What are prepaid cards?
A prepaid card resembles a debit or credit card, but holds a finite amount of funds and is not directly tied to a bank account or line of credit.
These cards typically can only be used for purchases under or equal to the card balance and are typically terminated upon reaching this initial balance.
Marqeta provides prepaid cards with dynamic spend controls and Just-in-Time Funding to optimize cash flow and mitigate payment fraud.
Real world examples
Incentives & rewards
Prepaid cards deliver the scale, flexibility, and customization needed for successful incentives and rewards programs. With Marqeta’s Just-in-Time Funding, card programs can maximize their working capital instead of tying up funds on traditional cards.
On-demand services
Onboard couriers quickly using instant issuance, and ensure they follow payment roles with dynamic spend and authorization controls. Marqeta powers on-demand service use cases from ride sharing to grocery delivery with our customizable prepaid cards.
Online travel
Virtual prepaid cards make for quick supplier payments that are funded only at the time of authorization. Marqeta also enables metadata to be added to each transaction, like a travel reference number, to make reconciliation a breeze.
Get started with prepaid cards
Michael Garrity,CEOLaunch your next payment innovation
Let's talk about your use case and how we can help.
Solutions
Features
Company
Location
© 2025 Marqeta, Inc. 180 Grand Avenue, 6th Floor, Oakland, CA 94612
