Note
For previous versions of Simulations, see Simulating Transactions.
For previous versions of Simulations, see Simulating Transactions.
- Follow the Core API Quick Start guide to learn how to simulate transactions in your sandbox on the Marqeta platform.
- For information on how to use the Simulations API for card transactions, see Simulations 2.0 — Card Transactions.
- For information on how to use the Simulations API for direct deposits, see Simulations 2.0 — Direct Deposits.
Simulations 2.0 Postman collection file
This OpenAPI file can be used to generate a client to enable seamless interaction with the Simulations RESTful APIs. The client can be generated using publicly available OpenAPI generator tools such as OpenAPI Generator. To copy the file to the clipboard, click the
icon at the right side of the code example header below.
Important
You can also download the Simulations 2.0 Postman collection file here.
You can also download the Simulations 2.0 Postman collection file here.
1
In Postman, select Import to open the Import modal.
2
Paste the file or drag and drop the downloaded file.
3
Choose to import the file as a Postman Collection or as OpenAPI 3.0 with a Postman Collection.
4
Select View Import Settings.
5
Under “Parameter generation”, select Example from the dropdown menu.
6
Return to the previous menu by clicking the arrow in the upper-left corner.
7
Select Import.
YAML
openapi: 3.0.3
info:
title: Simulations 2.0 API
description: This OpenAPI specification can be used in Postman and for Simulations client generation.
contact:
name: Marqeta
email: support@marqeta.com
version: 3.0.0
x-docs-collection: Core API
servers:
- url: /
tags:
- name: Simulations 2.0 — Card Transactions
description: |-
The Marqeta platform provides you with a production environment and a sandbox.
The main difference between the production and sandbox environments is that your production environment communicates with a payment card network.
This communication allows your program's cards to pay for goods and services by initiating live transactions over the card network.
There are two types of sandbox environments available:
* *Public sandbox:* A single-user environment where you can begin building your program and experiment with the Marqeta platform.
* *Private sandbox:* A multi-user environment where you can integrate your application with the Marqeta platform.
All funds and transactions are simulated in both types of sandbox environments.
Unlike the production environment, a sandbox does not communicate with a card network, so the cards you create within them cannot be used to conduct real-world transactions.
Therefore, you must rely on simulated transactions in order to test all objects you create within a sandbox.
The sandbox environments provide a set of endpoints that let you simulate various types of card network transactions, such as authorizations, reversals, and balance inquiries.
These endpoints are available only within the sandbox, so the details on this page do not apply to production.
To use the Simulations API for card transactions:
* Create a card in your sandbox environment.
* Use the `/simulations/cardtransactions/*` endpoints to simulate transaction event types. Each endpoint is its own event type.
* Use the `/webhooks` endpoint to send optional customer notifications for system events.
To use the Simulations API for direct deposits, see <</core-api/simulations-direct-deposits, Simulations 2.0 — Direct Deposits>>.
[NOTE]
You can use link:https://www.postman.com[Postman, window="_blank"] to run requests for <</core-api/simulations-card-transactions, card transaction>> and <</core-api/simulations-direct-deposits, direct deposit>> simulations endpoints.
This collection of requests has been saved as a YAML file for your convenience.
To access the YAML file, see <</core-api/postman-collection-simulations, Postman Collection for Simulations 2.0>>.
All card transaction simulations endpoints share the same request/response model, as described below.
- name: Simulations 2.0 — Direct Deposits
description: |-
The Marqeta platform provides you with a production environment and a sandbox.
The main difference between the production and sandbox environments is that your production environment communicates with a payment card network.
This communication allows your program's cards to pay for goods and services by initiating live transactions over the card network.
There are two types of sandbox environments available:
* *Public sandbox:* A single-user environment where you can begin building your program and experiment with the Marqeta platform.
* *Private sandbox:* A multi-user environment where you can integrate your application with the Marqeta platform.
All funds and transactions are simulated in both types of sandbox environments.
Unlike the production environment, a sandbox does not communicate with a card network, so the cards you create within them cannot be used to conduct real-world transactions.
Therefore, you must rely on simulated transactions in order to test all objects you create within a sandbox.
The sandbox environments provide a set of endpoints that let you simulate various types of card network transactions, such as authorizations, reversals, and balance inquiries.
These endpoints are available only within the sandbox, so the details on this page do not apply to production.
To use the Simulations API for direct deposits:
* Create a card in your sandbox environment.
* Use the `/simulations/directdeposits/*` endpoints to simulate transaction event types. Each endpoint is its own event type.
* Use the `/webhooks` endpoint to send optional customer notifications for system events.
To use the Simulations API for card transactions, see <</core-api/simulations-card-transactions, Simulations 2.0 — Card Transactions>>.
[NOTE]
You can use link:https://www.postman.com[Postman, window="_blank"] to run requests for <</core-api/simulations-card-transactions, card transaction>> and <</core-api/simulations-direct-deposits, direct deposit>> simulations endpoints.
This collection of requests has been saved as a YAML file for your convenience.
To access the YAML file, see <</core-api/postman-collection-simulations, Postman Collection for Simulations 2.0>>.
All direct deposit simulations endpoints share the same request/response model, as described below.
paths:
/simulations/cardtransactions/authorization:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate authorization
description: |-
Authorization is the process of confirming whether a card is valid, business rules are met, and funds are sufficient, and then placing a temporary hold on those funds.
Use this endpoint to simulate an `authorization` type transaction by including the `card_token` and other authorization details in your request.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AuthorizationEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AuthorizationEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
card_acceptor:
mid: '11111'
network: VISA
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: authorization
state: PENDING
token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2024-12-06T21:39:43Z
user_transaction_time: 2024-12-06T21:39:43Z
settlement_date: 2024-12-06T00:00:00Z
amount: 10
gpa:
ledger_balance: 250
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1.0
original_currency_code: 840
network: VISA
subnetwork: VISANET
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/authorization.advice:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate authorization advice
description: |-
Authorization advice allows an amount to be decreased after the authorization.
This endpoint allows you to simulate post-swipe adjustments.
Simulate an `authorization.advice` transaction by including the `preceding_related_transaction_token` and other authorization details in your request.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AuthorizationAdviceEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AuthorizationAdviceEvent'
example:
amount: 10
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: authorization.advice
state: PENDING
token: '**AUTHORIZATION_ADVICE_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-07T18:25:28Z
user_transaction_time: 2025-03-07T18:25:22Z
settlement_date: 2025-03-07T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 250
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 46
account_risk_score: '9'
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/authorization.clearing:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate authorization clearing
description: |-
Clearing is the process of finalizing the hold on funds and posting the transaction on the cardholder's account.
This process is triggered by the merchant's capture request.
This endpoint simulates an `authorization.clearing` type transaction by including the `preceding_related_transaction_token` and `amount` in your request.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AuthorizationClearingEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AuthorizationClearingEvent'
example:
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
amount: 10
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: authorization.clearing
state: COMPLETION
token: '**AUTHORIZATION_CLEARING_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2024-12-06T21:41:48Z
user_transaction_time: 2024-12-06T21:39:43Z
settlement_date: 2024-12-06T00:00:00Z
amount: 10
gpa:
ledger_balance: 240
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1.0
original_currency_code: 826
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Card Acceptor Name
city: St. Petersburg
state: FL
country_code: USA
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/authorization.reversal:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate authorization reversal
description: |-
A reversal releases the hold that was placed on account funds by an authorization, thus returning the funds to the account.
This endpoint simulates an `authorization.reversal` type transaction by including the `original_transaction_token` and `amount` in your request.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AuthorizationReversalEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AuthorizationReversalEvent'
example:
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
amount: 10
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: authorization.reversal
state: CLEARED
token: '**AUTHORIZATION_REVERSAL_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-23T19:46:23Z
user_transaction_time: 2025-03-23T19:46:20Z
settlement_date: 2025-03-23T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 250
available_balance: 250
impacted_amount: 10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 16
account_risk_score: '4'
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/authorization.incremental:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate incremental authorization
description: |-
Use this endpoint to simulate incremental authorization transactions.
An incremental authorization is a request to add an additional dollar amount to an ongoing prior authorization.
This type of transaction enables you to increase the final amount authorized as conditions change or additional charges accrue.
A common use case is adding the gratuity (an incremental authorization) to the original total (a prior authorization) of a restaurant bill.
For this use case, you use two endpoints: one to create the authorization, and another to increment it.
* Create the authorization using the `/simulations/cardtransactions/authorization` endpoint: +
*Action:* `POST` +
*Endpoint:* `/simulations/cardtransactions/authorization`
* Increment the authorization using the `/simulations/cardtransactions/authorization.incremental` endpoint: +
*Action:* `POST` +
*Endpoint:* `/simulations/cardtransactions/authorization.incremental`
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AuthorizationIncrementalEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AuthorizationIncrementalEvent'
example:
amount: 5
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: authorization.incremental
state: PENDING
token: '**AUTHORIZATION_INCREMENTAL_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-02-22T18:10:12Z
user_transaction_time: 2025-02-22T18:10:12Z
settlement_date: 2025-02-22T00:00:00Z
amount: 5
request_amount: 5
gpa:
ledger_balance: 250
available_balance: 220
impacted_amount: -5
currency_code: USD
currency_conversion:
original_amount: 5
conversion_rate: 1
original_currency_code: '840'
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/authorization.cashback:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate authorization cash back
description: |-
Use this endpoint to simulate `authorization.cashback` transactions, which covers authorization for cash back requested at a point-of-sale terminal.
This simulation can be used to test dual-message cash back transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AuthorizationCashbackEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AuthorizationCashbackEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
card_acceptor:
mid: '11111'
network: VISA
cash_back_amount: 10
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: authorization.cashback
state: PENDING
token: '**AUTHORIZATION_CASHBACK_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-23T19:43:43Z
user_transaction_time: 2025-03-23T19:43:43Z
settlement_date: 2025-03-23T00:00:00Z
amount: 20
cash_back_amount: 10
request_amount: 20
gpa:
ledger_balance: 250
available_balance: 230
impacted_amount: -20
currency_code: USD
currency_conversion:
original_amount: 20
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 85
account_risk_score: '3'
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/authorization.atm.withdrawal:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate ATM withdrawal authorization
description: |-
Use this endpoint to simulate `authorization.atm.withdrawal` transactions.
In the EU, this includes authorization for withdrawing cash at an ATM.
In the US, this event indicates that the cardholder got cash from a bank teller rather than an ATM.
This simulation can be used to test dual-message ATM withdrawal transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AuthorizationAtmWithdrawalEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AuthorizationAtmWithdrawalEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
card_acceptor:
mid: '11111'
network: VISA
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: authorization.atm.withdrawal
state: PENDING
token: '**AUTHORIZATION_ATM_WITHDRAWAL_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-23T22:14:46Z
user_transaction_time: 2025-03-23T22:14:46Z
settlement_date: 2025-03-23T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 250
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 44
account_risk_score: '4'
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/authorization.clearing.atm.withdrawal:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate ATM withdrawal authorization clearing
description: |-
Use this endpoint to simulate `authorization.clearing.atm.withdrawal` transactions, which completes an authorization for withdrawing cash at an ATM.
This simulation can be used to test dual-message ATM withdrawal transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AuthorizationClearingAtmWithdrawalEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AuthorizationClearingAtmWithdrawalEvent'
example:
amount: 10
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: authorization.clearing.atm.withdrawal
state: COMPLETION
token: '**AUTHORIZATION_CLEARING_ATM_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-23T22:18:31Z
user_transaction_time: 2025-03-23T22:18:31Z
settlement_date: 2025-03-23T00:00:00Z
amount: 10
amount_to_be_released: 0
request_amount: 10
gpa:
ledger_balance: 240
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
country_code: USA
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/authorization.quasi.cash:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate quasi-cash authorization
description: |-
Use this endpoint to simulate `authorization.quasi.cash` transactions.
This is for authorization at a point-of-sale terminal for items equivalent to cash, such as traveler's checks, money orders, foreign currency, or gaming chips.
This simulation can be used to test dual-message quasi-cash transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AuthorizationQuasiCashEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AuthorizationQuasiCashEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
card_acceptor:
mid: '11111'
network: VISA
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: authorization.quasi.cash
state: PENDING
token: '**AUTHORIZATION_QUASI_CASH_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-23T22:32:51Z
user_transaction_time: 2025-03-23T22:32:51Z
settlement_date: 2025-03-23T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 240
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 17
account_risk_score: '6'
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/authorization.clearing.quasi.cash:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate quasi-cash authorization clearing
description: |-
Use this endpoint to simulate `authorization.clearing.quasi.cash` transactions, which completes an authorization at a point-of-sale terminal for items equivalent to cash, such as traveler's checks, money orders, foreign currency, or gaming chips.
