the minimum payment amount on a credit product policy.

Allowable Values:

Existing min_payment_calculation object
credit_product_policy_detail.payments.min_payment_calculation.include_past_due_amount

boolean

Returned		Whether to include the past due amount when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.include_overlimit_amount

boolean

Returned		Whether to include the overlimit amount when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.min_payment_flat_amount

decimal

Conditionally returned		Minimum payment, expressed as a flat amount, due on the payment due day.

Allowable Values:

Format: 0.00
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage

object

Conditionally returned		Contains information used to calculate the minimum payment amount when expressed as a percentage.

Allowable Values:

Existing min_payment_percentage object
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.percentage_of_balance

decimal

Returned		Minimum payment, expressed as a percentage of the total statement balance, due on the payment due day.

Allowable Values:

0.0001–100
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.include_interest_charged

boolean

Returned		Whether to include the amount of interest charged when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.include_all_fees_charged

boolean

Conditionally returned		Whether to include all fees charged when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.created_time

datetime

Conditionally returned		Date and time when the credit product policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
credit_product_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the credit product policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
apr_policy_token

string

Conditionally returned		Unique identifier of the bundle’s APR policy.

Allowable Values:

36 char max
apr_policy_detail

object

Conditionally returned		Contains information on an APR policy.

Allowable Values:

Existing apr_policy_detail object
apr_policy_detail.token

string

Conditionally returned		Unique identifier of the APR policy.

Allowable Values:

36 char max
apr_policy_detail.name

string

Conditionally returned		Name of the APR policy.

Allowable Values:

255 char max
apr_policy_detail.description

string

Conditionally returned		Description of the APR policy.

Allowable Values:

255 char max
apr_policy_detail.purchases

object

Conditionally returned		Contains information on the pricing strategy for purchases.

Allowable Values:

Existing purchases object
apr_policy_detail.purchases.name

string

Conditionally returned		Name of the pricing strategy.

Allowable Values:

255 char max
apr_policy_detail.purchases.external_token

string

Conditionally returned		Unique identifier of the pricing strategy on a credit program.

Allowable Values:

36 char max
apr_policy_detail.purchases.tiers

array of objects

Conditionally returned		One or more risk tiers for a pricing strategy.

Allowable Values:

One or more tiers objects
apr_policy_detail.purchases.tiers[].margin_rate

decimal

Conditionally returned		Margin rate for the risk tier for a pricing strategy.

Allowable Values:

Format: 0.00
apr_policy_detail.purchases.tiers[].apr

decimal

Conditionally returned		Value of the APR.

Allowable Values:

Format: 0.00
apr_policy_detail.effective_date

date

Conditionally returned		Date the APR goes into effect, in UTC.

Allowable Values:

Format: yyyy-MM-dd
apr_policy_detail.created_time

datetime

Conditionally returned		Date and time when the APR policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
apr_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the APR policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_token

string

Conditionally returned		Unique identifier of the bundle’s document policy.

Allowable Values:

36 char max
document_policy_detail

object

Conditionally returned		Contains information on a document policy.

Allowable Values:

Existing document_policy_detail object
document_policy_detail.token

string

Conditionally returned		Unique identifier of the document policy.

Allowable Values:

36 char max
document_policy_detail.name

string

Conditionally returned		Name of the document policy.

Allowable Values:

255 char max
document_policy_detail.summary_of_credit_terms

object

Conditionally returned		Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more.

Allowable Values:

Existing summary_of_credit_terms object
document_policy_detail.summary_of_credit_terms.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.summary_of_credit_terms.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.summary_of_credit_terms.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.summary_of_credit_terms.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.summary_of_credit_terms.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.summary_of_credit_terms.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.rewards_disclosure

object

Conditionally returned		Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle.

Allowable Values:

Existing rewards_disclosure object
document_policy_detail.rewards_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.rewards_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.rewards_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.rewards_disclosure.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.rewards_disclosure.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.rewards_disclosure.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.pre_qualification_disclosure

object

Conditionally returned		Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user.

Allowable Values:

Existing pre_qualification_disclosure object
document_policy_detail.pre_qualification_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.pre_qualification_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.pre_qualification_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.pre_qualification_disclosure.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.pre_qualification_disclosure.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.pre_qualification_disclosure.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.terms_schedule

object

Conditionally returned		Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details.

Allowable Values:

Existing terms_schedule object
document_policy_detail.terms_schedule.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.terms_schedule.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.terms_schedule.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.terms_schedule.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.benefits_disclosure_traditional

object

Conditionally returned		Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card.

Allowable Values:

Existing benefits_disclosure_traditional object
document_policy_detail.benefits_disclosure_traditional.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.benefits_disclosure_traditional.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.benefits_disclosure_traditional.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.benefits_disclosure_premium

object

Conditionally returned		Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card.

Allowable Values:

Existing benefits_disclosure_premium object
document_policy_detail.benefits_disclosure_premium.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.benefits_disclosure_premium.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.benefits_disclosure_premium.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.privacy_policy

object

Conditionally returned		Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed.

Allowable Values:

Existing privacy_policy object
document_policy_detail.privacy_policy.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.privacy_policy.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.privacy_policy.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.e_disclosure

object

Conditionally returned		Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically.

Allowable Values:

Existing e_disclosure object
document_policy_detail.e_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.e_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.e_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.card_member_agreement

object

Conditionally returned		Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more.

Allowable Values:

Existing card_member_agreement object
document_policy_detail.card_member_agreement.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.card_member_agreement.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.card_member_agreement.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.account_statement

object

Conditionally returned		Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account.

Allowable Values:

Existing account_statement object
document_policy_detail.account_statement.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.account_statement.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.account_statement.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.account_statement.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_single_reason

object

Conditionally returned		Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason.

Allowable Values:

Existing noaa_single_reason object
document_policy_detail.noaa_single_reason.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_single_reason.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_single_reason.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_single_reason.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_single_reason_with_dodd_frank

object

Conditionally returned		Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.

Allowable Values:

Existing noaa_single_reason_with_dodd_frank object
document_policy_detail.noaa_single_reason_with_dodd_frank.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_single_reason_with_dodd_frank.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_single_reason_with_dodd_frank.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_single_reason_with_dodd_frank.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_multiple_reason_with_dodd_frank

object

Conditionally returned		Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.

Allowable Values:

Existing noaa_multiple_reason_with_dodd_frank object
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.created_time

datetime

Conditionally returned		Date and time when the document policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
fee_policy_token

string

Conditionally returned		Unique identifier of the bundle’s fee policy.

Allowable Values:

36 char max
fee_policy_detail

object

Conditionally returned		Contains information on a fee policy.

Allowable Values:

Existing fee_policy_detail object
fee_policy_detail.token

string

Conditionally returned		Unique identifier of the fee policy.

Allowable Values:

36 char max
fee_policy_detail.name

string

Conditionally returned		Name of the fee policy.

Allowable Values:

255 char max
fee_policy_detail.description

string

Conditionally returned		Description of the fee policy.

Allowable Values:

255 char max
fee_policy_detail.account

object

Conditionally returned		Contains information on the fees in an account’s fee policy.

Allowable Values:

Existing account object
fee_policy_detail.account.late_payment

object

Conditionally returned		Contains information on the late payment fee.

Allowable Values:

Existing late_payment object
fee_policy_detail.account.returned_payment

object

Conditionally returned		Contains information on the returned payment fee.

Allowable Values:

Existing returned_payment object
fee_policy_detail.account.foreign_transaction_fee

object

Conditionally returned		Contains information on the foreign transaction fee.

Allowable Values:

Existing foreign_transaction_fee object
fee_policy_detail.account.monthly_fee

object

Conditionally returned		Contains information on the monthly periodic fees.

Allowable Values:

Existing periodic_fees object
fee_policy_detail.account.annual_fee

object

Conditionally returned		Contains information on the annual periodic fees.

Allowable Values:

Existing periodic_fees object
fee_policy_detail.created_time

datetime

Conditionally returned		Date and time when the fee policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
fee_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the fee policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
reward_policy_token

string

Conditionally returned		Unique identifier of the bundle’s reward policy.

Allowable Values:

36 char max
reward_policy_detail

object

Conditionally returned		Contains information on a reward policy.

Allowable Values:

Existing reward_policy_detail object
reward_policy_detail.token

string

Conditionally returned		Unique identifier of the reward policy.

Allowable Values:

36 char max
reward_policy_detail.name

string

Conditionally returned		Name of the reward policy.

Allowable Values:

255 char max
reward_policy_detail.description

string

Conditionally returned		Description of the reward policy.

Allowable Values:

255 char max
reward_policy_detail.settlement_strategy

string

Conditionally returned		Reward settlement strategy for a credit program.

Allowable Values:

STATEMENT, LIVE
reward_policy_detail.accrual_strategy

string

Conditionally returned		Reward accrual strategy for a credit program. If no value for accrual_strategy is set, the default value of this field is DEFAULT.

Allowable Values:

DEFAULT, PAYMENT
reward_policy_detail.rounding_strategy

string

Conditionally returned		Rounding strategy for reward accrual calculations. If no value for rounding_strategy is set, then the default value of this field is ROUND_HALF_EVEN.

Available options:

- ROUND_UP: Always rounds away from zero to whole numbers.
- ROUND_DOWN: Always rounds towards zero to whole numbers.
- ROUND_HALF_EVEN: Rounds to two decimal places using half-even logic (default).
- ROUND_HALF_EVEN_WHOLE: Rounds to whole numbers using half-even logic.

Allowable Values:

ROUND_UP, ROUND_DOWN, ROUND_HALF_EVEN, ROUND_HALF_EVEN_WHOLE
reward_policy_detail.rules

array of objects

Conditionally returned		A list of one or more reward rules.

Allowable Values:

Valid array of one or more rules objects
reward_policy_detail.rules[].description

string

Returned		The description of the rule.

Allowable Values:

255 char max
reward_policy_detail.rules[].type

string

Returned		Type of rule.

Allowable Values:

MULTIPLIER_PER_TRANSACTION
reward_policy_detail.rules[].calculation_type

string

Conditionally returned		Type of calculation to use to evaluate if a rule has been satisfied.

