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Use the delinquency endpoints to retrieve details on a credit account’s delinquency state and transitions. An account’s delinquency state reflects whether an account is delinquent and past due on its payments or current and up to date on its payments. To receive webhook notifications when an account transitions between delinquent and current, see Credit account delinquency state transition events in Event Types.

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Retrieve delinquency state

Action: GET
Endpoint: /credit/accounts/{account_token}/delinquencystate Retrieve details of the current delinquency state of a credit account. An account is delinquent when it is past due on payments and current when it is up to date on payments.

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URL path parameters

FieldsDescription
account_token

string

Required		Unique identifier of the credit account for which you want to retrieve delinquency state details.

Send a GET request to /credit/accounts to retrieve existing credit account tokens.

Allowable Values:

Existing account token

​
Response body

FieldsDescription
account_token

string

Returned		Unique identifier of the credit account.

Allowable Values:

Existing account token
is_delinquent

boolean

Returned		A value of true indicates that the account is currently delinquent.

Allowable Values:

true, false
date_account_delinquent

datetime

Conditionally returned		Date and time when the account last fell delinquent on the Marqeta platform, in UTC.

If is_delinquent is false, a null value is returned.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
date_account_current

datetime

Conditionally returned		Date and time when the account was last made current on the Marqeta platform, in UTC.

If the account was never delinquent, this field returns the date and time the account was created on the Marqeta platform, in UTC.

If is_delinquent is true, a null value is returned.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
total_days_past_due

integer

Returned		Total number of days that the account is past due.

Allowable Values:

Any integer
delinquent_days_past_statement_end_date

integer

Conditionally returned		Total number of days that the account is past the oldest bucket’s statement end date.

Allowable Values:

Any integer
total_past_due

decimal

Returned		Total amount that is past due.

Allowable Values:

Format: 0.00
current_due

decimal

Returned		Amount that is due for the current billing cycle.

Allowable Values:

Format: 0.00
total_due

decimal

Returned		Total amount that is due for the current billing cycle; the sum of total_past_due_amount and current_due_amount.

Allowable Values:

Format: 0.00
buckets

array of objects

Conditionally returned		One or more delinquency buckets for an account. Each delinquency bucket represents a billing cycle during which the account was delinquent.

Allowable Values:

One or more buckets objects
buckets[].bucket_number

integer

Returned		Delinquency bucket number in the returned array. Delinquency buckets are returned from most recent to least; the most recent delinquency bucket is 1.

Allowable Values:

Any integer
buckets[].payment_due_date

datetime

Returned		Date that the payment was due for this delinquency bucket.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
buckets[].past_due_carried_forward

decimal

Returned		Amount that is past due and carried forward from previous delinquency buckets.

Allowable Values:

Format: 0.00
buckets[].current_due

decimal

Returned		Current amount that is due for this delinquency bucket.

Allowable Values:

Format: 0.00
buckets[].total_due

decimal

Returned		Total amount that is due for this delinquency bucket; the sum of past_due_carried_forward and current_due.

Allowable Values:

Format: 0.00
buckets[].days_past_due

integer

Returned		Total number of days that the payment is past due for this delinquency bucket.

Allowable Values:

Any integer

​
Sample response body

The following code block shows details of a delinquent account.
JSON
{
  "account_token": "account_token_123",
  "is_delinquent": true,
  "date_account_delinquent": "2024-03-01T04:59:59.999Z",
  "date_account_current": null,
  "total_days_past_due": 91,
  "total_past_due": 100,
  "current_due": 40,
  "total_due": 140,
  "buckets": [
    {
      "bucket_number": 1,
      "payment_due_date": "2023-05-01T03:59:59.999Z",
      "past_due_carried_forward": 60,
      "current_due": 40,
      "total_due": 100,
      "days_past_due": 30
    },
    {
      "bucket_number": 2,
      "payment_due_date": "2024-04-01T03:59:59.999Z",
      "past_due_carried_forward": 20,
      "current_due": 40,
      "total_due": 60,
      "days_past_due": 60
    },
    {
      "bucket_number": 3,
      "payment_due_date": "2024-03-01T04:59:59.999Z",
      "past_due_carried_forward": 0,
      "current_due": 20,
      "total_due": 20,
      "days_past_due": 91
    }
  ]
}
The following code block shows details of a current account.
JSON
{
  "account_token": "account_token_111",
  "is_delinquent": false,
  "date_account_delinquent": null,
  "date_account_current": "2024-01-01T04:59:59.999Z",
  "total_days_past_due": 0,
  "total_past_due": 0,
  "current_due": 100,
  "total_due": 100,
  "buckets": []
}

​
List delinquency state transitions

Action: GET
Endpoint: /credit/accounts/{account_token}/delinquencystate/transitions Retrieve an array of delinquency state transitions for a credit account. A delinquency state transition occurs when an account’s delinquency state transitions between delinquent and current. An account becomes delinquent when it falls behind on payments and becomes current when payments are made up to date.