This simulation can be used to test dual-message quasi-cash transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AuthorizationClearingQuasiCashEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AuthorizationClearingQuasiCashEvent'
example:
amount: 10
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: authorization.clearing.quasi.cash
state: COMPLETION
token: '**AUTHORIZATION_CLEARING_QUASI_CASH_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-23T22:34:18Z
user_transaction_time: 2025-03-23T22:34:18Z
settlement_date: 2025-03-23T00:00:00Z
amount: 10
amount_to_be_released: 0
request_amount: 10
gpa:
ledger_balance: 80
available_balance: 80
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
country_code: USA
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/account.funding.authorization:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate AFT authorization
description: |-
Use this endpoint to simulate Account Funding Transactions (AFTs) using `account.funding.authorization`.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AccountFundingAuthorizationEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AccountFundingAuthorizationEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
network: VISA
account_funding:
transaction_type: ACCOUNT_TO_ACCOUNT
funding_source: CREDIT
receiver_account_type: CARD_ACCOUNT
first_name: FirstName
last_name: LastName
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: account.funding.authorization
state: PENDING
token: '**ACCOUNT_FUNDING_AUTHORIZATION_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-01-19T00:03:48Z
user_transaction_time: 2025-01-19T00:03:48Z
settlement_date: 2025-01-19T00:00:00Z
amount: 10
gpa:
ledger_balance: 250
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1.0
original_currency_code: 840
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
card_acceptor:
mid: '000984172732880'
mcc: 4829
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: 33705
account_funding:
receiver_name: FirstName LastName
funding_source: CREDIT
transaction_type: ACCOUNT_TO_ACCOUNT
original_credit:
funding_source: CREDIT
transaction_type: ACCOUNT_TO_ACCOUNT
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/account.funding.authorization.clearing:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate AFT authorization clearing
description: |-
Use this endpoint to simulate `account.funding.authorization.clearing` transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AccountFundingAuthorizationClearingEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AccountFundingAuthorizationClearingEvent'
example:
amount: 10
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: account.funding.authorization.clearing
state: COMPLETION
token: '**ACCOUNT_FUNDING_AUTHORIZATION_CLEARING_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2024-12-06T21:47:21Z
user_transaction_time: 2024-12-06T21:45:57Z
settlement_date: 2024-12-06T00:00:00Z
amount: 10
gpa:
ledger_balance: 240
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1.0
original_currency_code: 840
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
card_acceptor:
mid: '000984172732880'
mcc: '4829'
name: Marqeta Storefront
city: St. Petersburg
state: FL
country_code: USA
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/account.funding.authorization.reversal:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate AFT authorization reversal
description: |-
Use this endpoint to simulate `account.funding.authorization.reversal` transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AccountFundingAuthorizationReversalEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AccountFundingAuthorizationReversalEvent'
example:
amount: 10
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: account.funding.authorization.reversal
state: CLEARED
token: '**ACCOUNT_FUNDING_AUTHORIZATION_REVERSAL_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-23T21:31:40Z
user_transaction_time: 2025-03-23T21:31:37Z
settlement_date: 2025-03-23T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 250
available_balance: 250
impacted_amount: 10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 44
account_risk_score: '2'
card_acceptor:
mid: '000984172732880'
mcc: '4829'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/account.funding.auth_plus_capture:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate AFT authorization and capture
description: |-
Use this endpoint to simulate `account.funding.auth_plus_capture` transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AccountFundingAuthPlusCaptureEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AccountFundingAuthPlusCaptureEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
network: VISA
account_funding:
transaction_type: ACCOUNT_TO_ACCOUNT
funding_source: CREDIT
receiver_account_type: CARD_ACCOUNT
first_name: FirstName
last_name: LastName
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: account.funding.auth_plus_capture
state: COMPLETION
token: '**ACCOUNT_FUNDING_AUTH_PLUS_CAPTURE_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-04-05T20:23:33Z
user_transaction_time: 2025-04-05T20:23:33Z
settlement_date: 2025-04-05T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 240
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANETDEBIT
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 15
account_risk_score: '3'
card_acceptor:
mid: '000984172732880'
mcc: '4829'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
account_funding:
receiver_name: fName lName
funding_source: CREDIT
transaction_type: ACCOUNT_TO_ACCOUNT
original_credit:
funding_source: CREDIT
transaction_type: ACCOUNT_TO_ACCOUNT
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/account.funding.auth_plus_capture.reversal:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate AFT authorization and capture reversal
description: |-
Use this endpoint to simulate `account.funding.auth_plus_capture.reversal` transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: AccountFundingAuthPlusCaptureReversalEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/AccountFundingAuthPlusCaptureReversalEvent'
example:
amount: 10
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: account.funding.auth_plus_capture.reversal
state: COMPLETION
token: '**ACCOUNT_FUNDING_AUTH_PLUS_CAPTURE_REVERSAL_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-04-05T20:59:47Z
user_transaction_time: 2025-04-05T20:59:38Z
settlement_date: 2025-04-05T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 250
available_balance: 250
impacted_amount: 10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 28
account_risk_score: '1'
card_acceptor:
mid: '000984172732880'
mcc: '4829'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/refund:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate refund
description: |-
Use this endpoint to simulate an offline refund.
Refunds are not associated with a token, so a `preceding_related_transaction_token` is not needed.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: RefundEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/RefundEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
card_acceptor:
mid: '11111'
network: VISA
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: refund
state: COMPLETION
token: '**REFUND_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-07T21:46:29Z
user_transaction_time: 2025-03-07T21:46:29Z
settlement_date: 2025-03-07T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 250
available_balance: 250
impacted_amount: 10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
card_acceptor:
mid: '11111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
country_code: USA
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/refund.authorization:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate refund authorization
description: |-
Online refund refers to the `refund.authorization` messages that Visa and Mastercard merchants can send to card issuers.
These refund authorizations allow merchants to notify customers of a pending refund and give card issuers the opportunity to decline a refund.
Like purchase authorizations, refund authorizations are eventually cleared or completed by a `refund.authorization.clearing` event.
That refund authorization clearing is automatically accepted and processed by the Marqeta platform, regardless of your funding model.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: RefundAuthorizationEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/RefundAuthorizationEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
network: VISA
card_acceptor:
mid: '11111'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: refund.authorization
state: PENDING
token: '**REFUND_AUTHORIZATION_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-07T21:48:48Z
user_transaction_time: 2025-03-07T21:48:48Z
settlement_date: 2025-03-07T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 250
available_balance: 250
impacted_amount: 10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 22
account_risk_score: '2'
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/refund.authorization.reversal:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate refund authorization reversal
description: |-
Use this endpoint to reject `refund.authorization` transactions for online refunds.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: RefundAuthorizationReversalEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/RefundAuthorizationReversalEvent'
example:
amount: 10
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: refund.authorization.reversal
state: CLEARED
token: '**REFUND_AUTHORIZATION_REVERSAL_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-07T21:52:59Z
user_transaction_time: 2025-03-07T21:52:28Z
settlement_date: 2025-03-07T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 250
available_balance: 250
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 13
account_risk_score: '4'
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/refund.authorization.clearing:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate refund authorization clearing
description: |-
Use this endpoint to simulate online refund clearing.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: RefundAuthorizationClearingEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/RefundAuthorizationClearingEvent'
example:
amount: 10
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: refund.authorization.clearing
state: COMPLETION
token: '**REFUND_AUTHORIZATION_CLEARING_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-07T21:54:58Z
user_transaction_time: 2025-03-07T21:54:58Z
settlement_date: 2025-03-07T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 250
available_balance: 250
impacted_amount: 10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
country_code: USA
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/pindebit:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate PIN-debit
description: |-
Use this endpoint to simulate transactions using network debit rails.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: PindebitEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/PindebitEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
network: VISA
card_acceptor:
mid: '11111'
card_options:
pin: '6011'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: pindebit
state: COMPLETION
token: '**PINDEBIT_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN'
card_token: '**CARD_TOKEN'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-14T18:03:15Z
user_transaction_time: 2025-03-14T18:03:15Z
settlement_date: 2025-03-14T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 240
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANETDEBIT
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 72
account_risk_score: '9'
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/pindebit.reversal:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate PIN-debit reversal
description: |-
Use this endpoint to simulate transactions using network debit rails.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: PindebitReversalEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/PindebitReversalEvent'
example:
amount: 10
preceding_related_transaction_token: '**PINDEBIT_TRANSACTION_TOKEN**'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: pindebit.reversal
state: CLEARED
token: '**PINDEBIT_REVERSAL_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN'
card_token: '**CARD_TOKEN'
response:
code: '0000'
memo: Approved or completed successfully
created_time: "2025-09-19T16:12:59Z"
user_transaction_time: "2025-09-19T16:12:47Z"
settlement_date: "2025-09-19T00:00:00Z"
amount: 10
request_amount: 10
gpa:
ledger_balance: 250
available_balance: 250
impacted_amount: 10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
preceding_related_transaction_token: '**PINDEBIT_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 75
account_risk_score: '2'
card_acceptor:
mid: '000000000011111'
mcc: '5542'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/pindebit.authorization:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate PIN-debit authorization
description: |-
Use this endpoint to simulate PIN-debit authorization transactions.
The typical use case for dual-message PIN-debit transactions is automated fuel dispenser transactions.
The pump sends an initial authorization message to the card issuer.
When fueling completes, a clearing message is sent with the final amount.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: PindebitAuthorizationEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/PindebitAuthorizationEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
network: VISA
card_acceptor:
mid: '11111'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: pindebit.authorization
state: PENDING
token: '**PINDEBIT_AUTHORIZATION_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN'
card_token: '**CARD_TOKEN'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-07T18:09:02Z
user_transaction_time: 2025-03-07T18:09:02Z
settlement_date: 2025-03-07T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 250
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANETDEBIT
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 87
account_risk_score: '7'
card_acceptor:
mid: '000000000011111'
mcc: '5542'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/pindebit.authorization.clearing:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate PIN-debit authorization clearing
description: |-
Use this endpoint to clear `pindebit.authorization` transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: PindebitAuthorizationClearingEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/PindebitAuthorizationClearingEvent'
example:
amount: 10
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: pindebit.authorization.clearing
state: COMPLETION
token: '**PINDEBIT_AUTHORIZATION_CLEARING_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN'
card_token: '**CARD_TOKEN'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-02-22T18:08:16Z
user_transaction_time: 2025-02-22T18:08:15Z
settlement_date: 2025-02-22T00:00:00Z
amount: 10
amount_to_be_released: 10
request_amount: 10
gpa:
ledger_balance: 240
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
card_acceptor:
mid: '000000000011111'
mcc: '5542'
country_code: USA
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/pindebit.authorization.reversal:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate PIN-debit authorization reversal
description: |-
Use this endpoint to reverse `pindebit.authorization` transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: PindebitAuthorizationReversalEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/PindebitAuthorizationReversalEvent'
example:
amount: 10
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: pindebit.authorization.reversal
state: CLEARED
token: '**PINDEBIT_AUTHORIZATION_REVERSAL_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN'
card_token: '**CARD_TOKEN'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-07T18:12:39Z
user_transaction_time: 2025-03-07T18:12:34Z
settlement_date: 2025-03-07T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 250
available_balance: 250
impacted_amount: 10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 75
account_risk_score: '2'
card_acceptor:
mid: '000000000011111'
mcc: '5542'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/pindebit.cashback:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate PIN-debit cash back
description: |-
Simulate a PIN-debit transaction for cash back requested at a point-of-sale terminal.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: PindebitCashbackEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/PindebitCashbackEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
cash_back_amount: 5
card_acceptor:
mid: '11111'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: pindebit.cashback
state: COMPLETION
token: '**PINDEBIT_CASHBACK_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN'
card_token: '**CARD_TOKEN'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-07T18:13:49Z
user_transaction_time: 2025-03-07T18:13:49Z
settlement_date: 2025-03-07T00:00:00Z
amount: 15
cash_back_amount: 5
request_amount: 15
gpa:
ledger_balance: 235
available_balance: 235
impacted_amount: -15
currency_code: USD
currency_conversion:
original_amount: 15
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANETDEBIT
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 66
account_risk_score: '5'
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/pindebit.refund:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate PIN-debit refund
description: |-
Use this endpoint to simulate a PIN-debit transaction refund.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: PindebitRefundEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/PindebitRefundEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
card_acceptor:
mid: '11111'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: pindebit.refund
state: COMPLETION
token: '**PINDEBIT_REFUND_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN'
card_token: '**CARD_TOKEN'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-07T18:15:15Z
user_transaction_time: 2025-03-07T18:15:15Z
settlement_date: 2025-03-07T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 260
available_balance: 260
impacted_amount: 10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANETDEBIT
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 77
account_risk_score: '7'
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/pindebit.atm.withdrawal:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate PIN-debit ATM withdrawal
description: |-
Use this endpoint to simulate a cash withdrawal at an ATM.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: PindebitAtmWithdrawalEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/PindebitAtmWithdrawalEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
cash_back_amount: 10
card_acceptor:
mid: '11111'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: pindebit.atm.withdrawal
state: COMPLETION
token: '**PINDEBIT_ATM_WITHDRAWAL_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-07T18:16:25Z
user_transaction_time: 2025-03-07T18:16:25Z
settlement_date: 2025-03-07T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 240
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANETDEBIT
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 90
account_risk_score: '1'
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/pindebit.balanceinquiry:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate PIN-debit balance inquiry
description: |-
Use this endpoint to simulate a balance inquiry via the card network.