Allowable Values:

PER_TRANSACTION
reward_policy_detail.rules[].multiplier

decimal

Conditionally returned		The reward multiplier to apply the transaction, where ‘1’ means 1x transaction amount.

Allowable Values:

Any integer
reward_policy_detail.rules[].amount

decimal

Conditionally returned		The static amount to reward if the rule conditions are met.

Allowable Values:

Any integer
reward_policy_detail.rules[].attributes

object

Conditionally returned		Additional properties for which the rule can be used to determine reward accrual eligibility for a transaction.

Allowable Values:

mcc: 1500, 0001-1499 mid: 255
reward_policy_detail.rules[].attributes.mcc

array of strings

Conditionally returned		List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.rules[].attributes.mid

string

Conditionally returned		Merchant ID for the rule.

Allowable Values:

“255”
reward_policy_detail.rules[].attributes.min_spend

decimal

Conditionally returned		Minimum spend amount.

Allowable Values:

100
reward_policy_detail.rules[].attributes.max_spend

decimal

Conditionally returned		Maximum spend amount.

Allowable Values:

150
reward_policy_detail.rules[].attributes.spend_total

decimal

Conditionally returned		Total spend amount.

Allowable Values:

100
reward_policy_detail.rules[].attributes.spend_days

integer

Conditionally returned		Maximum number of days since account creation within which the minimum spend requirements must be met to qualify for the reward (used for signup bonus rules).

Positive integer values are allowed, with a minimum value of 1.

Allowable Values:

1 min
reward_policy_detail.conversions

array of objects

Conditionally returned		List of one or more reward conversions.

Allowable Values:

Valid array of one or more conversion objects
reward_policy_detail.conversions[].type

string

Returned		Type of conversion.

Allowable Values:

STATEMENT_CREDIT
reward_policy_detail.conversions[].conversion_rate

decimal

Returned		The rate that points are worth with converting the REDEMPTION_TYPE indicated.

Allowable Values:

0.001 min

Format: 0.000
reward_policy_detail.conversions[].conversion_increment

integer

Returned		The static amount to reward if the rule conditions are met.

Allowable Values:

Any integer
reward_policy_detail.conversions[].currency

string

Conditionally returned		Type of currency used with the conversion rate.

Allowable Values:

Currency code, such as EUR or USD.
reward_policy_detail.exclusions

object

Conditionally returned		Defines what merchant category codes (MCCs) are excluded from earning rewards. MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.exclusions.use_default_exclusions

boolean

Conditionally returned		Indicates whether to use the default exclusion list.

- If true, the default exclusion list is used.
- If false, the custom exclusion list is used, if custom exclusions are included.

Allowable Values:

true, false
reward_policy_detail.exclusions.custom_exclusions

array of strings

Conditionally returned		List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.created_time

datetime

Conditionally returned		Date and time when the reward policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
reward_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the reward policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
offer_policy_token

string

Conditionally returned		Unique identifier of the bundle’s offer policy.

Allowable Values:

36 char max
offer_policy_detail

object

Conditionally returned		Contains information on an offer policy.

Allowable Values:

Existing offer_policy_detail object
offer_policy_detail.token

string

Conditionally returned		Unique identifier of the offer policy.

Allowable Values:

36 char max
offer_policy_detail.name

string

Conditionally returned		Name of the offer policy.

Allowable Values:

255 char max
offer_policy_detail.description

string

Conditionally returned		Description of the offer policy.

Allowable Values:

255 char max
offer_policy_detail.created_time

datetime

Conditionally returned		Date and time when the offer policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
offer_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the offer policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
created_time

datetime

Conditionally returned		Date and time when the bundle was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
updated_time

datetime

Conditionally returned		Date and time when the bundle was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Sample response body

JSON
{
  "token": "my_bundle_token_1234",
  "parent_token": "my_parent_token_1234",
  "name": "Gold Credit Bundle",
  "status": "DRAFT",
  "description": "A gold credit bundle",
  "credit_product_policy_token": "my_credit_product_policy_token_1234",
  "credit_product_policy_detail": {
    "token": "my_credit_product_policy_token_1234",
    "card_products": [
      {
        "token": "my_card_product_token1234",
        "level": "TRADITIONAL",
        "network": "VISA"
      }
    ],
    "name": "Gold Credit Product Policy",
    "description": "A gold credit product policy",
    "classification": "CONSUMER",
    "product_type": "REVOLVING",
    "product_sub_type": "CREDIT_CARD",
    "currency_code": "USD",
    "credit_line": {
      "min": 50,
      "max": 3500
    },
    "usage": [
      "PURCHASE"
    ],
    "interest_calculation": {
      "method": "AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS",
      "day_count": "ACTUAL",
      "interest_application": [
        "PRINCIPAL",
        "FEES"
      ],
      "minimum_interest": 1,
      "interest_on_grace_reactivation": "ACCRUE_PAYMENT_DATE",
      "grace_days_application": "NEXT_CYCLE_DATE",
      "application_of_credits": {
        "cycle_type": "END_REVOLVING",
        "day": 15
      },
      "exclude_tran_types": [
        "ANNUAL_FEE",
        "LATE_PAYMENT_FEE",
        "CASH_BACK_STATEMENT_CREDIT"
      ]
    },
    "payments": {
      "due_day": 31,
      "billing_cycle_day": 1,
      "allocation_order": [
        "INTEREST",
        "FEES",
        "PRINCIPAL"
      ],
      "min_payment_calculation": {
        "include_past_due_amount": false,
        "include_overlimit_amount": true,
        "min_payment_flat_amount": 20,
        "min_payment_percentage": {
          "percentage_of_balance": 1,
          "include_interest_charged": false,
          "include_fees_charged": [
            "LATE_PAYMENT_FEE"
          ]
        }
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "apr_policy_token": "my_apr_policy_token_1234",
  "apr_policy_detail": {
    "token": "my_apr_policy_token_1234",
    "name": "Gold APR Policy",
    "description": "A gold APR policy",
    "purchases": {
      "name": "A purchase at a merchant",
      "external_token": "my_external_purchase_token1234",
      "tiers": [
        {
          "margin_rate": 1,
          "apr": 0
        },
        {
          "margin_rate": 5,
          "apr": 0
        }
      ]
    },
    "effective_date": "2025-05-01",
    "created_time": "2025-05-01T23:41:58.802Z",
    "updated_time": "2025-05-05T16:04:48.643Z"
  },
  "document_policy_token": "my_document_policy_token_1234",
  "document_policy_detail": {
    "token": "my_document_policy_token_1234",
    "name": "My Document Policy",
    "summary_of_credit_terms": {
      "asset_token": "a_summary_of_credit_terms_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_summary_of_credit_terms_asset_token1234.pdf",
        "png": "https://url.com/a_summary_of_credit_terms_asset_token1234.png",
        "html": "https://url.com/a_summary_of_credit_terms_asset_token1234.html"
      },
      "template_token": "a_summary_of_credit_terms_template_token1234",
      "template_urls": {
        "html": "https://asset-bucket.s3.amazonaws.com/short_code/a_summary_of_credit_terms_template_token1234/a_summary_of_credit_terms_template_token1234.html"
      }
    },
    "rewards_disclosure": {
      "asset_token": "a_rewards_disclosure_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_rewards_disclosure_asset_token1234.pdf",
        "png": "https://url.com/a_rewards_disclosure_asset_token1234.png",
        "html": "https://url.com/a_rewards_disclosure_asset_token1234.html"
      },
      "template_token": "a_rewards_disclosure_template_token1234",
      "template_urls": {
        "html": "https://url.com/a_rewards_disclosure_template_token1234.html"
      }
    },
    "terms_schedule": {
      "template_token": "a_terms_schedule_template_token1234",
      "template_urls": {
        "html": "https://url.com/a_terms_schedule_template_token1234.html"
      }
    },
    "benefits_disclosure": {
      "asset_token": "a_benefits_disclosure_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_benefits_disclosure_asset_token1234.pdf",
        "png": "https://url.com/a_benefits_disclosure_asset_token1234.png",
        "html": "https://url.com/a_benefits_disclosure_asset_token1234.html"
      }
    },
    "notice_of_adverse_action": {
      "template_token": "a_notice_of_adverse_action_template_token1234",
      "template_urls": {
        "html": "https://url.com/a_notice_of_adverse_action_template_token1234.html"
      }
    },
    "privacy_policy": {
      "asset_token": "a_privacy_policy_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_privacy_policy_asset_token1234.pdf",
        "png": "https://url.com/a_privacy_policy_asset_token1234.png",
        "html": "https://url.com/a_privacy_policy_asset_token1234.html"
      }
    },
    "e_disclosure": {
      "asset_token": "a_e_disclosure_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_e_disclosure_asset_token1234.pdf",
        "png": "https://url.com/a_e_disclosure_asset_token1234.png",
        "html": "https://url.com/a_e_disclosure_asset_token1234.html"
      }
    },
    "card_member_agreement": {
      "asset_token": "a_card_member_agreement_asset_token1234",
      "asset_urls": {
        "pdf": "https://url.com/a_card_member_agreement_asset_token1234.pdf",
        "png": "https://url.com/a_card_member_agreement_asset_token1234.png",
        "html": "https://url.com/a_card_member_agreement_asset_token1234.html"
      }
    },
    "account_statement": {
      "template_token": "an_account_statement_template_token1234",
      "template_urls": {
        "html": "https://url.com/an_account_statement_template_token1234.html"
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "fee_policy_token": "my_fee_policy_token_1234",
  "fee_policy_detail": {
    "token": "my_fee_policy_token_1234",
    "name": "Gold Fee Policy",
    "description": "A gold fee policy",
    "account": {
      "late_payment": {
        "default_method": "FLAT",
        "default_value": 10
      },
      "returned_payment": {
        "default_method": "FLAT",
        "default_value": 10
      },
      "foreign_transaction_fee": {
        "default_method": "PERCENTAGE",
        "default_value": 12.5
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "reward_policy_token": "my_reward_policy_token_1234",
  "reward_policy_detail": {
    "token": "my_reward_policy_token_1234",
    "name": "Gold Reward Policy",
    "description": "A gold reward policy",
    "settlement_strategy": "STATEMENT",
    "accrual_strategy": "DEFAULT",
    "rounding_strategy": "ROUND_HALF_EVEN",
    "rules": [
      {
        "description": "Earn 3x on selected categories.",
        "type": "MULTIPLIER_PER_TRANSACTION",
        "calculation_type": "PER_TRANSACTION",
        "multiplier": 3,
        "amount": null,
        "attributes": {
          "mcc": [
            "0001-1499",
            "1500"
          ]
        }
      }
    ],
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "offer_policy_token": "my_offer_policy_token_1234",
  "offer_policy_detail": {
    "token": "my_offer_policy_token_1234",
    "name": "Gold Offer Policy",
    "description": "A gold offer policy",
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "created_time": "2025-04-01T23:41:58.802Z",
  "updated_time": "2025-04-05T16:04:48.643Z"
}
Action: GET
Endpoint: /credit/bundles/{token}/lineage Retrieve an array of related product bundles. This endpoint supports sorting and pagination.