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URL path parameters

FieldsDescription
account_token

string

Required		Unique identifier of the credit account whose delinquency state transitions you want to retrieve.

Send a GET request to /credit/accounts to retrieve existing credit account tokens.

Allowable Values:

Existing account token

​
URL query parameters

FieldsDescription
count

integer

Optional		Number of resources to retrieve.

Allowable Values:

1 min
start_index

integer

Optional		Sort order index of the first resource in the returned array.

Allowable Values:

0 min
sort_by

string

Optional		Field on which to sort. Prefix the field name with a hyphen (-) to sort in descending order. Omit the hyphen to sort in ascending order.

NOTE: You must sort using system field names such as impactTime, and not by the field names appearing in response bodies such as impact_time.

Allowable Values:

impactTime, -impactTime

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Response body

FieldsDescription
count

integer

Returned		Number of resources returned.

Allowable Values:

1-10
start_index

integer

Returned		Sort order index of the first resource in the returned array.

Allowable Values:

Any integer
end_index

integer

Returned		Sort order index of the last resource in the returned array.

Allowable Values:

Any integer
is_more

boolean

Returned		A value of true indicates that more unreturned resources exist.

Allowable Values:

true, false
data

array of objects

Returned		List of delinquency state transitions.

Allowable Values:

Valid array of one or more delinquency state transitions
data[].token

string

Returned		Unique identifier of the delinquency state transition.

Allowable Values:

Existing delinquency transition token
data[].account_token

string

Returned		Unique identifier of the credit account.

Allowable Values:

Existing account token
data[].transition_trigger_reason

string

Returned		Event that triggered an update to the account’s delinquency state.

Allowable Values:

PAYMENT, PAYMENT_VOID, CREDIT, MINIMUM_PAYMENT_OVERRIDE, STATEMENT_GENERATION, REAGE, PAST_MIN_PAYMENT_DUE
data[].transition_trigger_time

datetime

Returned		Date and time when the triggering event caused the account’s delinquency state to transition, in UTC.

For journal entries, equivalent to request_time. For statement journal entries, equivalent to impact_time,

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].original_status

string

Returned		Original delinquency status prior to transition.

Allowable Values:

CURRENT, DELINQUENT
data[].status

string

Returned		Current delinquency status after transition.

Allowable Values:

CURRENT, DELINQUENT
data[].impact_time

datetime

Returned		Date and time when the triggering event impacted the account, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].total_past_due

decimal

Conditionally returned		Total amount that is past due after the triggering event occurred.

Equivalent to past_due_carried_forward for the account’s most recent delinquency bucket. To retrieve delinquency buckets for an account, send a GET request to /credit/accounts/{account_token}/delinquencystate.

Allowable Values:

Format: 0.00
data[].current_due

decimal

Conditionally returned		Current amount that is due after the triggering event occurred.

Equivalent to current_due for the account’s most recent delinquency bucket. To retrieve delinquency buckets for an account, send a GET request to /credit/accounts/{account_token}/delinquencystate.

Allowable Values:

Format: 0.00
data[].total_due

decimal

Conditionally returned		Total amount that is due after the triggering event occurred; the sum of total_past_due and current_due.

Equivalent to total_due for the account’s most recent delinquency bucket. To retrieve delinquency buckets for an account, send a GET request to /credit/accounts/{account_token}/delinquencystate.

Allowable Values:

Format: 0.00
data[].oldest_payment_due_date

datetime

Conditionally returned		Payment due date of the account’s oldest delinquency bucket, in UTC.

Useful when used with the delinquency state transition’s created_time to determine the total number of days a payment is past due.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].bucket_count

decimal

Conditionally returned		Number of buckets for the account after the triggering event occurred.