This is a non-financial transaction.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: PindebitBalanceInquiryEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/PindebitBalanceinquiryEvent'
example:
card_token: '**CARD_TOKEN**'
account_type: savings
card_acceptor:
mid: '11111'
partial_approval_capable: 'true'
network: VISA
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: pindebit.balanceinquiry
state: CLEARED
token: '**PINDEBIT_BALANCEINQUIRY_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-02-22T18:08:39Z
user_transaction_time: 2025-02-22T18:08:39Z
settlement_date: 2025-02-22T00:00:00Z
amount: 0
request_amount: 0
gpa:
ledger_balance: 250
available_balance: 250
currency_code: USD
currency_conversion:
original_amount: 0
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANETDEBIT
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 93
account_risk_score: '1'
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/pindebit.quasi.cash:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate PIN-debit quasi-cash
description: |-
Use this endpoint to simulate `pindebit.quasi.cash` transactions.
This PIN-debit transaction occurs at a point-of-sale terminal for items equivalent to cash, such as traveler's checks, money orders, foreign currency, or gaming chips.
This simulation can be used to test single-message cash back transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: PindebitQuasiCashEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/PindebitQuasiCashEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
card_acceptor:
mid: '11111'
network: VISA
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: pindebit.quasi.cash
state: COMPLETION
token: '**PINDEBIT_QUASI_CASH_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-23T22:30:08Z
user_transaction_time: 2025-03-23T22:30:08Z
settlement_date: 2025-03-23T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 240
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANETDEBIT
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 69
account_risk_score: '8'
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/original.credit.authorization:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate OCT authorization
description: |-
Use this endpoint to simulate `original.credit.authorization` transactions.
This is for original credit transaction (OCT) authorization for disbursing funds to a credit card.
This simulation can be used to test dual-message OCT transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: OriginalCreditAuthorizationEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/OriginalCreditAuthorizationEvent'
example:
amount: 10
card_token: '**CARD_TOKEN**'
card_acceptor:
mid: '11111'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: original.credit.authorization
state: PENDING
token: '**ORIGINAL_CREDIT_AUTHORIZATION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-23T23:19:25Z
user_transaction_time: 2025-03-23T23:19:25Z
settlement_date: 2025-03-23T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 240
available_balance: 240
impacted_amount: 10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 83
account_risk_score: '5'
card_acceptor:
mid: '000000000001234'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/original.credit.authorization.clearing:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate OCT authorization clearing
description: |-
Use this endpoint to simulate `original.credit.authorization.clearing` transactions, which completes an original credit transaction (OCT) authorization.
This simulation can be used to test dual-message OCT transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: OriginalCreditAuthorizationClearingEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/OriginalCreditAuthorizationClearingEvent'
example:
amount: 10
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: original.credit.authorization.clearing
state: CLEARED
token: '**ORIGINAL_CREDIT_AUTHORIZATION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-23T23:25:44Z
user_transaction_time: 2025-03-23T23:19:25Z
settlement_date: 2025-03-23T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 240
available_balance: 240
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 1
account_risk_score: '7'
card_acceptor:
mid: '000000000001234'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/original.credit.auth_plus_capture:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate OCT authorization and capture
description: |-
Use this endpoint to simulate `original.credit.auth_plus_capture` transactions for single-message original credit transaction (OCT) for disbursing funds to a credit card.
This simulation can be used to test single-message OCT transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: OriginalCreditAuthPlusCaptureEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/OriginalCreditAuthPlusCaptureEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 10
card_acceptor:
mid: '11111'
network: VISA
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: original.credit.auth_plus_capture
state: COMPLETION
token: '**ORIGINAL_CREDIT_AUTH_PLUS_CAPTURE_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-23T23:28:03Z
user_transaction_time: 2025-03-23T23:28:03Z
settlement_date: 2025-03-23T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 240
available_balance: 240
impacted_amount: 10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANETDEBIT
acquirer_fee_amount: 0
fraud:
network:
transaction_risk_score: 50
account_risk_score: '7'
card_acceptor:
mid: '000000000001111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/original.credit.auth_plus_capture.reversal:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate OCT authorization and capture reversal
description: |-
Use this endpoint to simulate `original.credit.auth_plus_capture.reversal` transactions to reverse the financial impact of a single-message original credit transaction (OCT).
This simulation can be used to reverse single-message OCT transactions.
You can view the full request body structure on the <</core-api/simulations-card-transactions#SimulationRequestBody, Simulations 2.0 — Card Transactions>> page.
operationId: OriginalCreditAuthPlusCaptureReversalEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/OriginalCreditAuthPlusCaptureReversalEvent'
example:
amount: 10
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: original.credit.auth_plus_capture.reversal
state: COMPLETION
token: '**ORIGINAL_CREDIT_AUTH_PLUS_CAPTURE_REVERSAL_TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: 2025-03-23T23:30:25Z
user_transaction_time: 2025-03-23T23:28:03Z
settlement_date: 2025-03-23T00:00:00Z
amount: 10
request_amount: 10
gpa:
ledger_balance: 100
available_balance: 80
impacted_amount: -10
currency_code: USD
currency_conversion:
original_amount: 10
conversion_rate: 1
original_currency_code: '840'
preceding_related_transaction_token: '**AUTHORIZATION_TRANSACTION_TOKEN**'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: 0
fraud:
description: Contains one or more fraud determinations by the card network that apply either to the transaction or to the cardholder's account.
x-allowableValues: Existing `fraud` object
network:
description: Contains network-provided information about fraud determinations.
x-allowableValues: |-
- `account_risk_score`
- `account_risk_score_reason_code`
- `transaction_risk_score`
- `transaction_risk_score_reason_code`
- `transaction_risk_score_reason_description`
transaction_risk_score:
description: |-
Network-provided risk score for the transaction.
A higher score indicates higher risk.
The risk score is useful for making decisions about authorizations.
x-allowableValues: |-
Mastercard: 0-99
Visa: 0-99
account_risk_score: '4'
card_acceptor:
mid: '000000000001111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
postal_code: '33705'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/cardtransactions/product.inquiry:
post:
tags:
- Simulations 2.0 — Card Transactions
summary: Simulate Product Inquiry
description: |-
Use this endpoint to simulate a `product.inquiry` type transaction.
You can view the full <</core-api/simulations-card-transactions#SimulationRequestBody, request body>> structure on the <</core-api/simulations-card-transactions, Simulations 2.0 — Card Transactions>> page.
operationId: ProductInquiryEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/ProductInquiryEvent'
example:
card_token: '**CARD_TOKEN**'
amount: 0.0
card_acceptor:
mid: "11111"
flex:
eligible: true
eligible_products: ["DEBIT_TO_LOAN"]
network: "VISA"
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/CardTransactionResponse'
example:
transaction:
type: product.inquiry
state: CLEARED
token: '**TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
card_token: '**CARD_TOKEN**'
response:
code: '0000'
memo: Approved or completed successfully
created_time: '2025-08-05T22:11:10Z'
user_transaction_time: '2025-08-05T22:11:10Z'
settlement_date: '2025-08-05T00:00:00Z'
amount: '0.00'
request_amount: '0.00'
gpa:
ledger_balance: '17.01'
available_balance: '0.00'
currency_code: USD
currency_conversion:
original_amount: '0.00'
conversion_rate: 1
original_currency_code: '840'
network: VISA
subnetwork: VISANET
acquirer_fee_amount: '0'
flex:
eligible: true
selected_product: DEBIT
card_acceptor:
mid: '000000000011111'
mcc: '6411'
name: Marqeta Storefront
city: St. Petersburg
state: FL
gpa_order:
amount: '0.00'
created_time: '2025-08-05T22:11:11Z'
currency_code: USD
funding:
amount: '0.00'
gateway_log:
duration: 70
message: Approved or completed successfully
order_number: '**ORDER_NUMBER**'
timed_out: false
transaction_id: '**TRANSACTION_ID**'
source:
active: true
created_time: '2025-08-05T17:15:25Z'
is_default_account: false
last_modified_time: '2025-08-05T17:15:25Z'
token: '**SOURCE_TOKEN**'
type: programgateway
funding_source_token: '**SOURCE_TOKEN**'
jit_funding:
amount: '0.00'
balances: {}
method: pgfs.product.inquiry
token: '**JIT_TOKEN**'
user_token: '**USER_TOKEN**'
last_modified_time: '2025-08-05T22:11:11Z'
response:
code: '0000'
memo: Approved or completed successfully
state: COMPLETION
token: '**GPA_ORDER_TOKEN**'
transaction_token: '**TRANSACTION_TOKEN**'
user_token: '**USER_TOKEN**'
original_credit: {}
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
/simulations/directdeposits/credit:
post:
description: |-
Use this endpoint to simulate crediting funds to a deposit account.
Simulate a direct deposit of funds to a user account by including the deposit account number of the account to be credited.
You can find the account number in the `account_number` field of the response when you create a new deposit account.
Alternatively, you can retrieve it by sending a `GET` request to the `/depositaccounts/user/{user_token}` endpoint.
For more information, see <</diva-api/direct-deposits, Direct Deposit>>.
You can view the full request body structure on the <</core-api/simulations-direct-deposits#SimulationRequestBody, Simulations 2.0 — Direct Deposits>> page.
operationId: DirectDepositsCreditEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/DirectDepositSimulationRequest'
example:
amount: 10
account_number: "**ACCOUNT_NUMBER**"
settlement_date: '2025-02-03T13:22:42Z'
earlyPayEligible: false
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/DirectDepositSimulationResponse'
example:
token: "**DIRECT_DEPOSIT_TOKEN**"
user_token: "**USER_TOKEN**"
type: CREDIT
state: PENDING
state_reason: 'testing'
amount: 10
created_time: '2025-03-23T19:34:05Z'
direct_deposit_account_token: "**DIRECT_DEPOSIT_ACCT_TOKEN**"
last_modified_time: '2025-03-23T19:34:05Z'
settlement_date: '2025-02-03T13:22:42Z'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
summary: Simulate credit
tags:
- Simulations 2.0 — Direct Deposits
/simulations/directdeposits/debit:
post:
description: |-
Use this endpoint to simulate debiting funds from a deposit account.
Simulate a direct deposit of funds to a user account by including the deposit account number of the account to be debited.
You can find the account number in the `account_number` field of the response when you create a new deposit account.
Alternatively, you can retrieve it by sending a `GET` request to the `/depositaccounts/user/{user_token}` endpoint.
For more information, see <</core-api/direct-deposits, Direct Deposit>>.
You can view the full request body structure on the <</core-api/simulations-direct-deposits#SimulationRequestBody, Simulations 2.0 — Direct Deposits>> page.
operationId: DirectDepositsDebitEvent
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/DirectDepositSimulationRequest'
example:
amount: 10
account_number: "**ACCOUNT_NUMBER**"
settlement_date: '2025-02-03T13:22:42Z'
earlyPayEligible: false
responses:
'201':
description: Created
content:
application/json:
schema:
$ref: '#/components/schemas/DirectDepositSimulationResponse'
example:
token: "**DIRECT_DEPOSIT_TOKEN**"
user_token: "**USER_TOKEN**"
type: DEBIT
state: PENDING
state_reason: 'testing'
amount: 10
created_time: '2025-03-23T19:34:05Z'
direct_deposit_account_token: "**DIRECT_DEPOSIT_ACCT_TOKEN**"
last_modified_time: '2025-03-23T19:34:05Z'
settlement_date: '2025-02-03T13:22:42Z'
'404':
description: Bad Request
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
summary: Simulate debit
tags:
- Simulations 2.0 — Direct Deposits
components:
schemas:
Error:
type: object
title: Error
properties:
error_code:
type: string
error_message:
type: string
response:
type: object
description: Contains an assertion as to whether the Marqeta platform's address verification data matches data provided by the cardholder.
x-allowableValues: Existing `response` object
required:
- code
- memo
properties:
code:
type: string
description: |-
Four-digit code corresponding with the outcome of the attempted transaction type.
* 0000 – passed
* 0001 – did not pass
x-allowableValues: Four-digit code
memo:
type: string
description: Information on the outcome of the attempted transaction type.
x-allowableValues: 255 char max
additional_information:
type: string
description: Provides information about the relevant velocity control for the transaction, if applicable.
x-allowableValues: |-
The `additional_information` field returns a string in the following format: `<Velocity control name>, cumulative transaction amount is <X>`, where `X` is the cumulative transaction amount value calculated by Marqeta.
For example: `500 max spend per day, cumulative transaction amount is 750`.
