Balances

• Ledger balance - When using standard funding: The funds that are available to spend immediately, including funds from any authorized transactions that have not yet cleared. When using Just-in-Time (JIT) Funding: Authorized funds that are currently on hold, but not yet cleared.
• Available balance - The ledger balance minus any authorized transactions that have not yet cleared. Also known as the cardholder’s purchasing power. If you are using JIT Funding, this balance is usually 0.00.
• Cached balance - Not currently used.
• Credit balance - Not currently used.
• Pending credits - ACH loads that have been accepted, but for which the funding time has not yet elapsed.

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Retrieve GPA balances

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URL path parameters

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Response body

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Sample response body

{
  "gpa": {
    "currency_code": "USD",
    "ledger_balance": 1000,
    "available_balance": 990,
    "pending_credits": 0,
    "balances": {
      "USD": {
        "currency_code": "USD",
        "ledger_balance": 1000,
        "available_balance": 990,
        "pending_credits": 0
      }
    }
  },
  "links": {
    "rel": "gpa",
    "method": "GET",
    "href": "/v3/balances/my_user_01/gpa"
  }
}