​
URL path parameters

FieldsDescription
token

string

Required		Unique identifier of the parent product bundle.

Send a GET request to /bundles to retrieve existing product bundles tokens.

Allowable Values:

Existing bundle token

​
URL query parameters

FieldsDescription
count

integer

Optional		Number of related bundle product resources to retrieve.

Allowable Values:

1–100
start_index

integer

Optional		Sort order index of the first resource in the returned array.

Allowable Values:

0 min
sort_by

string

Optional		Field on which to sort. Prefix the field name with a hyphen (-) to sort in descending order. Omit the hyphen to sort in ascending order.

NOTE: You must sort using system field names such as lastModifiedTime, and not by the field names appearing in response bodies such as last_modified_time.

Allowable Values:

lastModifiedTime, -lastModifiedTime
status

array of strings

Optional		Array of statuses by which to filter bundles.

Allowable Values:

DRAFT, PENDING_APPROVAL, SENT_FOR_REVISION, ACTIVE, REJECTED, ARCHIVED, APPROVED

​
Response body

FieldsDescription
count

integer

Returned		Number of resources returned.

Allowable Values:

1-10
start_index

integer

Returned		Sort order index of the first resource in the returned array.

Allowable Values:

Any integer
end_index

integer

Returned		Sort order index of the last resource in the returned array.

Allowable Values:

Any integer
is_more

boolean

Returned		A value of true indicates that more unreturned resources exist.

Allowable Values:

true, false
data

array of objects

Returned		Contains one or more bundles.

Allowable Values:

One or more bundle objects
data[].token

string

Conditionally returned		Unique identifier of the bundle.

Allowable Values:

36 char max
data[].name

string

Conditionally returned		Name of the bundle.

Allowable Values:

255 char max
data[].status

string

Conditionally returned		Status of the bundle.

- DRAFT - The bundle is in the process of being created.
- PENDING_APPROVAL - The bundle has been created and is awaiting approval.
- SENT_FOR_REVISION - The bundle has been returned for revision.
- ACTIVE - The bundle is active.
- REJECTED - The bundle has been rejected; this status cannot be changed.
- ARCHIVED - The previously active bundle has been archived.
- APPROVED - The bundle has been approved (after having been sent for approval).

Allowable Values:

DRAFT, PENDING_APPROVAL, SENT_FOR_REVISION, ACTIVE, REJECTED, ARCHIVED, APPROVED
data[].description

string

Conditionally returned		Description of the bundle.

Allowable Values:

255 char max
data[].credit_product_policy_token

string

Conditionally returned		Unique identifier of the bundle’s credit product policy.

Allowable Values:

36 char max
data[].credit_product_policy_detail

object

Conditionally returned		Contains information on the credit product policy.

Allowable Values:

Existing credit_product_policy_detail object
data[].credit_product_policy_detail.token

string

Conditionally returned		Unique identifier of the credit product policy.

Allowable Values:

36 char max
data[].credit_product_policy_detail.card_products

array of objects

Conditionally returned		One or more card products associated with the credit product policy.

Allowable Values:

One or more card_products objects
data[].credit_product_policy_detail.card_products[].token

string

Conditionally returned		Unique identifier of the card product.

Allowable Values:

36 char max
data[].credit_product_policy_detail.card_products[].level

string

Conditionally returned		Level of the card product.

Allowable Values:

PREMIUM, TRADITIONAL
data[].credit_product_policy_detail.card_products[].network

string

Conditionally returned		Name of the card network.

Allowable Values:

VISA, MASTERCARD, SANDBOX
data[].credit_product_policy_detail.name

string

Conditionally returned		Name of the credit product policy.

Allowable Values:

1 char min
data[].credit_product_policy_detail.description

string

Conditionally returned		Description of the credit product policy.

Allowable Values:

255 char max
data[].credit_product_policy_detail.classification

string

Conditionally returned		Specifies for whom the credit product is intended.

- CONSUMER - The credit product is intended for individual consumers.
- SMALL_AND_MEDIUM_BUSINESS - The credit product is intended for small and medium business.

Allowable Values:

CONSUMER, SMALL_AND_MEDIUM_BUSINESS
data[].credit_product_policy_detail.product_type

string

Conditionally returned		Type of credit product.

REVOLVING - Allows users to continuously borrow and pay debts up to the credit limit.

Allowable Values:

REVOLVING
data[].credit_product_policy_detail.product_sub_type

string

Conditionally returned		Subtype of the credit product type.

- CREDIT_CARD - Card that enables the cardholder to make purchases on credit.
- SECURED_CARD - Card backed by a user-funded deposit that enables the cardholder to make purchases on credit.

Allowable Values:

CREDIT_CARD, SECURED_CARD
data[].credit_product_policy_detail.currency_code

string

Conditionally returned		Valid three-digit ISO 4217 currency code.

Allowable Values:

USD
data[].credit_product_policy_detail.credit_line

object

Conditionally returned		Contains information on the credit line range.

Allowable Values:

Existing credit_line object
data[].credit_product_policy_detail.credit_line.min

decimal

Returned		Minimum credit limit.

Allowable Values:

0–999999999999.99
data[].credit_product_policy_detail.credit_line.max

decimal

Returned		Maximum credit limit.

Allowable Values:

0–999999999999.99
data[].credit_product_policy_detail.usage

array of strings

Conditionally returned		One or more usage types for the credit product policy.

Allowable Values:

PURCHASE

Valid usage array
data[].credit_product_policy_detail.interest_calculation

object

Conditionally returned		Contains the configurations for interest calculation.

Allowable Values:

Existing interest_calculation object
data[].credit_product_policy_detail.interest_calculation.method

string

Returned		Method of interest calculation.

Allowable Values:

AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS
data[].credit_product_policy_detail.interest_calculation.day_count

string

Returned		Day-count convention.

Allowable Values:

ACTUAL
data[].credit_product_policy_detail.interest_calculation.interest_application

array of strings

Returned		One or more balance types on which interest is applied.

Allowable Values:

PRINCIPAL, FEES, INTEREST
data[].credit_product_policy_detail.interest_calculation.minimum_interest

decimal

Returned		When interest is applied, this value determines the minimum amount of interest that can be charged.

Allowable Values:

0–999999999999.99
data[].credit_product_policy_detail.interest_calculation.interest_on_grace_reactivation

string

Returned		Determines whether to charge or waive interest for the billing period when the balance is paid off.

Allowable Values:

ACCRUE_FULL_CYCLE, ACCRUE_PAYMENT_DATE, WAIVE
data[].credit_product_policy_detail.interest_calculation.grace_days_application

string

Returned		Determines the last day of grace period based on which interest charges are calculated.

Allowable Values:

NEXT_CYCLE_DATE
data[].credit_product_policy_detail.interest_calculation.exclude_tran_types

array of strings

Conditionally returned		One or more transactions that are excluded from current billing period’s interest charge, but included in next.

Allowable Values:

LATE_PAYMENT_FEE, ANNUAL_FEE, MONTHLY_FEE, CASH_BACK_STATEMENT_CREDIT, RETURNED_PAYMENT_FEE, FOREIGN_TRANSACTION_FEE
data[].credit_product_policy_detail.payments

object

Conditionally returned		Contains the configurations for billing cycle day, payment due day, and fees.

Allowable Values:

Existing payments object
data[].credit_product_policy_detail.payments.billing_cycle_day

integer

Returned		Day of the month when the billing cycle starts.

Allowable Values:

1–28
data[].credit_product_policy_detail.payments.due_day

integer

Conditionally returned		Day of month the payment for the previous billing cycle is due.

This field is being deprecated and replaced by payment_due_interval of a product policy. To retrieve payment_due_interval, see Retrieve credit product policy, payments.payment_due_interval.

Allowable Values:

31
data[].credit_product_policy_detail.payments.billing_cycle_frequency

string

Conditionally returned		Frequency at which the account is billed.

Allowable Values:

MONTHLY
data[].credit_product_policy_detail.payments.payment_due_interval

integer

Conditionally returned		Specifies the payment due interval that is used to determine the payment due date for a billing cycle. A value of -1 indicates one day prior to the next billing cycle date.

For consumer programs, a minimum gap of 21 days is required between when a statement is delivered and the payment due date.

Allowable Values:

-1 min

Positive integers greater than 0; -1 is the default value
data[].credit_product_policy_detail.payments.billing_cycle_day_strategy

string

Conditionally returned		Determines if the billing cycle day is manually set or determined dynamically during account creation based on cycling logic.

Allowable Values:

MANUAL
data[].credit_product_policy_detail.payments.allocation_order

array of strings

Returned		Ordered list of balance types to which payments are allocated, from first to last.

Allowable Values:

INTEREST, FEES, PRINCIPAL
data[].credit_product_policy_detail.payments.min_payment_calculation

object

Returned		Contains information used to calculate the minimum payment amount on a credit product policy.

Allowable Values:

Existing min_payment_calculation object
data[].credit_product_policy_detail.payments.min_payment_calculation.include_past_due_amount

boolean

Returned		Whether to include the past due amount when calculating the minimum payment.

Allowable Values:

true, false
data[].credit_product_policy_detail.payments.min_payment_calculation.include_overlimit_amount

boolean

Returned		Whether to include the overlimit amount when calculating the minimum payment.

Allowable Values:

true, false
data[].credit_product_policy_detail.payments.min_payment_calculation.min_payment_flat_amount

decimal

Conditionally returned		Minimum payment, expressed as a flat amount, due on the payment due day.