CardTransactionResponse:
x-tags:
- Simulations 2.0 — Card Transactions
type: object
title: Card Transaction Simulation Response
description: |-
Contains information about the simulated transaction.
properties:
transaction:
$ref: '#/components/schemas/TransactionModel'
additionalProperties: false
CardTransactionSimulation:
x-tags:
- Simulations 2.0 — Card Transactions
type: object
title: Card Transaction Simulation Request
discriminator:
propertyName: event_type
mapping:
account.funding.authorization: '#/components/schemas/AccountFundingAuthorizationEvent'
account.funding.authorization.clearing: '#/components/schemas/AccountFundingAuthorizationClearingEvent'
account.funding.authorization.reversal: '#/components/schemas/AccountFundingAuthorizationReversalEvent'
account.funding.auth_plus_capture: '#/components/schemas/AccountFundingAuthPlusCaptureEvent'
account.funding.auth_plus_capture.reversal: '#/components/schemas/AccountFundingAuthPlusCaptureReversalEvent'
authorization: '#/components/schemas/AuthorizationEvent'
authorization.advice: '#/components/schemas/AuthorizationAdviceEvent'
authorization.clearing: '#/components/schemas/AuthorizationClearingEvent'
authorization.reversal: '#/components/schemas/AuthorizationReversalEvent'
authorization.incremental: '#/components/schemas/AuthorizationIncrementalEvent'
authorization.cashback: '#/components/schemas/AuthorizationCashbackEvent'
authorization.quasi.cash: '#/components/schemas/AuthorizationQuasiCashEvent'
authorization.clearing.quasi.cash: '#/components/schemas/AuthorizationClearingQuasiCashEvent'
authorization.atm.withdrawal: '#/components/schemas/AuthorizationAtmWithdrawalEvent'
authorization.clearing.atm.withdrawal: '#/components/schemas/AuthorizationClearingAtmWithdrawalEvent'
refund: '#/components/schemas/RefundEvent'
refund.authorization: '#/components/schemas/RefundAuthorizationEvent'
refund.authorization.reversal: '#/components/schemas/RefundAuthorizationReversalEvent'
refund.authorization.clearing: '#/components/schemas/RefundAuthorizationClearingEvent'
pindebit: '#/components/schemas/PindebitEvent'
pindebit.reversal: '#/components/schemas/PindebitReversalEvent'
pindebit.authorization: '#/components/schemas/PindebitAuthorizationEvent'
pindebit.authorization.clearing: '#/components/schemas/PindebitAuthorizationClearingEvent'
pindebit.authorization.reversal: '#/components/schemas/PindebitAuthorizationReversalEvent'
pindebit.cashback: '#/components/schemas/PindebitCashbackEvent'
pindebit.refund: '#/components/schemas/PindebitRefundEvent'
pindebit.atm.withdrawal: '#/components/schemas/PindebitAtmWithdrawalEvent'
pindebit.balanceinquiry: '#/components/schemas/PindebitBalanceinquiryEvent'
pindebit.quasi.cash: '#/components/schemas/PindebitQuasiCashEvent'
original.credit.authorization: '#/components/schemas/OriginalCreditAuthorizationEvent'
original.credit.authorization.clearing: '#/components/schemas/OriginalCreditAuthorizationClearingEvent'
original.credit.auth_plus_capture: '#/components/schemas/OriginalCreditAuthPlusCaptureEvent'
original.credit.auth_plus_capture.reversal: '#/components/schemas/OriginalCreditAuthPlusCaptureReversalEvent'
product.inquiry: '#/components/schemas/ProductInquiryEvent'
properties:
event_type:
type: string
readOnly: true
x-mq-internal: true
card_token:
$ref: '#/components/schemas/token'
amount:
description: Amount of the transaction.
type: number
minimum: 0
x-allowableValues: |-
Format: 0.00
anticipated_amount:
type: number
description: Anticipated amount of the transaction, as provided by the card network.
x-allowableValues: |-
Format: 0.00
cash_back_amount:
description: The cashback amount requested.
type: number
x-allowableValues: |-
Format: 0.00
is_preauthorization:
type: boolean
x-allowableValues: |-
`true`, `false`
description: |-
Indicates if the transaction is a pre-authorization.
Set to `true` to mark the amount as an authorization only.
default: false
card_acceptor:
$ref: '#/components/schemas/transaction_card_acceptor'
force_post:
type: boolean
x-allowableValues: |-
`true`, `false`
description: |-
Set to `true` to simulate a forced clearing transaction.
*NOTE:* If you set this field to `true`, you must also set the `original_transaction_token` field to an existing transaction token (the transaction does not need to be related).
default: false
fees:
description: |-
List of fees associated with the transaction.
This array is returned if it exists in the resource.
type: array
x-allowableValues: Existing `fees` array
items:
$ref: '#/components/schemas/network_fee_model'
card_options: # this is specific to the simulations and not available in the returned transaction.
$ref: '#/components/schemas/card_options'
pos:
$ref: '#/components/schemas/pos'
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
network:
type: string
description: Indicates which card network was used to complete the transaction.
enum:
- VISA
- MASTERCARD
- DISCOVER
- PULSE
sub_network:
type: string
description: Indicates which subnetwork was used to complete the transaction.
enum:
- VISANET
- VISANETDEBIT
- VISAINTERLINK
- VISAPLUS
- MAESTRO
- CIRRUS
- MASTERCARDDEBIT
currency_conversion:
$ref: '#/components/schemas/currency_conversion'
currency_code:
type: string
description: Currency type of the transaction.
enum:
- AED
- AFN
- ALL
- AMD
- ANG
- AOA
- ARS
- AUD
- AWG
- AZN
- BAM
- BBD
- BDT
- BGN
- BHD
- BIF
- BMD
- BND
- BOB
- BRL
- BSD
- BTN
- BWP
- BYR
- BZD
- CAD
- CDF
- CHF
- CLP
- CNY
- COP
- CRC
- CUC
- CUP
- CVE
- CZK
- DJF
- DKK
- DOP
- DZD
- EGP
- ERN
- ETB
- EUR
- FJD
- FKP
- GBP
- GEL
- GGP
- GHS
- GIP
- GMD
- GNF
- GTQ
- GYD
- HKD
- HNL
- HRK
- HTG
- HUF
- IDR
- ILS
- IMP
- INR
- IQD
- IRR
- ISK
- JEP
- JMD
- JOD
- JPY
- KES
- KGS
- KHR
- KMF
- KPW
- KRW
- KWD
- KYD
- KZT
- LAK
- LBP
- LKR
- LRD
- LSL
- LYD
- MAD
- MDL
- MGA
- MKD
- MMK
- MNT
- MOP
- MRO
- MUR
- MVR
- MWK
- MXN
- MYR
- MZN
- NAD
- NGN
- NIO
- NOK
- NPR
- NZD
- OMR
- PAB
- PEN
- PGK
- PHP
- PKR
- PLN
- PYG
- QAR
- RON
- RSD
- RUB
- RWF
- SAR
- SBD
- SCR
- SDG
- SEK
- SGD
- SHP
- SLL
- SOS
- SPL
- SRD
- STD
- SVC
- SYP
- SZL
- THB
- TJS
- TMT
- TND
- TOP
- TRY
- TTD
- TVD
- TWD
- TZS
- UAH
- UGX
- USD
- UYU
- UZS
- VEF
- VND
- VUV
- WST
- XAF
- XCD
- XDR
- XOF
- XPF
- YER
- ZAR
- ZMW
- ZWD
account_funding:
$ref: '#/components/schemas/account_funding_request'
original_credit:
$ref: '#/components/schemas/original_credit'
AuthorizationEvent:
title: Authorization Event
required:
- card_token
- amount
properties:
card_token:
$ref: '#/components/schemas/token'
card_acceptor:
required:
- mid
properties:
mid:
type: string
description: The merchant identifier.
flex:
$ref: '#/components/schemas/flex_request'
account_name_verification:
$ref: '#/components/schemas/account_name_verification_model'
address_verification:
$ref: '#/components/schemas/avs_information'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
x-tags:
- Simulations 2.0 — Card Transactions
AuthorizationClearingEvent:
title: Authorization Clearing Event
required:
- preceding_related_transaction_token
- amount
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
x-tags:
- Simulations 2.0 — Card Transactions
AuthorizationReversalEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- preceding_related_transaction_token
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
AuthorizationAdviceEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- preceding_related_transaction_token
- amount
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
AuthorizationIncrementalEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- preceding_related_transaction_token
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
AccountFundingAuthorizationEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- card_token
- amount
properties:
card_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
AccountFundingAuthorizationClearingEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- preceding_related_transaction_token
- amount
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
AccountFundingAuthorizationReversalEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- preceding_related_transaction_token
- amount
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
AccountFundingAuthPlusCaptureEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- card_token
- amount
properties:
card_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
AccountFundingAuthPlusCaptureReversalEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- preceding_related_transaction_token
- amount
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
RefundEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- card_token
- amount
properties:
card_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
RefundAuthorizationEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- card_token
- amount
properties:
card_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
RefundAuthorizationReversalEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- preceding_related_transaction_token
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
RefundAuthorizationClearingEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- preceding_related_transaction_token
- amount
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
PindebitEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- card_token
- amount
properties:
card_token:
$ref: '#/components/schemas/token'
card_acceptor:
required:
- mid
properties:
mid:
type: string
description: The merchant identifier.
allOf:
- $ref: '#/components/schemas/transaction_card_acceptor'
account_name_verification:
$ref: '#/components/schemas/account_name_verification_model'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
PindebitReversalEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- preceding_related_transaction_token
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
PindebitCashbackEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- card_token
- cash_back_amount
properties:
card_token:
$ref: '#/components/schemas/token'
card_acceptor:
required:
- mid
properties:
mid:
type: string
description: The merchant identifier.
allOf:
- $ref: '#/components/schemas/transaction_card_acceptor'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
PindebitRefundEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- card_token
properties:
card_token:
$ref: '#/components/schemas/token'
card_acceptor:
required:
- mid
properties:
mid:
type: string
description: The merchant identifier.
allOf:
- $ref: '#/components/schemas/transaction_card_acceptor'
PindebitAuthorizationEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- card_token
properties:
card_token:
$ref: '#/components/schemas/token'
card_acceptor:
required:
- mid
properties:
mid:
type: string
description: The merchant identifier.
allOf:
- $ref: '#/components/schemas/transaction_card_acceptor'
PindebitAuthorizationClearingEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- preceding_related_transaction_token
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
PindebitAuthorizationReversalEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- preceding_related_transaction_token
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
PindebitAtmWithdrawalEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- card_token
properties:
card_token:
$ref: '#/components/schemas/token'
card_acceptor:
required:
- mid
properties:
mid:
type: string
description: The merchant identifier.
allOf:
- $ref: '#/components/schemas/transaction_card_acceptor'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
PindebitBalanceinquiryEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- card_token
properties:
card_token:
$ref: '#/components/schemas/token'
card_acceptor:
required:
- mid
properties:
mid:
type: string
description: The merchant identifier.
allOf:
- $ref: '#/components/schemas/transaction_card_acceptor'
OriginalCreditAuthorizationEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- card_token
properties:
card_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
OriginalCreditAuthorizationClearingEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- preceding_related_transaction_token
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
OriginalCreditAuthPlusCaptureEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- card_token
properties:
card_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
OriginalCreditAuthPlusCaptureReversalEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- preceding_related_transaction_token
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
AuthorizationQuasiCashEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- card_token
properties:
card_token:
$ref: '#/components/schemas/token'
card_acceptor:
required:
- mid
properties:
mid:
type: string
description: The merchant identifier.
allOf:
- $ref: '#/components/schemas/transaction_card_acceptor'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
AuthorizationClearingQuasiCashEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- preceding_related_transaction_token
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
AuthorizationAtmWithdrawalEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- card_token
properties:
card_token:
$ref: '#/components/schemas/token'
card_acceptor:
required:
- mid
properties:
mid:
type: string
description: The merchant identifier.
allOf:
- $ref: '#/components/schemas/transaction_card_acceptor'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
AuthorizationClearingAtmWithdrawalEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- preceding_related_transaction_token
properties:
preceding_related_transaction_token:
$ref: '#/components/schemas/token'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
PindebitQuasiCashEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- card_token
properties:
card_token:
$ref: '#/components/schemas/token'
card_acceptor:
required:
- mid
properties:
mid:
type: string
description: The merchant identifier.
allOf:
- $ref: '#/components/schemas/transaction_card_acceptor'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
AuthorizationCashbackEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- amount
- card_token
- cash_back_amount
properties:
card_token:
$ref: '#/components/schemas/token'
card_acceptor:
required:
- mid
properties:
mid:
type: string
description: The merchant identifier.
allOf:
- $ref: '#/components/schemas/transaction_card_acceptor'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
ProductInquiryEvent:
x-tags:
- Simulations 2.0 — Card Transactions
required:
- card_token
properties:
card_token:
$ref: '#/components/schemas/token'
flex:
$ref: '#/components/schemas/flex_request'
allOf:
- $ref: '#/components/schemas/CardTransactionSimulation'
transaction_card_acceptor:
type: object
properties:
mid:
maxLength: 15
minLength: 2
type: string
description: The merchant identifier.
mcc:
maxLength: 5
minLength: 0
type: string
description: Merchant category code (MCC).
name:
maxLength: 255
minLength: 0
type: string
description: Card acceptor's name.
address:
type: string
description: |-
Card acceptor's address.