Allowable Values:

Any integer
data[].is_rolled_back

boolean

Returned		A value of true indicates that the system invalidated and rolled back the delinquency transition.

This is a temporary field that allows Marqeta to handle occasional cases of out-of-order processing. This can occur when two delinquency state transition webhooks are sent near-simultaneously.

For example, if a credit and a payment that bring an account current are made around the same time, two delinquency state transitions are sent very close together. In these cases, one of the transitions is rolled back and invalidated. For the transition that is rolled back, is_rolled_back is true and the transition should be ignored.

This field is temporary and to be deprecated when out-of-order processing is addressed in a future release.

Allowable Values:

true, false
data[].created_time

datetime

Returned		Date and time when the delinquency state transition was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
data[].updated_time

datetime

Conditionally returned		Date and time when the delinquency state transition was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Sample response body

JSON
{
  "count": 2,
  "start_index": 0,
  "end_index": 1,
  "is_more": false,
  "data": [
    {
      "token": "delinquency_transition_token_2",
      "account_token": "account_token_1",
      "transition_trigger_reason": "PAYMENT",
      "transition_trigger_time": "2023-12-02T23:13:48.284Z",
      "original_status": "DELINQUENT",
      "status": "CURRENT",
      "impact_time": "2023-12-02T23:13:48.281Z",
      "total_past_due": 0,
      "current_due": 221.53,
      "total_due": 221.53,
      "oldest_payment_due_date": "2024-01-01T04:59:59.999Z",
      "bucket_count": 0,
      "is_rolled_back": false,
      "created_time": "2023-03-28T00:52:17.566Z",
      "updated_time": "2023-03-28T00:52:17.566Z"
    },
    {
      "token": "delinquency_transition_token_1",
      "account_token": "account_token_1",
      "transition_trigger_reason": "STATEMENT_GENERATION",
      "transition_trigger_time": "2022-12-01T08:01:29.201Z",
      "original_status": "CURRENT",
      "status": "DELINQUENT",
      "impact_time": "2023-12-01T04:59:59.999Z",
      "total_past_due": 40.18,
      "current_due": 231.35,
      "total_due": 271.53,
      "oldest_payment_due_date": "2023-12-01T04:59:59.999Z",
      "bucket_count": 1,
      "is_rolled_back": false,
      "created_time": "2024-03-28T00:52:17.398Z",
      "updated_time": "2024-03-28T00:52:17.398Z"
    }
  ]
}

​
Retrieve delinquency state transition

Action: GET
Endpoint: /credit/accounts/{account_token}/delinquencystate/transitions/{delinquency_transition_token} Retrieve a specific delinquency state transition on a credit account. A delinquency state transition occurs when an account’s delinquency state transitions between delinquent and current. An account becomes delinquent when it falls behind on payments and becomes current when payments are made up to date.

​
URL path parameters

FieldsDescription
account_token

string

Required		Unique identifier of the credit account whose delinquency state transition you want to retrieve.

Send a GET request to /credit/accounts to retrieve existing credit account tokens.

Allowable Values:

Existing account token
delinquency_transition_token

string

Required		Unique identifier of the delinquency state transition.

Allowable Values:

Existing delinquency transition token

​
Response body

FieldsDescription
token

string

Returned		Unique identifier of the delinquency state transition.

Allowable Values:

Existing delinquency transition token
account_token

string

Returned		Unique identifier of the credit account.

Allowable Values:

Existing account token
transition_trigger_reason

string

Returned		Event that triggered an update to the account’s delinquency state.

Allowable Values:

PAYMENT, PAYMENT_VOID, CREDIT, MINIMUM_PAYMENT_OVERRIDE, STATEMENT_GENERATION, REAGE, PAST_MIN_PAYMENT_DUE
transition_trigger_time

datetime

Returned		Date and time when the triggering event caused the account’s delinquency state to transition, in UTC.

For journal entries, equivalent to request_time. For statement journal entries, equivalent to impact_time,

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
original_status

string

Returned		Original delinquency status prior to transition.

Allowable Values:

CURRENT, DELINQUENT
status

string

Returned		Current delinquency status after transition.

Allowable Values:

CURRENT, DELINQUENT
impact_time

datetime

Returned		Date and time when the triggering event impacted the account, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
total_past_due

decimal

Conditionally returned		Total amount that is past due after the triggering event occurred.