Allowable Values:

Format: 0.00
data[].credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage

object

Conditionally returned		Contains information used to calculate the minimum payment amount when expressed as a percentage.

Allowable Values:

Existing min_payment_percentage object
data[].credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.percentage_of_balance

decimal

Returned		Minimum payment, expressed as a percentage of the total statement balance, due on the payment due day.

Allowable Values:

0.0001–100
data[].credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.include_interest_charged

boolean

Returned		Whether to include the amount of interest charged when calculating the minimum payment.

Allowable Values:

true, false
data[].credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.include_all_fees_charged

boolean

Conditionally returned		Whether to include all fees charged when calculating the minimum payment.

Allowable Values:

true, false
data[].credit_product_policy_detail.created_time

datetime

Conditionally returned		Date and time when the credit product policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].credit_product_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the credit product policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].apr_policy_token

string

Conditionally returned		Unique identifier of the bundle’s APR policy.

Allowable Values:

36 char max
data[].apr_policy_detail

object

Conditionally returned		Contains information on an APR policy.

Allowable Values:

Existing apr_policy_detail object
data[].apr_policy_detail.token

string

Conditionally returned		Unique identifier of the APR policy.

Allowable Values:

36 char max
data[].apr_policy_detail.name

string

Conditionally returned		Name of the APR policy.

Allowable Values:

255 char max
data[].apr_policy_detail.description

string

Conditionally returned		Description of the APR policy.

Allowable Values:

255 char max
data[].apr_policy_detail.purchases

object

Conditionally returned		Contains information on the pricing strategy for purchases.

Allowable Values:

Existing purchases object
data[].apr_policy_detail.purchases.name

string

Conditionally returned		Name of the pricing strategy.

Allowable Values:

255 char max
data[].apr_policy_detail.purchases.external_token

string

Conditionally returned		Unique identifier of the pricing strategy on a credit program.

Allowable Values:

36 char max
data[].apr_policy_detail.purchases.tiers

array of objects

Conditionally returned		One or more risk tiers for a pricing strategy.

Allowable Values:

One or more tiers objects
data[].apr_policy_detail.purchases.tiers[].margin_rate

decimal

Conditionally returned		Margin rate for the risk tier for a pricing strategy.

Allowable Values:

Format: 0.00
data[].apr_policy_detail.purchases.tiers[].apr

decimal

Conditionally returned		Value of the APR.

Allowable Values:

Format: 0.00
data[].apr_policy_detail.effective_date

date

Conditionally returned		Date the APR goes into effect, in UTC.

Allowable Values:

Format: yyyy-MM-dd
data[].apr_policy_detail.created_time

datetime

Conditionally returned		Date and time when the APR policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].apr_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the APR policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_token

string

Conditionally returned		Unique identifier of the bundle’s document policy.

Allowable Values:

36 char max
data[].document_policy_detail

object

Conditionally returned		Contains information on a document policy.

Allowable Values:

Existing document_policy_detail object
data[].document_policy_detail.token

string

Conditionally returned		Unique identifier of the document policy.

Allowable Values:

36 char max
data[].document_policy_detail.name

string

Conditionally returned		Name of the document policy.

Allowable Values:

255 char max
data[].document_policy_detail.summary_of_credit_terms

object

Conditionally returned		Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more.

Allowable Values:

Existing summary_of_credit_terms object
data[].document_policy_detail.summary_of_credit_terms.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
data[].document_policy_detail.summary_of_credit_terms.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.summary_of_credit_terms.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.summary_of_credit_terms.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.summary_of_credit_terms.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.summary_of_credit_terms.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.summary_of_credit_terms.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
data[].document_policy_detail.summary_of_credit_terms.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.summary_of_credit_terms.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.summary_of_credit_terms.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.rewards_disclosure

object

Conditionally returned		Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle.

Allowable Values:

Existing rewards_disclosure object
data[].document_policy_detail.rewards_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
data[].document_policy_detail.rewards_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.rewards_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.rewards_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.rewards_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.rewards_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.rewards_disclosure.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
data[].document_policy_detail.rewards_disclosure.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.rewards_disclosure.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.rewards_disclosure.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.pre_qualification_disclosure

object

Conditionally returned		Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user.

Allowable Values:

Existing pre_qualification_disclosure object
data[].document_policy_detail.pre_qualification_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
data[].document_policy_detail.pre_qualification_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.pre_qualification_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.pre_qualification_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.pre_qualification_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.pre_qualification_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.pre_qualification_disclosure.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
data[].document_policy_detail.pre_qualification_disclosure.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.pre_qualification_disclosure.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.pre_qualification_disclosure.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.terms_schedule

object

Conditionally returned		Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details.

Allowable Values:

Existing terms_schedule object
data[].document_policy_detail.terms_schedule.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
data[].document_policy_detail.terms_schedule.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.terms_schedule.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.terms_schedule.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.benefits_disclosure_traditional

object

Conditionally returned		Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card.

Allowable Values:

Existing benefits_disclosure_traditional object
data[].document_policy_detail.benefits_disclosure_traditional.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
data[].document_policy_detail.benefits_disclosure_traditional.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.benefits_disclosure_traditional.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.benefits_disclosure_traditional.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.benefits_disclosure_traditional.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.benefits_disclosure_traditional.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.benefits_disclosure_premium

object

Conditionally returned		Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card.

Allowable Values:

Existing benefits_disclosure_premium object
data[].document_policy_detail.benefits_disclosure_premium.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
data[].document_policy_detail.benefits_disclosure_premium.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.benefits_disclosure_premium.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.benefits_disclosure_premium.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.benefits_disclosure_premium.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.benefits_disclosure_premium.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.privacy_policy

object

Conditionally returned		Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed.

Allowable Values:

Existing privacy_policy object
data[].document_policy_detail.privacy_policy.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
data[].document_policy_detail.privacy_policy.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.privacy_policy.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.privacy_policy.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.privacy_policy.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.privacy_policy.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.e_disclosure

object

Conditionally returned		Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically.

Allowable Values:

Existing e_disclosure object
data[].document_policy_detail.e_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
data[].document_policy_detail.e_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.e_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.e_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.e_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.e_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.card_member_agreement

object

Conditionally returned		Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more.

Allowable Values:

Existing card_member_agreement object
data[].document_policy_detail.card_member_agreement.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
data[].document_policy_detail.card_member_agreement.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
data[].document_policy_detail.card_member_agreement.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.card_member_agreement.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.card_member_agreement.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
data[].document_policy_detail.card_member_agreement.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.account_statement

object

Conditionally returned		Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account.

Allowable Values:

Existing account_statement object
data[].document_policy_detail.account_statement.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
data[].document_policy_detail.account_statement.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.account_statement.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.account_statement.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.noaa_single_reason

object

Conditionally returned		Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason.

Allowable Values:

Existing noaa_single_reason object
data[].document_policy_detail.noaa_single_reason.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
data[].document_policy_detail.noaa_single_reason.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.noaa_single_reason.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.noaa_single_reason.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.noaa_single_reason_with_dodd_frank

object

Conditionally returned		Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.

Allowable Values:

Existing noaa_single_reason_with_dodd_frank object
data[].document_policy_detail.noaa_single_reason_with_dodd_frank.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
data[].document_policy_detail.noaa_single_reason_with_dodd_frank.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.noaa_single_reason_with_dodd_frank.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.noaa_single_reason_with_dodd_frank.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.noaa_multiple_reason_with_dodd_frank

object

Conditionally returned		Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.

Allowable Values:

Existing noaa_multiple_reason_with_dodd_frank object
data[].document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
data[].document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
data[].document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
data[].document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.created_time

datetime

Conditionally returned		Date and time when the document policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].document_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].fee_policy_token

string

Conditionally returned		Unique identifier of the bundle’s fee policy.

Allowable Values:

36 char max
data[].fee_policy_detail

object

Conditionally returned		Contains information on a fee policy.

Allowable Values:

Existing fee_policy_detail object
data[].fee_policy_detail.token

string

Conditionally returned		Unique identifier of the fee policy.

Allowable Values:

36 char max
data[].fee_policy_detail.name

string

Conditionally returned		Name of the fee policy.

Allowable Values:

255 char max
data[].fee_policy_detail.description

string

Conditionally returned		Description of the fee policy.

Allowable Values:

255 char max
data[].fee_policy_detail.account

object

Conditionally returned		Contains information on the fees in an account’s fee policy.

Allowable Values:

Existing account object
data[].fee_policy_detail.account.late_payment

object

Conditionally returned		Contains information on the late payment fee.

Allowable Values:

Existing late_payment object
data[].fee_policy_detail.account.returned_payment

object

Conditionally returned		Contains information on the returned payment fee.

Allowable Values:

Existing returned_payment object
data[].fee_policy_detail.account.foreign_transaction_fee

object

Conditionally returned		Contains information on the foreign transaction fee.

Allowable Values:

Existing foreign_transaction_fee object
data[].fee_policy_detail.account.monthly_fee

object

Conditionally returned		Contains information on the monthly periodic fees.

Allowable Values:

Existing periodic_fees object
data[].fee_policy_detail.account.annual_fee

object

Conditionally returned		Contains information on the annual periodic fees.

Allowable Values:

Existing periodic_fees object
data[].fee_policy_detail.created_time

datetime

Conditionally returned		Date and time when the fee policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].fee_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the fee policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].reward_policy_token

string

Conditionally returned		Unique identifier of the bundle’s reward policy.

Allowable Values:

36 char max
data[].reward_policy_detail

object

Conditionally returned		Contains information on a reward policy.

Allowable Values:

Existing reward_policy_detail object
data[].reward_policy_detail.token

string

Conditionally returned		Unique identifier of the reward policy.

Allowable Values:

36 char max
data[].reward_policy_detail.name

string

Conditionally returned		Name of the reward policy.

Allowable Values:

255 char max
data[].reward_policy_detail.description

string

Conditionally returned		Description of the reward policy.

Allowable Values:

255 char max
data[].reward_policy_detail.settlement_strategy

string

Conditionally returned		Reward settlement strategy for a credit program.