May be returned if the request uses Transaction Model v1 of the Marqeta Core API.
Not returned for Transaction Model v2 requests.
x-allowableValues: 255 char max
city:
type: string
description: Card acceptor's city.
x-allowableValues: 255 char max
state:
maxLength: 2
type: string
description: |-
Two-character state, provincial, territorial, or federal abbreviation.
For a complete list of valid abbreviations, see <</core-api/kyc-verification#_valid_state_provincial_territorial_and_federal_abbreviations, Valid state, provincial, territorial, and federal abbreviations>>.
postal_code:
maxLength: 10
minLength: 0
type: string
description: Card acceptor's postal code.
country_code:
maxLength: 40
type: string
description: |-
Card acceptor's country code.
May be returned if the request uses Transaction Model v2 of the Marqeta Core API.
Not returned for Transaction Model v1 requests.
poi:
$ref: '#/components/schemas/terminal_model'
description: Contains information about the merchant.
x-allowableValues: Valid `card_acceptor` object
terminal_model:
type: object
properties:
tid:
type: string
description: Card acceptor or terminal identification number.
x-allowableValues: 255 char max
partial_approval_capable:
type: string
description: Indicates whether the card acceptor or terminal supports partial-approval transactions.
x-allowableValues: 255 char max
cardholder_presence:
type: string
description: Indicates whether the cardholder was present during the transaction.
x-allowableValues: 255 char max
card_presence:
type: string
description: Indicates whether the card was present during the transaction.
x-allowableValues: 255 char max
channel:
type: string
x-mq-internal: true
processing_type:
type: string
x-mq-internal: true
pin_present:
type: string
description: Indicates whether the cardholder entered a PIN during the transaction.
x-allowableValues: 255 char max
special_condition_indicator:
type: string
description: |-
Indicates a higher-risk operation, such as a quasi-cash or cryptocurrency transaction.
These transactions typically involve non-financial institutions.
enum:
- UNSPECIFIED
- CRYPTOCURRENCY_PURCHASE
- QUASI_CASH
- DEBT_PAYMENT
- CENTRAL_BANK_DIGITAL_CURRENCY_PURCHASE
- STABLECOIN_PURCHASE
- BLOCKCHAIN_NATIVE_TOKEN_PURCHASE
- NON_FUNGIBLE_TOKEN_PURCHASE
description: |-
Contains information about the point of sale, including details about how the card was presented.
Returned if provided by the card network, and if the request uses Transaction Model v1 of the Marqeta Core API.
Not returned for Transaction Model v2 requests.
x-allowableValues: |-
`tid`, `partial_approval_capable`, `cardholder_presence`, `card_presence`, `pin_present`, `special_condition_indicator`
network_fee_model:
type: object
properties:
type:
type: string
description: The type of fee assessed by the card network.
enum:
- ISSUER_FEE
- SWITCH_FEE
- PINDEBIT_ASSOC_FEE
- ACQUIRER_FEE
- INTERCHANGE_FEE
- CUR_CONV_CARDHOLDER_FEE
- CUR_CONV_ISSUER_FEE
- CROSS_BORDER_ISSUER_FEE
amount:
type: number
description: The amount of the network fee.
x-allowableValues: |-
Format: 0.00
credit_debit:
type: string
description: |-
Indicates whether the fee is a credit or a debit.
* *C* indicates a credit
* *D* indicates a debit
The following table lists the default values for fee types:
[cols="2a,1"]
!===
! Fee Type ! Default Value
! `ISSUER_FEE`
! `C`
! `SWITCH_FEE`
! `D`
! `PINDEBIT_ASSOC_FEE`
! `D`
! `ACQUIRER_FEE`
! `D`
! `INTERCHANGE_FEE`
! `C`
! `CUR_CONV_CARDHOLDER_FEE`
! `D`
! `CUR_CONV_ISSUER_FEE`
! `C`
! `CROSS_BORDER_ISSUER_FEE`
! `C`
!===
enum:
- C
- D
description: Contains card network fees assessed against the cardholder.
x-allowableValues: Valid `fees` object
flex_request:
type: object
description: Requests model to invoke Flexible Credential transactions.
properties:
eligible:
description: Indicates whether the transaction is eligible for Flexible Credential transactions or not.
type: boolean
x-allowableValues: |-
`true`, `false`
eligible_products:
description: |-
Specifies which of the payment instrument's credentials is eligible for this transaction.
type: array
uniqueItems: true
items:
type: string
enum:
- DEBIT_TO_LOAN
x-allowableValues: |-
`eligible`, `eligible_products`
flex:
description: Contains information about a Flexible Credential transaction.
properties:
action:
description: Indicates whether the Flexible Credential transaction object is actionable (`inquiry`) or merely informative (`advice`).
enum:
- inquiry
- advice
type: string
eligible:
description: Indicates whether the transaction is eligible for Flexible Credential transactions or not.
type: string
x-allowableValues: |-
`true`, `false`
eligible_products:
description: |-
Specifies which of the payment instrument's credentials is eligible for this transaction:
* A value of `DEBIT` indicates the primary credential.
* A value of `LOAN` indicates the secondary credential.
items:
type: string
type: array
x-allowableValues: |-
`DEBIT`, `LOAN`, `DEBIT_TO_LOAN`
secondary_credential_identifier:
description: Identifies the secondary credential used in the transaction, if applicable.
type: string
x-allowableValues: 255 char max
selected_product:
description: Indicates the eligible product that was used in the transaction.
type: string
x-allowableValues: |-
`DEBIT`, `LOAN`
type: object
x-allowableValues: |-
`action`, `eligible`, `eligible_products`, `secondary_credential_identifier`, `selected_product`
fraud_view:
type: object
properties:
network:
$ref: '#/components/schemas/network_fraud_view'
description: Contains one or more fraud determinations by the card network that apply either to the transaction or to the cardholder's account.
x-allowableValues: |-
`issuer_processor`, `network_fraud_view`, `network_account_intelligence_score`
network_fraud_view:
type: object
properties:
transaction_risk_score:
type: integer
description: |-
Network-provided risk score for the transaction.
A higher score indicates higher risk.
Useful for making authorization decisions.
format: int32
x-allowableValues: |-
Mastercard: 0-999
Visa: 0-99
transaction_risk_score_reason_code:
type: string
description: _(Mastercard only)_ Unique code that describes the main driver of the `transaction_risk_score`.
x-allowableValues: 1-29
transaction_risk_score_reason_description:
type: string
description: _(Mastercard only)_ Description of the `transaction_risk_score_reason_code`.
x-allowableValues: 255 char max
account_risk_score:
type: string
description: |-
_(Visa only)_ Account holder risk condition code evaluated by the card network.
A higher score indicates a greater likelihood that the card number is compromised.
x-allowableValues: 1-9
account_risk_score_reason_code:
type: string
description: _(Visa only)_ Unique code that describes the main driver of the `account_risk_score`.
x-allowableValues: 255 char max
description: Contains network-provided information about fraud determinations.
x-allowableValues: |-
- `account_risk_score`
- `account_risk_score_reason_code`
- `transaction_risk_score`
- `transaction_risk_score_reason_code`
- `transaction_risk_score_reason_description`
x-tags:
- Simulations 2.0 — Card Transactions
token:
maxLength: 36
minLength: 0
type: string
description: |-
Unique identifier of the card.
Useful when a single account holder has multiple cards.
card_options:
type: object
properties:
pin:
maxLength: 4
type: string
description: The PIN for the card.
cvv:
maxLength: 3
minLength: 3
type: string
description: The CVV2 number for the card.
card_present:
type: boolean
description: A value of `true` requires that the card be present for the transaction.
default: true
x-allowableValues: |-
`true`, `false`
expiration:
maxLength: 4
minLength: 4
type: string
description: The expiration date of the card.
billing_address:
$ref: '#/components/schemas/card_options_billing_address'
description: Contains attributes that govern card usage.
x-allowableValues: Valid `card_options` object
card_options_billing_address:
type: object
properties:
first_name:
type: string
description: Cardholder's first name.
x-allowableValues: To pass AVS, the value in this field must match the first name on record.
last_name:
type: string
description: Cardholder's last name.
x-allowableValues: To pass AVS, the value in this field must match the last name on record.
address:
type: string
description: Cardholder's address.
x-allowableValues: To pass AVS, the value in this field must match the address on record.
zip:
type: string
description: Cardholder's postal code.
x-allowableValues: To pass AVS, the value in this field must match the postal code on record.
description: |-
Used for Address Verification System (AVS).
The address-related fields in this object are verified against known values.
x-allowableValues: Valid `billing_address` object
pos:
type: object
properties:
partial_approval_capable:
type: boolean
description: Indicates the capability of the card acceptor or terminal to handle partial approvals.
default: false
x-allowableValues: |-
`true`, `false`
special_condition_indicator:
type: string
description: Indicates special conditions for the transaction.
enum:
- UNSPECIFIED
- CRYPTOCURRENCY_PURCHASE
- QUASI_CASH
- DEBT_PAYMENT
- CENTRAL_BANK_DIGITAL_CURRENCY_PURCHASE
- STABLECOIN_PURCHASE
- BLOCKCHAIN_NATIVE_TOKEN_PURCHASE
- NON_FUNGIBLE_TOKEN_PURCHASE
pan_entry_mode:
type: string
description: |-
How the card PAN was captured at the point of sale.
The Marqeta platform supports different values, depending on which card network was specified using the `network` field.
The following table lists the supported PAN capture methods per card network:
*NOTE:* This field does not apply to the Discover card network.
[cols="2a,1,1,1"]
!===
! Entry Mode ! Visa ! Mastercard ! Pulse
! `MAG_STRIPE`
! ✓
! ✓
! ✓
! `MANUAL`
! ✓
! ✓
! ✓
! `CARD_ON_FILE`
! ✓
! ✓
! ✓
! `CHIP_FALLBACK`
! ✓
! ✓
! ✓
! `BAR_CODE`
!
!
! ✓
! `OCR`
!
!
! ✓
!===
enum:
- MAG_STRIPE
- MANUAL
- MAG_STRIPE_CONTACTLESS
- CHIP
- CHIP_CONTACTLESS
- BAR_CODE
- OCR
- MICR
- CARD_ON_FILE
- CHIP_FALLBACK
- OTHER
description: |-
Contains information about the point of sale, including details on how the card was presented.
May be returned if the request uses Transaction Model v2 of the Marqeta Core API.
Not returned for Transaction Model v1 requests.
x-allowableValues: Valid `pos` object
currency_conversion:
type: object
properties:
original_amount:
type: number
description: |-
Amount of the transaction in the currency in which it originated.
Returned if the transaction involves currency conversion.
x-allowableValues: |-
Format: 0.00
conversion_rate:
type: number
description: |-
Conversion rate between the origination currency and the settlement currency.
Returned when the transaction currency is different from the origination currency.
format: float
x-allowableValues: |-
Current conversion rate
*NOTE:* A value of `0` or `1` indicates no conversion; the currencies are the same.
original_currency_code:
type: string
description: The three-digit ISO 4217 currency code.
x-allowableValues: Valid three-digit link:https://www.iso.org/iso-4217-currency-codes.html[ISO 4217 currency code, window="_blank"]
description: |-
Contains information from the card network about currency conversion, including the original currency of the transaction, the amount of the transaction in the origination currency, and the conversion rate.
