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Use the account transitions endpoints to create and retrieve account transitions on Marqeta’s credit platform. An account transition occurs when a credit account transitions to a new status. To receive webhook notifications when account transition events occur, see Credit account transition events in Event Types.

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Transition account status

Action: POST
Endpoint: /credit/accounts/{account_token}/accounttransitions Transition a credit account to a new status.

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URL path parameters

FieldsDescription
account_token

string

Required		The unique identifier of the credit account for which to transition a status.

Send a GET request to /credit/accounts to retrieve existing credit account tokens.

Allowable Values:

Existing account token

​
Request body

FieldsDescription
status

string

Required		Status of the credit account.

NOTECHARGE_OFF is not an allowable value for original_status.

Allowable Values:

UNACTIVATED, ACTIVE, SUSPENDED, TERMINATED, CHARGE_OFF
token

string

Optional		Unique identifier of the credit account transition.

Allowable Values:

36 char max

​
Sample request body

JSON
{
  "status": "ACTIVE"
}

​
Response body

FieldsDescription
token

string

Returned		Unique identifier of the credit account transition.

Allowable Values:

36 char max
account_token

string

Returned		Unique identifier of the credit account for which to transition a status.

Allowable Values:

36 char max
original_status

string

Returned		Status of the credit account prior to transition.

Allowable Values:

UNACTIVATED, ACTIVE, SUSPENDED, TERMINATED, CHARGE_OFF
status

string

Returned		Status to which the credit account transitioned.

Allowable Values:

UNACTIVATED, ACTIVE, SUSPENDED, TERMINATED, CHARGE_OFF
created_time

datetime

Returned		Date and time when the transition record was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Sample response body

JSON
{
  "token": "my_account_transition_token1234",
  "account_token": "my_account_token_12",
  "original_status": "UNACTIVATED",
  "status": "ACTIVE",
  "created_time": "2021-09-03T19:22:45Z"
}

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List account transitions

Action: GET
Endpoint: /credit/accounts/{account_token}/accounttransitions Retrieve an array of transitions on a credit account. This endpoint supports sorting and pagination.

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URL path parameters

FieldsDescription
account_token

string

Required		The unique identifier of the credit account for which you want to retrieve transitions.

Send a GET request to /credit/accounts to retrieve existing credit account tokens.

Allowable Values:

Existing account token

​
URL query parameters

FieldsDescription
count

integer

Optional		The number of resources to retrieve.

Allowable Values:

1–100
start_index

integer

Optional		Sort order index of the first resource in the returned array.

Allowable Values:

0 min
sort_by

string

Optional		Field on which to sort. Prefix the field name with a hyphen (-) to sort in descending order. Omit the hyphen to sort in ascending order.

NOTE: You must sort using system field names such as createdTime, and not by the field names appearing in response bodies such as created_time.

Allowable Values:

createdTime, -createdTime

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Response body

FieldsDescription
count

integer

Returned		Number of resources returned.

Allowable Values:

1-10
start_index

integer

Returned		Sort order index of the first resource in the returned array.

Allowable Values:

Any integer
end_index

integer

Returned		Sort order index of the last resource in the returned array.

Allowable Values:

Any integer
is_more

boolean

Returned		A value of true indicates that more unreturned resources exist.

Allowable Values:

true, false
data

array of objects

Returned		Contains one or more account transitions.

Allowable Values:

One or more account transition objects
data[].token

string

Returned		Unique identifier of the credit account transition.

Allowable Values:

36 char max
data[].account_token

string

Returned		Unique identifier of the credit account for which to transition a status.

Allowable Values:

36 char max
data[].original_status

string

Returned		Status of the credit account prior to transition.

Allowable Values:

UNACTIVATED, ACTIVE, SUSPENDED, TERMINATED, CHARGE_OFF
data[].status

string

Returned		Status to which the credit account transitioned.

Allowable Values:

UNACTIVATED, ACTIVE, SUSPENDED, TERMINATED, CHARGE_OFF
data[].created_time

datetime

Returned		Date and time when the transition record was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Sample response body

JSON
{
  "count": 1,
  "start_index": 0,
  "end_index": 0,
  "is_more": false,
  "data": [
    {
      "token": "my_account_transition_token1234",
      "account_token": "my_account_token_12",
      "original_status": "UNACTIVATED",
      "status": "ACTIVE",
      "created_time": "2021-09-03T19:22:45Z"
    }
  ]
}

​
Retrieve account transition

Action: GET
Endpoint: /credit/accounts/{account_token}/accounttransitions/{token} Retrieve a transition for a credit account.

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URL path parameters

FieldsDescription
account_token

string

Required		The unique identifier of the credit account for which you want to retrieve a transition.