Allowable Values:

STATEMENT, LIVE
data[].reward_policy_detail.accrual_strategy

string

Conditionally returned		Reward accrual strategy for a credit program. If no value for accrual_strategy is set, the default value of this field is DEFAULT.

Allowable Values:

DEFAULT, PAYMENT
data[].reward_policy_detail.rounding_strategy

string

Conditionally returned		Rounding strategy for reward accrual calculations. If no value for rounding_strategy is set, then the default value of this field is ROUND_HALF_EVEN.

Available options:

- ROUND_UP: Always rounds away from zero to whole numbers.
- ROUND_DOWN: Always rounds towards zero to whole numbers.
- ROUND_HALF_EVEN: Rounds to two decimal places using half-even logic (default).
- ROUND_HALF_EVEN_WHOLE: Rounds to whole numbers using half-even logic.

Allowable Values:

ROUND_UP, ROUND_DOWN, ROUND_HALF_EVEN, ROUND_HALF_EVEN_WHOLE
data[].reward_policy_detail.rules

array of objects

Conditionally returned		A list of one or more reward rules.

Allowable Values:

Valid array of one or more rules objects
data[].reward_policy_detail.rules[].description

string

Returned		The description of the rule.

Allowable Values:

255 char max
data[].reward_policy_detail.rules[].type

string

Returned		Type of rule.

Allowable Values:

MULTIPLIER_PER_TRANSACTION
data[].reward_policy_detail.rules[].calculation_type

string

Conditionally returned		Type of calculation to use to evaluate if a rule has been satisfied.

Allowable Values:

PER_TRANSACTION
data[].reward_policy_detail.rules[].multiplier

decimal

Conditionally returned		The reward multiplier to apply the transaction, where ‘1’ means 1x transaction amount.

Allowable Values:

Any integer
data[].reward_policy_detail.rules[].amount

decimal

Conditionally returned		The static amount to reward if the rule conditions are met.

Allowable Values:

Any integer
data[].reward_policy_detail.rules[].attributes

object

Conditionally returned		Additional properties for which the rule can be used to determine reward accrual eligibility for a transaction.

Allowable Values:

mcc: 1500, 0001-1499 mid: 255
data[].reward_policy_detail.rules[].attributes.mcc

array of strings

Conditionally returned		List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
data[].reward_policy_detail.rules[].attributes.mid

string

Conditionally returned		Merchant ID for the rule.

Allowable Values:

“255”
data[].reward_policy_detail.rules[].attributes.min_spend

decimal

Conditionally returned		Minimum spend amount.

Allowable Values:

100
data[].reward_policy_detail.rules[].attributes.max_spend

decimal

Conditionally returned		Maximum spend amount.

Allowable Values:

150
data[].reward_policy_detail.rules[].attributes.spend_total

decimal

Conditionally returned		Total spend amount.

Allowable Values:

100
data[].reward_policy_detail.rules[].attributes.spend_days

integer

Conditionally returned		Maximum number of days since account creation within which the minimum spend requirements must be met to qualify for the reward (used for signup bonus rules).

Positive integer values are allowed, with a minimum value of 1.

Allowable Values:

1 min
data[].reward_policy_detail.conversions

array of objects

Conditionally returned		List of one or more reward conversions.

Allowable Values:

Valid array of one or more conversion objects
data[].reward_policy_detail.conversions[].type

string

Returned		Type of conversion.

Allowable Values:

STATEMENT_CREDIT
data[].reward_policy_detail.conversions[].conversion_rate

decimal

Returned		The rate that points are worth with converting the REDEMPTION_TYPE indicated.

Allowable Values:

0.001 min

Format: 0.000
data[].reward_policy_detail.conversions[].conversion_increment

integer

Returned		The static amount to reward if the rule conditions are met.

Allowable Values:

Any integer
data[].reward_policy_detail.conversions[].currency

string

Conditionally returned		Type of currency used with the conversion rate.

Allowable Values:

Currency code, such as EUR or USD.
data[].reward_policy_detail.exclusions

object

Conditionally returned		Defines what merchant category codes (MCCs) are excluded from earning rewards. MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
data[].reward_policy_detail.exclusions.use_default_exclusions

boolean

Conditionally returned		Indicates whether to use the default exclusion list.

- If true, the default exclusion list is used.
- If false, the custom exclusion list is used, if custom exclusions are included.

Allowable Values:

true, false
data[].reward_policy_detail.exclusions.custom_exclusions

array of strings

Conditionally returned		List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
data[].reward_policy_detail.created_time

datetime

Conditionally returned		Date and time when the reward policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].reward_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the reward policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].offer_policy_token

string

Conditionally returned		Unique identifier of the bundle’s offer policy.

Allowable Values:

36 char max
data[].offer_policy_detail

object

Conditionally returned		Contains information on an offer policy.

Allowable Values:

Existing offer_policy_detail object
data[].offer_policy_detail.token

string

Conditionally returned		Unique identifier of the offer policy.

Allowable Values:

36 char max
data[].offer_policy_detail.name

string

Conditionally returned		Name of the offer policy.

Allowable Values:

255 char max
data[].offer_policy_detail.description

string

Conditionally returned		Description of the offer policy.

Allowable Values:

255 char max
data[].offer_policy_detail.created_time

datetime

Conditionally returned		Date and time when the offer policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].offer_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the offer policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].created_time

datetime

Conditionally returned		Date and time when the bundle was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].updated_time

datetime

Conditionally returned		Date and time when the bundle was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Promote bundle

Action: PUT
Endpoint: /credit/bundles/{token}/promote Promote a specific bundle that replaces the current active bundle and activates the promoted bundle.

​
URL path parameters

FieldsDescription
token

string

Required		Unique identifier of the bundle to promote.

Send a GET request to /bundles to retrieve existing bundle tokens.

Allowable Values:

Existing bundle token

​
Response body

FieldsDescription
token

string

Conditionally returned		Unique identifier of the bundle.

Allowable Values:

36 char max
name

string

Conditionally returned		Name of the bundle.

Allowable Values:

255 char max
status

string

Conditionally returned		Status of the bundle.

- DRAFT - The bundle is in the process of being created.
- PENDING_APPROVAL - The bundle has been created and is awaiting approval.
- SENT_FOR_REVISION - The bundle has been returned for revision.
- ACTIVE - The bundle is active.
- REJECTED - The bundle has been rejected; this status cannot be changed.
- ARCHIVED - The previously active bundle has been archived.
- APPROVED - The bundle has been approved (after having been sent for approval).

Allowable Values:

DRAFT, PENDING_APPROVAL, SENT_FOR_REVISION, ACTIVE, REJECTED, ARCHIVED, APPROVED
description

string

Conditionally returned		Description of the bundle.

Allowable Values:

255 char max
credit_product_policy_token

string

Conditionally returned		Unique identifier of the bundle’s credit product policy.

Allowable Values:

36 char max
credit_product_policy_detail

object

Conditionally returned		Contains information on the credit product policy.

Allowable Values:

Existing credit_product_policy_detail object
credit_product_policy_detail.token

string

Conditionally returned		Unique identifier of the credit product policy.

Allowable Values:

36 char max
credit_product_policy_detail.card_products

array of objects

Conditionally returned		One or more card products associated with the credit product policy.

Allowable Values:

One or more card_products objects
credit_product_policy_detail.card_products[].token

string

Conditionally returned		Unique identifier of the card product.

Allowable Values:

36 char max
credit_product_policy_detail.card_products[].level

string

Conditionally returned		Level of the card product.

Allowable Values:

PREMIUM, TRADITIONAL
credit_product_policy_detail.card_products[].network

string

Conditionally returned		Name of the card network.

Allowable Values:

VISA, MASTERCARD, SANDBOX
credit_product_policy_detail.name

string

Conditionally returned		Name of the credit product policy.

Allowable Values:

1 char min
credit_product_policy_detail.description

string

Conditionally returned		Description of the credit product policy.

Allowable Values:

255 char max
credit_product_policy_detail.classification

string

Conditionally returned		Specifies for whom the credit product is intended.

- CONSUMER - The credit product is intended for individual consumers.
- SMALL_AND_MEDIUM_BUSINESS - The credit product is intended for small and medium business.

Allowable Values:

CONSUMER, SMALL_AND_MEDIUM_BUSINESS
credit_product_policy_detail.product_type

string

Conditionally returned		Type of credit product.

REVOLVING - Allows users to continuously borrow and pay debts up to the credit limit.

Allowable Values:

REVOLVING
credit_product_policy_detail.product_sub_type

string

Conditionally returned		Subtype of the credit product type.

- CREDIT_CARD - Card that enables the cardholder to make purchases on credit.
- SECURED_CARD - Card backed by a user-funded deposit that enables the cardholder to make purchases on credit.

Allowable Values:

CREDIT_CARD, SECURED_CARD
credit_product_policy_detail.currency_code

string

Conditionally returned		Valid three-digit ISO 4217 currency code.

Allowable Values:

USD
credit_product_policy_detail.credit_line

object

Conditionally returned		Contains information on the credit line range.

Allowable Values:

Existing credit_line object
credit_product_policy_detail.credit_line.min

decimal

Returned		Minimum credit limit.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.credit_line.max

decimal

Returned		Maximum credit limit.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.usage

array of strings

Conditionally returned		One or more usage types for the credit product policy.

Allowable Values:

PURCHASE

Valid usage array
credit_product_policy_detail.interest_calculation

object

Conditionally returned		Contains the configurations for interest calculation.

Allowable Values:

Existing interest_calculation object
credit_product_policy_detail.interest_calculation.method

string

Returned		Method of interest calculation.

Allowable Values:

AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS
credit_product_policy_detail.interest_calculation.day_count

string

Returned		Day-count convention.

Allowable Values:

ACTUAL
credit_product_policy_detail.interest_calculation.interest_application

array of strings

Returned		One or more balance types on which interest is applied.

Allowable Values:

PRINCIPAL, FEES, INTEREST
credit_product_policy_detail.interest_calculation.minimum_interest

decimal

Returned		When interest is applied, this value determines the minimum amount of interest that can be charged.

Allowable Values:

0–999999999999.99
credit_product_policy_detail.interest_calculation.interest_on_grace_reactivation

string

Returned		Determines whether to charge or waive interest for the billing period when the balance is paid off.