Returned if the transaction involves currency conversion.
x-allowableValues: Valid `currency_conversion` object
account_funding_request:
required:
- first_name
- funding_source
- receiver_account_type
- transaction_type
type: object
properties:
first_name:
type: string
description: Account holder's first name.
x-allowableValues: To pass AVS, must match the first name on record.
last_name:
type: string
description: Account holder's last name.
x-allowableValues: To pass AVS, must match the last name on record.
receiver_name:
type: string
description: Recipient's name.
x-allowableValues: To pass AVS, must match the name on record.
funding_source:
type: string
description: Describes the source of the funding.
enum:
- CREDIT
- DEBIT
- PREPAID
- DEPOSIT_ACCOUNT
- CASH
- MOBILE_MONEY_ACCOUNT
- NON_VISA_CREDIT
- CHECK
- ACH
receiver_account_type:
type: string
description: Identifies the account type used for the funding request.
enum:
- OTHER
- RTN_BANK_ACCOUNT
- IBAN
- CARD_ACCOUNT
- EMAIL
- PHONE_NUMBER
- BANK_ACCOUNT_NUMBER_AND_BANK_IDENTIFICATION_CODE
- WALLET_ID
- SOCIAL_NETWORK_ID
transaction_purpose:
type: string
description: Identifies the purpose of the transaction.
x-allowableValues: |-
- `FAMILY_SUPPORT`
- `REGULAR_LABOR_TRANSFERS`
- `TRAVEL_AND_TOURISM`
- `EDUCATION`
- `MEDICAL_TREATMENT`
- `EMERGENCY_NEED`
- `SAVINGS`
- `GIFTS`
- `OTHER`
- `SALARY`
- `CROWD_LENDING`
- `CRYPTO_CURRENCY`
transaction_type:
type: string
description: Describes the type of transaction.
enum:
- ACCOUNT_TO_ACCOUNT
- PERSON_TO_PERSON
- WALLET_TRANSFER
- MONEY_TRANSFER_BY_BANK
- BUSINESS_TO_BUSINESS
- DISBURSEMENT
- GOVERNMENT_DISBURSEMENT
- GAMBLING_PAYOUT
- LOYALTY
- MERCHANT_DISBURSEMENT
- ONLINE_GAMBLING_PAYOUT
- PENSION_DISBURSEMENT
- PREPAID_LOADS
- CARD_BILL_PAYMENT
- BILL_PAYMENT
- CASH_CLAIM
- CASH_IN
- CASH_OUT
- MOBILE_AIR_TIME_PAYMENT
- MONEY_TRANSFER_BY_MERCHANT
- FACE_TO_FACE_MERCHANT_PAYMENT
- GOVERNMENT_PAYMENT
- PAYMENTS_GOODS_SERVICES
- FUNDS_TRANSFER
- VISA_ACCEPT
- GENERAL_BUSINESS_TO_BUSINESS_TRANSFER
- BUSINESS_TO_BUSINESS_TRANSFER
- CASH_DEPOSIT
- PURCHASE_REPAYMENT
- AFT_OR_OCT_ELIGIBILITY
- CONSUMER_BILL_PAYMENT
- REQUEST_TO_PAY
- LIQUID_ASSET
- FAST_REFUND
- GAMING_PAYMENT
description: Information used when funding an account.
x-allowableValues: Valid `account_funding` object
original_credit:
type: object
properties:
funding_source:
type: string
description: Describes the source of the funding.
enum:
- CREDIT
- DEBIT
- PREPAID
- DEPOSIT_ACCOUNT
- CASH
- MOBILE_MONEY_ACCOUNT
- NON_VISA_CREDIT
- CHECK
- ACH
transaction_type:
type: string
description: Describes the type of transaction.
enum:
- ACCOUNT_TO_ACCOUNT
- PERSON_TO_PERSON
- WALLET_TRANSFER
- MONEY_TRANSFER_BY_BANK
- BUSINESS_TO_BUSINESS
- DISBURSEMENT
- GOVERNMENT_DISBURSEMENT
- GAMBLING_PAYOUT
- LOYALTY
- MERCHANT_DISBURSEMENT
- ONLINE_GAMBLING_PAYOUT
- PENSION_DISBURSEMENT
- PREPAID_LOADS
- CARD_BILL_PAYMENT
- BILL_PAYMENT
- CASH_CLAIM
- CASH_IN
- CASH_OUT
- MOBILE_AIR_TIME_PAYMENT
- MONEY_TRANSFER_BY_MERCHANT
- FACE_TO_FACE_MERCHANT_PAYMENT
- GOVERNMENT_PAYMENT
- PAYMENTS_GOODS_SERVICES
- FUNDS_TRANSFER
- VISA_ACCEPT
- GENERAL_BUSINESS_TO_BUSINESS_TRANSFER
- BUSINESS_TO_BUSINESS_TRANSFER
- CASH_DEPOSIT
- PURCHASE_REPAYMENT
- AFT_OR_OCT_ELIGIBILITY
- CONSUMER_BILL_PAYMENT
- REQUEST_TO_PAY
- GAMING_PAYMENT
sender_account_type:
type: string
description: The type of account from which the OCT draws funds.
enum:
- OTHER
- RTN_BANK_ACCOUNT
- IBAN
- CARD_ACCOUNT
- EMAIL
- PHONE_NUMBER
- BANK_ACCOUNT_NUMBER_AND_BANK_IDENTIFICATION_CODE
- WALLET_ID
- SOCIAL_NETWORK_ID
sender_name:
type: string
description: Full name of the sender.
x-allowableValues: 255 char max
screening_score:
type: string
description: |-
Sanctions screening score to assist with meeting Anti-Money Laundering (AML) obligations.
Higher scores indicate that the sender's data more closely resembles an entry on the regulatory watchlist.
A value of 999 means that no screening score is available.
x-allowableValues: |-
000-100, 999
description: Contains information about an original credit transaction (OCT), which enables the cardholder to receive funds on the specified card from an external source via the card network.
x-allowableValues: Existing `original_credit` object
gpa_response:
required:
- amount
- created_time
- currency_code
- funding
- funding_source_token
- last_modified_time
- response
- state
- token
- transaction_token
type: object
properties:
amount:
type: number
description: Amount funded.
x-allowableValues: |-
Format: 0.00
created_time:
type: string
description: Date and time when the GPA order was created, in UTC.
format: date-time
x-allowableValues: |-
date-time
*Format:* +
yyyy-MM-ddThh:mm:ssZ
currency_code:
type: string
description: The three-digit ISO 4217 currency code.
x-allowableValues: Valid three-digit link:https://www.iso.org/iso-4217-currency-codes.html[ISO 4217 currency code, window="_blank"]
fees:
type: array
description: |-
List of fees associated with the transaction.
This array is returned if it exists in the resource.
xml:
name: fees
wrapped: true
items:
$ref: '#/components/schemas/fee_detail'
x-allowableValues: Array of existing `fees` objects
funding:
$ref: '#/components/schemas/funding'
funding_source_address_token:
type: string
description: Unique identifier of the funding source address to use for this order.
x-allowableValues: Existing `funding_source_address` token
funding_source_token:
type: string
description: Unique identifier of the funding source to use for this order.
x-allowableValues: Existing `funding_source_address` token
gateway_message:
type: string
description: |-
Message about the status of the funding request.
Useful for determining whether it was approved and completed successfully, declined by the gateway, or timed out.
This field is returned if it exists in the resource.
x-allowableValues: |-
`Approved or completed successfully`, `Declined by gateway`,`Operation timeout`
gateway_token:
type: integer
description: Unique identifier of the funding source to use for this order.
format: int64
x-allowableValues: Existing `gateway_token`
jit_funding:
$ref: '#/components/schemas/jit_funding_api'
last_modified_time:
type: string
description: Date and time when the `fees` object was last modified, in UTC.
format: date-time
x-allowableValues: |-
date-time
*Format:* +
yyyy-MM-ddThh:mm:ssZ
memo:
type: string
description: |-
Additional descriptive text.
This field is returned if it exists in the resource.
x-allowableValues: 99 char max
response:
$ref: '#/components/schemas/response'
state:
type: string
description: Current status of the funding transaction.
x-allowableValues: |-
`PENDING`, `CLEARED`, `COMPLETION`, `DECLINED`, `ERROR`,`ALL`
tags:
type: string
description: |-
Comma-delimited list of tags describing the order.
This field is returned if it exists in the resource.
x-allowableValues: 255 char max
token:
type: string
description: Unique identifier of the GPA order.
x-allowableValues: 36 char max
transaction_token:
type: string
description: Unique identifier of the transaction being funded.
x-allowableValues: |-
Format: UUID
user_token:
type: string
description: |-
Unique identifier of the user resource.
This field is returned if it exists in the resource.
x-allowableValues: Existing user resource token
description: |-
Contains information about a GPA order, including fees, funding sources, and addresses.
See <</core-api/gpa-orders, GPA Orders>> for more information.
xml:
name: gpa_response
x-allowableValues: Existing `gpa_order` object
jit_funding_api:
required:
- amount
- method
- token
- user_token
type: object
properties:
amount:
minimum: 0
exclusiveMinimum: false
type: number
description: Requested amount of funding.
balances:
type: object
additionalProperties:
$ref: '#/components/schemas/cardholder_balance'
description: Contains the GPA's balance details.
x-allowableValues: Existing `balances` object
business_token:
maxLength: 36
minLength: 0
type: string
description: Holder of the business account that was funded.
decline_reason:
type: string
description: Reason why the transaction was declined.
enum:
- INVALID_AMOUNT
- INSUFFICIENT_FUNDS
- TRANSACTION_NOT_PERMITTED
- SUSPECTED_FRAUD
- AMOUNT_LIMIT_EXCEEDED
- TRANSACTION_COUNT_LIMIT_EXCEEDED
- DUPLICATE_TRANSACTION
- INVALID_MERCHANT
- INVALID_CARD
- NO_CREDIT_ACCOUNT
- EXPIRED_CARD
- NO_CHECKING_ACCOUNT
- NO_SAVINGS_ACCOUNT
- STOP_PAYMENT
- REVOCATION_AUTHORIZATION_ORDER
- REVOCATION_ALL_AUTHORIZATION_ORDER
- SOFT_DECLINE_AUTHENTICATION_REQUIRED
- CLOSED_ACCOUNT
- SOFT_DECLINE_PIN_REQUIRED
- CARD_NOT_ACTIVE
- CARDHOLDER_NOT_ACTIVE
incremental_authorization_jit_funding_tokens:
type: array
description: |-
Array of tokens referencing the JIT Funding tokens of all previous associated incremental authorization JIT Funding requests.
Useful for ascertaining the final transaction amount when the original amount was incremented.
items:
type: string
x-allowableValues: Existing incremental authorization JIT Funding tokens
memo:
maxLength: 99
minLength: 0
type: string
description: Additional information that describes the JIT Funding transaction.
method:
type: string
description: |-
JIT Funding response type.
See <</core-api/gateway-jit-funding-messages#_the_jit_funding_object, The jit_funding object>> for the purpose, funding event type, and description of each method.
enum:
- pgfs.authorization
- pgfs.authorization.clearing
- pgfs.authorization.advice
- pgfs.authorization.incremental
- pgfs.authorization.capture
- pgfs.authorization.reversal
- pgfs.authorization.cashback
- pgfs.balanceinquiry
- pgfs.auth_plus_capture
- pgfs.refund
- pgfs.refund.authorization
- pgfs.refund.authorization.reversal
- pgfs.refund.authorization.clearing
- pgfs.force_capture
- pgfs.authorization.capture.chargeback
- pgfs.authorization.capture.chargeback.reversal
- pgfs.pindebit
- pgfs.pindebit.chargeback
- pgfs.pindebit.chargeback.reversal
- pgfs.pindebit.cashback
- pgfs.pindebit.refund
- pgfs.pindebit.authorization
- pgfs.pindebit.authorization.clearing
- pgfs.pindebit.authorization.reversal
- pgfs.pindebit.atm.withdrawal
- pgfs.pindebit.balanceinquiry
- pgfs.pindebit.quasi.cash
- pgfs.dispute.credit
- pgfs.dispute.debit
- pgfs.directdeposit.credit
- pgfs.directdeposit.debit
- pgfs.directdeposit.credit.reversal
- pgfs.directdeposit.debit.reversal
- pgfs.adjustment.credit
- pgfs.adjustment.debit
- pgfs.auth_plus_capture.standin
- pgfs.authorization.standin
- pgfs.network.load
- pgfs.original.credit.authorization
- pgfs.original.credit.auth_plus_capture
- pgfs.original.credit.authorization.clearing
- pgfs.original.credit.authorization.reversal
- pgfs.billpayment
- pgfs.billpayment.capture
- pgfs.billpayment.reversal
- pgfs.atm.withdrawal
- pgfs.atm.clearing.withdrawal
- pgfs.authorization.quasi.cash
- pgfs.authorization.clearing.quasi.cash
- pgfs.authorization.account_verification
- pgfs.product.inquiry
original_jit_funding_token:
maxLength: 36
minLength: 0
type: string
description: |-
Unique identifier of the first associated JIT Funding message.
Useful for correlating related JIT Funding messages (that is, those associated with the same GPA order).
Not included in the first of any set of related messages.
tags:
maxLength: 255
minLength: 0
type: string
description: Customer-defined tags related to the JIT Funding transaction.
token:
maxLength: 36
minLength: 0
type: string
description: |-
Existing JIT Funding token matching the `funding.gateway_log.transaction_id` field of the associated GPA order.
Note that the `transaction_id` field updates if a subsequent JIT Funding message associated with that GPA order is sent.
