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Marqeta’s credit platform’s credit applications feature enables you to create and manage credit account applications and retrieve disclosures that you can show to an applicant during the application process. To receive webhook notifications when application transition events occur, see Credit application transition events in Event Types.

Create application

Action: POST
Endpoint: /credit/applications
Create a new application.

Request body

Sample request body

JSON

Response body

Sample response body

JSON

Retrieve application

Action: GET
Endpoint: /credit/applications/{token}
Retrieve a specific application.

URL path parameters

URL query parameters

Response body

Sample response body

JSON

Transition application state

Action: POST
Endpoint: /credit/applications/{token}/transitions
Transition the current state of an application to a new state.

URL path parameters

Request body

Sample request body

JSON

Response body

Sample response body

JSON

List application transitions

Action: GET
Endpoint: /credit/applications/{token}/transitions
Retrieve an array of transitions on a specific application.

URL path parameters

Response body

List files on a bundle or application

Action: GET
Endpoint: /credit/applications/files
Retrieve an array of files on a bundle or application Each top-level object returned in the array contains the fields documented in the response body. The name of each object is its corresponding file type:
  • BENEFITS_DISCLOSURE
  • CARD_MEMBER_AGREEMENT
  • E_DISCLOSURE
  • NOAA
  • PRIVACY_POLICY
  • REWARDS_DISCLOSURE_PRE_TERMS
  • REWARDS_DISCLOSURE_POST_TERMS
  • SOCT
  • TERMS_SCHEDULE

URL query parameters

Response body

Sample response body

The following code block shows the files returned on a bundle. The name of each top-level object is its corresponding file type.
JSON
The following code block shows the files returned on an application if the application is approved. The name of each top-level object is its corresponding file type.
JSON

Retrieve file on a bundle or application

Action: GET
Endpoint: /credit/applications/files/{type}
Retrieve a specific type of file on a bundle or application.

URL path parameters

URL query parameters

Response body

Sample response body

JSON