Allowable Values:

ACCRUE_FULL_CYCLE, ACCRUE_PAYMENT_DATE, WAIVE
credit_product_policy_detail.interest_calculation.grace_days_application

string

Returned		Determines the last day of grace period based on which interest charges are calculated.

Allowable Values:

NEXT_CYCLE_DATE
credit_product_policy_detail.interest_calculation.exclude_tran_types

array of strings

Conditionally returned		One or more transactions that are excluded from current billing period’s interest charge, but included in next.

Allowable Values:

LATE_PAYMENT_FEE, ANNUAL_FEE, MONTHLY_FEE, CASH_BACK_STATEMENT_CREDIT, RETURNED_PAYMENT_FEE, FOREIGN_TRANSACTION_FEE
credit_product_policy_detail.payments

object

Conditionally returned		Contains the configurations for billing cycle day, payment due day, and fees.

Allowable Values:

Existing payments object
credit_product_policy_detail.payments.billing_cycle_day

integer

Returned		Day of the month when the billing cycle starts.

Allowable Values:

1–28
credit_product_policy_detail.payments.due_day

integer

Conditionally returned		Day of month the payment for the previous billing cycle is due.

This field is being deprecated and replaced by payment_due_interval of a product policy. To retrieve payment_due_interval, see Retrieve credit product policy, payments.payment_due_interval.

Allowable Values:

31
credit_product_policy_detail.payments.billing_cycle_frequency

string

Conditionally returned		Frequency at which the account is billed.

Allowable Values:

MONTHLY
credit_product_policy_detail.payments.payment_due_interval

integer

Conditionally returned		Specifies the payment due interval that is used to determine the payment due date for a billing cycle. A value of -1 indicates one day prior to the next billing cycle date.

For consumer programs, a minimum gap of 21 days is required between when a statement is delivered and the payment due date.

Allowable Values:

-1 min

Positive integers greater than 0; -1 is the default value
credit_product_policy_detail.payments.billing_cycle_day_strategy

string

Conditionally returned		Determines if the billing cycle day is manually set or determined dynamically during account creation based on cycling logic.

Allowable Values:

MANUAL
credit_product_policy_detail.payments.allocation_order

array of strings

Returned		Ordered list of balance types to which payments are allocated, from first to last.

Allowable Values:

INTEREST, FEES, PRINCIPAL
credit_product_policy_detail.payments.min_payment_calculation

object

Returned		Contains information used to calculate the minimum payment amount on a credit product policy.

Allowable Values:

Existing min_payment_calculation object
credit_product_policy_detail.payments.min_payment_calculation.include_past_due_amount

boolean

Returned		Whether to include the past due amount when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.include_overlimit_amount

boolean

Returned		Whether to include the overlimit amount when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.min_payment_flat_amount

decimal

Conditionally returned		Minimum payment, expressed as a flat amount, due on the payment due day.

Allowable Values:

Format: 0.00
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage

object

Conditionally returned		Contains information used to calculate the minimum payment amount when expressed as a percentage.

Allowable Values:

Existing min_payment_percentage object
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.percentage_of_balance

decimal

Returned		Minimum payment, expressed as a percentage of the total statement balance, due on the payment due day.

Allowable Values:

0.0001–100
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.include_interest_charged

boolean

Returned		Whether to include the amount of interest charged when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.payments.min_payment_calculation.min_payment_percentage.include_all_fees_charged

boolean

Conditionally returned		Whether to include all fees charged when calculating the minimum payment.

Allowable Values:

true, false
credit_product_policy_detail.created_time

datetime

Conditionally returned		Date and time when the credit product policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
credit_product_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the credit product policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
apr_policy_token

string

Conditionally returned		Unique identifier of the bundle’s APR policy.

Allowable Values:

36 char max
apr_policy_detail

object

Conditionally returned		Contains information on an APR policy.

Allowable Values:

Existing apr_policy_detail object
apr_policy_detail.token

string

Conditionally returned		Unique identifier of the APR policy.

Allowable Values:

36 char max
apr_policy_detail.name

string

Conditionally returned		Name of the APR policy.

Allowable Values:

255 char max
apr_policy_detail.description

string

Conditionally returned		Description of the APR policy.

Allowable Values:

255 char max
apr_policy_detail.purchases

object

Conditionally returned		Contains information on the pricing strategy for purchases.

Allowable Values:

Existing purchases object
apr_policy_detail.purchases.name

string

Conditionally returned		Name of the pricing strategy.

Allowable Values:

255 char max
apr_policy_detail.purchases.external_token

string

Conditionally returned		Unique identifier of the pricing strategy on a credit program.

Allowable Values:

36 char max
apr_policy_detail.purchases.tiers

array of objects

Conditionally returned		One or more risk tiers for a pricing strategy.

Allowable Values:

One or more tiers objects
apr_policy_detail.purchases.tiers[].margin_rate

decimal

Conditionally returned		Margin rate for the risk tier for a pricing strategy.

Allowable Values:

Format: 0.00
apr_policy_detail.purchases.tiers[].apr

decimal

Conditionally returned		Value of the APR.

Allowable Values:

Format: 0.00
apr_policy_detail.effective_date

date

Conditionally returned		Date the APR goes into effect, in UTC.

Allowable Values:

Format: yyyy-MM-dd
apr_policy_detail.created_time

datetime

Conditionally returned		Date and time when the APR policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
apr_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the APR policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_token

string

Conditionally returned		Unique identifier of the bundle’s document policy.

Allowable Values:

36 char max
document_policy_detail

object

Conditionally returned		Contains information on a document policy.

Allowable Values:

Existing document_policy_detail object
document_policy_detail.token

string

Conditionally returned		Unique identifier of the document policy.

Allowable Values:

36 char max
document_policy_detail.name

string

Conditionally returned		Name of the document policy.

Allowable Values:

255 char max
document_policy_detail.summary_of_credit_terms

object

Conditionally returned		Contains information on the Summary of Credit Terms (SOCT), which is a pre- and post-application disclosure that outlines the terms of an account, such as the interest rates, interest charges, associated fees, and more.

Allowable Values:

Existing summary_of_credit_terms object
document_policy_detail.summary_of_credit_terms.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.summary_of_credit_terms.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.summary_of_credit_terms.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.summary_of_credit_terms.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.summary_of_credit_terms.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.summary_of_credit_terms.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.summary_of_credit_terms.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.rewards_disclosure

object

Conditionally returned		Contains information on the Rewards Disclosure, which is a pre- and post-application disclosure that provides details about the rewards program for a bundle.

Allowable Values:

Existing rewards_disclosure object
document_policy_detail.rewards_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.rewards_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.rewards_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.rewards_disclosure.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.rewards_disclosure.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.rewards_disclosure.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.rewards_disclosure.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.pre_qualification_disclosure

object

Conditionally returned		Contains information on the Pre-Qualification Disclosure, which is a pre-disclosure that provides details about the pre-qualification offer for the user.

Allowable Values:

Existing pre_qualification_disclosure object
document_policy_detail.pre_qualification_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is the version of a document that is based on the template and contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the SOCT or Rewards Disclosure
document_policy_detail.pre_qualification_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.pre_qualification_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.pre_qualification_disclosure.template_token

string

Conditionally returned		Unique identifier of the template, which is the version of a document that serves as an initial disclosure but does not contain finalized values. Values are finalized in the asset version of the document.

Allowable Values:

Existing template token for the SOCT or Rewards Disclosure
document_policy_detail.pre_qualification_disclosure.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.pre_qualification_disclosure.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.pre_qualification_disclosure.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.terms_schedule

object

Conditionally returned		Contains information on the Terms Schedule, which is a post-application disclosure that contains the terms of credit for an account, including the interest rate details.

Allowable Values:

Existing terms_schedule object
document_policy_detail.terms_schedule.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.terms_schedule.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.terms_schedule.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.terms_schedule.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.benefits_disclosure_traditional

object

Conditionally returned		Contains information on the Benefits Disclosure (Traditional), which is a post-application disclosure that outlines the network benefits of a traditional Mastercard or Visa card.

Allowable Values:

Existing benefits_disclosure_traditional object
document_policy_detail.benefits_disclosure_traditional.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.benefits_disclosure_traditional.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.benefits_disclosure_traditional.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_traditional.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.benefits_disclosure_premium

object

Conditionally returned		Contains information on the Benefits Disclosure (Premium), which is a post-application disclosure that outlines the network benefits of a Mastercard World or Visa Signature card.

Allowable Values:

Existing benefits_disclosure_premium object
document_policy_detail.benefits_disclosure_premium.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.benefits_disclosure_premium.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.benefits_disclosure_premium.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.benefits_disclosure_premium.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.privacy_policy

object

Conditionally returned		Contains information on the Privacy Policy, which is a pre-application disclosure that explains how an applicant’s data is used and managed.

Allowable Values:

Existing privacy_policy object
document_policy_detail.privacy_policy.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.privacy_policy.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.privacy_policy.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.privacy_policy.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.e_disclosure

object

Conditionally returned		Contains information on the eDisclosure, which is a pre-application disclosure that states that users are to receive their disclosures electronically.

Allowable Values:

Existing e_disclosure object
document_policy_detail.e_disclosure.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.e_disclosure.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.e_disclosure.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.e_disclosure.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.card_member_agreement

object

Conditionally returned		Contains information on the Card Member Agreement, which is a post-application disclosure that specifies the terms and conditions of an account, including the interest rates, interest charges, fees, minimum payment calculations, and more.

Allowable Values:

Existing card_member_agreement object
document_policy_detail.card_member_agreement.asset_token

string

Conditionally returned		Unique identifier of the asset, which is a type of document that contains finalized values. The values are finalized when the bundle containing the document is created.

Allowable Values:

Existing asset token for the Benefits Disclosure (Traditional), Benefits Disclosure (Premium), Privacy Policy, eDisclosure, or Card Member Agreement
document_policy_detail.card_member_agreement.asset_urls

object

Conditionally returned		Contains one or more URLs for an asset.

Allowable Values:

One or more asset_urls objects
document_policy_detail.card_member_agreement.asset_urls.pdf

string

Returned		URL to the PDF version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_urls.png

string

Returned		URL to the PNG version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_urls.html

string

Returned		URL to the HTML version of the asset.