Equivalent to past_due_carried_forward for the account’s most recent delinquency bucket. To retrieve delinquency buckets for an account, send a GET request to /credit/accounts/{account_token}/delinquencystate.

Allowable Values:

Format: 0.00
current_due

decimal

Conditionally returned		Current amount that is due after the triggering event occurred.

Equivalent to current_due for the account’s most recent delinquency bucket. To retrieve delinquency buckets for an account, send a GET request to /credit/accounts/{account_token}/delinquencystate.

Allowable Values:

Format: 0.00
total_due

decimal

Conditionally returned		Total amount that is due after the triggering event occurred; the sum of total_past_due and current_due.

Equivalent to total_due for the account’s most recent delinquency bucket. To retrieve delinquency buckets for an account, send a GET request to /credit/accounts/{account_token}/delinquencystate.

Allowable Values:

Format: 0.00
oldest_payment_due_date

datetime

Conditionally returned		Payment due date of the account’s oldest delinquency bucket, in UTC.

Useful when used with the delinquency state transition’s created_time to determine the total number of days a payment is past due.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
bucket_count

decimal

Conditionally returned		Number of buckets for the account after the triggering event occurred.

Allowable Values:

Any integer
is_rolled_back

boolean

Returned		A value of true indicates that the system invalidated and rolled back the delinquency transition.

This is a temporary field that allows Marqeta to handle occasional cases of out-of-order processing. This can occur when two delinquency state transition webhooks are sent near-simultaneously.

For example, if a credit and a payment that bring an account current are made around the same time, two delinquency state transitions are sent very close together. In these cases, one of the transitions is rolled back and invalidated. For the transition that is rolled back, is_rolled_back is true and the transition should be ignored.

This field is temporary and to be deprecated when out-of-order processing is addressed in a future release.

Allowable Values:

true, false
created_time

datetime

Returned		Date and time when the delinquency state transition was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ
updated_time

datetime

Conditionally returned		Date and time when the delinquency state transition was last updated on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Sample response body

JSON
{
  "token": "delinquency_transition_token_1",
  "account_token": "account_token_1",
  "transition_trigger_reason": "STATEMENT_GENERATION",
  "transition_trigger_time": "2023-05-01T09:23:36.046Z",
  "original_status": "DELINQUENT",
  "status": "DELINQUENT",
  "impact_time": "2023-05-01T03:59:59.999Z",
  "total_past_due": 160,
  "current_due": 41.58,
  "total_due": 201.58,
  "oldest_payment_due_date": "2023-02-01T04:59:59.999Z",
  "bucket_count": 4,
  "is_rolled_back": false,
  "created_time": "2023-05-01T09:23:36.910Z",
  "updated_time": "2023-05-01T09:23:36.910Z"
}

​
Resend credit event notification

Action: POST
Endpoint: /credit/webhooks/{event_type}/{resource_token} Resends a credit event notification to your webhook endpoint. Although you send this request as a POST, all parameters are passed in the URL and the body is empty. The event notification is resent to your webhook endpoint and also returned in the response to this request. For details on how to configure your webhook endpoint, see the About Webhooks tutorial. For the complete /webhooks endpoint reference, see Webhooks.

​
URL path parameters

FieldsDescription
event_type

string

Required		Specifies the type of event you want to resend.

Allowable Values:

ledgerentry, journalentry, accounttransition, accountstatement, paymenttransition, delinquencytransition, paymentreminders, substatus, accountsignupbonus
resource_token

string

Required		Unique identifier of the resource for which you want to resend a notification.

- Send a GET request to /credit/accounts/{account_token}/journalentries to retrieve existing journal entry tokens.
- Send a GET request to /credit/accounts/{account_token}/ledgerentries to retrieve existing ledger entry tokens.
- Send a GET request to /accounts/{account_token}/accounttransitions to retrieve existing account transition tokens.
- Send a GET request to /credit/accounts/{account_token}/payments/{payment_token} to retrieve existing payment transition tokens.
- Send a GET request to /accounts/{account_token}/statements to retrieve existing statement summary tokens.
- Send a GET request to /accounts/{account_token}/delinquencystate/transitions to retrieve existing delinquency state transition tokens.
- Send a GET request to /accounts/{account_token}/statements/{statement_summary_token}/paymentreminders/{token} to retrieve existing payment reminder tokens.
- Send a GET request to /credit/substatuses to retrieve existing substatus tokens.
- Send a GET request to /credit/accounts to retrieve existing credit account tokens and identify the specific account for the resend event.

