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Learn how to customize your credit program using our guides on credit concepts and reference documentation for credit-related APIs on Marqeta’s credit platform, which functions as the system of record.

Credit documentation and resources

Summary of Credit Resources

Learn how credit-related components on Marqeta’s credit platform are interrelated.

Credit Programs in the Marqeta Dashboard

Learn how to use the Marqeta Dashboard to view and manage your credit programs, including its policies, bundles, and templates.

Credit Products in the Marqeta Dashboard

Learn how to use the Marqeta Dashboard to manage your credit products.

About Credit Accounts

Learn about credit accounts, including how accounts are originated, the lifecycle of an account, important objects, and more.

About Credit Program Gateways

Learn about how to use a Program Gateway to make decisions on purchase transaction authorizations at transaction time.

About Credit Account Journal Entries

Learn about the different journal entry groups on credit accounts, including purchases, purchase refunds, interest, fees, rewards, payments, disputes, and more.

About Credit Account Ledger Entries

Learn about the different ledger entry groups on credit accounts, including purchases, purchase refunds, interest, fees, rewards, payments, disputes, and more.

About Credit Account Disputes

Learn about disputes on credit accounts, including dispute adjustments, provisional credits, the dispute process, and more.

About Credit Account Payments

Learn about payments on credit accounts, including the payment lifecycle, payment holds, ledger impact, and more.

About Credit Account Statements

Learn about the statement data you can retrieve and display on a credit account statement.

Policies Endpoint (Beta)

See reference documentation for the Policies API.

Bundles Endpoint (Beta)

See reference documentation for the Bundles API.

Credit Products Endpoint

See reference documentation for the Credit Products API.

Program Gateways Endpoint

See reference documentation for the Program Gateways API.

Credit Accounts Endpoint

See reference documentation for the Credit Accounts API.

Account Cards Endpoint

See reference documentation for the Account Cards API.

Account Transitions Endpoint

See reference documentation for the Account Transitions API.

Journal Entries Endpoint

See reference documentation for the Journal Entries API.

Ledger Entries Endpoint

See reference documentation for the Ledger Entries API.

Account Rewards Endpoint

See reference documentation for the Account Rewards API.

Statements Endpoint

See reference documentation for the Account Statements API.

Payments Endpoint

See reference documentation for the Payments API

Payment Sources Endpoint

See reference documentation for the Payment Sources API.

Delinquency Endpoint

See reference documentation for the Delinquency API.

Adjustments Endpoint

See reference documentation for the Adjustments API.

Disputes Endpoint

See reference documentation for the Disputes API.

Balance Refunds Endpoint

See reference documentation for the Balance Refunds API.

Reward Accounts Endpoint

See reference documentation for the Reward Accounts API.

Reward Redemptions Endpoint

See reference documentation for the Reward Redemptions API.