Precise spend controls with real-time data
Reinvent and streamline business spend management
The challenge
Monitoring and managing business expenditures
Achieving and maintaining visibility into—and control of—expenses is an ongoing struggle for many businesses. At the same time, the financial leaders of these businesses are underwhelmed by the spend-management tools currently available to them. What they’re demanding are seamless, customized spend-management experiences that won’t frustrate them to the point of abandoning the product. Here’s what they’re up against.
No real-time visibility or control
Your business customers want to see and have control of—at a granular level—each and every business transaction
No full spend-management experience
Businesses struggle to get the full picture of their expenses, establish spend controls, and set up account hierarchies
Lack of simplified spend reconciliation
Businesses want a differentiated solution that offers in-depth transaction data to make expense reconciliation easy
Lack of rewards for business expenses
81% of business travelers want their company to offer financial incentives for saving the company money on travel expenses 1
The Solution
Embedded finance delivers greater spend visibility and controls
Real-time insights, detailed spend data, precise spend controls, and more secure Just-in-Time Funding authorizations. This is customized expense management, all seamlessly built into your brand's ecosystem to give customers granular control over their business spend.
Maximize growth while managing risk
Attract business customers with embedded spend-management solutions that reinforce your value proposition
Retain customers with a sticky product
Create stickier relationships with business customers by offering flexible spend-management with greater control
Generate new revenue streams
Earn interchange to reinvest back into the business with the funding model that works best for you and your customers
Partner with a trusted category leader
Our fully scaled platform and program management services have numerous proof points for solving for spend management
Why now
Business expense management is ripe for disruption. Embedded finance has the solve.
Poor visibility into transactions
46% of CFOs surveyed say they lack full visibility into spend data across their own companies, and embedded finance can fix that 2
Businesses need the right tools to manage their spend
40% of employees input their expenses the old-school way—manually—which is inefficient, outdated, and a bad compliance practice 3
Expense tools for corporate travel still feel too rigid
Only 63% of travel and finance managers either “strongly” or “somewhat” agree that they have the tools they need to create the nuanced, dynamic expense policies that today’s travel environment demands 3
Why Marqeta
Our proven solutions
Powerful data at the ready
Get the rich, real-time data you’ve been longing for to finally have better spend oversight and simplified spend reconciliation.
Granular spend controls
Define how, where and when spend happens—from utilizing pre-set fraud-management rules to integrating with your own business logic.
Better customer experiences
Get all the tools you'll need to deliver a truly modern, digital customer experience that is seamlessly integrated with your existing software.
You don’t need to have all the answers. Let’s figure it out together.
Let us help you see if these embedded finance solutions are right for your customers. Seamlessly integrate them within your customers’ businesses to transform their expense-management experiences and save them time, money, and frustration like never before—all to accelerate your growth as well as theirs.
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© 2024 Marqeta, Inc. 180 Grand Avenue, 6th Floor, Oakland, CA 94612