Allowable Values:

Existing journal entry token, ledger entry token, account transition token, payment transition token, statement summary token, delinquency transition token, or substatus token

​
Response body

FieldsDescription
unused

string

Conditionally returned		Event notification that was resent to your webhook endpoint.

Allowable Values:

Valid event notification

​
Sample response body

The following code block shows a sample of a resent creditaccounttransitions event.
JSON
{
  "token": "my_credit_account_transition_token1234",
  "account_token": "my_credit_account_token1234",
  "original_status": "UNACTIVATED",
  "status": "ACTIVE",
  "created_time": "2024-08-18T20:25:10.408Z"
}
The following code block shows a sample of a resent creditaccountstatements event.
JSON
{
  "token": "my_credit_account_statement_token",
  "account_token": "my_credit_account_token",
  "opening_balance": 496.45,
  "closing_balance": 506.41,
  "credit_limit": 500,
  "available_credit": 0,
  "past_due_amount": 10,
  "purchases": 0,
  "interest": 4.96,
  "fees": 15,
  "credits": 0,
  "payments": 10,
  "days_in_billing_cycle": 31,
  "cycle_type": "REVOLVING",
  "opening_date": "2025-03-01T05:00:00.000Z",
  "closing_date": "2025-04-01T03:59:59.999Z",
  "created_time": "2023-08-18T22:04:31.261Z"
}
The following code block shows a sample of a resent creditjournalentries event.
JSON
{
  "token": "my_journal_entry_token1234",
  "related_token": null,
  "root_token": null,
  "account_token": "my_credit_account_token1234",
  "card_token": "my_credit_card_token1234",
  "status": "PENDING",
  "group": "PURCHASE",
  "type": "authorization",
  "id": "12345678",
  "amount": 10,
  "currency_code": "USD",
  "memo": "Jane's Bakery",
  "request_time": "2024-08-18T22:06:52.000Z",
  "impact_time": "2024-08-18T22:07:21.422Z",
  "created_time": "2024-08-18T22:07:21.422Z",
  "dispute_token": null,
  "detail_token": "my_detail_token1234",
  "detail_object": {
    "type": "authorization",
    "state": "PENDING",
    "identifier": "234",
    "token": "my_detail_token1234",
    "user_token": "my_user_token",
    "acting_user_token": "my_user_token",
    "card_token": "my_credit_card_token1234",
    "gpa": {
      "currency_code": "USD",
      "ledger_balance": 510.87,
      "available_balance": 0,
      "credit_balance": 0,
      "pending_credits": 0,
      "impacted_amount": -10,
      "balances": {
        "USD": {
          "currency_code": "USD",
          "ledger_balance": 510.87,
          "available_balance": 0,
          "credit_balance": 0,
          "pending_credits": 0,
          "impacted_amount": -10
        }
      }
    },
    "gpa_order": {
      "token": "my_gpa_order_token1234",
      "amount": 10,
      "created_time": "2024-08-18T22:06:53Z",
      "last_modified_time": "2024-08-18T22:06:53Z",
      "transaction_token": "my_transaction_token1234",
      "state": "PENDING",
      "response": {
        "code": "0000",
        "memo": "Approved or completed successfully"
      },
      "funding": {
        "amount": 10,
        "source": {
          "type": "programgateway",
          "token": "**********1ab2",
          "active": true,
          "name": "credit_backed_funding_source",
          "is_default_account": false,
          "created_time": "2024-10-14T17:26:35Z",
          "last_modified_time": "2024-10-14T17:26:35Z"
        },
        "gateway_log": {
          "order_number": "my_gateway_token12345",
          "transaction_id": "my_transaction_id1234",
          "message": "Approved or completed successfully",
          "duration": 485,
          "timed_out": false,
          "response": {
            "code": "200",
            "data": {
              "jit_funding": {
                "token": "my_jit_funding_token1234",
                "method": "pgfs.authorization",
                "user_token": "my_user_token",
                "acting_user_token": "my_user_token",
                "amount": 10
              }
            }
          }
        }
      },
      "funding_source_token": "**********1ab2",
      "jit_funding": {
        "token": "my_transaction_id1234",
        "method": "pgfs.authorization",
