Virtual card platform
Create & issue flexible virtual cards
Create real-time and customized payments. Manage your spending and stay secure with powerful controls.
Reimagine payment solutions
Issue virtual cards and create customizable payments in a matter of seconds.
Minimize fraud
Enable transaction-specific controls that prevent attempts to misuse the card.
Eliminate costs
Gain operational efficiencies with a more cost-effective card payment solution.
What are virtual cards?
A virtual credit card, or virtual card, functions like a physical card with a uniquely generated 16-digit number tied to a customer’s account. Since virtual cards can be issued and used instantly, they’re often the preferred payment method. Marqeta supports virtual credit cards with Just-in-Time (JIT) Funding to optimize cash flow and improve control and tracking of card-level spending.
Our business model is on-demand, giving you flexibility in how you issue virtual cards. Whether you’re offering an installment loan to a borrower at the point of sale or onboarding a gig worker—our instant virtual cards can be used wherever Visa and Mastercard are accepted.
“We are always looking for ways to make Google Pay more helpful to our users. By working with Marqeta, we are able to give our users another way to spend the funds in their Google Pay balance, making it even easier to pay for everyday items.”
Govind Kaushal, Head of Product, Google Pay at Google
Launch your next payments innovation
The expertise, infrastructure, and partnership to take your program from launch to lasting.