If multiple JIT Funding messages are associated with the same GPA order, the `transaction_id` field matches the token of the most recent message.
user_token:
maxLength: 36
minLength: 0
type: string
description: Holder of the user account that was funded.
description: Contains information about the JIT Funding load event, in which funds are loaded into an account.
x-allowableValues: |-
- `acting_user_token`
- `address_verification`
- `amount`
- `balances`
- `business_token`
- `decline_reason`
- `incremental_authorization_jit_funding_tokens`
- `memo`
- `method`
- `original_jit_funding_token`
- `tags`
- `token`
- `user_token`
cardholder_balance:
required:
- available_balance
- balances
- cached_balance
- credit_balance
- currency_code
- last_updated_time
- ledger_balance
- pending_credits
type: object
properties:
available_balance:
type: number
balances:
type: object
additionalProperties:
$ref: '#/components/schemas/cardholder_balance'
cached_balance:
type: number
credit_balance:
type: number
currency_code:
type: string
impacted_amount:
type: number
last_updated_time:
type: string
format: date-time
ledger_balance:
type: number
pending_credits:
type: number
x-tags:
- Simulations 2.0 — Card Transactions
fee_detail:
required:
- fee
- token
- transaction_token
type: object
properties:
fee:
$ref: '#/components/schemas/fee'
memo:
maxLength: 99
minLength: 1
type: string
description: Additional text that describes the fee transfer.
tags:
maxLength: 255
minLength: 0
type: string
description: Descriptive metadata about the fee.
token:
maxLength: 36
minLength: 1
type: string
description: Unique identifier of the fee.
transaction_token:
type: string
description: Unique identifier of the fee transaction.
x-allowableValues: 36 char max
fee:
required:
- active
- amount
- created_time
- currency_code
- last_modified_time
- name
- token
type: object
properties:
active:
type: boolean
description: Indicates whether the fee is active.
default: false
x-allowableValues: |-
`true`, `false`
amount:
type: number
description: Amount of the fee.
x-allowableValues: |-
Format: 0.00
created_time:
type: string
description: Date and time when the `fees` object was created, in UTC.
format: date-time
x-allowableValues: |-
Format: yyyy-MM-ddTHH:mm:ssZ
currency_code:
type: string
description: The three-digit ISO 4217 currency code.
x-allowableValues: Valid three-digit link:https://www.iso.org/iso-4217-currency-codes.html[ISO 4217 currency code, window="_blank"]
last_modified_time:
type: string
description: Date and time when the GPA order was last modified, in UTC.
format: date-time
x-allowableValues: |-
Format: yyyy-MM-ddTHH:mm:ssZ
name:
type: string
description: Name of the fee.
x-allowableValues: 50 char max
real_time_assessment:
$ref: '#/components/schemas/real_time_fee_assessment'
tags:
type: string
description: Descriptive metadata about the fee.
x-allowableValues: 255 char max
token:
type: string
description: Unique identifier of the `fees` object.
x-allowableValues: Existing `fees` object token
description: Contains details about the fee.
x-allowableValues: |-
`active`, `amount`, `created_time`, `currency_code`, `last_modified_time`, `name`, `real_time_assessment`, `tags`, `token`
real_time_fee_assessment:
type: object
properties:
domestic_enabled:
type: boolean
description: Enables fee assessments for cases in which the origin of the transaction acquirer is inside the US.
default: false
x-allowableValues: |-
`true`, `false`
international_enabled:
type: boolean
description: Enables fee assessments for cases in which the origin of the transaction acquirer is outside the US.
default: false
x-allowableValues: |-
`true`, `false`
transaction_type:
type: string
description: Indicates the type of transactions for which the fee is assessed.
x-allowableValues: |-
`authorization`, `pindebit.atm.withdrawal`, `pindebit`
description: Controls the assessment of real-time fees.
x-allowableValues: |-
`domestic_enabled`, `international_enabled`, `transaction_type`
funding:
required:
- source
type: object
properties:
amount:
type: number
description: Amount of funds loaded into the GPA.
x-allowableValues: |-
Format: 0.00
gateway_log:
$ref: '#/components/schemas/gateway_log_model'
source:
$ref: '#/components/schemas/funding_source_model'
source_address:
$ref: '#/components/schemas/CardholderAddressResponse'
description: Contains funding information for the transaction, including funding amount, type, and time of transaction, in UTC.
xml:
name: funding
x-allowableValues: |-
`amount`, `gateway_log`, `source`, `source_address`
gateway_log_model:
required:
- message
- order_number
- transaction_id
type: object
properties:
duration:
type: integer
description: Length of time taken (in milliseconds) by the gateway to respond to a funding request.
format: int64
x-allowableValues: Any integer
message:
type: string
description: |-
Message about the status of the funding request.
Useful for determining whether it was approved and completed successfully, declined by the gateway, or timed out.
x-allowableValues: |-
`Approved or completed successfully`, `Declined by gateway`, `Operation timeout`
order_number:
type: string
description: Customer order number, same value as `transaction.token`.
x-allowableValues: Existing `transaction.token` value
timed_out:
type: boolean
description: Whether the gateway sent a response (`true`) or timed out (`false`).
default: false
x-allowableValues: |-
`true`, `false`
transaction_id:
type: string
description: Customer-defined identifier for the transaction.
x-allowableValues: 255 char max
description: Contains information from the JIT Funding gateway in response to a funding request.
xml:
name: gateway_log_model
x-allowableValues: |-
`duration`, `message`, `order_number`, `response`, `timed_out`, `transaction_id`
funding_source_model:
required:
- active
- created_time
- is_default_account
- last_modified_time
- token
- type
type: object
properties:
active:
type: boolean
description: Whether the funding source is active.
default: false
x-allowableValues: |-
`true`, `false`
created_time:
type: string
description: Date and time when the funding source was created, in UTC.
format: date-time
x-allowableValues: |-
Format: yyyy-MM-ddTHH:mm:ssZ
is_default_account:
type: boolean
description: Indicates whether the GPA order unload's funding source is the default funding account.
default: false
x-allowableValues: |-
`true`, `false`
last_modified_time:
type: string
description: Date and time when the funding source was last modified, in UTC.
format: date-time
x-allowableValues: |-
Format: yyyy-MM-ddTHH:mm:ssZ
token:
type: string
description: Unique identifier of the funding source.
x-allowableValues: |-
Format: UUID
type:
type: string
description: Funding type of the funding source.
x-allowableValues: |-
`ach`, `paymentcard`
description: Contains funding source information for the transaction, including the funding type and time of transaction, in UTC.
x-allowableValues: |-
`active`, `created_time`, `is_default_account`, `last_modified_time`, `token`, `type`
CardholderAddressResponse:
required:
- address_1
- city
- country
- created_time
- first_name
- last_modified_time
- last_name
- postal_code
- state
- token
- zip
type: object
properties:
active:
type: boolean
description: Whether the address is active.
default: false
x-allowableValues: |-
`true`, `false`
address_1:
maxLength: 255
minLength: 0
type: string
description: Street address of the funding source.
address_2:
maxLength: 255
minLength: 0
type: string
description: |-
Additional address information for the funding source.
This field is returned if it exists in the resource.
business_token:
maxLength: 36
minLength: 1
type: string
description: |-
Unique identifier of the business account holder associated with the address.
This field is returned if it exists in the resource.
It is required if 'user_token' is not specified.
city:
maxLength: 40
minLength: 0
type: string
description: City of the funding source.
country:
maxLength: 40
minLength: 1
type: string
description: Country of the funding source.
created_time:
type: string
description: Date and time when the address was created, in UTC.
format: date-time
x-allowableValues: |-
Format: yyyy-MM-ddTHH:mm:ssZ
first_name:
maxLength: 40
minLength: 0
type: string
description: First name of the account holder associated with the funding source.
is_default_address:
type: boolean
description: Indicates whether this address is the default address used by the funding source.
default: false
x-allowableValues: |-
`true`, `false`
last_modified_time:
type: string
description: |-
Date and time when the address was last modified, in UTC.
This field is returned if it exists in the resource.
format: date-time
x-allowableValues: |-
Format: yyyy-MM-ddTHH:mm:ssZ
last_name:
maxLength: 40
minLength: 0
type: string
description: Last name of the account holder associated with the funding source.
phone:
maxLength: 255
minLength: 0
type: string
description: |-
Phone number of the funding source.
This field is returned if it exists in the resource.
postal_code:
maxLength: 10
minLength: 0
type: string
description: Postal code of the funding source.
state:
maxLength: 2
minLength: 0
type: string
description: |-
Two-character state, provincial, territorial, or federal abbreviation.
For a complete list of valid abbreviations, see <</core-api/kyc-verification#_valid_state_provincial_territorial_and_federal_abbreviations, Valid state, provincial, territorial, and federal abbreviations>>.
token:
maxLength: 36
minLength: 1
type: string
description: Unique identifier of the `funding_source_address` object.
user_token:
maxLength: 36
minLength: 1
type: string
description: |-
Unique identifier of the user account holder associated with the address.
This field is returned if it exists in the resource.
It is required if 'business_token' is not specified.
zip:
maxLength: 10
minLength: 0
type: string
description: United States ZIP code of the funding source.
description: Contains information about the billing address of the funding source.
x-allowableValues: |-
- `active`
- `address_1`
- `address_2`
- `business_token`
- `city`
- `country`
- `created_time`
- `first_name`
- `is_default_address`
- `last_modified_time`
- `last_name`
- `phone`
- `postal_code`
- `state`
- `token`
- `user_token`
- `zip`
TransactionModel:
title: TransactionModel
required:
- amount
- state
- token
- type
type: object
properties:
type:
type: string
description: |-
Transaction event type.
For more information about the `type` field, see <</core-api/event-types#_transaction_events, Transaction events>>.
readOnly: true
enum:
- gpa.credit
- gpa.credit.pending
- gpa.credit.pending.reversal
- gpa.credit.reversal
- gpa.credit.networkload
- gpa.credit.networkload.reversal
- gpa.debit.networkload
- gpa.debit
- gpa.debit.pending
- gpa.debit.pending.reversal
- gpa.grant
- gpa.credit.issueroperator
- gpa.debit.issueroperator
- gpa.credit.chargeback
- gpa.credit.chargeback.reversal
- gpa.credit.billpayment
- gpa.credit.authorization.billpayment
- gpa.credit.authorization.billpayment.reversal
- authorization
- authorization.advice
- authorization.reversal
- authorization.clearing
- authorization.reversal.issuerexpiration
- dispute.credit
- dispute.debit
- authorization.clearing.chargeback
- authorization.clearing.chargeback.reversal
- refund
- pindebit.atm.withdrawal
- pindebit.balanceinquiry
- pindebit.cashback
- pindebit.checkavs
- pindebit
- programreserve.credit
- programreserve.debit
- fee.charge.pending
- fee.charge
- fee.charge.refund
- fee.charge.reversal
- funds.expire
- reward.earn
- transfer.peer
- transfer.fee
- account.funding.authorization
- account.funding.authorization.reversal
- account.funding.authorization.clearing
- account.funding.auth_plus_capture
- account.funding.auth_plus_capture.reversal
- account.credit
- account.debit
- balanceinquiry
- authorization.atm.withdrawal
- authorization.pin.change
- authorization.pin.unblock
- authorization.clearing.atm.withdrawal
- authorization.cashback
- authorization.clearing.cashback
- transfer.program
- authorization.quasi.cash
- authorization.clearing.quasi.cash
- authorization.incremental
- gpa.credit.authorization
- gpa.credit.authorization.reversal
- gpa.debit.authorization
- gpa.debit.reversal
- original.credit.authorization
- original.credit.authorization.reversal
- original.credit.authorization.clearing
- original.credit.auth_plus_capture
- original.credit.auth_plus_capture.reversal
- refund.authorization
- refund.authorization.advice
- refund.authorization.clearing
- refund.authorization.reversal
- token.activation-request
- token.advice
- pindebit.authorization
- pindebit.authorization.clearing
- pindebit.authorization.reversal
- pindebit.authorization.reversal.issuerexpiration
- authorization.standin
- authorization.clearing.chargeback.completed
- authorization.clearing.chargeback.provisional.credit
- authorization.clearing.chargeback.provisional.debit
- authorization.clearing.chargeback.writeoff
- directdeposit.credit
- directdeposit.credit.pending
- directdeposit.credit.reject
- directdeposit.credit.pending.reversal
- directdeposit.credit.reversal
- directdeposit.debit
- directdeposit.debit.pending
- directdeposit.debit.reject
- directdeposit.debit.reversal
- pin.change.reversal
- pin.change.reversal.advice
- directdeposit.debit.pending.reversal
- pindebit.chargeback
- pindebit.chargeback.completed
- pindebit.chargeback.provisional.credit
- pindebit.chargeback.provisional.debit
- pindebit.chargeback.reversal
- pindebit.chargeback.writeoff
- pindebit.pin.change
- pindebit.pin.unblock
- pindebit.credit.adjustment
- pindebit.quasicash
- pindebit.quasi.cash
- pindebit.refund
- pindebit.refund.reversal
- pindebit.reversal
- pindebit.transfer
- pushtocard.debit
- pushtocard.reversal
- credit.adjustment
- debit.adjustment
- pin.change.via.api
- product.inquiry
- transit.offer
- transfer.from.checking.hold
- transfer.from.checking.clear
- transfer.to.checking.open
- transfer.to.checking.clear
- transfer.to.savings.open
- transfer.to.savings.clear
- transfer.from.savings.hold
- transfer.from.savings.clear
- fps.debit.hold
- fps.debit.clear
- fps.debit.hold.reverse
- fps.debit.clear.reverse
- fps.credit.open
- fps.credit.clear
- fps.credit.open.reverse
- fps.credit.clear.reverse
- interest.posting.clear
- interest.posting.clear.reverse
- interest.posting.adjustment
- unknown
state:
type: string
description: |-
Current state of the transaction.