        "user_token": "my_user_token",
        "acting_user_token": "my_user_token",
        "amount": 10
      },
      "user_token": "my_user_token",
      "currency_code": "USD"
    },
    "duration": 837,
    "created_time": "2024-08-18T22:06:52Z",
    "user_transaction_time": "2024-08-18T22:06:52Z",
    "settlement_date": "2024-08-18T00:00:00Z",
    "request_amount": 10,
    "amount": 10,
    "currency_code": "USD",
    "approval_code": "974406",
    "response": {
      "code": "0000",
      "memo": "Approved or completed successfully"
    },
    "network": "DISCOVER",
    "acquirer_fee_amount": 0,
    "acquirer": {
      "system_trace_audit_number": "376582"
    },
    "user": {
      "metadata": {
        "key1": "value1",
        "key2": "value2",
        "notification_email": "user@domain.com",
        "notification_language": "spa"
      }
    },
    "card": {
      "last_four": "9949",
      "metadata": {}
    },
    "issuer_received_time": "2024-08-18T22:06:52.771Z",
    "issuer_payment_node": "f8205a67b12b90d695b15704a64c074b",
    "network_reference_id": "484311571095",
    "card_acceptor": {
      "mid": "1234",
      "mcc": "6411",
      "name": "Jane's Bakery",
      "street_address": "1989 Fillmore St",
      "city": "San Francisco",
      "state": "CA",
      "postal_code": "94115",
      "country_code": "USA"
    },
    "pos": {
      "pin_present": false,
      "partial_approval_capable": true,
      "purchase_amount_only": false,
      "is_recurring": false,
      "is_installment": false
    }
  }
}
The following code block shows a sample of a resent creditledgerentries event.
JSON
{
  "token": "my_ledger_entry_token1234",
  "related_token": null,
  "root_token": null,
  "account_token": "my_credit_account_token1234",
  "card_token": "my_credit_card_token1234",
  "status": "PENDING",
  "group": "PURCHASE",
  "type": "authorization",
  "id": "12345678",
  "amount": 10,
  "currency_code": "USD",
  "memo": "Jane's Bakery",
  "request_time": "2024-08-18T22:06:52.000Z",
  "impact_time": "2024-08-18T22:07:21.422Z",
  "created_time": "2024-08-18T22:07:21.422Z",
  "dispute_token": null,
  "detail_token": "my_detail_token1234",
  "detail_object": {
    "type": "authorization",
    "state": "PENDING",
    "identifier": "234",
    "token": "my_detail_token1234",
    "user_token": "my_user_token",
    "acting_user_token": "my_user_token",
    "card_token": "my_credit_card_token1234",
    "gpa": {
      "currency_code": "USD",
      "ledger_balance": 510.87,
      "available_balance": 0,
      "credit_balance": 0,
      "pending_credits": 0,
      "impacted_amount": -10,
      "balances": {
        "USD": {
          "currency_code": "USD",
          "ledger_balance": 510.87,
          "available_balance": 0,
          "credit_balance": 0,
          "pending_credits": 0,
          "impacted_amount": -10
        }
      }
    },
    "gpa_order": {
      "token": "my_gpa_order_token1234",
      "amount": 10,
      "created_time": "2024-08-18T22:06:53Z",
      "last_modified_time": "2024-08-18T22:06:53Z",
      "transaction_token": "my_transaction_token1234",
      "state": "PENDING",
      "response": {
        "code": "0000",
        "memo": "Approved or completed successfully"
      },
      "funding": {
        "amount": 10,
        "source": {
          "type": "programgateway",
          "token": "**********1ab2",
          "active": true,
          "name": "credit_backed_funding_source",
          "is_default_account": false,
          "created_time": "2024-10-14T17:26:35Z",
          "last_modified_time": "2024-10-14T17:26:35Z"
        },
        "gateway_log": {
          "order_number": "my_gateway_token12345",
          "transaction_id": "my_transaction_id1234",
          "message": "Approved or completed successfully",
          "duration": 485,
          "timed_out": false,
          "response": {
            "code": "200",
            "data": {
              "jit_funding": {
                "token": "my_jit_funding_token1234",
                "method": "pgfs.authorization",
                "user_token": "my_user_token",
