Virtual card platform
Create & issue flexible virtual cards
Create real-time and customized payments. Manage your spending and stay secure with powerful controls.
Key benefits of our virtual card issuing program
Reimagine payment solutions
Issue virtual cards and create customizable payments in a matter of seconds
Minimize fraud
Enable transaction-specific controls that prevent attempts to misuse the card
Eliminate costs
Gain operational efficiencies with a more cost-effective card payment solution
What are virtual cards?
Just like their physical counterparts, virtual cards have a 16-digit number that is automatically generated and assigned to a customer’s account. They are, in many cases, the preferred form of payment because they can be issued and used immediately. Marqeta provides virtual cards with Just-in-Time (JIT) Funding to optimize cash flow. Marqeta also makes it easier to control and track funds tied to the virtual card number.
Explore the power of virtual cards
Instant issuance of virtual cards
Our business model is on-demand, giving you flexibility in how you issue virtual cards. Whether you’re offering an installment loan to a borrower at the point of sale or onboarding a gig worker—our instant virtual cards can be used wherever Visa and Mastercard are accepted.
“We are always looking for ways to make Google Pay more helpful to our users. By working with Marqeta, we are able to give our users another way to spend the funds in their Google Pay balance, making it even easier to pay for everyday items.”
Govind Kaushal,
Head of Product, Google Pay
Head of Product, Google Pay
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Stay up to date with the latest industry trends, expert discussions, and educational resources.
Discover more insights
Stay up to date with the latest industry trends, expert discussions, and educational resources.
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© 2026 Marqeta, Inc. 180 Grand Avenue, 6th Floor, Oakland, CA 94612