For more information about the `state` field, see <</developer-guides/about-transactions#_the_transaction_lifecycle, The transaction lifecycle>>.
enum:
- CLEARED
- COMPLETION
- DECLINED
- ERROR
- PENDING
token:
maxLength: 36
minLength: 1
type: string
description: |-
Unique identifier of the transaction, formatted as a UUID.
*NOTE:* For subsequent related transactions, this token value appears as the `preceding_related_transaction_token`.
readOnly: true
x-faker: datatype.uuid
user_token:
maxLength: 36
minLength: 0
type: string
description: |-
Unique identifier of the user who owns the account that funded the transaction.
Subsequent related transactions retain the same `user_token`, even if the card used to complete the transaction moves to another user.
x-faker: datatype.uuid
card_token:
maxLength: 36
minLength: 0
type: string
description: |-
Unique identifier of the card.
Useful when a single account holder has multiple cards.
x-faker: datatype.uuid
response:
$ref: '#/components/schemas/response'
created_time:
type: string
description: |-
Date and time when the Marqeta platform created the transaction entry, in UTC format.
For example, when Marqeta processed the clearing record for a refund.
format: date-time
x-allowableValues: |-
date-time
*Format:* +
yyyy-MM-ddThh:mm:ssZ
user_transaction_time:
type: string
description: |-
Date and time when the user initiated the transaction, in UTC.
For example, when a merchant performed the original authorization for a refund.
format: date-time
x-allowableValues: |-
date-time
*Format:* +
yyyy-MM-ddThh:mm:ssZ
settlement_date:
type: string
description: |-
Date and time when funds were moved for a transaction, in UTC.
For example, in the case of a refund, when funds were credited to the cardholder.
format: date-time
x-allowableValues: |-
date-time
*Format:* +
yyyy-MM-ddThh:mm:ssZ
amount:
type: number
description: Amount of the transaction.
x-allowableValues: |-
Format: 0.00
x-faker: finance.amount
amount_to_be_released:
type: number
description: Amount to released following a financial advice.
x-allowableValues: |-
Format: 0.00
anticipated_amount:
type: number
description: |-
Anticipated amount of the transaction, as provided by the card network.
This field applies to anticipated amount verification transactions (AAVTs).
x-allowableValues: |-
Format: 0.00
cash_back_amount:
type: number
description: The cashback amount requested.
x-allowableValues: |-
Format: 0.00
request_amount:
type: number
description: |-
Merchant-requested amount, including any fees.
This includes amount and cashback amount.
x-allowableValues: |-
Format: 0.00
gpa:
type: object
properties:
ledger_balance:
type: number
description: |-
When using standard funding: The funds that are available to spend immediately, including funds from any authorized transactions that have not yet cleared.
When using Just-in-Time (JIT) Funding: Authorized funds that are currently on hold, but not yet cleared.
x-allowableValues: |-
Format: 0.00
x-faker: finance.amount
available_balance:
type: number
description: |-
Ledger balance minus any authorized transactions that have not yet cleared.
Also known as the cardholder's purchasing power.
When using JIT Funding, this balance is usually equal to $0.00.
x-allowableValues: |-
Format: 0.00
x-faker: finance.amount
impacted_amount:
type: number
description: Balance change based on the amount of the transaction.
x-allowableValues: |-
Format: 0.00
x-faker: finance.amount
description: Contains information about the GPA balances and pending credits.
x-allowableValues: |-
- `available_balance`
- `balances`
- `cached_balance`
- `credit_balance`
- `currency_code`
- `impacted_amount`
- `last_updated_time`
- `ledger_balance`
- `pending_credits`
currency_code:
type: string
description: The three-digit ISO 4217 currency code.
x-allowableValues: Valid three-digit link:https://www.iso.org/iso-4217-currency-codes.html[ISO 4217 currency code, window="_blank"]
x-faker: finance.currencyCode[]
currency_conversion:
$ref: '#/components/schemas/currency_conversion'
preceding_related_transaction_token:
type: string
description: |-
Returned for final transaction types.
Unique identifier of the preceding related transaction.
Useful for identifying the transaction that preceded the current one.
For example, `authorization`, a temporary transaction type, precedes and is completed by `authorization.clearing`, a final transaction type.
In this case, the `authorization` token is returned with this field. See <</core-api/event-types#_transaction_events, Transaction events>> for details on which transaction types are temporary or final.
x-faker: datatype.uuid
x-allowableValues: |-
Format: UUID
network:
type: string
description: Indicates which card network was used to complete the transaction.
enum:
- VISA
- MASTERCARD
- PULSE
- DISCOVER
subnetwork:
type: string
description: Indicates which subnetwork used to complete the transaction.
enum:
- VISANET
- VISANETDEBIT
- VISAINTERLINK
- VISAPLUS
- MAESTRO
- CIRRUS
- MASTERCARDDEBIT
acquirer_fee_amount:
type: number
description: |-
Indicates the amount of the acquirer fee.
Account holders are sometimes charged an acquirer fee for card use at places such as ATMs or fuel dispensers.
x-allowableValues: |-
Format: 0.00
fees:
type: array
description: |-
List of fees associated with the transaction.
This array is returned if it exists in the resource.
items:
$ref: '#/components/schemas/network_fee_model'
x-allowableValues: Array of existing `fees` objects
flex:
$ref: '#/components/schemas/flex'
fraud:
$ref: '#/components/schemas/fraud_view'
card_acceptor:
$ref: '#/components/schemas/transaction_card_acceptor'
account_funding:
$ref: '#/components/schemas/account_funding_request'
gpa_order:
$ref: '#/components/schemas/gpa_response'
original_credit:
$ref: '#/components/schemas/original_credit'
account_name_verification:
$ref: '#/components/schemas/account_name_verification_model'
address_verification:
$ref: '#/components/schemas/address_verification_model'
description: Contains information about the transaction.
x-allowableValues: Existing `transaction` object
account_name_verification_model:
properties:
on_file:
$ref: '#/components/schemas/ani_information'
request:
$ref: '#/components/schemas/ani_information'
request_type:
enum:
- SENDER
- RECEIVER
type: string
description: |-
_(Mastercard only)_ Indicates the type of authentication request.
response:
$ref: '#/components/schemas/response'
type: object
description: |-
Contains name verification data: the full name entered by the cardholder, name data held by the Marqeta platform, and an assertion by the Marqeta platform as to whether the two sets of data match.
x-allowableValues: |-
`on_file`, `request`, `request_type`, `response`
address_verification_model:
properties:
on_file:
$ref: '#/components/schemas/avs_information'
request:
$ref: '#/components/schemas/avs_information'
response:
$ref: '#/components/schemas/response'
type: object
description: |-
Contains address verification data: the postal code and street address entered by the cardholder, address data held by the Marqeta platform, and an assertion by the Marqeta platform as to whether the two sets of data match.
x-allowableValues: |-
`on_file`, `request`, `response`
ani_information:
properties:
first_name:
description: First name of the cardholder.
type: string
x-allowableValues: 40 char max
last_name:
description: Last name of the cardholder.
type: string
x-allowableValues: 40 char max
middle_name:
description: Middle name of the cardholder.
type: string
x-allowableValues: 40 char max
description: Contains the name of the cardholder for account name verification.
type: object
x-allowableValues: |-
`first_name`, `last_name`, `middle_name`
avs_information:
properties:
postal_code:
description: Postal code of the cardholder.
type: string
x-allowableValues: 10 char max
street_address:
description: Street address of the cardholder.
type: string
x-allowableValues: 255 char max
type: object
description: Contains the address of the cardholder for account address verification.
x-allowableValues: |-
`postal_code`, `street_address`
DirectDepositSimulationRequest:
x-tags:
- Simulations 2.0 — Direct Deposits
properties:
account_number:
description: The account number of the user to debit or credit.
x-allowableValues: Valid account number belonging to an active user with an active card
type: string
amount:
description: Amount of the transaction.
x-allowableValues: |-
Format: 0.00
Must be greater than zero
type: number
company_discretionary_data:
description: Company-specific data provided by the direct deposit originator.
maxLength: 20
minLength: 0
type: string
company_entry_description:
description: Company-specific data provided by the direct deposit originator.
maxLength: 10
minLength: 0
type: string
company_identification:
description: Alphanumeric code that identifies the direct deposit originator.
maxLength: 10
minLength: 0
type: string
company_name:
description: Name of the direct deposit originator.
maxLength: 16
minLength: 0
type: string
earlyPayEligible:
description: Indicates whether the transaction is eligible for early pay.
x-allowableValues: |-
`true`, `false`
default: false
type: boolean
individual_identification_number:
description: Accounting number by which the recipient is known to the direct deposit originator.
maxLength: 22
minLength: 0
type: string
individual_name:
description: Identity of the direct deposit recipient.
maxLength: 35
minLength: 0
type: string
settlement_date:
description: Date when the credit or debit is applied.
x-allowableValues: |-
Format: yyyy-mm-ddThh:mm:ssZ
format: date-time
type: string
standard_entry_class_code:
description: Three-letter code identifying the type of entry.
maxLength: 3
minLength: 0
type: string
token:
description: |-
Unique identifier of the direct deposit transaction.
If you do not include a token, the system generates one automatically.
This token is used in other API calls.
Marqeta recommends that you enter a string that you can remember for the token, rather than having the system generate a token for you.
This value cannot be updated.
maxLength: 36
minLength: 0
type: string
type:
description: Provides information about whether funds are being debited from or credited to the account.
enum:
- CREDIT
- DEBIT
type: string
readOnly: true
required:
- account_number
- amount
- settlement_date
type: object
DirectDepositSimulationResponse:
x-tags:
- Simulations 2.0 — Direct Deposits
properties:
type:
description: Whether funds are being debited from or credited to the account.
enum:
- CREDIT
- DEBIT
type: string
state:
description: Current status of the direct deposit record.
enum:
- PENDING
- APPLIED
- REVERSED
- REJECTED
type: string
state_reason:
description: |-
Explains the current state of the direct deposit record.
x-allowableValues: 255 char max
type: string
state_reason_code:
description: A standard code describing the reason for the current state.
x-allowableValues: Valid three-character code
type: string
token:
description: Unique identifier of the direct deposit record.
x-allowableValues: Existing direct deposit record token
type: string
user_token:
description: Unique identifier of the user associated with the direct deposit record.
x-allowableValues: Existing user token
type: string
amount:
description: Amount being debited or credited.
x-allowableValues: Existing amount in 0.00 decimal format
type: number
business_token:
description: Unique identifier of the business associated with the direct deposit record.
x-allowableValues: Existing business token
type: string
company_discretionary_data:
description: Company-specific data provided by the direct deposit originator.
x-allowableValues: 20 char max
type: string
company_entry_description:
description: Description of the purpose of the direct deposit.
x-allowableValues: 10 char max
type: string
company_identification:
description: Alphanumeric code that identifies the direct deposit originator.
x-allowableValues: 10 char max
type: string
company_name:
description: Name of the direct deposit originator.
x-allowableValues: 16 char max
type: string
created_time:
description: Date and time when the deposit account was created, in UTC.
x-allowableValues: |-
Format: yyyy-MM-dd'T'HH:mm:ssZ
format: date-time
type: string
direct_deposit_account_token:
description: Unique identifier of the affected deposit account.
x-allowableValues: 36 char max
type: string
individual_identification_number:
description: Accounting number by which the recipient is known to the direct deposit originator.
x-allowableValues: 255 char max
type: string
individual_name:
description: Name of the direct deposit recipient.
x-allowableValues: 22 char max
type: string
last_modified_time:
description: Date and time when the direct deposit account was last modified, in UTC.
x-allowableValues: |-
date-time
*Format:* +
yyyy-MM-ddThh:mm:ssZ
format: date-time
type: string
settlement_date:
description: Date and time when the credit or debit is applied, in UTC.
x-allowableValues: |-
date-time
*Format:* +
yyyy-MM-ddThh:mm:ssZ
format: date-time
type: string
standard_entry_class_code:
description: Three-letter code identifying the type of entry.
x-allowableValues: |-
- `ACK`
- `ADV`
- `ARC`
- `ATX`
- `BOC`
- `CCD`
- `CIE`
- `COR`
- `CTX`
- `DNE`
- `ENR`
- `IAT`
- `MTE`
- `POP`
- `POS`
- `PPD`
- `RCK`
- `SHR`
- `TEL`
- `TRC`
- `TRX`
- `WEB`
- `XCK`
type: string
type: object