                "acting_user_token": "my_user_token",
                "amount": 10
              }
            }
          }
        }
      },
      "funding_source_token": "**********1ab2",
      "jit_funding": {
        "token": "my_transaction_id1234",
        "method": "pgfs.authorization",
        "user_token": "my_user_token",
        "acting_user_token": "my_user_token",
        "amount": 10
      },
      "user_token": "my_user_token",
      "currency_code": "USD"
    },
    "duration": 837,
    "created_time": "2024-08-18T22:06:52Z",
    "user_transaction_time": "2024-08-18T22:06:52Z",
    "settlement_date": "2024-08-18T00:00:00Z",
    "request_amount": 10,
    "amount": 10,
    "currency_code": "USD",
    "approval_code": "974406",
    "response": {
      "code": "0000",
      "memo": "Approved or completed successfully"
    },
    "network": "DISCOVER",
    "acquirer_fee_amount": 0,
    "acquirer": {
      "system_trace_audit_number": "376582"
    },
    "user": {
      "metadata": {
        "key1": "value1",
        "key2": "value2",
        "notification_email": "user@domain.com",
        "notification_language": "spa"
      }
    },
    "card": {
      "last_four": "9949",
      "metadata": {}
    },
    "issuer_received_time": "2024-08-18T22:06:52.771Z",
    "issuer_payment_node": "f8205a67b12b90d695b15704a64c074b",
    "network_reference_id": "484311571095",
    "card_acceptor": {
      "mid": "1234",
      "mcc": "6411",
      "name": "Jane's Bakery",
      "street_address": "1989 Fillmore St",
      "city": "San Francisco",
      "state": "CA",
      "postal_code": "94115",
      "country_code": "USA"
    },
    "pos": {
      "pin_present": false,
      "partial_approval_capable": true,
      "purchase_amount_only": false,
      "is_recurring": false,
      "is_installment": false
    }
  }
}
The following code block shows a sample of a resent creditpaymenttransitions event.
JSON
{
  "token": "my_payment_transition_token1234",
  "account_token": "my_credit_account_token1234",
  "payment_token": "my_credit_account_payment_token1234",
  "status": "COMPLETED",
  "refund_details": null,
  "created_time": "2024-08-17T18:26:47.591Z"
}
The following code block shows a sample of a resent creditdelinquencytransitions event.
JSON
{
  "token": "my_delinquency_transition_token1234",
  "account_token": "my_credit_account_token1234",
  "transition_trigger_reason": "STATEMENT_GENERATION",
  "transition_trigger_time": "2024-03-01 04:59:59.999",
  "original_status": "CURRENT",
  "status": "DELINQUENT",
  "impact_time": "2024-03-01 04:59:59.999",
  "total_past_due": 100,
  "current_due": 40,
  "total_due": 140,
  "oldest_payment_due_date": "2023-02-01 04:59:59.999",
  "bucket_count": 2,
  "is_rolled_back": false,
  "created_time": "2024-03-01 04:59:59.999",
  "updated_time": "2024-03-01 04:59:59.999"
}
The following code block shows a sample of a resent substatus event.
JSON
{
  "token": "substatus_token",
  "resource_type": "ACCOUNT",
  "resource_token": "my_account_token",
  "substatus": "FRAUD",
  "state": "INACTIVE",
  "is_active": false,
  "attributes": [],
  "created_time": "2024-04-02T11:23:23Z",
  "updated_time": "2024-04-02T11:23:23Z",
  "events": [
    {
      "state": "ACTIVE",
      "channel": "SYSTEM",
      "reason": "Fraud system detected suspicious activity",
      "effective_date": "2024-04-02T11:23:23Z",
      "created_time": "2024-04-02T11:23:23Z"
    },
    {
      "state": "INACTIVE",
      "channel": "ADMIN",
      "reason": "Verified non-fraud with cardholder",
      "effective_date": "2024-04-02T11:23:23Z",
      "created_time": "2024-04-02T11:23:23Z"
    }
  ]
}
The following code block shows a sample of a resent accountsignupbonus event.
JSON
{
  "token": "my_accountsignupbonus_token",
  "account_token": "my_account_token",
  "type": "STATEMENT_CREDIT",
  "status": "ISSUED",
  "accrual_start_time": "2024-04-02T11:23:23Z",
  "maturity_time": "2024-04-02T11:23:23Z",
  "spend_total": 10,
  "reward_token": "my_reward_token",
  "journal_entry_token": "my_journal_entry_token"
}

Related topics

Payment SourcesTransactionsAbout Credit AccountsSimulating TransactionsPayment Schedules