Allowable Values:

Valid URL
document_policy_detail.card_member_agreement.asset_created_time

datetime

Conditionally returned		Date and time when the asset was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.account_statement

object

Conditionally returned		Contains information on the Account Statement, which outlines the information that appears on the statements generated for a credit account.

Allowable Values:

Existing account_statement object
document_policy_detail.account_statement.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.account_statement.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.account_statement.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.account_statement.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_single_reason

object

Conditionally returned		Contains information on the Notice of Adverse Action (NOAA) used when an application is declined for single reason.

Allowable Values:

Existing noaa_single_reason object
document_policy_detail.noaa_single_reason.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_single_reason.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_single_reason.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_single_reason.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_single_reason_with_dodd_frank

object

Conditionally returned		Contains information on the NOAA used when an application is declined for single reason related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.

Allowable Values:

Existing noaa_single_reason_with_dodd_frank object
document_policy_detail.noaa_single_reason_with_dodd_frank.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_single_reason_with_dodd_frank.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_single_reason_with_dodd_frank.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_single_reason_with_dodd_frank.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.noaa_multiple_reason_with_dodd_frank

object

Conditionally returned		Contains information on the NOAA used when an application is declined for multiple reasons related to the applicant’s credit score. This NOAA contains a Dodd-Frank section that discloses their credit score and the information related to that score that was used to decline their application.

Allowable Values:

Existing noaa_multiple_reason_with_dodd_frank object
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_token

string

Conditionally returned		Unique identifier of a template, which is a document that serves as an initial disclosure but does not contain finalized values.

Allowable Values:

Existing template token for the Terms Schedule, Account Statement, or NOAA
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_urls

object

Conditionally returned		Contains one or more URLs for a template.

Allowable Values:

One or more template_urls objects
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_urls.html

string

Returned		URL to the HTML version of the document template.

Allowable Values:

Valid URL
document_policy_detail.noaa_multiple_reason_with_dodd_frank.template_created_time

datetime

Conditionally returned		Date and time when the template was created.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.created_time

datetime

Conditionally returned		Date and time when the document policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
document_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the document policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
fee_policy_token

string

Conditionally returned		Unique identifier of the bundle’s fee policy.

Allowable Values:

36 char max
fee_policy_detail

object

Conditionally returned		Contains information on a fee policy.

Allowable Values:

Existing fee_policy_detail object
fee_policy_detail.token

string

Conditionally returned		Unique identifier of the fee policy.

Allowable Values:

36 char max
fee_policy_detail.name

string

Conditionally returned		Name of the fee policy.

Allowable Values:

255 char max
fee_policy_detail.description

string

Conditionally returned		Description of the fee policy.

Allowable Values:

255 char max
fee_policy_detail.account

object

Conditionally returned		Contains information on the fees in an account’s fee policy.

Allowable Values:

Existing account object
fee_policy_detail.account.late_payment

object

Conditionally returned		Contains information on the late payment fee.

Allowable Values:

Existing late_payment object
fee_policy_detail.account.returned_payment

object

Conditionally returned		Contains information on the returned payment fee.

Allowable Values:

Existing returned_payment object
fee_policy_detail.account.foreign_transaction_fee

object

Conditionally returned		Contains information on the foreign transaction fee.

Allowable Values:

Existing foreign_transaction_fee object
fee_policy_detail.account.monthly_fee

object

Conditionally returned		Contains information on the monthly periodic fees.

Allowable Values:

Existing periodic_fees object
fee_policy_detail.account.annual_fee

object

Conditionally returned		Contains information on the annual periodic fees.

Allowable Values:

Existing periodic_fees object
fee_policy_detail.created_time

datetime

Conditionally returned		Date and time when the fee policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
fee_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the fee policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
reward_policy_token

string

Conditionally returned		Unique identifier of the bundle’s reward policy.

Allowable Values:

36 char max
reward_policy_detail

object

Conditionally returned		Contains information on a reward policy.

Allowable Values:

Existing reward_policy_detail object
reward_policy_detail.token

string

Conditionally returned		Unique identifier of the reward policy.

Allowable Values:

36 char max
reward_policy_detail.name

string

Conditionally returned		Name of the reward policy.

Allowable Values:

255 char max
reward_policy_detail.description

string

Conditionally returned		Description of the reward policy.

Allowable Values:

255 char max
reward_policy_detail.settlement_strategy

string

Conditionally returned		Reward settlement strategy for a credit program.

Allowable Values:

STATEMENT, LIVE
reward_policy_detail.accrual_strategy

string

Conditionally returned		Reward accrual strategy for a credit program. If no value for accrual_strategy is set, the default value of this field is DEFAULT.

Allowable Values:

DEFAULT, PAYMENT
reward_policy_detail.rounding_strategy

string

Conditionally returned		Rounding strategy for reward accrual calculations. If no value for rounding_strategy is set, then the default value of this field is ROUND_HALF_EVEN.

Available options:

- ROUND_UP: Always rounds away from zero to whole numbers.
- ROUND_DOWN: Always rounds towards zero to whole numbers.
- ROUND_HALF_EVEN: Rounds to two decimal places using half-even logic (default).
- ROUND_HALF_EVEN_WHOLE: Rounds to whole numbers using half-even logic.

Allowable Values:

ROUND_UP, ROUND_DOWN, ROUND_HALF_EVEN, ROUND_HALF_EVEN_WHOLE
reward_policy_detail.rules

array of objects

Conditionally returned		A list of one or more reward rules.

Allowable Values:

Valid array of one or more rules objects
reward_policy_detail.rules[].description

string

Returned		The description of the rule.

Allowable Values:

255 char max
reward_policy_detail.rules[].type

string

Returned		Type of rule.

Allowable Values:

MULTIPLIER_PER_TRANSACTION
reward_policy_detail.rules[].calculation_type

string

Conditionally returned		Type of calculation to use to evaluate if a rule has been satisfied.

Allowable Values:

PER_TRANSACTION
reward_policy_detail.rules[].multiplier

decimal

Conditionally returned		The reward multiplier to apply the transaction, where ‘1’ means 1x transaction amount.

Allowable Values:

Any integer
reward_policy_detail.rules[].amount

decimal

Conditionally returned		The static amount to reward if the rule conditions are met.

Allowable Values:

Any integer
reward_policy_detail.rules[].attributes

object

Conditionally returned		Additional properties for which the rule can be used to determine reward accrual eligibility for a transaction.

Allowable Values:

mcc: 1500, 0001-1499 mid: 255
reward_policy_detail.rules[].attributes.mcc

array of strings

Conditionally returned		List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.rules[].attributes.mid

string

Conditionally returned		Merchant ID for the rule.

Allowable Values:

“255”
reward_policy_detail.rules[].attributes.min_spend

decimal

Conditionally returned		Minimum spend amount.

Allowable Values:

100
reward_policy_detail.rules[].attributes.max_spend

decimal

Conditionally returned		Maximum spend amount.

Allowable Values:

150
reward_policy_detail.rules[].attributes.spend_total

decimal

Conditionally returned		Total spend amount.

Allowable Values:

100
reward_policy_detail.rules[].attributes.spend_days

integer

Conditionally returned		Maximum number of days since account creation within which the minimum spend requirements must be met to qualify for the reward (used for signup bonus rules).

Positive integer values are allowed, with a minimum value of 1.

Allowable Values:

1 min
reward_policy_detail.conversions

array of objects

Conditionally returned		List of one or more reward conversions.

Allowable Values:

Valid array of one or more conversion objects
reward_policy_detail.conversions[].type

string

Returned		Type of conversion.

Allowable Values:

STATEMENT_CREDIT
reward_policy_detail.conversions[].conversion_rate

decimal

Returned		The rate that points are worth with converting the REDEMPTION_TYPE indicated.

Allowable Values:

0.001 min

Format: 0.000
reward_policy_detail.conversions[].conversion_increment

integer

Returned		The static amount to reward if the rule conditions are met.

Allowable Values:

Any integer
reward_policy_detail.conversions[].currency

string

Conditionally returned		Type of currency used with the conversion rate.

Allowable Values:

Currency code, such as EUR or USD.
reward_policy_detail.exclusions

object

Conditionally returned		Defines what merchant category codes (MCCs) are excluded from earning rewards. MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.exclusions.use_default_exclusions

boolean

Conditionally returned		Indicates whether to use the default exclusion list.

- If true, the default exclusion list is used.
- If false, the custom exclusion list is used, if custom exclusions are included.

Allowable Values:

true, false
reward_policy_detail.exclusions.custom_exclusions

array of strings

Conditionally returned		List of merchant category codes (MCCs). MCCs must be a four-digit number, or a range of two four-digit numbers separated by a hyphen.

Allowable Values:

1500, 0001-1499
reward_policy_detail.created_time

datetime

Conditionally returned		Date and time when the reward policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
reward_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the reward policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
offer_policy_token

string

Conditionally returned		Unique identifier of the bundle’s offer policy.

Allowable Values:

36 char max
offer_policy_detail

object

Conditionally returned		Contains information on an offer policy.

Allowable Values:

Existing offer_policy_detail object
offer_policy_detail.token

string

Conditionally returned		Unique identifier of the offer policy.

Allowable Values:

36 char max
offer_policy_detail.name

string

Conditionally returned		Name of the offer policy.

Allowable Values:

255 char max
offer_policy_detail.description

string

Conditionally returned		Description of the offer policy.