Send a GET request to /credit/accounts to retrieve existing credit account tokens.

Allowable Values:

Existing account token
token

string

Required		The unique identifier of the account transition you want to retrieve.

Send a GET request to /credit/accounts/{account_token}/accounttransitions to retrieve existing account transition tokens.

Allowable Values:

Existing account transition token

​
Response body

FieldsDescription
token

string

Returned		Unique identifier of the credit account transition.

Allowable Values:

36 char max
account_token

string

Returned		Unique identifier of the credit account for which to transition a status.

Allowable Values:

36 char max
original_status

string

Returned		Status of the credit account prior to transition.

Allowable Values:

UNACTIVATED, ACTIVE, SUSPENDED, TERMINATED, CHARGE_OFF
status

string

Returned		Status to which the credit account transitioned.

Allowable Values:

UNACTIVATED, ACTIVE, SUSPENDED, TERMINATED, CHARGE_OFF
created_time

datetime

Returned		Date and time when the transition record was created on Marqeta’s credit platform, in UTC.

Allowable Values:

Format: yyyy-MM-ddThh:mm:ssZ

​
Sample response body

JSON
{
  "token": "my_account_transition_token1234",
  "account_token": "my_account_token_12",
  "original_status": "UNACTIVATED",
  "status": "ACTIVE",
  "created_time": "2021-09-03T19:22:45Z"
}

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Resend credit event notification

Action: POST
Endpoint: /credit/webhooks/{event_type}/{resource_token} Resends a credit event notification to your webhook endpoint. Although you send this request as a POST, all parameters are passed in the URL and the body is empty. The event notification is resent to your webhook endpoint and also returned in the response to this request. For details on how to configure your webhook endpoint, see the About Webhooks tutorial. For the complete /webhooks endpoint reference, see Webhooks.

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URL path parameters

FieldsDescription
event_type

string

Required		Specifies the type of event you want to resend.

Allowable Values:

ledgerentry, journalentry, accounttransition, accountstatement, paymenttransition, delinquencytransition
resource_token

string

Required		The unique identifier of the resource for which you want to resend a notification.

Send a GET request to /credit/accounts/{account_token}/journalentries to retrieve existing journal entry tokens.

Send a GET request to /credit/accounts/{account_token}/ledgerentries to retrieve existing ledger entry tokens.

Send a GET request to /accounts/{account_token}/accounttransitions to retrieve existing account transition tokens.

Send a GET request to /credit/accounts/{account_token}/payments/{payment_token} to retrieve existing payment transition tokens.

Send a GET request to /accounts/{account_token}/statements to retrieve existing statement summary tokens.

Send a GET request to /accounts/{account_token}/delinquencystate/transitions to retrieve existing delinquency transition tokens.

Allowable Values:

Existing journal entry token, ledger entry token, account transition token, payment transition token, statement summary token, or delinquency transition token

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Response body

FieldsDescription
unused

string

Conditionally returned		The event notification that was resent to your webhook endpoint.

Allowable Values:

Valid event notification

​
Sample response body

The following code block shows a sample of a resent creditaccounttransitions event.
JSON
{
  "token": "my_credit_account_transition_token1234",
  "account_token": "my_credit_account_token1234",
  "original_status": "UNACTIVATED",
  "status": "ACTIVE",
  "created_time": "2021-08-18T20:25:10.408Z"
}
The following code block shows a sample of a resent creditaccountstatements event.
JSON
{
  "token": "my_credit_account_statement_token",
  "account_token": "my_credit_account_token",
  "opening_balance": 496.45,
  "closing_balance": 506.41,
  "credit_limit": 500,
  "available_credit": 0,
  "past_due_amount": 10,
  "purchases": 0,
  "interest": 4.96,
  "fees": 15,
  "credits": 0,
  "payments": 10,
  "days_in_billing_cycle": 31,
  "cycle_type": "REVOLVING",
  "opening_date": "2023-03-01T05:00:00.000Z",
  "closing_date": "2023-04-01T03:59:59.999Z",
  "created_time": "2021-08-18T22:04:31.261Z"
}
The following code block shows a sample of a resent creditjournalentries event.
JSON
{
  "token": "my_journal_entry_token1234",
  "related_token": null,
  "root_token": null,
  "account_token": "my_credit_account_token1234",
  "card_token": "my_credit_card_token1234",
  "status": "PENDING",
  "group": "PURCHASE",
  "type": "authorization",
  "id": "12345678",
  "amount": 10,
  "currency_code": "USD",
  "memo": "Jane's Bakery",
  "request_time": "2021-08-18T22:06:52.000Z",
  "impact_time": "2021-08-18T22:07:21.422Z",
  "created_time": "2021-08-18T22:07:21.422Z",
  "dispute_token": null,
  "detail_token": "my_detail_token1234",
  "detail_object": {
    "type": "authorization",
    "state": "PENDING",
    "identifier": "234",
    "token": "my_detail_token1234",
    "user_token": "my_user_token",
    "acting_user_token": "my_user_token",
    "card_token": "my_credit_card_token1234",
    "gpa": {
      "currency_code": "USD",
      "ledger_balance": 510.87,
      "available_balance": 0,
      "credit_balance": 0,
      "pending_credits": 0,
      "impacted_amount": -10,
      "balances": {
        "USD": {
          "currency_code": "USD",
          "ledger_balance": 510.87,
          "available_balance": 0,
          "credit_balance": 0,
          "pending_credits": 0,
          "impacted_amount": -10
        }
      }
    },
    "gpa_order": {
      "token": "my_gpa_order_token1234",
      "amount": 10,
      "created_time": "2021-08-18T22:06:53Z",
      "last_modified_time": "2021-08-18T22:06:53Z",
      "transaction_token": "my_transaction_token1234",
      "state": "PENDING",
      "response": {
        "code": "0000",
        "memo": "Approved or completed successfully"
      },
      "funding": {
        "amount": 10,
        "source": {
          "type": "programgateway",
          "token": "**********1ab2",
          "active": true,
          "name": "credit_backed_funding_source",
          "is_default_account": false,
          "created_time": "2021-10-14T17:26:35Z",
          "last_modified_time": "2021-10-14T17:26:35Z"
        },
        "gateway_log": {
          "order_number": "my_gateway_token12345",
          "transaction_id": "my_transaction_id1234",
          "message": "Approved or completed successfully",
          "duration": 485,
          "timed_out": false,
          "response": {
            "code": "200",
            "data": {
              "jit_funding": {
                "token": "my_jit_funding_token1234",
                "method": "pgfs.authorization",
                "user_token": "my_user_token",
                "acting_user_token": "my_user_token",
                "amount": 10
              }
            }
          }
        }
      },
      "funding_source_token": "**********1ab2",
      "jit_funding": {
        "token": "my_transaction_id1234",
        "method": "pgfs.authorization",
        "user_token": "my_user_token",
        "acting_user_token": "my_user_token",
        "amount": 10
      },
      "user_token": "my_user_token",
      "currency_code": "USD"
    },
    "duration": 837,
    "created_time": "2021-08-18T22:06:52Z",
    "user_transaction_time": "2021-08-18T22:06:52Z",
    "settlement_date": "2021-08-18T00:00:00Z",
    "request_amount": 10,
    "amount": 10,
    "currency_code": "USD",
    "approval_code": "974406",
    "response": {
      "code": "0000",
      "memo": "Approved or completed successfully"
    },
    "network": "DISCOVER",
    "acquirer_fee_amount": 0,
    "acquirer": {
      "system_trace_audit_number": "376582"
    },
    "user": {
      "metadata": {
        "key1": "value1",
        "key2": "value2",
        "notification_email": "user@domain.com",
        "notification_language": "spa"
      }
    },
    "card": {
      "last_four": "9949",
      "metadata": {}
    },
    "issuer_received_time": "2021-08-18T22:06:52.771Z",
    "issuer_payment_node": "f8205a67b12b90d695b15704a64c074b",
    "network_reference_id": "484311571095",
    "card_acceptor": {
      "mid": "1234",
      "mcc": "6411",
      "name": "Jane's Bakery",
      "street_address": "1989 Fillmore St",
      "city": "San Francisco",
      "state": "CA",
      "postal_code": "94115",
      "country_code": "USA"
    },
    "pos": {
      "pin_present": false,
      "partial_approval_capable": true,
      "purchase_amount_only": false,
      "is_recurring": false,
      "is_installment": false
    }
  }
}
The following code block shows a sample of a resent creditledgerentries event.