Allowable Values:

255 char max
offer_policy_detail.created_time

datetime

Conditionally returned		Date and time when the offer policy was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
offer_policy_detail.updated_time

datetime

Conditionally returned		Date and time when the offer policy was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
created_time

datetime

Conditionally returned		Date and time when the bundle was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
updated_time

datetime

Conditionally returned		Date and time when the bundle was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Sample response body

JSON
{
  "token": "my_bundle_token_4321",
  "parent_token": "my_parent_token_4321",
  "name": "Silver Credit Bundle",
  "status": "DRAFT",
  "description": "A silver",
  "credit_product_policy_token": "my_credit_product_policy_token_4321",
  "credit_product_policy_detail": {
    "token": "my_credit_product_policy_token_4321",
    "card_products": [
      {
        "token": "my_card_product_token4321",
        "level": "TRADITIONAL",
        "network": "VISA"
      }
    ],
    "name": "Silver Credit Product Policy",
    "description": "A silver credit product policy",
    "classification": "CONSUMER",
    "product_type": "REVOLVING",
    "product_sub_type": "CREDIT_CARD",
    "currency_code": "USD",
    "credit_line": {
      "min": 50,
      "max": 3100
    },
    "usage": [
      "PURCHASE"
    ],
    "interest_calculation": {
      "method": "AVG_DAILY_BALANCE_WITH_NEW_TRANSACTIONS",
      "day_count": "ACTUAL",
      "interest_application": [
        "PRINCIPAL",
        "FEES"
      ],
      "minimum_interest": 1,
      "interest_on_grace_reactivation": "ACCRUE_PAYMENT_DATE",
      "grace_days_application": "NEXT_CYCLE_DATE",
      "application_of_credits": {
        "cycle_type": "END_REVOLVING",
        "day": 15
      },
      "exclude_tran_types": [
        "ANNUAL_FEE",
        "LATE_PAYMENT_FEE",
        "CASH_BACK_STATEMENT_CREDIT"
      ]
    },
    "payments": {
      "due_day": 31,
      "billing_cycle_day": 1,
      "allocation_order": [
        "INTEREST",
        "FEES",
        "PRINCIPAL"
      ],
      "min_payment_calculation": {
        "include_past_due_amount": false,
        "include_overlimit_amount": true,
        "min_payment_flat_amount": 20,
        "min_payment_percentage": {
          "percentage_of_balance": 1,
          "include_interest_charged": false,
          "include_fees_charged": [
            "LATE_PAYMENT_FEE"
          ]
        }
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "apr_policy_token": "my_apr_policy_token_4321",
  "apr_policy_detail": {
    "token": "my_apr_policy_token_4321",
    "name": "Silver APR Policy",
    "description": "A silver APR policy",
    "purchases": {
      "name": "A purchase at a merchant",
      "external_token": "my_external_purchase_token4321",
      "tiers": [
        {
          "margin_rate": 3,
          "apr": 0
        },
        {
          "margin_rate": 6,
          "apr": 0
        }
      ]
    },
    "effective_date": "2025-06-01",
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "document_policy_token": "my_document_policy_token_4321",
  "document_policy_detail": {
    "token": "my_document_policy_token_4321",
    "name": "My Document Policy",
    "summary_of_credit_terms": {
      "asset_token": "a_summary_of_credit_terms_asset_token4321",
      "asset_urls": {
        "pdf": "https://url.com/a_summary_of_credit_terms_asset_token4321.pdf",
        "png": "https://url.com/a_summary_of_credit_terms_asset_token4321.png",
        "html": "https://url.com/a_summary_of_credit_terms_asset_token4321.html"
      },
      "template_token": "a_summary_of_credit_terms_template_token4321",
      "template_urls": {
        "html": "https://url.com/a_summary_of_credit_terms_template_token4321.html"
      }
    },
    "rewards_disclosure": {
      "asset_token": "a_rewards_disclosure_asset_token4321",
      "asset_urls": {
        "pdf": "https://url.com/a_rewards_disclosure_asset_token4321.pdf",
        "png": "https://url.com/a_rewards_disclosure_asset_token4321.png",
        "html": "https://url.com/a_rewards_disclosure_asset_token4321.html"
      },
      "template_token": "a_rewards_disclosure_template_token4321",
      "template_urls": {
        "html": "https://url.com/a_rewards_disclosure_template_token4321.html"
      }
    },
    "terms_schedule": {
      "template_token": "a_terms_schedule_template_token4321",
      "template_urls": {
        "html": "https://url.com/a_terms_schedule_template_token4321.html"
      }
    },
    "benefits_disclosure": {
      "asset_token": "a_benefits_disclosure_asset_token4321",
      "asset_urls": {
        "pdf": "https://url.com/a_benefits_disclosure_asset_token4321.pdf",
        "png": "https://url.com/a_benefits_disclosure_asset_token4321.png",
        "html": "https://url.com/a_benefits_disclosure_asset_token4321.html"
      }
    },
    "notice_of_adverse_action": {
      "template_token": "a_notice_of_adverse_action_template_token4321",
      "template_urls": {
        "html": "https://url.com/a_notice_of_adverse_action_template_token4321.html"
      }
    },
    "privacy_policy": {
      "asset_token": "a_privacy_policy_asset_token4321",
      "asset_urls": {
        "pdf": "https://url.com/a_privacy_policy_asset_token4321.pdf",
        "png": "https://url.com/a_privacy_policy_asset_token4321.png",
        "html": "https://url.com/a_privacy_policy_asset_token4321.html"
      }
    },
    "e_disclosure": {
      "asset_token": "a_e_disclosure_asset_token4321",
      "asset_urls": {
        "pdf": "https://url.com/a_e_disclosure_asset_token4321.pdf",
        "png": "https://url.com/a_e_disclosure_asset_token4321.png",
        "html": "https://url.com/a_e_disclosure_asset_token4321.html"
      }
    },
    "card_member_agreement": {
      "asset_token": "a_card_member_agreement_asset_token4321",
      "asset_urls": {
        "pdf": "https://url.com/a_card_member_agreement_asset_token4321.pdf",
        "png": "https://url.com/a_card_member_agreement_asset_token4321.png",
        "html": "https://url.com/a_card_member_agreement_asset_token4321.html"
      }
    },
    "account_statement": {
      "template_token": "an_account_statement_template_token4321",
      "template_urls": {
        "html": "https://url.com/an_account_statement_template_token4321.html"
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "fee_policy_token": "my_fee_policy_token_4321",
  "fee_policy_detail": {
    "token": "my_fee_policy_token_4321",
    "name": "Silver Fee Policy",
    "description": "A silver fee policy",
    "account": {
      "late_payment": {
        "default_method": "FLAT",
        "default_value": 10
      },
      "returned_payment": {
        "default_method": "FLAT",
        "default_value": 10
      },
      "foreign_transaction_fee": {
        "default_method": "PERCENTAGE",
        "default_value": 12.5
      }
    },
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "reward_policy_token": "my_reward_policy_token_4321",
  "reward_policy_detail": {
    "token": "my_reward_policy_token_4321",
    "name": "Gold Reward Policy",
    "description": "A gold reward policy",
    "settlement_strategy": "STATEMENT",
    "accrual_strategy": "DEFAULT",
    "rounding_strategy": "ROUND_HALF_EVEN",
    "rules": [
      {
        "description": "Earn 3x on selected categories.",
        "type": "MULTIPLIER_PER_TRANSACTION",
        "calculation_type": "PER_TRANSACTION",
        "multiplier": 3,
        "amount": null,
        "attributes": {
          "mcc": [
            "0001-1499",
            "1500"
          ]
        }
      }
    ],
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "offer_policy_token": "my_offer_policy_token_4321",
  "offer_policy_detail": {
    "token": "my_offer_policy_token_4321",
    "name": "Silver Offer Policy",
    "description": "A silver offer policy",
    "created_time": "2025-04-01T23:41:58.802Z",
    "updated_time": "2025-04-05T16:04:48.643Z"
  },
  "created_time": "2025-04-01T23:41:58.802Z",
  "updated_time": "2025-04-05T16:04:48.643Z"
}

​
Transition a bundle

Action: POST
Endpoint: /credit/bundles/{token}/transitions Transition the status of a specific bundle.

​
URL path parameters

FieldsDescription
token

string

Required		Token of the bundle whose status you want to transition.

Send a GET request to /credit/bundles to retrieve existing tokens.

Allowable Values:

Existing bundle token

​
Request body

FieldsDescription
status

string

Required		Status of the bundle.

- DRAFT - The bundle is in the process of being created.
- PENDING_APPROVAL - The bundle has been created and is awaiting approval.
- SENT_FOR_REVISION - The bundle has been returned for revision.
- ACTIVE - The bundle is active.
- REJECTED - The bundle has been rejected; this status cannot be changed.
- ARCHIVED - The previously active bundle has been archived.
- APPROVED - The bundle has been approved (after having been sent for approval).

Allowable Values:

DRAFT, PENDING_APPROVAL, SENT_FOR_REVISION, ACTIVE, REJECTED, ARCHIVED, APPROVED

​
Sample request body

JSON
{
  "status": "PENDING_APPROVAL"
}

​
Response body

FieldsDescription
token

string

Conditionally returned		Unique identifier of the bundle transition.

Allowable Values:

36 char max
bundle_token

string

Conditionally returned		Unique identifier of the bundle.

Allowable Values:

36 char max
original_status

string

Conditionally returned		Status of the bundle.

- DRAFT - The bundle is in the process of being created.
- PENDING_APPROVAL - The bundle has been created and is awaiting approval.
- SENT_FOR_REVISION - The bundle has been returned for revision.
- ACTIVE - The bundle is active.
- REJECTED - The bundle has been rejected; this status cannot be changed.
- ARCHIVED - The previously active bundle has been archived.
- APPROVED - The bundle has been approved (after having been sent for approval).

Allowable Values:

DRAFT, PENDING_APPROVAL, SENT_FOR_REVISION, ACTIVE, REJECTED, ARCHIVED, APPROVED
status

string

Conditionally returned		Status of the bundle.

- DRAFT - The bundle is in the process of being created.
- PENDING_APPROVAL - The bundle has been created and is awaiting approval.
- SENT_FOR_REVISION - The bundle has been returned for revision.
- ACTIVE - The bundle is active.
- REJECTED - The bundle has been rejected; this status cannot be changed.
- ARCHIVED - The previously active bundle has been archived.
- APPROVED - The bundle has been approved (after having been sent for approval).

Allowable Values:

DRAFT, PENDING_APPROVAL, SENT_FOR_REVISION, ACTIVE, REJECTED, ARCHIVED, APPROVED
created_time

datetime

Conditionally returned		Date and time when the bundle was changed the status on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Sample response body

JSON
{
  "token": "my_transition_token_1234",
  "bundle_token": "my_bundle_token_1234",
  "original_status": "DRAFT",
  "status": "PENDING_APPROVAL",
  "created_time": "2025-06-04T05:59:14.979Z"
}

Related topics

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