JSON
{
  "token": "my_ledger_entry_token1234",
  "related_token": null,
  "root_token": null,
  "account_token": "my_credit_account_token1234",
  "card_token": "my_credit_card_token1234",
  "status": "PENDING",
  "group": "PURCHASE",
  "type": "authorization",
  "id": "12345678",
  "amount": 10,
  "currency_code": "USD",
  "memo": "Jane's Bakery",
  "request_time": "2021-08-18T22:06:52.000Z",
  "impact_time": "2021-08-18T22:07:21.422Z",
  "created_time": "2021-08-18T22:07:21.422Z",
  "dispute_token": null,
  "detail_token": "my_detail_token1234",
  "detail_object": {
    "type": "authorization",
    "state": "PENDING",
    "identifier": "234",
    "token": "my_detail_token1234",
    "user_token": "my_user_token",
    "acting_user_token": "my_user_token",
    "card_token": "my_credit_card_token1234",
    "gpa": {
      "currency_code": "USD",
      "ledger_balance": 510.87,
      "available_balance": 0,
      "credit_balance": 0,
      "pending_credits": 0,
      "impacted_amount": -10,
      "balances": {
        "USD": {
          "currency_code": "USD",
          "ledger_balance": 510.87,
          "available_balance": 0,
          "credit_balance": 0,
          "pending_credits": 0,
          "impacted_amount": -10
        }
      }
    },
    "gpa_order": {
      "token": "my_gpa_order_token1234",
      "amount": 10,
      "created_time": "2021-08-18T22:06:53Z",
      "last_modified_time": "2021-08-18T22:06:53Z",
      "transaction_token": "my_transaction_token1234",
      "state": "PENDING",
      "response": {
        "code": "0000",
        "memo": "Approved or completed successfully"
      },
      "funding": {
        "amount": 10,
        "source": {
          "type": "programgateway",
          "token": "**********1ab2",
          "active": true,
          "name": "credit_backed_funding_source",
          "is_default_account": false,
          "created_time": "2021-10-14T17:26:35Z",
          "last_modified_time": "2021-10-14T17:26:35Z"
        },
        "gateway_log": {
          "order_number": "my_gateway_token12345",
          "transaction_id": "my_transaction_id1234",
          "message": "Approved or completed successfully",
          "duration": 485,
          "timed_out": false,
          "response": {
            "code": "200",
            "data": {
              "jit_funding": {
                "token": "my_jit_funding_token1234",
                "method": "pgfs.authorization",
                "user_token": "my_user_token",
                "acting_user_token": "my_user_token",
                "amount": 10
              }
            }
          }
        }
      },
      "funding_source_token": "**********1ab2",
      "jit_funding": {
        "token": "my_transaction_id1234",
        "method": "pgfs.authorization",
        "user_token": "my_user_token",
        "acting_user_token": "my_user_token",
        "amount": 10
      },
      "user_token": "my_user_token",
      "currency_code": "USD"
    },
    "duration": 837,
    "created_time": "2021-08-18T22:06:52Z",
    "user_transaction_time": "2021-08-18T22:06:52Z",
    "settlement_date": "2021-08-18T00:00:00Z",
    "request_amount": 10,
    "amount": 10,
    "currency_code": "USD",
    "approval_code": "974406",
    "response": {
      "code": "0000",
      "memo": "Approved or completed successfully"
    },
    "network": "DISCOVER",
    "acquirer_fee_amount": 0,
    "acquirer": {
      "system_trace_audit_number": "376582"
    },
    "user": {
      "metadata": {
        "key1": "value1",
        "key2": "value2",
        "notification_email": "user@domain.com",
        "notification_language": "spa"
      }
    },
    "card": {
      "last_four": "9949",
      "metadata": {}
    },
    "issuer_received_time": "2021-08-18T22:06:52.771Z",
    "issuer_payment_node": "f8205a67b12b90d695b15704a64c074b",
    "network_reference_id": "484311571095",
    "card_acceptor": {
      "mid": "1234",
      "mcc": "6411",
      "name": "Jane's Bakery",
      "street_address": "1989 Fillmore St",
      "city": "San Francisco",
      "state": "CA",
      "postal_code": "94115",
      "country_code": "USA"
    },
    "pos": {
      "pin_present": false,
      "partial_approval_capable": true,
      "purchase_amount_only": false,
      "is_recurring": false,
      "is_installment": false
    }
  }
}
The following code block shows a sample of a resent creditpaymenttransitions event.
JSON
{
  "token": "my_payment_transition_token1234",
  "account_token": "my_credit_account_token1234",
  "payment_token": "my_credit_account_payment_token1234",
  "status": "COMPLETED",
  "refund_details": null,
  "created_time": "2021-08-17T18:26:47.591Z"
}
The following code block shows a sample of a resent creditdelinquencytransitions event.
JSON
{
  "token": "my_delinquency_transition_token1234",
  "account_token": "my_credit_account_token1234",
  "transition_trigger_reason": "STATEMENT_GENERATION",
  "transition_trigger_time": "2023-03-01 04:59:59.999",
  "original_status": "CURRENT",
  "status": "DELINQUENT",
  "impact_time": "2023-03-01 04:59:59.999",
  "total_past_due": 100,
  "current_due": 40,
  "total_due": 140,
  "oldest_payment_due_date": "2023-02-01 04:59:59.999",
  "bucket_count": 2,
  "is_invalidated": false,
  "created_time": "2023-03-01 04:59:59.999",
  "updated_time": "2023-03-01 04:59:59.999"
}

Related topics

User TransitionsBusiness TransitionsCard TransitionsAccount CardsDelinquency